BCAL Valuation
California Bancorp
$
16.000
- Overview
- Forecast
- Valuation
- Earnings
BCAL Relative Valuation
BCAL's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, BCAL is overvalued; if below, it's undervalued.
Historical Valuation
California Bancorp (BCAL) is now in the Fair zone, suggesting that its current forward PE ratio of 10.19 is considered Fairly compared with the five-year average of 6.55. The fair price of California Bancorp (BCAL) is between 4.64 to 18.29 according to relative valuation methord.
Relative Value
Fair Zone
4.64-18.29
Current Price：16.03
Fair
10.19
PE
1Y
3Y
5Y
Trailing
Forward
0.00
EV/EBITDA
California Bancorp. (BCAL) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.
0.00
EV/EBIT
California Bancorp. (BCAL) has a current EV/EBIT of 0.00. The 5-year average EV/EBIT is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBIT of 0.00 falls within the Strongly Undervalued range.
2.93
PS
California Bancorp. (BCAL) has a current PS of 2.93. The 5-year average PS is 1.55. The thresholds are as follows: Strongly Undervalued below -1.02, Undervalued between -1.02 and 0.27, Fairly Valued between 2.83 and 0.27, Overvalued between 2.83 and 4.12, and Strongly Overvalued above 4.12. The current Forward PS of 2.93 falls within the Overvalued range.
0.00
P/OCF
California Bancorp. (BCAL) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.
0.00
P/FCF
California Bancorp. (BCAL) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.
California Bancorp (BCAL) has a current Price-to-Book (P/B) ratio of 0.95. Compared to its 3-year average P/B ratio of 0.99 , the current P/B ratio is approximately -4.01% higher. Relative to its 5-year average P/B ratio of 1.00, the current P/B ratio is about -5.37% higher. California Bancorp (BCAL) has a Forward Free Cash Flow (FCF) yield of approximately 11.82%. Compared to its 3-year average FCF yield of 7.96%, the current FCF yield is approximately 48.55% lower. Relative to its 5-year average FCF yield of 5.85% , the current FCF yield is about 101.90% lower.
0.95
P/B
Median3y
0.99
Median5y
1.00
11.87
FCF Yield
Median3y
7.96
Median5y
5.85
Competitors Valuation Multiple
The average P/S ratio for BCAL's competitors is 2.46, providing a benchmark for relative valuation. California Bancorp Corp (BCAL) exhibits a P/S ratio of 2.93, which is 19.33% above the industry average. Given its robust revenue growth of 98.53%, this premium appears sustainable.
P/S
P/E
EV/EBITDA
EV/EBIT
P/S
Revenue Growth
Market Cap
Performance Decomposition
1Y
3Y
5Y
Market capitalization of BCAL increased by 6.81% over the past 1 year. The primary factor behind the change was an increase in Margin Expansion from 0.91 to 34.10.
The secondary factor is the Revenue Growth, contributed 98.53%to the performance.
Overall, the performance of BCAL in the past 1 year is driven by Margin Expansion. Which is more sustainable.
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FAQ
Is California Bancorp (BCAL) currently overvalued or undervalued?
California Bancorp (BCAL) is now in the Fair zone, suggesting that its current forward PE ratio of 10.19 is considered Fairly compared with the five-year average of 6.55. The fair price of California Bancorp (BCAL) is between 4.64 to 18.29 according to relative valuation methord.
What is California Bancorp (BCAL) fair value?
How does BCAL's valuation metrics compare to the industry average?
What is the current P/B ratio for California Bancorp (BCAL) as of Aug 19 2025?
What is the current FCF Yield for California Bancorp (BCAL) as of Aug 19 2025?
What is the current Forward P/E ratio for California Bancorp (BCAL) as of Aug 19 2025?