Revenue Breakdown
Composition ()

No data
Revenue Streams
Profitability & Margins
Evaluating the bottom line, NBT Bancorp Inc maintains a gross margin of N/A. This metric reflects the company's pricing power and manufacturing efficiency. Further down the income statement, the operating margin stands at 47.24%, while the net margin is 37.68%. These profitability ratios, combined with a Return on Equity (ROE) of 9.89%, provide a clear picture of how effectively NBTB converts its operational activities into shareholder value.
Comparative Benchmarking
In the context of the broader market, NBTB competes directly with industry leaders such as FRME and WAFD. With a market capitalization of $2.28B, it holds a significant position in the sector. When comparing efficiency, NBTB's gross margin of N/A stands against FRME's N/A and WAFD's N/A. Such benchmarking helps identify whether NBT Bancorp Inc is trading at a premium or discount relative to its financial performance.