Should You Buy MFA Financial Inc (MFA) Today? Analysis, Price Targets, and 2026 Outlook.
Analysis Updated At
2026/01/30
Not a good buy right now. MFA is in a bullish short-term trend but is trading near first resistance (~10.15) with an overbought/extended RSI (~70.6) and limited upside versus the latest Street target ($10.25). With no Intellectia buy signals today and mixed options sentiment (bearish put-heavy volume), the risk/reward for an impatient buyer is unattractive at the current price (~10.12).
Technical Analysis
Trend is bullish: SMA_5 > SMA_20 > SMA_200 confirms an uptrend, and MACD histogram is positive and expanding (0.0206), supporting continued momentum. However, RSI_6 at ~70.6 signals the stock is stretched in the short term (prone to a pause/pullback). Price is also close to resistance: Pivot 9.965, R1 10.146 (near current levels), then R2 10.258. That setup implies limited immediate upside unless MFA cleanly breaks and holds above ~10.15; otherwise, mean-reversion back toward pivot (~9.97) is plausible.
Analyst Ratings and Price Target Trends
Recent trend is slightly negative on target but still supportive overall: on 2025-11-18, UBS (Doug Harter) reiterated Buy while trimming the price target to $10.25 from $10.50. Wall Street pros view (implied by the data): Pros—income/dividend profile and relatively stable outlook; Cons—limited upside to target at the current price and recent YoY declines in revenue/earnings.
Institutional/insider/politician activity: Hedge funds neutral (no significant trend last quarter), insiders neutral (no significant trend last month), and no recent Congress trading data available.
Wall Street analysts forecast MFA stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for MFA is 10.08 USD with a low forecast of 10 USD and a high forecast of 10.25 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
Wall Street analysts forecast MFA stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for MFA is 10.08 USD with a low forecast of 10 USD and a high forecast of 10.25 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
Current: 10.140

Current: 10.140
