Historical Valuation
Farmers & Merchants Bancorp Inc (FMAO) is now in the Undervalued zone, suggesting that its current forward PE ratio of 9.38 is considered Undervalued compared with the five-year average of 12.85. The fair price of Farmers & Merchants Bancorp Inc (FMAO) is between 27.84 to 37.22 according to relative valuation methord. Compared to the current price of 25.18 USD , Farmers & Merchants Bancorp Inc is Undervalued By 9.55%.
Relative Value
Fair Zone
27.84-37.22
Current Price：25.18
9.55%
Undervalued
P/E
EV/EBITDA
EV/EBIT
P/S
P/OCF
P/FCF
1Y
3Y
5Y
Trailing
Forward
Farmers & Merchants Bancorp Inc (FMAO) has a current Price-to-Book (P/B) ratio of 0.91. Compared to its 3-year average P/B ratio of 1.00 , the current P/B ratio is approximately -8.47% higher. Relative to its 5-year average P/B ratio of 1.11, the current P/B ratio is about -17.40% higher. Farmers & Merchants Bancorp Inc (FMAO) has a Forward Free Cash Flow (FCF) yield of approximately 7.14%. Compared to its 3-year average FCF yield of 7.62%, the current FCF yield is approximately -6.35% lower. Relative to its 5-year average FCF yield of 8.31% , the current FCF yield is about -14.03% lower.
P/B
Median3y
1.00
Median5y
1.11
FCF Yield
Median3y
7.62
Median5y
8.31
Competitors Valuation Multiple
AI Analysis for FMAO
The average P/S ratio for FMAO competitors is 2.20, providing a benchmark for relative valuation. Farmers & Merchants Bancorp Inc Corp (FMAO.O) exhibits a P/S ratio of 2.99, which is 36.03% above the industry average. Given its robust revenue growth of 22.81%, this premium appears sustainable.
Performance Decomposition
AI Analysis for FMAO
1Y
3Y
5Y
Market capitalization of FMAO increased by 0.00% over the past 1 year. The primary factor behind the change was an decrease in Unknown from 0.00 to 0.00.
The secondary factor is the Unknown, contributed 0.00%to the performance.
Overall, the performance of FMAO in the past 1 year is driven by Unknown.
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Frequently Asked Questions
Is FMAO currently overvalued or undervalued?
Farmers & Merchants Bancorp Inc (FMAO) is now in the Undervalued zone, suggesting that its current forward PE ratio of 9.38 is considered Undervalued compared with the five-year average of 12.85. The fair price of Farmers & Merchants Bancorp Inc (FMAO) is between 27.84 to 37.22 according to relative valuation methord. Compared to the current price of 25.18 USD , Farmers & Merchants Bancorp Inc is Undervalued By 9.55% .
What is Farmers & Merchants Bancorp Inc (FMAO) fair value?
FMAO's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of Farmers & Merchants Bancorp Inc (FMAO) is between 27.84 to 37.22 according to relative valuation methord.
How does FMAO's valuation metrics compare to the industry average?
The average P/S ratio for FMAO's competitors is 2.20, providing a benchmark for relative valuation. Farmers & Merchants Bancorp Inc Corp (FMAO) exhibits a P/S ratio of 2.99, which is 36.03% above the industry average. Given its robust revenue growth of 22.81%, this premium appears sustainable.
What is the current P/B ratio for Farmers & Merchants Bancorp Inc (FMAO) as of Jan 10 2026?
As of Jan 10 2026, Farmers & Merchants Bancorp Inc (FMAO) has a P/B ratio of 0.91. This indicates that the market values FMAO at 0.91 times its book value.
What is the current FCF Yield for Farmers & Merchants Bancorp Inc (FMAO) as of Jan 10 2026?
As of Jan 10 2026, Farmers & Merchants Bancorp Inc (FMAO) has a FCF Yield of 7.14%. This means that for every dollar of Farmers & Merchants Bancorp Inc’s market capitalization, the company generates 7.14 cents in free cash flow.
What is the current Forward P/E ratio for Farmers & Merchants Bancorp Inc (FMAO) as of Jan 10 2026?
As of Jan 10 2026, Farmers & Merchants Bancorp Inc (FMAO) has a Forward P/E ratio of 9.38. This means the market is willing to pay $9.38 for every dollar of Farmers & Merchants Bancorp Inc’s expected earnings over the next 12 months.
What is the current Forward P/S ratio for Farmers & Merchants Bancorp Inc (FMAO) as of Jan 10 2026?
As of Jan 10 2026, Farmers & Merchants Bancorp Inc (FMAO) has a Forward P/S ratio of 2.99. This means the market is valuing FMAO at $2.99 for every dollar of expected revenue over the next 12 months.