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BCAL Overview

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$
0.000
0.000(0.000%)
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0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
OverviewStock Price PredictionTechnicalValuationFinancialsEarningsShould I BuyNews & Events
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Intellectia

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High
17.990
Open
17.670
VWAP
17.76
Vol
141.16K
Mkt Cap
573.48M
Low
17.600
Amount
2.51M
EV/EBITDA(TTM)
5.83
Total Shares
32.42M
EV
555.30M
EV/OCF(TTM)
--
P/S(TTM)
3.39
California BanCorp is the holding company for California Bank of Commerce, N.A. (the Bank). The Bank offers a range of financial products and services to individuals, professionals, and small to medium-sized businesses through its approximately 14 branch offices and four loan production offices serving Northern and Southern California. Its business financing includes lines of credit, capital equipment, and mergers and acquisitions-ownership transitions. Its commercial real estate and construction includes owner-occupied real estate, investor real estate, equity lines and loans, and construction financing. It provides various services, including lockbox, merchant services, and cash vault. It also provides information reporting and liquidity management, mobile banking, online banking, commercial cards, integrated payables, a cash reconciliation app, and fraud prevention. Its international banking includes import, standby, and export letters of credit.
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Events Timeline

(ET)
2026-01-28
08:10:00
California BanCorp Capital Ratios Exceed Minimums, 2025 Net Interest Margin at 4.44%
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2026-01-07 (ET)
2026-01-07
08:20:00
California BanCorp Announces CEO Steven Shelton's Retirement
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2025-12-08 (ET)
2025-12-08
08:10:00
California Bancorp Announces First Quarterly Cash Dividend of $0.10 per Share
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2025-10-28 (ET)
2025-10-28
08:07:42
California Bancorp announces Q3 earnings per share of 48 cents, surpassing consensus estimate of 39 cents.
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2025-07-28 (ET)
2025-07-28
08:05:01
California Bancorp reports Q2 EPS 43c, consensus 41c
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2025-05-01 (ET)
2025-05-01
17:01:29
California Bancorp increases share repurchase program to 1.6M shares
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2025-04-24 (ET)
2025-04-24
08:07:54
California Bancorp reports Q1 EPS 52c, consensus 40c
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News

moomoo
5.0
02-18moomoo
CALIFORNIA BANCORP: DAVID I. RAINER APPOINTED CHAIRMAN AND CEO OF COMPANY AND SUBSIDIARY UNTIL MARCH 1, 2029 - SEC FILING
  • Leadership Announcement: David I. Rainier has been appointed as the Chairman and CEO of California Bancorp.
  • Effective Date: His term will commence on March 1, 2029.
  • Company Overview: California Bancorp is involved in the financial services sector, focusing on banking and related services.
  • Regulatory Filing: The announcement is part of a SEC filing, indicating formal compliance with regulatory requirements.
NASDAQ.COM
5.0
02-07NASDAQ.COM
Galaxy Digital Director Increases Shareholding
  • Share Acquisition: Galaxy Digital Director Douglas R. Deason purchased 25,000 shares of GLXY at $20.80 each on Wednesday, totaling an investment of $519,950, indicating confidence in the company's future prospects.
  • Market Performance: Despite Deason's purchase price being above the current market price of $18.90, GLXY surged 19.2% on Friday, reflecting a positive market sentiment towards the stock.
  • Historical Purchase Record: Over the past twelve months, Deason has made two additional purchases of GLXY, totaling over $1.03 million at an average price of $30.23 per share, demonstrating his belief in the company's long-term value.
  • California BanCorp Investment: On the same day, David J. Volk bought 27,000 shares of California BanCorp at $18.64 each for a total of $503,280, with the stock currently up 1.6%, indicating potential short-term gains from this investment.
seekingalpha
9.5
01-28seekingalpha
California BanCorp Reports Q4 Earnings Highlights
  • Earnings Performance: California BanCorp reported a Q4 GAAP EPS of $0.50, indicating stability in profitability despite facing market challenges.
  • Revenue Overview: The bank generated $45.9 million in revenue for Q4, maintaining a relatively healthy income level even as total assets declined, reflecting business resilience.
  • Asset Changes: As of December 31, 2025, total assets stood at $4.03 billion, a decrease of $67.8 million from September 30, 2025, primarily due to a $159.3 million drop in cash and cash equivalents, indicating liquidity pressure.
  • Loan Growth: Despite the cash reduction, available-for-sale debt securities increased by $25.5 million, and loans, including those held for sale, rose by $62.0 million, suggesting a proactive stance in the credit market that may lay the groundwork for future growth.
NASDAQ.COM
9.5
01-28NASDAQ.COM
California BanCorp Reports Slight Decline in Q4 Net Income
  • Net Income Change: California BanCorp reported a net income of $16.42 million for Q4, translating to $0.50 per share, which is a slight decrease from $16.77 million and $0.51 per share a year earlier, indicating pressure on the company's profitability.
  • Decline in Interest Income: Net interest income fell to $42.91 million from $44.54 million in the same quarter last year, reflecting the negative impact of changing interest rate environments on the company's revenue, which may hinder future profit growth.
  • Reversal of Credit Loss Provision: The company recorded a reversal of provision for credit losses amounting to $4.4 million, up from $3.84 million last year, indicating an improvement in credit quality that may alleviate future loss risks.
  • Stock Performance: California BanCorp shares closed at $18.43 on Tuesday, down 0.16%, reflecting a cautious market sentiment regarding the company's financial performance, which could affect investor confidence.
NASDAQ.COM
3.0
2025-12-11NASDAQ.COM
Top Momentum Stock to Consider Purchasing on December 11th
  • Top Stock Picks: Topgolf Callaway (MODG) and California BanCorp (BCAL) are highlighted as strong buy stocks with significant momentum, both having Zacks Rank #1 and notable earnings growth estimates.

