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FMAO Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
OverviewStock Price PredictionTechnicalValuationFinancialsEarningsShould I BuyNews & Events
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Intellectia

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High
27.983
Open
27.600
VWAP
27.75
Vol
131.41K
Mkt Cap
383.44M
Low
27.420
Amount
3.65M
EV/EBITDA(TTM)
8.99
Total Shares
13.77M
EV
479.31M
EV/OCF(TTM)
3.36
P/S(TTM)
3.09
Farmers & Merchants Bancorp, Inc. is a bank holding company. The Company’s primary subsidiary, The Farmers & Merchants State Bank (Bank) is a local independent community bank. The Bank is engaged in the general commercial banking business. Its activities include commercial, agricultural, and residential mortgage as well as consumer lending activities. The Bank also provides checking account services, as well as savings and time deposit services such as certificates of deposits. Its loan portfolio is comprised of loans made to customers in the farming industry for such things as farmland, farm equipment, livestock and operating loans for seed, fertilizer, and feed. The Bank provides on-line banking access for consumer and business customers. In addition, it also provides automated teller machines (ATMs) or interactive teller machines (ITMs) at the branch locations along with other independent locations in the market area.
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Events Timeline

(ET)
2026-04-22
16:40:00
Company Reports 37.8% Year-over-Year Earnings Growth in Q1 2026
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2026-03-24 (ET)
2026-03-24
16:40:00
Farmers & Merchants Bancorp Approves Quarterly Cash Dividend of $0.23
select
2026-02-12 (ET)
2026-02-12
16:50:00
F&M Reports Q4 Tangible Book Value Increased to $20.40
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2025-10-31 (ET)
2025-10-31
10:31:11
F&M Bank appoints Amy Cover as Chief Marketing Experience Officer
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2025-10-27 (ET)
2025-10-27
09:07:41
Farmers & Merchants Bancorp Announces Q3 Earnings Per Share of 64 Cents, Exceeding Consensus Estimate of 59 Cents
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2025-09-30 (ET)
2025-09-30
16:36:43
Farmers & Merchants Raises Q3 Dividend by 2.82%
select
2025-07-28 (ET)
2025-07-28
16:36:03
Farmers & Merchants reports Q2 EPS 56c, consensus 50c
select
2025-07-18 (ET)
2025-07-18
10:10:31
Farmers & Merchants chairman Andrew Briggs steps down, Kevin Sauder to succeed
select

News

moomoo
9.5
04-24moomoo
Farmers and Merchants Bank of Maryland Reports Q1 Basic EPS of USD 0.56
  • Farmers and Merchants Bank Maryland: The bank is focused on providing financial services tailored to the needs of farmers and merchants in Maryland.

  • Q1 Basic EPS: The bank reported a basic earnings per share (EPS) of $0.56 for the first quarter.

moomoo
9.5
04-24moomoo
Farmers and Merchants Bank of Maryland Reports Q1 Net Income of $1.825 Million
  • Financial Performance: Farmers and Merchants Bank of Maryland reported a net income of $1.825 million for the first quarter.
  • Quarterly Results: The financial results indicate the bank's performance and profitability during the specified period.
seekingalpha
9.5
04-22seekingalpha
Farmers & Merchants Bancorp Q1 Earnings Beat Expectations
  • Strong Earnings Performance: Farmers & Merchants Bancorp reported a Q1 GAAP EPS of $0.70, beating expectations by $0.02, indicating a sustained enhancement in profitability and reflecting robust financial management and market competitiveness.
  • Significant Revenue Growth: The company achieved revenues of $32.44 million in Q1, representing a 17.9% year-over-year increase and exceeding expectations by $4.41 million, demonstrating effective business expansion and growth in its customer base, further solidifying its market position.
  • Positive Market Reaction: The financial performance exceeding expectations has bolstered market confidence in Farmers & Merchants Bancorp, potentially driving its stock price higher and attracting more investor interest.
  • Optimistic Future Outlook: The ongoing revenue growth and improved profitability provide a solid foundation for future business expansion and investment, which is expected to further enhance its competitive advantage in the financial services industry.
Newsfilter
5.0
04-21Newsfilter
F&M Bank Appoints New Chief Information Officer
  • Leadership Change: F&M Bank has appointed Shalini Singhal as Chief Information and Technology Officer, reflecting her leadership in advancing enterprise technology and innovation, aimed at enhancing the bank's technology strategy to support business growth.
  • Technology Foundation: Shalini has been with F&M for nearly six years, previously serving as Chief Information Officer, during which she successfully built a strong IT team and developed a secure, reliable technology foundation that supports both operations and customer experience.
  • Strategic Transformation: As CITO, Shalini will collaborate across departments to guide F&M's shift toward a more strategic, forward-looking technology approach, strengthening digital initiatives and prioritizing cybersecurity as a key business focus.
  • Long-term Vision: F&M Bank's CEO Lars Eller emphasized that Shalini's appointment not only reflects her leadership capabilities but also underscores the critical role technology plays in F&M's long-term strategy, helping the bank maintain resilience in a competitive market.
moomoo
9.5
04-20moomoo
Farmers & Merchants Bank of Long Beach Announces First Quarter Results for 2026
  • Financial Performance: Farmers & Merchants Bank of Long Beach reported its first quarter results for 2026, showcasing key financial metrics and performance indicators.

