MFA

MFA Financial Inc

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9.480

+0.06(0.637%)1D

Overview
Forecast
Valuation
Earnings

Line

Candle

YTD

High

9.500

Open

9.420

VWAP

9.46

Vol

837.46K

Mkt Cap

973.15M

Low

9.360

Amount

7.92M

EV/EBITDA(TTM)

72.94

Total Shares

102.08M

10.09B

EV/OCF(TTM)

76.36

P/S(TTM)

1.22

MFA Financial, Inc. is a specialty finance company that invests in residential mortgage loans, residential mortgage-backed securities and other real estate assets. Its targeted investments primarily include residential whole loans and residential mortgage securities. Its residential whole loans include non-QM loans, business purpose loans, and legacy re-performing loans (RPL)/ non-performing loans (NPL). Its residential mortgage securities include agency mortgage-backed securities (MBS), non-agency MBS, CRT securities and mortgage servicing rights (MSRs)-related assets, which include term notes backed directly or indirectly by MSRs. Its principal business objective is to deliver shareholder value through the generation of distributable income and through asset performance linked to residential mortgage credit fundamentals. The Company, through its wholly owned subsidiary, Lima One Capital (Lima One), also originates and services business purpose loans for real estate investors.

Market Estimates

Earnings Estimates

Revenue

YoY Chg

EPS

YoYChg

FY2025Q2

FY2025Q3

FY2025Q4

59.50M

+11.23%

0.292

-33.55%

58.52M

+15.6%

0.296

-19.95%

63.11M

+24.22%

0.322

-17.34%

Estimates Revision

The market is revising Downward the revenue expectations for MFA Financial, Inc. (MFA) for FY2025, with the revenue forecasts being adjusted by -6.47% over the past three months. During the same period, the stock price has changed by -2.47%.

Revenue Estimates for FY2025

Revise Downward

-6.47%

In Past 3 Month

EPS Estimates for FY2025

Revise Upward

+34.18%

In Past 3 Month

Stock Price

Go Down

-2.47%

In Past 3 Month

6 Analyst Rating

8.12% Upside

Wall Street analysts forecast MFA stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for MFA is 10.25 USD with a low forecast of 10.00 USD and a high forecast of 11.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

1 Buy

5 Hold

0 Sell

Hold

8.12% Upside

Current: 9.480

Low

10.00

Averages

10.25

High

11.00

8.12% Upside

Current: 9.480

Low

10.00

Averages

10.25

High

11.00

Citizens JMP

Steven DeLaney

Outperform

maintain

$12 -> $11

2025-07-17

Reason

Citizens JMP

Steven DeLaney

Price Target

$12 -> $11

2025-07-17

maintain

Outperform

Reason

Citizens JMP analyst Steven DeLaney lowered the firm's price target on MFA Financial to $11 from $12 and keeps an Outperform rating on the shares. The second quarter exhibited significant market volatility amid new tariff and trade announcements and economic uncertainty, but despite the intra-quarter volatility, quarter-over-quarter levels for interest rates and spreads showed only modest changes, the analyst tells investors in a research note. The firm sees moderately lower book values for most agency REITs and relatively stable book values for the hybrid REIT group.

UBS

Neutral

maintain

$10

2025-07-10

Reason

UBS

Price Target

$10

2025-07-10

maintain

Neutral

Reason

UBS raised the firm's price target on MFA Financial to $10 from $9.50 and keeps a Neutral rating on the shares.

Keefe Bruyette

Outperform -> Market Perform

downgrade

$10

2025-07-09

Reason

Keefe Bruyette

Price Target

$10

2025-07-09

downgrade

Outperform -> Market Perform

Reason

Keefe Bruyette downgraded MFA Financial to Market Perform from Outperform with a $10 price target as part of a Q2 earnings preview for the mortgage real estate investment trusts. The firm cites a lack of near-term catalysts for the downgrade as it expects MFA's returns on equity to remain in the single digits in 2025.

JonesResearch

Jason Weaver

Hold

initiated

2025-07-07

Reason

JonesResearch

Jason Weaver

Price Target

2025-07-07

initiated

Hold

Reason

JonesResearch analyst Jason Weaver initiated coverage of MFA Financial with a Hold rating and no price target. The internally-managed mortgage REIT has built "an attractive, diversified portfolio" of mortgage-credit related investments and its strategy of securing non-recourse securitization financing for its portfolio assets enhances return durability, says the analyst. However, while "constructive on the company long-term," the analyst is concerned in the near-term due to possible credit issues arising in the transitional BPL portfolio, which may result in a overhang on the stock in coming quarters, the analyst added.

RBC Capital

Kenneth Lee

Sector Perform

downgrade

$12 -> $10

2025-05-28

Reason

RBC Capital

Kenneth Lee

Price Target

$12 -> $10

2025-05-28

downgrade

Sector Perform

Reason

RBC Capital analyst Kenneth Lee lowered the firm's price target on MFA Financial to $10 from $12 and keeps a Sector Perform rating on the shares after its Q1 results. The company's distributable EPS could see some noise from credit loss realizations as some challenged transitional loans get resolution, though there should be neutral impact to book value per share as fair value changes have been marked to market quarterly, the analyst tells investors in a research note.

UBS

Neutral

maintain

2025-05-14

Reason

UBS

Price Target

2025-05-14

maintain

Neutral

Reason

UBS raised the firm's price target on MFA Financial to $9.50 from $8.50 and keeps a Neutral rating on the shares.

See All Ratings

Valuation Metrics

The current forward P/E ratio for MFA Financial Inc (MFA.N) is 7.70, compared to its 5-year average forward P/E of 8.05. For a more detailed relative valuation and DCF analysis to assess MFA Financial Inc 's fair value, click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

Fair

5Y Average PE

8.05

Current PE

7.70

Overvalued PE

9.75

Undervalued PE

6.35

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

N/A

5Y Average EV/EBITDA

0.00

Current EV/EBITDA

0.00

Overvalued EV/EBITDA

0.00

Undervalued EV/EBITDA

0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

Fair

5Y Average PS

7.09

Current PS

4.21

Overvalued PS

10.14

Undervalued PS

4.05