NBT Bancorp (NBTB) shows a bullish outlook due to its strong Q4 performance, with Non-GAAP EPS of $0.77 beating estimates and revenue growing 7.9% year-over-year to $148.53M. The stock closed at $47.63 on January 31, 2025, and analysts have a price target of $55-$60, indicating potential upside of 15-26%. Consistent dividends and solid earnings growth further support the bull case.
