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MFIN Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

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High
8.500
Open
8.495
VWAP
8.48
Vol
17.44K
Mkt Cap
199.30M
Low
8.425
Amount
147.79K
EV/EBITDA(TTM)
6.97
Total Shares
23.53M
EV
473.70M
EV/OCF(TTM)
3.75
P/S(TTM)
1.00
Medallion Financial Corp. is a specialty finance company that originates and services a portfolio of consumer loans and mezzanine loans in various industries. It conducts its business through various wholly owned subsidiaries, including its primary operating company, Medallion Bank (the Bank), an industrial bank that originates consumer loans, raises deposits, and conducts other banking activities. It provides loans to individuals and small to mid-size businesses, through its subsidiaries, under four segments: loans that finance consumer purchases of recreational vehicles, boats, collector cars, and other consumer recreational equipment; loans that finance consumer home improvements; loans that finance commercial businesses; and loans that finance taxi medallions. It also conducts business through its subsidiaries Medallion Capital, Inc., a small business investment company, which conducts a mezzanine financing business; Medallion Funding LLC; and Freshstart Venture Capital Corp.
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Events Timeline

(ET)
2026-02-18
17:00:00
Medallion Reports Q4 Net Interest Income of $56.4M
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2025-10-29 (ET)
2025-10-29
16:10:03
Medallion Financial Announces Q3 Earnings Per Share of 32 Cents, Exceeding Consensus Estimate of 29 Cents
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2025-10-28 (ET)
2025-10-28
16:37:54
Medallion CEO Alvin Murstein to Transition Roles, Andrew Murstein to Take Over
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2025-05-16 (ET)
2025-05-16
09:06:09
Medallion Financial announces pricing of Series G preferred stock offering
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2025-03-04 (ET)
2025-03-04
16:35:05
Medallion Financial reports Q4 EPS 43c, consensus 33c
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2024-10-29 (ET)
2024-10-29
16:19:11
Medallion Financial reports Q3 EPS 37c, consensus 37c
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2024-09-30 (ET)
2024-09-30
06:09:43
Medallion Bank enters fintech partnership with Kashable
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News

Yahoo Finance
7.0
03-06Yahoo Finance
MFIN Faces Cash Depletion and Management Crisis
  • Debt Repayment Crisis: MFIN was forced to deplete its holding company's cash reserves to repay $31.25 million in maturing debt, highlighting severe liquidity issues and poor management decisions that have directly led to this situation, causing market confidence to wane.
  • Urgent Financing Needs: MFIN attempted and failed to raise funds before the February 26, 2026 debt maturity, necessitating high-cost debt or equity financing soon to maintain operations, which could further weaken its financial condition.
  • Stock Price and Book Value Decline: MFIN's tangible book value remains below its peak in Q4 2013, with the current stock price down 40% from its peak, and a price-to-tangible book ratio of approximately 1.0x, significantly lower than peers, reflecting market distrust in its management.
  • Lack of Accountability in Leadership: MFIN's management has faced criticism for past poor decisions, particularly CEO Andrew Murstein, who is under SEC fraud charges, yet continues to receive substantial bonuses despite the company's poor performance, leading to ongoing investor skepticism about its future.
seekingalpha
9.5
02-19seekingalpha
Medallion Financial Reports Record Q4 2025 Earnings
  • Strong Financial Performance: Medallion Financial reported net interest income of $56.4 million for Q4 2025, an 8% increase year-over-year, with total net interest income for the year reaching $216.9 million, underscoring robust performance across key financial metrics and solidifying its market position.
  • Robust Loan Demand: The company achieved total loans of $2.567 billion and quarterly originations of $421 million, reflecting sustained growth potential in its Recreation and home improvement segments, with expectations for mid-teens loan growth in 2026.
  • Significant Strategic Partnerships: The strategic partnership program generated over $200 million in originations for the second consecutive quarter, reaching a record $258.3 million, contributing significantly to income diversification and enhancing the company's competitive edge in the market.
  • Smooth Leadership Transition: Andrew Murstein officially took over as CEO on January 31, emphasizing a continued focus on organic growth and risk management, particularly in the home improvement and recreation loan sectors, ensuring the company's sustainable development moving forward.
seekingalpha
9.5
02-17seekingalpha
Medallion Financial to Announce Q4 Earnings on February 18
  • Earnings Announcement Schedule: Medallion Financial is set to release its Q4 2023 earnings report on February 18 after market close, with consensus EPS estimate at $0.41 and revenue estimate at $56.2 million, reflecting a slight year-over-year decline of 0.1%.
  • Performance Beat Record: Over the past two years, Medallion Financial has exceeded EPS estimates 75% of the time and revenue estimates 75% of the time, demonstrating its consistent profitability and adaptability in the market.
  • Strong Return Performance: Medallion Financial has consistently delivered strong returns, attracting investor interest and establishing a solid reputation within the industry, which further strengthens its market position.
  • Analyst Ratings: Seeking Alpha's Quant Rating on Medallion Financial indicates consistency in financial performance, reflecting market confidence in its future growth potential.
Newsfilter
9.5
02-11Newsfilter
Medallion Financial Corp. to Report Q4 2025 Results on February 18, 2026
  • Earnings Report Schedule: Medallion Financial Corp. will release its financial results for Q4 and the full year of 2025 after market close on February 18, 2026, which is expected to provide investors with crucial financial data and business performance insights.
  • Conference Call Details: The company has scheduled a conference call for February 19, 2026, at 9:00 a.m. ET to discuss the financial results, allowing investors to engage directly by dialing (412) 317-0504, enhancing investor relations.
  • Webcast Replay Information: Following the call, a replay will be available until February 26, 2026, accessible by dialing (412) 317-6671 with passcode 10206753, ensuring that investors who cannot attend live can still receive the information.
  • Company Background: Medallion Financial Corp. specializes in originating and servicing consumer and mezzanine loans, primarily in the recreation and home improvement sectors, showcasing its expertise and growth potential in targeted markets.
seekingalpha
9.5
01-29seekingalpha
Medallion Financial Q4 Revenue and Performance Highlights
  • Revenue Growth: Medallion Financial reported Q4 revenue of $67.5 million, significantly increasing from the previous year's quarter, reflecting strong performance in its lending operations and enhancing its market competitiveness.
  • Net Interest Margin Improvement: The net interest margin rose to 8.51%, up from 8.28% in the prior year quarter, indicating effective asset-liability management in the current interest rate environment, thereby improving profitability.
  • Increase in Strategic Partnership Loans: Loan originations from strategic partnerships grew to $258.3 million, up from $123.7 million in the prior year quarter, showcasing the company's success in expanding its lending business and further solidifying its market position.
  • Increase in Credit Loss Provisions: Total provision for credit losses was $26.3 million, compared to $20.5 million in the prior year quarter, which includes a non-recurring $2.6 million charge, reflecting the company's cautious approach to potential risks.
Globenewswire
1.0
01-14Globenewswire
Medallion Financial Corp. to Participate in Sidoti Conference January 21-22, 2026
  • Conference Participation: Medallion Financial Corp.'s management team will participate in the Sidoti Conference from January 21-22, 2026, providing one-on-one meeting opportunities with investors to enhance engagement and transparency.
  • Investor Materials: Investors can download a PDF of the presentation from Medallion's Investor Relations website, which aims to improve the company's image in the capital markets and attract potential investor interest.
  • Business Overview: Medallion Financial Corp. focuses on originating and servicing consumer and commercial loans across key industries such as recreation (towable RVs and marine) and home improvement (replacement roofs, swimming pools, and windows), showcasing its diversified business model.
  • Company Background: Headquartered in New York City, Medallion Financial Corp.'s largest subsidiary, Medallion Bank, is located in Salt Lake City, Utah, and the company collaborates with fintech strategic partners to expand its range of loan products and services.

