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MFIN Overview

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$
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0.000(0.000%)
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0.000
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Intellectia

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High
9.780
Open
9.615
VWAP
9.47
Vol
48.44K
Mkt Cap
229.68M
Low
9.300
Amount
458.52K
EV/EBITDA(TTM)
7.20
Total Shares
23.85M
EV
491.46M
EV/OCF(TTM)
3.74
P/S(TTM)
1.12
Medallion Financial Corp. is a specialty finance company that originates and services a portfolio of consumer loans and mezzanine loans in various industries. It conducts its business through various wholly owned subsidiaries, including its primary operating company, Medallion Bank (the Bank), an industrial bank that originates consumer loans, raises deposits, and conducts other banking activities. It provides loans to individuals and small to mid-size businesses, through its subsidiaries, under four segments: loans that finance consumer purchases of recreational vehicles, boats, collector cars, and other consumer recreational equipment; loans that finance consumer home improvements; loans that finance commercial businesses; and loans that finance taxi medallions. It also conducts business through its subsidiaries Medallion Capital, Inc., a small business investment company, which conducts a mezzanine financing business; Medallion Funding LLC; and Freshstart Venture Capital Corp.
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Events Timeline

(ET)
2026-02-18
17:00:00
Medallion Reports Q4 Net Interest Income of $56.4M
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2025-10-29 (ET)
2025-10-29
16:10:03
Medallion Financial Announces Q3 Earnings Per Share of 32 Cents, Exceeding Consensus Estimate of 29 Cents
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2025-10-28 (ET)
2025-10-28
16:37:54
Medallion CEO Alvin Murstein to Transition Roles, Andrew Murstein to Take Over
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2025-05-16 (ET)
2025-05-16
09:06:09
Medallion Financial announces pricing of Series G preferred stock offering
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2025-03-04 (ET)
2025-03-04
16:35:05
Medallion Financial reports Q4 EPS 43c, consensus 33c
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2024-10-29 (ET)
2024-10-29
16:19:11
Medallion Financial reports Q3 EPS 37c, consensus 37c
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2024-09-30 (ET)
2024-09-30
06:09:43
Medallion Bank enters fintech partnership with Kashable
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News

Newsfilter
5.0
05-19Newsfilter
BIMIZCI Launches Campaign to Replace Medallion Directors
  • Board Replacement Proposal: BIMIZCI has initiated the 'Restore the Shine' campaign, urging shareholders to vote for its three nominated directors at the June 9, 2026 annual meeting to improve Medallion Financial's management and value creation.
  • Investment Background: As the fourth largest institutional shareholder in Medallion, BIMIZCI has invested $11.4 million and holds 500,205 shares along with $15 million in trust preferred securities, demonstrating its confidence and expectations for the company's future.
  • Executive Compensation Controversy: Despite Medallion's declining performance, the compensation for five executives reached $13 million in 2025, marking the second-highest in the company's history, prompting strong calls from shareholders for accountability from management.
  • Performance Decline Warning: Analysts project a 36% decline in Medallion's earnings for 2026 compared to 2025, with its price-to-earnings and price-to-tangible book value ratios significantly below peers, highlighting the severe challenges the company faces in a competitive market.
seekingalpha
9.5
04-30seekingalpha
Medallion Financial Corp. Q1 2026 Earnings Call Highlights
  • Record Loan Performance: Medallion Financial Corp. achieved $377 million in origination volume for Q1 2026, setting a new record with total loans reaching $2.62 billion, reflecting the company's ongoing strong performance across core financial metrics and operating segments.
  • Consumer Lending Growth: As the company's most profitable segment, consumer lending generated $73.4 million in interest income, with the direct loan book growing 8% year-over-year to $1.67 billion, further solidifying its market position.
  • Capital Return and Dividends: The company paid a dividend of $0.12 per share in Q1 and subsequently approved a $0.14 per share dividend for Q2, demonstrating a commitment to shareholder returns while reflecting stable profitability.
  • Future Growth Outlook: Management anticipates asset and loan growth of around 10% in the coming years, with a long-term goal of scaling assets from $3 billion to $5 billion over the next five years, despite challenges posed by rising operating costs.
seekingalpha
9.5
04-29seekingalpha
Medallion Financial Reports Q1 Net Income Decline
  • Net Income Decline: Medallion Financial reported a Q1 net income of $13.0 million, down from $15.6 million in the same quarter last year, indicating challenges in revenue and profitability that could impact investor confidence.
  • Common Shareholder Earnings Drop: The net income attributable to common shareholders was $10.7 million, significantly lower than $14.1 million in the prior year quarter, reflecting a weakening in the company's profitability that may raise concerns among shareholders about future earnings.
  • Revenue Misses Expectations: The Q1 revenue of $55.66 million fell short of the expected $55.71 million, suggesting that the company is facing competitive pressures in the market, which could affect its future growth strategies.
  • Loan Growth Target: Despite these challenges, Medallion Financial has set a mid-teens loan growth target for 2026, demonstrating its strategic intent to expand in the home improvement segment and aiming to increase market share.
Newsfilter
9.5
04-28Newsfilter
Medallion Financial Corp. Announces Q1 2026 Earnings Call Details
  • Earnings Report Schedule: Medallion Financial Corp. will release its quarterly results for the period ending March 31, 2026, after market close on April 29, 2026, providing investors with updated performance metrics in consumer and commercial lending sectors to assess financial health.
  • Conference Call Timing: The company has scheduled a conference call for April 30, 2026, at 9:00 a.m. ET to discuss the financial results in detail, enhancing transparency and facilitating interaction with investors to improve market understanding of its operations.
  • Replay Information: A replay of the conference call will be available until May 7, 2026, ensuring that investors who cannot attend live can access critical information, thereby improving communication efficiency between the company and its stakeholders.
  • Company Overview: Medallion Financial Corp. focuses on consumer and mezzanine loans across various industries, including recreation and home improvement, highlighting its strategic importance in fintech partnerships that support ongoing growth and market competitiveness.
Yahoo Finance
7.0
03-06Yahoo Finance
MFIN Faces Cash Depletion and Management Crisis
  • Debt Repayment Crisis: MFIN was forced to deplete its holding company's cash reserves to repay $31.25 million in maturing debt, highlighting severe liquidity issues and poor management decisions that have directly led to this situation, causing market confidence to wane.
  • Urgent Financing Needs: MFIN attempted and failed to raise funds before the February 26, 2026 debt maturity, necessitating high-cost debt or equity financing soon to maintain operations, which could further weaken its financial condition.
  • Stock Price and Book Value Decline: MFIN's tangible book value remains below its peak in Q4 2013, with the current stock price down 40% from its peak, and a price-to-tangible book ratio of approximately 1.0x, significantly lower than peers, reflecting market distrust in its management.
  • Lack of Accountability in Leadership: MFIN's management has faced criticism for past poor decisions, particularly CEO Andrew Murstein, who is under SEC fraud charges, yet continues to receive substantial bonuses despite the company's poor performance, leading to ongoing investor skepticism about its future.
seekingalpha
9.5
02-19seekingalpha
Medallion Financial Reports Record Q4 2025 Earnings
  • Strong Financial Performance: Medallion Financial reported net interest income of $56.4 million for Q4 2025, an 8% increase year-over-year, with total net interest income for the year reaching $216.9 million, underscoring robust performance across key financial metrics and solidifying its market position.
  • Robust Loan Demand: The company achieved total loans of $2.567 billion and quarterly originations of $421 million, reflecting sustained growth potential in its Recreation and home improvement segments, with expectations for mid-teens loan growth in 2026.
  • Significant Strategic Partnerships: The strategic partnership program generated over $200 million in originations for the second consecutive quarter, reaching a record $258.3 million, contributing significantly to income diversification and enhancing the company's competitive edge in the market.
  • Smooth Leadership Transition: Andrew Murstein officially took over as CEO on January 31, emphasizing a continued focus on organic growth and risk management, particularly in the home improvement and recreation loan sectors, ensuring the company's sustainable development moving forward.

