MFIN PE Ratio & Valuation,Is MFIN Overvalued

MFIN Relative Valuation

MFIN's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, MFIN is overvalued; if below, it's undervalued.

Historical Valuation

Medallion Financial Corp (MFIN) is now in the Fair zone, suggesting that its current forward PE ratio of 6.59 is considered Fairly compared with the five-year average of 5.66. The fair price of Medallion Financial Corp (MFIN) is between 7.37 to 12.74 according to relative valuation methord.

Relative Value

Fair Zone

7.37-12.74

Current Price：10.59

Fair

6.59

0.00

EV/EBITDA

Medallion Financial Corp. (MFIN) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.

18.39

EV/EBIT

Medallion Financial Corp. (MFIN) has a current EV/EBIT of 18.39. The 5-year average EV/EBIT is 19.05. The thresholds are as follows: Strongly Undervalued below 14.69, Undervalued between 14.69 and 16.87, Fairly Valued between 21.24 and 16.87, Overvalued between 21.24 and 23.42, and Strongly Overvalued above 23.42. The current Forward EV/EBIT of 18.39 falls within the Historic Trend Line -Fairly Valued range.

1.04

Medallion Financial Corp. (MFIN) has a current PS of 1.04. The 5-year average PS is 1.07. The thresholds are as follows: Strongly Undervalued below 0.60, Undervalued between 0.60 and 0.83, Fairly Valued between 1.31 and 0.83, Overvalued between 1.31 and 1.54, and Strongly Overvalued above 1.54. The current Forward PS of 1.04 falls within the Historic Trend Line -Fairly Valued range.

0.00

P/OCF

Medallion Financial Corp. (MFIN) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.

0.00

P/FCF

Medallion Financial Corp. (MFIN) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.

Medallion Financial Corp (MFIN) has a current Price-to-Book (P/B) ratio of 0.60. Compared to its 3-year average P/B ratio of 0.55 , the current P/B ratio is approximately 8.16% higher. Relative to its 5-year average P/B ratio of 0.61, the current P/B ratio is about -2.24% higher. Medallion Financial Corp (MFIN) has a Forward Free Cash Flow (FCF) yield of approximately 52.11%. Compared to its 3-year average FCF yield of 58.35%, the current FCF yield is approximately -10.69% lower. Relative to its 5-year average FCF yield of 53.61% , the current FCF yield is about -2.79% lower.

0.60

P/B

Median3y

0.55

Median5y

0.61

52.11

FCF Yield

Median3y

58.35

Median5y

53.61

Competitors Valuation Multiple

The average P/S ratio for MFIN's competitors is 0.86, providing a benchmark for relative valuation. Medallion Financial Corp Corp (MFIN) exhibits a P/S ratio of 1.04, which is 20.92% above the industry average. Given its robust revenue growth of 11.75%, this premium appears unsustainable.

P/S

P/E

EV/EBITDA

EV/EBIT

Revenue Growth

Market Cap

Performance Decomposition

Market capitalization of MFIN increased by 13.33% over the past 1 year. The primary factor behind the change was an increase in Margin Expansion from 21.24 to 25.57.

The secondary factor is the Revenue Growth, contributed 11.75%to the performance.

Overall, the performance of MFIN in the past 1 year is driven by Margin Expansion. Which is more sustainable.

11.75%

47.65M → 53.25M

Revenue Growth

20.39%

21.24 → 25.57

Margin Expansion

-18.81%

7.59 → 6.17

P/E Change

13.33%

9.27 → 10.51

Mkt Cap Growth

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Frequently Asked Questions

Is Medallion Financial Corp (MFIN) currently overvalued or undervalued?

What is Medallion Financial Corp (MFIN) fair value?

MFIN's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of Medallion Financial Corp (MFIN) is between 7.37 to 12.74 according to relative valuation methord.

How does MFIN's valuation metrics compare to the industry average?

What is the current P/B ratio for Medallion Financial Corp (MFIN) as of Dec 15 2025?

As of Dec 15 2025, Medallion Financial Corp (MFIN) has a P/B ratio of 0.60. This indicates that the market values MFIN at 0.60 times its book value.

What is the current FCF Yield for Medallion Financial Corp (MFIN) as of Dec 15 2025?

As of Dec 15 2025, Medallion Financial Corp (MFIN) has a FCF Yield of 52.11%. This means that for every dollar of Medallion Financial Corp’s market capitalization, the company generates 52.11 cents in free cash flow.

What is the current Forward P/E ratio for Medallion Financial Corp (MFIN) as of Dec 15 2025?

As of Dec 15 2025, Medallion Financial Corp (MFIN) has a Forward P/E ratio of 6.59. This means the market is willing to pay $6.59 for every dollar of Medallion Financial Corp’s expected earnings over the next 12 months.

What is the current Forward P/S ratio for Medallion Financial Corp (MFIN) as of Dec 15 2025?

As of Dec 15 2025, Medallion Financial Corp (MFIN) has a Forward P/S ratio of 1.04. This means the market is valuing MFIN at $1.04 for every dollar of expected revenue over the next 12 months.

MFIN Valuation

MFIN Valuation

MFIN Relative Valuation

Historical Valuation

Competitors Valuation Multiple

Performance Decomposition

People Also Watch

Frequently Asked Questions

Is Medallion Financial Corp (MFIN) currently overvalued or undervalued?

What is Medallion Financial Corp (MFIN) fair value?

How does MFIN's valuation metrics compare to the industry average?

What is the current P/B ratio for Medallion Financial Corp (MFIN) as of Dec 15 2025?

What is the current FCF Yield for Medallion Financial Corp (MFIN) as of Dec 15 2025?

What is the current Forward P/E ratio for Medallion Financial Corp (MFIN) as of Dec 15 2025?

What is the current Forward P/S ratio for Medallion Financial Corp (MFIN) as of Dec 15 2025?