F&M Bank Promotes Mike Schnitkey to Agri-Finance and Northwest Ohio Market President
- Leadership Promotion: F&M Bank has promoted Mike Schnitkey to Agri-Finance and Northwest Ohio Market President, leveraging his extensive experience since joining in 1995 and deep understanding of agricultural finance, which is expected to enhance the bank's market influence in the region.
- Market Strategy: In his new role, Schnitkey will oversee market strategy and customer relationships, driving the continued growth of agricultural and commercial services, aiming to enhance customer satisfaction and business expansion through localized decision-making.
- Community Engagement: Throughout his nearly 30-year career at F&M, Schnitkey has actively participated in community affairs and held various leadership roles, reflecting the bank's commitment to community service and is expected to further strengthen trust with customers.
- Company Vision: F&M Bank's CEO Lars Eller stated that this promotion reflects the company's commitment to combining disciplined growth with community banking principles, aiming to drive long-term value creation through local market leadership.
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- Leadership Promotion: F&M Bank has appointed Mike Schnitkey as Agri-Finance and Northwest Ohio Market President, leveraging his extensive experience since joining in 1995 and agricultural finance expertise to enhance the bank's market presence in the region.
- Market Strategy Enhancement: In his new role, Schnitkey will oversee market strategy and customer relationships, which is expected to drive continued growth in agricultural and commercial services, thereby improving customer satisfaction and market share.
- Commitment to Community Engagement: Throughout his nearly 30-year career at F&M, Schnitkey has actively participated in community affairs and held various leadership roles, reflecting the bank's long-term commitment to community service.
- Alignment with Growth Strategy: This promotion aligns with F&M Bank's strategy to expand its roster of Market Presidents in 2025, aiming to empower local decision-makers to meet unique customer needs and support long-term value creation.

- Leadership Promotion: F&M Bank has promoted Mike Schnitkey to Agri-Finance and Northwest Ohio Market President, leveraging his extensive experience since joining in 1995 and deep understanding of agricultural finance, which is expected to enhance the bank's market influence in the region.
- Market Strategy: In his new role, Schnitkey will oversee market strategy and customer relationships, driving the continued growth of agricultural and commercial services, aiming to enhance customer satisfaction and business expansion through localized decision-making.
- Community Engagement: Throughout his nearly 30-year career at F&M, Schnitkey has actively participated in community affairs and held various leadership roles, reflecting the bank's commitment to community service and is expected to further strengthen trust with customers.
- Company Vision: F&M Bank's CEO Lars Eller stated that this promotion reflects the company's commitment to combining disciplined growth with community banking principles, aiming to drive long-term value creation through local market leadership.
- Dividend Increase: Farmers & Merchants Bancorp announces a fourth-quarter cash dividend of $0.23 per share, representing a 4.0% year-over-year increase, which reflects the company's strong financial performance and optimistic outlook for 2026.
- Consistent Returns: The company has increased its annual dividend for 31 consecutive years, demonstrating its ongoing commitment to shareholders and enhancing investor confidence.
- Asset Scale: As of September 30, 2025, F&M's total assets reached $3.39 billion, indicating a robust market position and growth potential.
- Dividend Payment Schedule: The dividend will be payable on January 20, 2026, to shareholders of record as of December 29, 2025, ensuring cash inflow and returns for investors.
- Dividend Increase: Farmers & Merchants Bancorp announces a fourth-quarter cash dividend of $0.23 per share, representing a 4.0% year-over-year increase, reflecting the company's strong financial performance and optimism for the future.
- Sustained Returns: This dividend marks the 31st consecutive year of increased annual dividends, demonstrating the company's commitment to returning excess capital to shareholders, thereby enhancing investor confidence.
- Asset Scale: As of September 30, 2025, Farmers & Merchants Bancorp reported total assets of $3.39 billion, providing a solid asset base that supports dividend growth and further strengthens its market position.
- Shareholder Return Strategy: CEO Lars B. Eller stated that the increase in dividends not only reflects operational success but also signifies confidence in continued growth for 2026, aiming to attract more investor attention.
Zacks Rank #1 Stocks: Five stocks have been added to the Zacks Rank #1 (Strong Buy) List, including Teradata, SB Financial Group, Farmers & Merchants Bancorp, First Financial Corporation Indiana, and Alpine Income Property Trust, all showing positive earnings estimate revisions over the past 60 days.
Earnings Growth: Each of the highlighted companies has experienced an increase in the Zacks Consensus Estimate for their current year earnings, ranging from 2.3% to 7.8%.
Investment Potential: These stocks are considered strong investment opportunities, with past recommendations from Zacks having achieved significant returns, including gains of +112% to +232%.
Access to Recommendations: Investors can access the complete list of Zacks' top stock picks and download a report on the "7 Best Stocks for the Next 30 Days" for free.
Alpine Income Property Trust: This real estate investment trust has a Zacks Rank of #1 (Strong Buy) and a dividend yield of 7.1%, with a 2.3% increase in current year earnings estimates over the last 60 days.
Farmers & Merchants Bancorp: This community bank holding company also holds a Zacks Rank of #1 (Strong Buy) and offers a dividend yield of 3.9%, with a 5.3% rise in current year earnings estimates in the past 60 days.
First Financial Corporation Indiana: Another Zacks Rank #1 (Strong Buy) company, it has a dividend yield of 3.7% and a 3.9% increase in current year earnings estimates over the last two months.
Investment Opportunities: The article highlights the potential for significant returns with stocks that are currently under the radar, with previous recommendations achieving gains of over 100%.







