Waterdrop Inc. Wins Global Best Case Brands Award for Innovative Insurance Solutions
- Global Recognition: Waterdrop Inc. was awarded the Global Best Case Brands Award at the 3rd International Conference on Management Change and Sustainable Development, standing out among over 100 nominees for its significant contributions and innovative practices in inclusive protection.
- Technology Investment: Since 2019, Waterdrop has invested nearly RMB 300 million annually in technology R&D, advancing AI applications, with its proprietary GuardianShuishou LLM completing algorithm filing and securing multiple patents in 2024, enhancing efficiency across the insurance value chain.
- Product Innovation: In 2025, Waterdrop Insurance Marketplace launched 214 insurance products for individuals with pre-existing conditions, including 34 first-of-their-kind offerings in China, averaging a new product launch every 1.14 days, significantly improving insurance accessibility for consumers of varying ages and health statuses.
- Crowdfunding Platform Impact: As of June 2025, Waterdrop Medical Crowdfunding has facilitated approximately 480 million contributions totaling around RMB 70 billion for over 3.54 million patients with major illnesses, reinforcing its critical role in serious illness assistance.
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Waterdrop Stock Struggles to Gain Momentum Despite Revenue Growth Resurgence
Strong Revenue Growth: Waterdrop Inc. reported a 38.4% increase in revenue for the third quarter, driven by a significant rise in its technical services segment, which now contributes 23% of total revenue.
Challenges in Core Business: Despite impressive growth, the company's traditional insurance brokerage faces increasing regulatory pressures in China, prompting a shift towards more lucrative technical services and AI integration.
Profitability and Market Response: Waterdrop achieved a 330% increase in operating profit and a 60% rise in net profit year-on-year, yet the stock's response to these results has been muted, reflecting investor concerns about the insurance market.
Future Growth Potential: The company aims to enhance its image as a tech-driven service provider for insurers and drug companies, which could lead to further stock appreciation if successful in shifting market perceptions.
Waterdrop Aims for Sustainable Growth with 38.4% Revenue Increase in Q3 and Faster AI Integration
Financial Performance: Waterdrop Inc. reported Q3 2025 revenue of CNY 975 million, a 38.4% year-on-year increase, with net profit attributable to shareholders rising 60.1% to CNY 158 million, and operating profit reaching CNY 114 million, up 329.8% year-on-year.
AI Integration and Product Development: The company emphasized the significant role of AI in enhancing operational efficiency and customer experience, launching new insurance products and an AI-driven low-code platform to empower employees.
Cash Management and Shareholder Returns: Waterdrop completed its fourth cash dividend distribution since its IPO, totaling approximately $10.9 million, and repurchased around 58.1 million ADS for $113 million by the end of November 2025.
Positive Outlook: Management expressed confidence in exceeding full-year revenue and profit guidance, focusing on leveraging AI technologies for sustainable long-term growth and operational innovation.
