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MFIN Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

Loading chart...

High
9.950
Open
9.710
VWAP
9.82
Vol
61.20K
Mkt Cap
233.97M
Low
9.710
Amount
601.24K
EV/EBITDA(TTM)
7.29
Total Shares
23.85M
EV
498.14M
EV/OCF(TTM)
3.79
P/S(TTM)
1.15
Medallion Financial Corp. is a specialty finance company that originates and services a portfolio of consumer loans and mezzanine loans in various industries. It conducts its business through various wholly owned subsidiaries, including its primary operating company, Medallion Bank (the Bank), an industrial bank that originates consumer loans, raises deposits, and conducts other banking activities. It provides loans to individuals and small to mid-size businesses, through its subsidiaries, under four segments: loans that finance consumer purchases of recreational vehicles, boats, collector cars, and other consumer recreational equipment; loans that finance consumer home improvements; loans that finance commercial businesses; and loans that finance taxi medallions. It also conducts business through its subsidiaries Medallion Capital, Inc., a small business investment company, which conducts a mezzanine financing business; Medallion Funding LLC; and Freshstart Venture Capital Corp.
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Events Timeline

(ET)
2026-05-29
13:30:00
BIMIZCI Fund Urges Shareholders to Support Board Nominees
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2026-02-18 (ET)
2026-02-18
17:00:00
Medallion Reports Q4 Net Interest Income of $56.4M
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2025-10-29 (ET)
2025-10-29
16:10:03
Medallion Financial Announces Q3 Earnings Per Share of 32 Cents, Exceeding Consensus Estimate of 29 Cents
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2025-10-28 (ET)
2025-10-28
16:37:54
Medallion CEO Alvin Murstein to Transition Roles, Andrew Murstein to Take Over
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2025-05-16 (ET)
2025-05-16
09:06:09
Medallion Financial announces pricing of Series G preferred stock offering
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2025-03-04 (ET)
2025-03-04
16:35:05
Medallion Financial reports Q4 EPS 43c, consensus 33c
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2024-10-29 (ET)
2024-10-29
16:19:11
Medallion Financial reports Q3 EPS 37c, consensus 37c
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News

seekingalpha
5.0
06-12seekingalpha
Medallion Financial Announces CEO Succession Plan
  • Executive Retirement Announcement: Medallion Bank CEO Donald Poulton will retire at the end of June 2026, marking a significant leadership change that is expected to impact the company's strategic direction and operational efficiency.
  • Internal Successor Appointment: Justin Haley has been appointed as Poulton's successor, having been with the bank since 2011 and promoted to president in January 2026, reflecting the company's commitment to nurturing internal talent.
  • Future Growth Targets: Medallion Financial aims to achieve $5 billion in assets over the next five years while signaling approximately 10% loan growth, a strategic goal that will enhance the company's position in a competitive financial market.
  • Market Reaction Anticipation: As leadership transitions and future growth targets are set, market reactions to Medallion Financial will be closely monitored, with investors assessing the new leadership team's execution capabilities and their implications for the company's long-term development.
Newsfilter
5.0
06-12Newsfilter
Medallion Bank Announces CEO Transition and Strategic Roadmap
  • Leadership Transition: Medallion Bank announces that CEO Donald Poulton will retire on June 30, 2026, with Justin Haley succeeding him on July 1, 2026, marking a smooth transition in management that ensures continued strategic execution.
  • Risk Management Continuity: Poulton will serve as Chair of the Risk Committee, leveraging his four decades of credit risk and compliance experience to support the bank's growth strategy, reinforcing the Board's confidence in his strategic value.
  • Asset Scale and Performance: Under Haley's leadership, Medallion Bank boasts $2.6 billion in assets and an investment-grade rating, with expectations to continue growth in home improvement and recreational lending, further solidifying its position in the specialty finance sector.
  • Strategic Development Focus: Haley emphasizes plans to expand fintech strategic partnerships, aiming to deliver long-term value to shareholders, showcasing the company's commitment to maintaining competitiveness in a dynamic market environment.
Newsfilter
9.0
06-10Newsfilter
Medallion Financial Corp. Annual Meeting Results
  • Shareholder Support for Board: At the 2026 Annual Meeting, all three director nominees of Medallion Financial Corp. received approximately 78% of the votes, demonstrating strong shareholder trust in the company's strategy despite split recommendations from proxy advisory firms.
  • Dissident Support Declines: The activist nominees from ZimCal garnered only about 19% of votes this year, down from 22% in 2024, indicating a significant decrease in shareholder support for their proxy contest, reflecting the stability of the company's governance.
  • Strong Financial Performance: Over the past five years, Medallion Financial has generated over $375 million in net income before taxes, surpassing the total from its first 25 years, showcasing a remarkable improvement in financial performance that enhances long-term shareholder value.
  • Significant Dividend Growth: Medallion Financial increased its dividend by 40% over the last three years, which not only boosts shareholder returns but also signals the company's confidence in sustained future growth, further solidifying its market position.
Newsfilter
7.0
06-09Newsfilter
Medallion Faces Deteriorating Loans and Regulatory Challenges
  • Loan Deterioration: Medallion Financial (NASDAQ:MFIN) is experiencing a decline in loan quality, with $260 million in write-offs over the past decade, indicating significant failures in risk management that could lead to further financial distress.
  • Market Capital Loss: Since the peak on December 4, 2013, Medallion has lost $363 million in market capitalization, with stock prices dropping to $1.32, reflecting severe investor skepticism regarding management capabilities, which may hinder future financing opportunities.
  • Management Controversy: CEO Andrew Murstein is under a permanent injunction due to involvement in multiple SEC fraud lawsuits and has paid a $1 million civil penalty, which could undermine investor confidence and impact corporate governance.
  • Shareholder Voting Appeal: BIMIZCI Fund is urging shareholders to support its nominated board candidates, emphasizing the need for governance and management improvements; failure to achieve this may result in ongoing strategic uncertainty for the company.
Newsfilter
9.0
06-05Newsfilter
Controversy Surrounds Medallion Financial Board Election
  • Lack of Board Independence: Medallion Financial's board exhibits concerning lack of independence, particularly with Andrew Murstein's history of near-total value destruction and ongoing federal lawsuits alleging fraud, which could undermine investor confidence in the company's governance.
  • Shareholder Voting Appeal: BIMIZCI urges shareholders to support its well-qualified nominees via the BLUE proxy card, aiming to drive governance changes that enhance transparency and accountability, reflecting dissatisfaction with the current management.
  • Poor Financial Performance: Despite assets nearing all-time highs, Medallion reported only $5 million in Q1 2026 earnings, the lowest in five years, raising doubts about its future growth potential and likely impacting stock prices negatively.
  • Shareholder Rights Concerns: The issuance of 1.58 million shares to insiders while repurchasing 3.3 million shares from outside shareholders may raise concerns about corporate governance and management incentives, further exacerbating doubts about the company's financial health.
Newsfilter
8.5
06-04Newsfilter
BIMIZCI Urges Medallion Shareholders to Vote for Change
  • Investment Structure Analysis: BIMIZCI's total cash investment in Medallion Financial amounts to $11.7 million, with 42% in stock and 58% in preferred securities, demonstrating a strong commitment to advocating for governance changes aimed at improving the company's long-term performance.
  • Shareholder Voting Call: BIMIZCI is urging shareholders of record as of April 13, 2026, to vote using the BLUE proxy card, emphasizing that their votes in the upcoming annual meeting on June 9, 2026, will significantly impact the company's future direction.
  • Poor Performance Indicators: Medallion Financial reported its lowest earnings in five years for Q1 2026, with total shareholder returns ranking at the bottom among peers, highlighting serious governance and operational issues that BIMIZCI is keenly addressing.
  • Governance Reform Proposals: BIMIZCI suggests refreshing Medallion's board by introducing technological expertise and linking executive compensation to sustainable performance, aiming to tackle the identified governance and operational weaknesses and steer the company towards a healthier trajectory.