  • Performance Comparison: Topgolf Callaway's shares increased by 19% over the last three months, while California BanCorp's shares rose by 15.1%, both outperforming the S&P 500's 4.6% gain.

  • AI Investment Insights: The article discusses the potential for significant wealth creation in the next phase of AI, suggesting that early investors in emerging companies could see substantial returns.

  • Future of AI Stocks: It warns that the rapid growth of the first wave of AI stocks may slow down, indicating a shift towards new, innovative companies that could lead the next wave of AI advancements.

Newsfilter
8.0
2025-12-08Newsfilter
California Bancorp Initiates $0.10 Quarterly Cash Dividend
  • First Dividend Declaration: California Bancorp's Board of Directors has approved a quarterly cash dividend of $0.10 per share, scheduled for payment on January 15, 2026, reflecting the company's strong financial performance and commitment to shareholder value creation.
  • Shareholder Return Strategy: This dividend not only showcases the robust performance of the company's relationship-based banking franchise but also serves as an effective tool for managing its strong capital position, thereby enhancing shareholder confidence.
  • Market Positioning: Since its establishment in 2001, California Bank of Commerce has focused on providing financial services to individuals and small to medium-sized businesses, enhancing its competitive edge through 14 branch offices and four loan production offices.
  • Future Outlook: By implementing a cash dividend, California Bancorp aims to attract more investors, strengthen its influence in the California market, and lay the groundwork for future business expansion.
Wall Street analysts forecast BCAL stock price to rise
1 Analyst Rating
Wall Street analysts forecast BCAL stock price to rise
1 Buy
0 Hold
0 Sell
Moderate Buy
Current: 0.000
sliders
Low
21.00
Averages
21.00
High
21.00
Current: 0.000
sliders
Low
21.00
Averages
21.00
High
21.00
Keefe Bruyette
NULL -> Outperform
maintain
$19 -> $21
AI Analysis
2025-10-31
Reason
Keefe Bruyette
Price Target
$19 -> $21
AI Analysis
2025-10-31
maintain
NULL -> Outperform
Reason
Keefe Bruyette raised the firm's price target on California Bancorp to $21 from $19 and keeps an Outperform rating on the shares.
Stephens
Equal Weight
maintain
$18 -> $19
2025-07-29
Reason
Stephens
Price Target
$18 -> $19
2025-07-29
maintain
Equal Weight
Reason
Stephens raised the firm's price target on California Bancorp to $19 from $18 and keeps an Equal Weight rating on the shares. Following the Q2 report, the firm updated its FY26 operating EPS forecast to $1.58 from $1.67.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for BCAL
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Valuation Metrics

The current forward P/E ratio for California Bancorp (BCAL.O) is 10.78, compared to its 5-year average forward P/E of 7.41. For a more detailed relative valuation and DCF analysis to assess California Bancorp's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
7.41
Current PE
10.78
Overvalued PE
12.57
Undervalued PE
2.25

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.00
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
0.00
Undervalued EV/EBITDA
0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
1.82
Current PS
3.29
Overvalued PS
3.09
Undervalued PS
0.54

Financials

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Quarterly

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Frequently Asked Questions

What is California Bancorp (BCAL) stock price today?

The current price of BCAL is 17.69 USD — it has decreased -0.84

What is California Bancorp (BCAL)'s business?

California BanCorp is the holding company for California Bank of Commerce, N.A. (the Bank). The Bank offers a range of financial products and services to individuals, professionals, and small to medium-sized businesses through its approximately 14 branch offices and four loan production offices serving Northern and Southern California. Its business financing includes lines of credit, capital equipment, and mergers and acquisitions-ownership transitions. Its commercial real estate and construction includes owner-occupied real estate, investor real estate, equity lines and loans, and construction financing. It provides various services, including lockbox, merchant services, and cash vault. It also provides information reporting and liquidity management, mobile banking, online banking, commercial cards, integrated payables, a cash reconciliation app, and fraud prevention. Its international banking includes import, standby, and export letters of credit.

What is the price predicton of BCAL Stock?

Wall Street analysts forecast BCAL stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for BCAL is21.00 USD with a low forecast of 21.00 USD and a high forecast of 21.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is California Bancorp (BCAL)'s revenue for the last quarter?

California Bancorp revenue for the last quarter amounts to 43.18M USD, decreased -0.30

What is California Bancorp (BCAL)'s earnings per share (EPS) for the last quarter?

California Bancorp. EPS for the last quarter amounts to 0.50 USD, decreased 0.00

How many employees does California Bancorp (BCAL). have?

California Bancorp (BCAL) has 289 emplpoyees as of March 11 2026.

What is California Bancorp (BCAL) market cap?

Today BCAL has the market capitalization of 573.48M USD.