Valuation Metrics

The current forward P/E ratio for Medallion Financial Corp (MFIN.O) is 7.69, compared to its 5-year average forward P/E of 5.91. For a more detailed relative valuation and DCF analysis to assess Medallion Financial Corp's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
5.91
Current PE
7.69
Overvalued PE
8.07
Undervalued PE
3.75

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.43
Current EV/EBITDA
3.63
Overvalued EV/EBITDA
2.03
Undervalued EV/EBITDA
-1.18

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
1.04
Current PS
1.01
Overvalued PS
1.26
Undervalued PS
0.83

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Frequently Asked Questions

What is Medallion Financial Corp (MFIN) stock price today?

The current price of MFIN is 9.32 USD — it has decreased -3.22

What is Medallion Financial Corp (MFIN)'s business?

Medallion Financial Corp. is a specialty finance company that originates and services a portfolio of consumer loans and mezzanine loans in various industries. It conducts its business through various wholly owned subsidiaries, including its primary operating company, Medallion Bank (the Bank), an industrial bank that originates consumer loans, raises deposits, and conducts other banking activities. It provides loans to individuals and small to mid-size businesses, through its subsidiaries, under four segments: loans that finance consumer purchases of recreational vehicles, boats, collector cars, and other consumer recreational equipment; loans that finance consumer home improvements; loans that finance commercial businesses; and loans that finance taxi medallions. It also conducts business through its subsidiaries Medallion Capital, Inc., a small business investment company, which conducts a mezzanine financing business; Medallion Funding LLC; and Freshstart Venture Capital Corp.

What is the price predicton of MFIN Stock?

Wall Street analysts forecast MFIN stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for MFIN is USD with a low forecast of USD and a high forecast of USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Medallion Financial Corp (MFIN)'s revenue for the last quarter?

Medallion Financial Corp revenue for the last quarter amounts to 49.53M USD, increased 3.69

What is Medallion Financial Corp (MFIN)'s earnings per share (EPS) for the last quarter?

Medallion Financial Corp. EPS for the last quarter amounts to 0.20 USD, decreased -60.00

How many employees does Medallion Financial Corp (MFIN). have?

Medallion Financial Corp (MFIN) has 179 emplpoyees as of May 20 2026.

What is Medallion Financial Corp (MFIN) market cap?

Today MFIN has the market capitalization of 229.68M USD.