  • Growth Indicators: The report highlights growth in various sectors, including loan origination and deposit increases, reflecting the bank's strong market position.

  • Strategic Initiatives: The bank has implemented new strategic initiatives aimed at enhancing customer service and expanding its product offerings.

  • Future Outlook: Management provided insights into future expectations, emphasizing continued growth and adaptation to market changes.

moomoo
9.5
04-20moomoo
Farmers and Merchants Bank Long Beach Reports Q1 Net Income of $21.882 Million
  • Financial Performance: Farmers and Merchants Bank reported a net income of USD 21.882 million for the first quarter.
  • Location: The bank is based in Long Beach.
Wall Street analysts forecast FMAO stock price to rise
1 Analyst Rating
Wall Street analysts forecast FMAO stock price to rise
0 Buy
1 Hold
0 Sell
Hold
Current: 0.000
sliders
Low
26.50
Averages
26.50
High
26.50
Current: 0.000
sliders
Low
26.50
Averages
26.50
High
26.50
Piper Sandler
Adam Kroll
Neutral
maintain
$28
AI Analysis
2026-04-27
Reason
Piper Sandler
Adam Kroll
Price Target
$28
AI Analysis
2026-04-27
maintain
Neutral
Reason
Piper Sandler analyst Adam Kroll raised the firm's price target on Farmers & Merchants to $28.50 from $28 and keeps a Neutral rating on the shares. The firm notes the company posted a solid Q1 highlighted by 3% PPNR upside on stronger core fee income. Lighter net interest income/net interest margin was a partial offset, but fixed-rate loan repricing tailwinds and low-to-mid-single digit organic balance sheet growth should support a restoration of net interest margin expansion in Q2, adds Piper.
Piper Sandler
Neutral
downgrade
$31 -> $28
2026-04-02
Reason
Piper Sandler
Price Target
$31 -> $28
2026-04-02
downgrade
Neutral
Reason
Piper Sandler assumed coverage of Farmers & Merchants with a Neutral rating with a price target of $28, down from $31. The firm considers Farmers & Merchants a very well-managed community bank characterized by conservative underwriting and a high-quality deposit franchise.
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Valuation Metrics

The current forward P/E ratio for Farmers & Merchants Bancorp Inc (FMAO.O) is 15.92, compared to its 5-year average forward P/E of 13.18. For a more detailed relative valuation and DCF analysis to assess Farmers & Merchants Bancorp Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
13.18
Current PE
15.92
Overvalued PE
15.45
Undervalued PE
10.91

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
1.22
Current EV/EBITDA
8.31
Overvalued EV/EBITDA
5.96
Undervalued EV/EBITDA
-3.52

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
3.68
Current PS
3.16
Overvalued PS
4.36
Undervalued PS
2.99

Financials

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Whales Holding FMAO

G
Goelzer Investment Management, Inc.
Holding
FMAO
-2.28%
3M Return

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Frequently Asked Questions

What is Farmers & Merchants Bancorp Inc (FMAO) stock price today?

The current price of FMAO is 27.85 USD — it has increased 0.65

What is Farmers & Merchants Bancorp Inc (FMAO)'s business?

Farmers & Merchants Bancorp, Inc. is a bank holding company. The Company’s primary subsidiary, The Farmers & Merchants State Bank (Bank) is a local independent community bank. The Bank is engaged in the general commercial banking business. Its activities include commercial, agricultural, and residential mortgage as well as consumer lending activities. The Bank also provides checking account services, as well as savings and time deposit services such as certificates of deposits. Its loan portfolio is comprised of loans made to customers in the farming industry for such things as farmland, farm equipment, livestock and operating loans for seed, fertilizer, and feed. The Bank provides on-line banking access for consumer and business customers. In addition, it also provides automated teller machines (ATMs) or interactive teller machines (ITMs) at the branch locations along with other independent locations in the market area.

What is the price predicton of FMAO Stock?

Wall Street analysts forecast FMAO stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for FMAO is26.50 USD with a low forecast of 26.50 USD and a high forecast of 26.50 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Farmers & Merchants Bancorp Inc (FMAO)'s revenue for the last quarter?

Farmers & Merchants Bancorp Inc revenue for the last quarter amounts to 31.29M USD, increased 14.52

What is Farmers & Merchants Bancorp Inc (FMAO)'s earnings per share (EPS) for the last quarter?

Farmers & Merchants Bancorp Inc. EPS for the last quarter amounts to 0.70 USD, increased 37.25

How many employees does Farmers & Merchants Bancorp Inc (FMAO). have?

Farmers & Merchants Bancorp Inc (FMAO) has 474 emplpoyees as of May 11 2026.

What is Farmers & Merchants Bancorp Inc (FMAO) market cap?

Today FMAO has the market capitalization of 383.44M USD.