MFIN Relative Valuation
MFIN's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, MFIN is overvalued; if below, it's undervalued.
Historical Valuation
Medallion Financial Corp (MFIN) is now in the Fair zone, suggesting that its current forward PE ratio of 6.39 is considered Fairly compared with the five-year average of 5.65. The fair price of Medallion Financial Corp (MFIN) is between 7.61 to 12.88 according to relative valuation methord.
Relative Value
Fair Zone
7.61-12.88
Current Price：10.09
Fair
6.26
PE
1Y
3Y
5Y
Trailing
Forward
0.00
EV/EBITDA
Medallion Financial Corp. (MFIN) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.
18.34
EV/EBIT
Medallion Financial Corp. (MFIN) has a current EV/EBIT of 18.34. The 5-year average EV/EBIT is 19.08. The thresholds are as follows: Strongly Undervalued below 14.67, Undervalued between 14.67 and 16.87, Fairly Valued between 21.28 and 16.87, Overvalued between 21.28 and 23.48, and Strongly Overvalued above 23.48. The current Forward EV/EBIT of 18.34 falls within the Historic Trend Line -Fairly Valued range.
1.02
PS
Medallion Financial Corp. (MFIN) has a current PS of 1.02. The 5-year average PS is 1.07. The thresholds are as follows: Strongly Undervalued below 0.60, Undervalued between 0.60 and 0.83, Fairly Valued between 1.31 and 0.83, Overvalued between 1.31 and 1.54, and Strongly Overvalued above 1.54. The current Forward PS of 1.02 falls within the Historic Trend Line -Fairly Valued range.
0.00
P/OCF
Medallion Financial Corp. (MFIN) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.
0.00
P/FCF
Medallion Financial Corp. (MFIN) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.
Medallion Financial Corp (MFIN) has a current Price-to-Book (P/B) ratio of 0.58. Compared to its 3-year average P/B ratio of 0.55 , the current P/B ratio is approximately 5.07% higher. Relative to its 5-year average P/B ratio of 0.61, the current P/B ratio is about -5.12% higher. Medallion Financial Corp (MFIN) has a Forward Free Cash Flow (FCF) yield of approximately 0.00%. Compared to its 3-year average FCF yield of 58.44%, the current FCF yield is approximately -100.00% lower. Relative to its 5-year average FCF yield of 53.63% , the current FCF yield is about -100.00% lower.
0.57
P/B
Median3y
0.55
Median5y
0.61
53.54
FCF Yield
Median3y
58.44
Median5y
53.63
Competitors Valuation Multiple
The average P/S ratio for MFIN's competitors is 0.00, providing a benchmark for relative valuation. Medallion Financial Corp Corp (MFIN) exhibits a P/S ratio of , which is NaN% above the industry average. Given its robust revenue growth of 11.75%, this premium appears unsustainable.
P/S
P/E
EV/EBITDA
EV/EBIT
P/S
Revenue Growth
Market Cap
Performance Decomposition
1Y
3Y
5Y
Market capitalization of MFIN increased by 8.04% over the past 1 year. The primary factor behind the change was an increase in Margin Expansion from 21.24 to 25.57.
The secondary factor is the Revenue Growth, contributed 11.75%to the performance.
Overall, the performance of MFIN in the past 1 year is driven by Margin Expansion. Which is more sustainable.
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FAQ
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