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UBFO Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

Loading chart...

High
10.710
Open
10.400
VWAP
10.51
Vol
269.29K
Mkt Cap
181.36M
Low
10.310
Amount
2.83M
EV/EBITDA(TTM)
3.28
Total Shares
17.26M
EV
63.24M
EV/OCF(TTM)
1.19
P/S(TTM)
3.43
United Security Bancshares is the holding company for United Security Bank (the Bank). The Bank offers a full range of commercial banking services primarily to the business and professional community and individuals, including a variety of deposit instruments including personal and business checking accounts and savings accounts, interest-bearing negotiable order of withdrawal (NOW) accounts, money market accounts, and time certificates of deposit. The Bank also offers a full complement of lending products, including real estate loans, real estate construction loans, commercial and industrial loans, agricultural loans, and installment loans. The Bank offers a wide range of specialized services, such as online banking, mobile banking, safe deposit boxes, wire transfers, payroll direct deposit, cashier’s checks, interactive teller machine (ITM) services, and cash management services. In addition, the Bank offers internet banking services to its commercial and retail customers.
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Events Timeline

(ET)
2025-12-19
08:30:00
DA Davidson Raises Community West Price Target to $26
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2025-12-17 (ET)
2025-12-17
09:10:00
Community West and United Security Announce Merger Agreement Valued at Approximately $191.9M
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2025-12-17
08:40:00
United Security Bancshares Trading Halted, News Pending
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2025-04-28 (ET)
2025-04-28
16:33:16
United Security Bank names Jay Gill as Vice Chairman
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News

Newsfilter
8.5
03-16Newsfilter
Community West Bancshares and United Security Bancshares Merger Approved
  • Merger Approval: Community West Bancshares and United Security Bancshares announced that they have received regulatory approvals from the FDIC and California Department of Financial Protection, marking a significant step towards their merger, which is expected to enhance their market position in Central California.
  • Asset Growth: Post-merger, the combined entity is projected to have approximately $5 billion in total assets, operating in 31 unique communities across 13 counties in Central California, thereby strengthening its competitive edge in the regional banking sector.
  • Shareholder Meetings Scheduled: Both companies plan to hold special shareholder meetings on March 30, 2026, to approve the merger transaction, with completion expected in the second quarter of 2026, reflecting confidence in future growth prospects.
  • System Integration Timeline: The conversion of all operational systems is anticipated to be completed in the third quarter of 2026, which will enhance service efficiency and provide superior banking services to clients, further driving the creation of long-term value.
PRnewswire
8.5
03-16PRnewswire
Investor Rights Law Firm Investigates Merger Transactions
  • Merger Transaction Investigation: Halper Sadeh LLC is investigating the merger between United Security Bancshares and Community West Bancshares, where shareholders receive 0.4520 shares of Community West for each share of United Security, potentially infringing on shareholder rights.
  • Shareholder Rights Protection: The firm encourages shareholders of both United and Community West to reach out to discuss their legal rights and options, ensuring that ordinary shareholders' interests are not compromised during the merger process.
  • Shareholding Structure Changes: Upon completion of the merger, Community West shareholders will own approximately 70.6% of the combined company, while NorthWestern Energy Group shareholders will hold about 44% after their sale to Black Hills Corp., indicating significant impacts on shareholder structure.
  • Legal Fee Arrangement: Halper Sadeh LLC offers legal services on a contingency fee basis, meaning shareholders do not have to bear upfront legal costs, aiming to reduce the financial burden on shareholders and enhance accessibility to legal recourse.
Globenewswire
8.5
03-13Globenewswire
Monteverde Law Firm Investigates Multiple Mergers
  • Merger Investigations: Monteverde & Associates is investigating the merger between United Security Bancshares and Community West Bancshares, where United Security shareholders are expected to receive 0.4520 shares of Community West common stock for each share, indicating significant market interest in the transaction.
  • Shareholder Voting Schedule: The shareholder vote for United Security is set for March 30, 2026, which will directly impact the merger process, highlighting the importance of shareholder engagement and decision-making in corporate transactions.
  • NorthWestern Energy Deal: In the transaction with Black Hills Corp, NorthWestern shareholders will receive 0.98 shares of Black Hills for each share held, resulting in approximately 44% ownership of the combined company, suggesting a potential shift in market dynamics post-merger.
  • Webster Financial Transaction: Webster Financial shareholders will receive $48.75 in cash and 2.0548 Santander American Depository Shares for each common share in the deal with Banco Santander, reflecting the direct economic benefits of the transaction for shareholders.
Globenewswire
7.0
02-25Globenewswire
Investor Rights Law Firm Investigates Transactions
  • Legal Investigation: Halper Sadeh LLC is investigating Clearwater Analytics Holdings, Inc. (NYSE: CWAN) for its sale to Permira and Warburg Pincus at $24.55 per share in cash, raising concerns about potential shareholder rights violations.
  • Shareholder Rights Protection: The firm encourages shareholders of Clearwater and United Security Bancshares (NASDAQ: UBFO) to reach out to discuss their rights and options, ensuring fair treatment in the transaction and mitigating potential losses.
  • Merger Transaction Impact: The merger between Community West Bancshares (NASDAQ: CWBC) and United Security Bancshares will result in Community West shareholders owning approximately 70.6% of the combined company, potentially affecting shareholder control and future earnings.
  • Legal Fee Arrangement: Halper Sadeh LLC offers legal services on a contingency fee basis, meaning shareholders do not incur upfront legal costs when addressing these matters, thereby reducing the financial burden of pursuing their rights.
Globenewswire
8.5
02-25Globenewswire
Monteverde Law Firm Investigates Mergers for Shareholders
  • Shareholder Rights Protection: Monteverde & Associates is investigating the merger between United Security Bancshares (UBFO) and Community West Bancshares (CWBC), where shareholders are expected to receive 0.4520 shares of CWBC for each share of UBFO, impacting shareholder investment returns significantly.
  • Cash Acquisition Opportunity: In the transaction involving Clearwater Analytics Holdings (CWAN) with Permira and Warburg Pincus, shareholders are expected to receive $24.55 per share in cash, providing immediate liquidity and enhancing the attractiveness of their investment.
  • Merger Transaction Dynamics: Hudson Acquisition I Corp (HUDA) is set to merge with EUROEV Holdings, where EUROEV will acquire all outstanding shares of HUDA in exchange for newly issued shares, facilitating EUROEV's listing on Nasdaq and improving its market position.
  • Legal Service Transparency: Monteverde & Associates emphasizes its successful track record in securities class actions, urging shareholders to consider a law firm's litigation experience and historical recovery rates when selecting legal services to ensure their rights are effectively protected.
Globenewswire
8.5
02-05Globenewswire
Monteverde Law Firm Investigates Multiple Mergers
  • Merger Investigations: Monteverde & Associates is investigating the merger between United Security Bancshares and Community West Bancshares, where United Security shareholders are expected to receive 0.4520 shares of Community West common stock for each share, potentially impacting shareholder returns.
  • Shareholder Voting Schedule: The merger between Sonida Senior Living and CNL Healthcare Properties is projected to allow Sonida's existing shareholders to own between 39.5% and 50.0% of the new company, with a shareholder vote scheduled for February 26, 2026, which may affect shareholder control.
  • Equity Distribution: FirstSun Capital Bancorp's merger with First Foundation will result in FirstSun shareholders owning 59.5% of the combined entity, with a shareholder vote set for February 27, 2026, potentially influencing future governance structures.
  • High Ownership Stakes: The merger between Tamboran Resources and Falcon Oil & Gas will enable Tamboran shareholders to hold 73.2% of the combined company, with a shareholder vote on March 4, 2026, likely to positively impact long-term shareholder interests.