Valuation Metrics

The current forward P/E ratio for Medallion Financial Corp (MFIN.O) is 7.69, compared to its 5-year average forward P/E of 5.91. For a more detailed relative valuation and DCF analysis to assess Medallion Financial Corp's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
5.91
Current PE
7.69
Overvalued PE
8.07
Undervalued PE
3.76

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.48
Current EV/EBITDA
3.69
Overvalued EV/EBITDA
2.13
Undervalued EV/EBITDA
-1.17

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
1.03
Current PS
1.04
Overvalued PS
1.23
Undervalued PS
0.83

Financials

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Frequently Asked Questions

What is Medallion Financial Corp (MFIN) stock price today?

The current price of MFIN is 9.81 USD — it has increased 0

What is Medallion Financial Corp (MFIN)'s business?

Medallion Financial Corp. is a specialty finance company that originates and services a portfolio of consumer loans and mezzanine loans in various industries. It conducts its business through various wholly owned subsidiaries, including its primary operating company, Medallion Bank (the Bank), an industrial bank that originates consumer loans, raises deposits, and conducts other banking activities. It provides loans to individuals and small to mid-size businesses, through its subsidiaries, under four segments: loans that finance consumer purchases of recreational vehicles, boats, collector cars, and other consumer recreational equipment; loans that finance consumer home improvements; loans that finance commercial businesses; and loans that finance taxi medallions. It also conducts business through its subsidiaries Medallion Capital, Inc., a small business investment company, which conducts a mezzanine financing business; Medallion Funding LLC; and Freshstart Venture Capital Corp.

What is the price predicton of MFIN Stock?

Wall Street analysts forecast MFIN stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for MFIN is USD with a low forecast of USD and a high forecast of USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Medallion Financial Corp (MFIN)'s revenue for the last quarter?

Medallion Financial Corp revenue for the last quarter amounts to 49.53M USD, increased 3.69

What is Medallion Financial Corp (MFIN)'s earnings per share (EPS) for the last quarter?

Medallion Financial Corp. EPS for the last quarter amounts to 0.20 USD, decreased -60.00

How many employees does Medallion Financial Corp (MFIN). have?

Medallion Financial Corp (MFIN) has 179 emplpoyees as of June 15 2026.

What is Medallion Financial Corp (MFIN) market cap?

Today MFIN has the market capitalization of 233.97M USD.