Medallion Financial Corp. to Report Q4 2025 Results on February 18, 2026
Written by Emily J. Thompson, Senior Investment Analyst
Updated: 1h ago
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Should l Buy MFIN?
Source: Newsfilter
- Earnings Report Schedule: Medallion Financial Corp. will release its financial results for Q4 and the full year of 2025 after market close on February 18, 2026, which is expected to provide investors with crucial financial data and business performance insights.
- Conference Call Details: The company has scheduled a conference call for February 19, 2026, at 9:00 a.m. ET to discuss the financial results, allowing investors to engage directly by dialing (412) 317-0504, enhancing investor relations.
- Webcast Replay Information: Following the call, a replay will be available until February 26, 2026, accessible by dialing (412) 317-6671 with passcode 10206753, ensuring that investors who cannot attend live can still receive the information.
- Company Background: Medallion Financial Corp. specializes in originating and servicing consumer and mezzanine loans, primarily in the recreation and home improvement sectors, showcasing its expertise and growth potential in targeted markets.
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About MFIN
Medallion Financial Corp. is a specialty finance company that originates and services a portfolio of consumer loans and mezzanine loans in various industries. It conducts its business through various wholly owned subsidiaries, including its primary operating company, Medallion Bank (the Bank), an industrial bank that originates consumer loans, raises deposits, and conducts other banking activities. It provides loans to individuals and small to mid-size businesses, through its subsidiaries, under four segments: loans that finance consumer purchases of recreational vehicles, boats, collector cars, and other consumer recreational equipment; loans that finance consumer home improvements; loans that finance commercial businesses; and loans that finance taxi medallions. It also conducts business through its subsidiaries Medallion Capital, Inc., a small business investment company, which conducts a mezzanine financing business; Medallion Funding LLC; and Freshstart Venture Capital Corp.
About the author

Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
- Earnings Report Schedule: Medallion Financial Corp. will release its financial results for Q4 and the full year of 2025 after market close on February 18, 2026, which is expected to provide investors with crucial financial data and business performance insights.
- Conference Call Details: The company has scheduled a conference call for February 19, 2026, at 9:00 a.m. ET to discuss the financial results, allowing investors to engage directly by dialing (412) 317-0504, enhancing investor relations.
- Webcast Replay Information: Following the call, a replay will be available until February 26, 2026, accessible by dialing (412) 317-6671 with passcode 10206753, ensuring that investors who cannot attend live can still receive the information.
- Company Background: Medallion Financial Corp. specializes in originating and servicing consumer and mezzanine loans, primarily in the recreation and home improvement sectors, showcasing its expertise and growth potential in targeted markets.
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- Revenue Growth: Medallion Financial reported Q4 revenue of $67.5 million, significantly increasing from the previous year's quarter, reflecting strong performance in its lending operations and enhancing its market competitiveness.
- Net Interest Margin Improvement: The net interest margin rose to 8.51%, up from 8.28% in the prior year quarter, indicating effective asset-liability management in the current interest rate environment, thereby improving profitability.
- Increase in Strategic Partnership Loans: Loan originations from strategic partnerships grew to $258.3 million, up from $123.7 million in the prior year quarter, showcasing the company's success in expanding its lending business and further solidifying its market position.
- Increase in Credit Loss Provisions: Total provision for credit losses was $26.3 million, compared to $20.5 million in the prior year quarter, which includes a non-recurring $2.6 million charge, reflecting the company's cautious approach to potential risks.
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- Conference Participation: Medallion Financial Corp.'s management team will participate in the Sidoti Conference from January 21-22, 2026, providing one-on-one meeting opportunities with investors to enhance engagement and transparency.
- Investor Materials: Investors can download a PDF of the presentation from Medallion's Investor Relations website, which aims to improve the company's image in the capital markets and attract potential investor interest.
- Business Overview: Medallion Financial Corp. focuses on originating and servicing consumer and commercial loans across key industries such as recreation (towable RVs and marine) and home improvement (replacement roofs, swimming pools, and windows), showcasing its diversified business model.
- Company Background: Headquartered in New York City, Medallion Financial Corp.'s largest subsidiary, Medallion Bank, is located in Salt Lake City, Utah, and the company collaborates with fintech strategic partners to expand its range of loan products and services.
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- Executive Appointments: Medallion Bank announces the promotion of Justin Haley to President and Travis Betenson to Chief Financial Officer, effective January 12, 2026, aimed at strengthening the leadership team to support future growth.
- Experienced Leadership: Justin Haley has over 30 years of banking experience since joining the bank in 2011, having held multiple executive roles that drove the insourcing of IT functions and the completion of the bank's first public preferred stock offering, showcasing strong leadership capabilities.
- New CFO Background: Travis Betenson, who joined the bank in 2024, quickly rose through the ranks and has over 15 years of banking leadership experience, previously serving as CFO for two industrial banks, bringing valuable financial management expertise.
- Strategic Collaboration: CEO Donald Poulton emphasized that the seamless collaboration between Justin and Travis will drive the bank's continued growth, forming a strong executive core to ensure the bank remains competitive in a challenging market.
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- Executive Appointments: Medallion Bank announces the promotion of Justin Haley to President and Travis Betenson to CFO, effective January 12, 2026, aimed at strengthening leadership to support the bank's ongoing growth.
- Experienced Leadership: Since joining the bank in 2011, Justin Haley has leveraged over 30 years of banking experience to drive the insourcing of IT functions and the completion of the bank's first public preferred stock offering, showcasing exceptional leadership.
- Enhanced Financial Management: Travis Betenson, who joined the bank in 2024, quickly rose to SVP and ultimately CFO, bringing over 15 years of banking leadership experience to ensure robust and innovative financial management.
- Team Collaboration: The new executives, along with Chief Lending Officer Steve Hannay, form a strong executive core that collaboratively drives the bank's strategic development, enhancing customer service and market competitiveness.
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Financial Results Announcement: Medallion Financial Corp. will report its financial results for Q3 2025 on October 29, 2025, after market close.
Conference Call Details: A conference call to discuss the results is scheduled for October 30, 2025, at 9:00 a.m. ET, with a live webcast available on the company's investor relations website.
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