Valuation Metrics

The current forward P/E ratio for United Security Bancshares (UBFO.O) is 14.49, compared to its 5-year average forward P/E of 0.72. For a more detailed relative valuation and DCF analysis to assess United Security Bancshares's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PE
0.72
Current PE
14.49
Overvalued PE
3.90
Undervalued PE
-2.46

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.00
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
0.00
Undervalued EV/EBITDA
0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PS
0.00
Current PS
0.00
Overvalued PS
0.00
Undervalued PS
0.00

Financials

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Whales Holding UBFO

S
Saratoga Research & Investment Management
Holding
UBFO
-7.78%
3M Return

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Frequently Asked Questions

What is United Security Bancshares (UBFO) stock price today?

The current price of UBFO is 10.51 USD — it has increased 1.94

What is United Security Bancshares (UBFO)'s business?

United Security Bancshares is the holding company for United Security Bank (the Bank). The Bank offers a full range of commercial banking services primarily to the business and professional community and individuals, including a variety of deposit instruments including personal and business checking accounts and savings accounts, interest-bearing negotiable order of withdrawal (NOW) accounts, money market accounts, and time certificates of deposit. The Bank also offers a full complement of lending products, including real estate loans, real estate construction loans, commercial and industrial loans, agricultural loans, and installment loans. The Bank offers a wide range of specialized services, such as online banking, mobile banking, safe deposit boxes, wire transfers, payroll direct deposit, cashier’s checks, interactive teller machine (ITM) services, and cash management services. In addition, the Bank offers internet banking services to its commercial and retail customers.

What is the price predicton of UBFO Stock?

Wall Street analysts forecast UBFO stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for UBFO is USD with a low forecast of USD and a high forecast of USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is United Security Bancshares (UBFO)'s revenue for the last quarter?

United Security Bancshares revenue for the last quarter amounts to 13.10M USD, increased 5.12

What is United Security Bancshares (UBFO)'s earnings per share (EPS) for the last quarter?

United Security Bancshares. EPS for the last quarter amounts to 0.19 USD, increased 35.71

How many employees does United Security Bancshares (UBFO). have?

United Security Bancshares (UBFO) has 113 emplpoyees as of April 01 2026.

What is United Security Bancshares (UBFO) market cap?

Today UBFO has the market capitalization of 181.36M USD.