NBTB Earnings

NBTB reported its earnings on 2026-01-26, showcasing a revenue of 238.00M against an estimate of 182.00M, resulting in a 30.95% surprise. The EPS was 1.05, surpassing the expected 0.99 by 6.06% . The stock experienced a -1.12% price change on the earnings day and a 0% change over the next five days, reflecting market reactions to the results.

Following NBTB's earnings announcement on 2026-01-26, the stock price moved by -1.12% on the day of the release. Over the subsequent five days, it saw a % change. Historically, NBTB's stock price tends to shift by an average of -1.09% in the 10 days leading up to earnings and +2.16% in the 10 days following, providing insight into potential market.

For 2026/Q1, analysts estimate NBTB’s annual revenue to reach 186.00M, while the EPS is projected at 1.00. These estimates reflect recent revisions, with revenue estimates revised Revenue No Change by 0% and EPS estimates No Change by 0% over the past three months, indicating analyst expectation in the company’s performance.

The correlation between NBTB's stock price and earnings forecast revisions shows that positive revisions in revenue or EPS often strengthen the stock’s fundamentals. Over the past three months, revenue estimates for FY2025 were No Change by 0%, while EPS estimates moved No Change by 0% . This trend suggests that price dips could present buying opportunities for investors.

Based on historical trends, NBTB's stock price typically moves by -1.09% in the 10 days before its earnings and +2.16% in the 10 days after. For the upcoming 2026/Q1 earnings, analysts expect an EPS of 1.00 and revenue of 186.00M.

The earnings call highlighted strong financial performance with consistent dividend growth, strategic branch expansion, and a disciplined approach to loan pricing. Despite some market tensions and cautious credit practices, the company shows resilience and growth potential. The Q&A revealed stable NIM outlook and rational competition, with positive sentiment from analysts. The dividend hike and strategic investments in key regions support a positive outlook, while the market cap suggests moderate stock price movement.