United Security Bancshares Reports Q4 EPS of $0.19 with 13.6% Revenue Growth
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Jan 22 2026
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Source: seekingalpha
- Earnings Report: United Security Bancshares reported a GAAP EPS of $0.19 for Q4, indicating stable profitability and resilience in a competitive market environment.
- Revenue Growth: The company achieved revenue of $13.54 million in Q4, reflecting a 13.6% year-over-year increase, primarily driven by rising loan demand and interest income, showcasing the effectiveness of its business expansion strategy.
- Market Reaction: Following the earnings release, the market responded positively to United Security Bancshares' quant rating, boosting investor confidence in its future growth potential, which may lead to an increase in stock price.
- Dividend Performance: The bank's dividend scorecard has garnered attention among investors, highlighting its commitment to shareholder returns and enhancing its attractiveness in the financial market.
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About UBFO
United Security Bancshares is the holding company for United Security Bank (the Bank). The Bank offers a full range of commercial banking services primarily to the business and professional community and individuals, including a variety of deposit instruments including personal and business checking accounts and savings accounts, interest-bearing negotiable order of withdrawal (NOW) accounts, money market accounts, and time certificates of deposit. The Bank also offers a full complement of lending products, including real estate loans, real estate construction loans, commercial and industrial loans, agricultural loans, and installment loans. The Bank offers a wide range of specialized services, such as online banking, mobile banking, safe deposit boxes, wire transfers, payroll direct deposit, cashier’s checks, interactive teller machine (ITM) services, and cash management services. In addition, the Bank offers internet banking services to its commercial and retail customers.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
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United Security Bancshares Reports Q4 EPS of $0.19 with 13.6% Revenue Growth
- Earnings Report: United Security Bancshares reported a GAAP EPS of $0.19 for Q4, indicating stable profitability and resilience in a competitive market environment.
- Revenue Growth: The company achieved revenue of $13.54 million in Q4, reflecting a 13.6% year-over-year increase, primarily driven by rising loan demand and interest income, showcasing the effectiveness of its business expansion strategy.
- Market Reaction: Following the earnings release, the market responded positively to United Security Bancshares' quant rating, boosting investor confidence in its future growth potential, which may lead to an increase in stock price.
- Dividend Performance: The bank's dividend scorecard has garnered attention among investors, highlighting its commitment to shareholder returns and enhancing its attractiveness in the financial market.
Continue Reading