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WDH Overview

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Intellectia

Loading chart...

High
1.740
Open
1.710
VWAP
1.70
Vol
303.45K
Mkt Cap
603.98M
Low
1.670
Amount
514.35K
EV/EBITDA(TTM)
5.84
Total Shares
361.66M
EV
275.31M
EV/OCF(TTM)
--
P/S(TTM)
1.36
Waterdrop Inc is a holding company principally engaged in the provision of insurance and healthcare service. The Company mainly operates through three segments. The Insurance segment is primarily engaged in the provision of insurance brokerage service, such as health and life insurance products, as well as technical service. The Crowdfunding segment is primarily engaged in the provision of crowdfunding service. The Others segment include online sale of health products, and the provision of digital multichannel marketing solution and others.
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Events Timeline

(ET)
2025-09-04
08:19:27
Waterdrop Announces 23.9% Year-on-Year Revenue Growth in Q2, Reaching RMB838.0 Million
select
2025-06-05 (ET)
2025-06-05
07:24:50
Waterdrop reports Q1 EPS RMB0.03 vs. RMB0.02 last year
select
2025-02-20 (ET)
2025-02-20
05:54:12
Waterdrop announces integration of DeepSeek
select

News

PRnewswire
9.5
10:56 AMPRnewswire
PinnedWaterdrop Inc. Reports Significant Revenue Growth in 2025 Financial Results
  • Surge in Insurance Revenue: In Q4 2025, Waterdrop's insurance-related income soared by 125% year-over-year, driven by AI models that efficiently manage high concurrency, significantly enhancing competitive positioning.
  • Substantial Revenue Growth: The company's net operating revenue for Q4 2025 reached RMB 1.411 billion (approximately USD 201.8 million), marking a 105.5% year-over-year increase, indicating strong performance in the insurance sector.
  • Shareholder Return Initiatives: By the end of February 2026, Waterdrop had repurchased approximately 60.7 million ADSs for about USD 118.1 million and plans to distribute a cash dividend of approximately USD 10.8 million, reflecting a strong commitment to shareholder returns.
  • Innovation in Digital Clinical Trials: The company secured a national invention patent for China's first intelligent drug-patient matching technology, facilitating collaborations with 224 pharmaceutical companies and contract research organizations, with patient enrollment reaching 1,273, driving a 39.9% year-over-year revenue increase.
NASDAQ.COM
2.0
16:03 PMNASDAQ.COM
Waterdrop (WDH) Q4 2025 Earnings Call Transcript
PRnewswire
9.5
12:55 PMPRnewswire
Waterdrop Inc. Announces 2025 Financial Results and Dividend
  • Significant Revenue Growth: Waterdrop reported net operating revenue of RMB 1.411 billion in Q4 2025, reflecting a 105.5% year-over-year increase, indicating strong momentum in insurance-related income and sustained profitability for the sixteenth consecutive quarter.
  • Strong Insurance Performance: In 2025, insurance-related income reached RMB 3.577 billion, a 51.3% year-over-year increase, with Q4 revenue of RMB 1.312 billion up 125.0%, highlighting significant improvements in technical service income that further solidify market positioning.
  • Remarkable Medical Crowdfunding Impact: As of December 31, 2025, Waterdrop Medical Crowdfunding raised RMB 72.3 billion for 3.68 million patients, showcasing the company's strong influence in emergency rescue, while upgraded risk control systems effectively mitigated data theft risks.
  • Continued Growth in Digital Clinical Trials: Waterdrop's Digital Clinical Trial Solution generated RMB 118.3 million in 2025, a 29.9% year-over-year increase, successfully enrolling 14,555 patients into 1,611 clinical trial programs, demonstrating the company's innovative capabilities in intelligent drug-patient matching technology.
seekingalpha
8.0
11:11 AMseekingalpha
Waterdrop Declares $0.03 Quarterly Dividend per ADS
  • Quarterly Dividend Announcement: Waterdrop has declared a quarterly dividend of $0.03 per ADS, consistent with previous distributions, indicating the company's stable cash flow and profitability, which helps bolster investor confidence.
  • Payment and Record Dates: The dividend will be payable on May 13 for ordinary shareholders and around May 20 for ADS holders, with a record date of April 24, demonstrating the company's transparency and consistency in its dividend policy.
  • Financial Performance Overview: Waterdrop reported a GAAP EPS of $0.01 and revenue of $201.81 million, showing low profitability but indicating revenue growth that highlights the company's market potential in China's InsurTech sector.
  • Market Focus: Amid fears of AI disruption, Waterdrop is recognized as a top-rated insurance broker by Seeking Alpha's Quant Rating, reflecting market attention on its future growth and recognition of its business model.
seekingalpha
9.5
10:11 AMseekingalpha
Waterdrop Reports Q4 2025 Earnings with Significant Growth
  • Earnings Highlights: Waterdrop reported a GAAP EPS of $0.01 for Q4 2025, with revenue reaching $201.81 million, reflecting a robust year-over-year growth of 105.5%, indicating strong potential in the InsurTech sector.
  • Insurance Revenue Surge: The quarter saw insurance-related income of RMB 1,310.4 million (approximately $187.4 million), marking a 125.0% increase from the same period in 2024, showcasing the company's enhanced profitability amid rising market demand.
  • Crowdfunding Impact: As of December 31, 2025, Waterdrop has facilitated cumulative donations from around 490 million people, totaling RMB 72.3 billion to support 3.68 million patients, highlighting its significant social impact in the medical crowdfunding space.
  • Shareholder Returns: The Board approved a cash dividend of $0.03 per ADS and $0.003 per ordinary share, aimed at rewarding shareholders and boosting investor confidence, with the record date set for April 24, 2026.
Newsfilter
9.5
03-11Newsfilter
Waterdrop to Report Q4 and FY 2025 Financial Results on March 25, 2026
  • Earnings Report Schedule: Waterdrop Inc. will announce its unaudited financial results for the fourth quarter and fiscal year ended December 31, 2025, before U.S. markets open on March 25, 2026, indicating the company's ongoing growth in the insurance and healthcare sectors.
  • Conference Call Timing: The management team will hold a conference call on the same day at 8:00 AM U.S. Eastern Time (8:00 PM Beijing/Hong Kong Time), which is expected to attract significant attention from investors and analysts.
  • Dial-in Information: Participants can join the call using various dial-in numbers, including U.S. toll-free and international numbers, ensuring global investor participation and enhancing transparency.
  • Webcast and Replay Availability: After the call, telephone replays will be accessible through specified numbers, and live and archived webcasts will be available on the company's investor relations website, further improving information accessibility.