Valuation Metrics

The current forward P/E ratio for Medallion Financial Corp (MFIN.O) is 6.36, compared to its 5-year average forward P/E of 5.75. For a more detailed relative valuation and DCF analysis to assess Medallion Financial Corp's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
5.75
Current PE
6.36
Overvalued PE
7.85
Undervalued PE
3.65

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.00
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
0.00
Undervalued EV/EBITDA
0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
1.06
Current PS
1.01
Overvalued PS
1.30
Undervalued PS
0.83

Financials

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Frequently Asked Questions

What is Medallion Financial Corp (MFIN) stock price today?

The current price of MFIN is 8.5 USD — it has increased 0.35

What is Medallion Financial Corp (MFIN)'s business?

Medallion Financial Corp. is a specialty finance company that originates and services a portfolio of consumer loans and mezzanine loans in various industries. It conducts its business through various wholly owned subsidiaries, including its primary operating company, Medallion Bank (the Bank), an industrial bank that originates consumer loans, raises deposits, and conducts other banking activities. It provides loans to individuals and small to mid-size businesses, through its subsidiaries, under four segments: loans that finance consumer purchases of recreational vehicles, boats, collector cars, and other consumer recreational equipment; loans that finance consumer home improvements; loans that finance commercial businesses; and loans that finance taxi medallions. It also conducts business through its subsidiaries Medallion Capital, Inc., a small business investment company, which conducts a mezzanine financing business; Medallion Funding LLC; and Freshstart Venture Capital Corp.

What is the price predicton of MFIN Stock?

Wall Street analysts forecast MFIN stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for MFIN is USD with a low forecast of USD and a high forecast of USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Medallion Financial Corp (MFIN)'s revenue for the last quarter?

Medallion Financial Corp revenue for the last quarter amounts to 54.47M USD, increased 16.47

What is Medallion Financial Corp (MFIN)'s earnings per share (EPS) for the last quarter?

Medallion Financial Corp. EPS for the last quarter amounts to 0.50 USD, increased 16.28

How many employees does Medallion Financial Corp (MFIN). have?

Medallion Financial Corp (MFIN) has 179 emplpoyees as of March 26 2026.

What is Medallion Financial Corp (MFIN) market cap?

Today MFIN has the market capitalization of 199.30M USD.