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NBTB Financial Analysis

NBT Bancorp Inc
$
38.830
-0.820(-2.070%)

NBTB Financial Analysis

FY2024Q4FY2024Q3FY2024Q2FY2024Q1FY2023Q4FY2023Q3FY2023Q2FY2023Q1FY2022Q4FY2022Q3FY2022Q2FY2022Q1FY2021Q4FY2021Q3FY2021Q2FY2021Q1FY2020Q4FY2020Q3FY2020Q2FY2020Q1
Valuation ratios
PE
16.11
1.96%
15.47
39.12%
14.96
51.26%
14.18
42.94%
15.80
28.04%
11.12
3.73%
9.89
-8.09%
9.92
-2.94%
12.34
13.52%
10.72
2.78%
10.76
1.80%
10.22
-21.98%
10.87
-19.66%
10.43
-12.43%
10.57
-24.88%
13.10
-6.29%
13.53
-8.52%
11.91
-14.81%
14.07
-3.96%
13.98
EV/EBITDA
12.11
-9.83%
11.37
5.67%
11.11
5.51%
11.14
15.68%
13.43
14.79%
10.76
36.20%
10.53
32.12%
9.63
24.90%
11.70
38.30%
7.90
-0.13%
7.97
0.13%
7.71
-13.08%
8.46
3.05%
7.91
6.60%
7.96
-15.59%
8.87
-19.95%
8.21
-41.57%
7.42
-39.43%
9.43
-33.45%
11.08
EV/FCF
3.26
-58.21%
6.53
2.35%
3.54
5.68
7.80
87.50%
6.38
0.00
-100.00%
0.00
-100.00%
4.16
197.14%
0.00
-100.00%
4.17
178.00%
2.09
134.83%
1.40
38.61%
1.19
12.26%
1.50
17.19%
0.89
-82.16%
1.01
-84.74%
1.06
-76.50%
1.28
-77.97%
4.99
P/FCF
3.01
-49.92%
5.97
36.61%
3.02
4.58
6.01
4.37
0.00
-100.00%
0.00
-100.00%
0.00
-100.00%
0.00
-100.00%
4.05
189.29%
1.99
136.90%
1.29
48.28%
1.13
29.89%
1.40
42.86%
0.84
-76.86%
0.87
-82.17%
0.87
-75.90%
0.98
-76.67%
3.63
PEG
1.37
-314.06%
44.70
-7942.11%
-0.75
-40.48%
-0.59
-76.77%
-0.64
-96.66%
-0.57
-111.54%
-1.26
-130.58%
-2.54
-503.17%
-19.18
-8818.18%
4.94
2500.00%
4.12
2068.42%
0.63
50.00%
0.22
-122.00%
0.19
-122.35%
0.19
-119.79%
0.42
-122.70%
-1.00
-184.75%
-0.85
-152.47%
-0.96
-188.89%
-1.85
Profitability Ratios
EBITDA Margin - %
44.19
5.54%
46.83
13.25%
42.64
-6.88%
44.06
-7.26%
41.87
-12.33%
41.35
-19.02%
45.79
-9.56%
47.51
-14.38%
47.76
-5.59%
51.06
-6.41%
50.63
-13.79%
55.49
-4.23%
50.59
1.42%
54.56
-3.42%
58.73
2.19%
57.94
13.61%
49.88
8.15%
56.49
19.91%
57.47
23.22%
51.00
Operating Margin - %
39.96
7.25%
42.60
14.00%
38.16
-10.46%
39.52
-11.03%
37.26
-17.00%
37.37
-22.32%
42.62
-10.50%
44.42
-15.12%
44.89
-5.45%
48.11
-6.31%
47.62
-14.07%
52.33
-4.00%
47.48
2.15%
51.35
-3.13%
55.42
2.80%
54.51
15.17%
46.48
9.24%
53.01
21.08%
53.91
24.94%
47.33
Net Margin - %
30.48
8.93%
32.54
42.22%
29.28
-7.22%
30.54
-8.64%
27.98
-16.13%
22.88
-37.74%
31.56
-13.18%
33.43
-17.29%
33.36
-7.64%
36.75
-5.96%
36.35
-13.80%
40.42
-3.99%
36.12
-0.11%
39.08
4.94%
42.17
60.95%
42.10
266.72%
36.16
13.14%
37.24
12.10%
26.20
-19.88%
11.48
Financial Health Ratios
Debt to Equity
27.19
-39.19%
30.00
-44.79%
32.56
-55.24%
35.95
-38.06%
44.71
-33.41%
54.34
126.13%
72.74
225.31%
58.04
150.28%
67.14
169.53%
24.03
-4.79%
22.36
-9.91%
23.19
-10.57%
24.91
-27.27%
25.24
-34.12%
24.82
-52.97%
25.93
-59.62%
34.25
-53.24%
38.31
-33.06%
52.77
-28.64%
64.22
Interest Coverage Ratio
0.91
16.67%
0.91
-4.21%
0.80
-37.98%
0.85
-63.68%
0.78
-84.91%
0.95
-91.18%
1.29
-89.84%
2.34
-82.21%
5.17
-56.52%
10.77
-0.55%
12.70
16.73%
13.15
33.91%
11.89
71.33%
10.83
52.75%
10.88
49.86%
9.82
180.57%
6.94
140.97%
7.09
137.92%
7.26
163.04%
3.50
Efficiency Ratios
ROIC
7.02
18.98%
6.62
-5.97%
6.04
-22.86%
6.14
-28.85%
5.90
-31.63%
7.04
-31.32%
7.83
-23.01%
8.63
-16.54%
8.63
-12.03%
10.25
6.99%
10.17
11.39%
10.34
28.45%
9.81
65.99%
9.58
61.28%
9.13
71.29%
8.05
40.98%
5.91
-2.15%
5.94
-8.76%
5.33
-12.48%
5.71
Dividend Payout Ratio - %
44.55
-10.02%
42.10
-31.24%
46.13
7.76%
44.62
16.68%
49.51
39.07%
61.23
85.94%
42.81
34.83%
38.24
23.83%
35.60
9.54%
32.93
1.54%
31.75
8.96%
30.88
4.89%
32.50
-5.72%
32.43
-3.37%
29.14
291300.00%
29.44
-87.08%
34.47
-15.66%
33.56
-4.66%
0.01
0.00%
227.93

NBTB FAQs

What is NBTB's PE Ratio in 2025/4/4?

NBTB's PE ratio in April 4, 2025 is 13.07. This indicates the price investors are willing to pay for $1 of earnings.

What is NBTB's PS Ratio in 2025/4/4?

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