Historical Valuation
California Bancorp (BCAL) is now in the Fair zone, suggesting that its current forward PE ratio of 10.78 is considered Fairly compared with the five-year average of 7.25. The fair price of California Bancorp (BCAL) is between 6.77 to 21.08 according to relative valuation methord.
Relative Value
Fair Zone
6.77-21.08
Current Price：18.50
Fair
P/E
EV/EBITDA
EV/EBIT
P/S
P/OCF
P/FCF
1Y
3Y
5Y
Trailing
Forward
California Bancorp (BCAL) has a current Price-to-Book (P/B) ratio of 1.07. Compared to its 3-year average P/B ratio of 0.98 , the current P/B ratio is approximately 8.52% higher. Relative to its 5-year average P/B ratio of 1.02, the current P/B ratio is about 3.97% higher. California Bancorp (BCAL) has a Forward Free Cash Flow (FCF) yield of approximately 9.94%. Compared to its 3-year average FCF yield of 9.09%, the current FCF yield is approximately 9.42% lower. Relative to its 5-year average FCF yield of 6.63% , the current FCF yield is about 49.93% lower.
P/B
Median3y
0.98
Median5y
1.02
FCF Yield
Median3y
9.09
Median5y
6.63
Competitors Valuation Multiple
AI Analysis for BCAL
The average P/S ratio for BCAL competitors is 2.82, providing a benchmark for relative valuation. California Bancorp Corp (BCAL.O) exhibits a P/S ratio of 3.29, which is 16.5% above the industry average. Given its robust revenue growth of 14.33%, this premium appears unsustainable.
Performance Decomposition
AI Analysis for BCAL
1Y
3Y
5Y
Market capitalization of BCAL increased by 0.00% over the past 1 year. The primary factor behind the change was an decrease in Unknown from 0.00 to 0.00.
The secondary factor is the Unknown, contributed 0.00%to the performance.
Overall, the performance of BCAL in the past 1 year is driven by Unknown.
People Also Watch
Frequently Asked Questions
Is BCAL currently overvalued or undervalued?
California Bancorp (BCAL) is now in the Fair zone, suggesting that its current forward PE ratio of 10.78 is considered Fairly compared with the five-year average of 7.25. The fair price of California Bancorp (BCAL) is between 6.77 to 21.08 according to relative valuation methord.
What is California Bancorp (BCAL) fair value?
BCAL's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of California Bancorp (BCAL) is between 6.77 to 21.08 according to relative valuation methord.
How does BCAL's valuation metrics compare to the industry average?
The average P/S ratio for BCAL's competitors is 2.82, providing a benchmark for relative valuation. California Bancorp Corp (BCAL) exhibits a P/S ratio of 3.29, which is 16.50% above the industry average. Given its robust revenue growth of 14.33%, this premium appears unsustainable.
What is the current P/B ratio for California Bancorp (BCAL) as of Jan 09 2026?
As of Jan 09 2026, California Bancorp (BCAL) has a P/B ratio of 1.07. This indicates that the market values BCAL at 1.07 times its book value.
What is the current FCF Yield for California Bancorp (BCAL) as of Jan 09 2026?
As of Jan 09 2026, California Bancorp (BCAL) has a FCF Yield of 9.94%. This means that for every dollar of California Bancorp’s market capitalization, the company generates 9.94 cents in free cash flow.
What is the current Forward P/E ratio for California Bancorp (BCAL) as of Jan 09 2026?
As of Jan 09 2026, California Bancorp (BCAL) has a Forward P/E ratio of 10.78. This means the market is willing to pay $10.78 for every dollar of California Bancorp’s expected earnings over the next 12 months.
What is the current Forward P/S ratio for California Bancorp (BCAL) as of Jan 09 2026?
As of Jan 09 2026, California Bancorp (BCAL) has a Forward P/S ratio of 3.29. This means the market is valuing BCAL at $3.29 for every dollar of expected revenue over the next 12 months.