Valuation Metrics

The current forward P/E ratio for Waterdrop Inc (WDH.N) is 8.82, compared to its 5-year average forward P/E of 8.11. For a more detailed relative valuation and DCF analysis to assess Waterdrop Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PE
8.11
Current PE
8.82
Overvalued PE
17.33
Undervalued PE
-1.10

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
1.40
Current EV/EBITDA
8.17
Overvalued EV/EBITDA
9.26
Undervalued EV/EBITDA
-6.45

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
1.49
Current PS
1.26
Overvalued PS
2.27
Undervalued PS
0.71

Financials

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Whales Holding WDH

I
IDG Capital
Holding
WDH
+15.09%
3M Return
T
Tencent Holdings Limited
Holding
WDH
-25.37%
3M Return

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Frequently Asked Questions

What is Waterdrop Inc (WDH) stock price today?

The current price of WDH is 1.675 USD — it has increased 0.3

What is Waterdrop Inc (WDH)'s business?

Waterdrop Inc is a holding company principally engaged in the provision of insurance and healthcare service. The Company mainly operates through three segments. The Insurance segment is primarily engaged in the provision of insurance brokerage service, such as health and life insurance products, as well as technical service. The Crowdfunding segment is primarily engaged in the provision of crowdfunding service. The Others segment include online sale of health products, and the provision of digital multichannel marketing solution and others.

What is the price predicton of WDH Stock?

Wall Street analysts forecast WDH stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for WDH is USD with a low forecast of USD and a high forecast of USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Waterdrop Inc (WDH)'s revenue for the last quarter?

Waterdrop Inc revenue for the last quarter amounts to 974.86M USD, increased 38.45

What is Waterdrop Inc (WDH)'s earnings per share (EPS) for the last quarter?

Waterdrop Inc. EPS for the last quarter amounts to 0.04 USD, increased 33.33

How many employees does Waterdrop Inc (WDH). have?

Waterdrop Inc (WDH) has 3057 emplpoyees as of March 25 2026.

What is Waterdrop Inc (WDH) market cap?

Today WDH has the market capitalization of 603.98M USD.