MoneyHero Reports 17% Revenue Growth in Q3, Adjusted EBITDA Loss Narrows Significantly
Written by Emily J. Thompson, Senior Investment Analyst
Source: Globenewswire
Updated: 59 minutes ago0mins
- Revenue Growth Momentum: MoneyHero's Q3 revenue reached $21.1 million, reflecting a 17% sequential increase and 1% year-over-year growth, marking the second consecutive quarter of double-digit growth, which underscores the company's focus on high-quality business in specific markets and verticals.
- Adjusted EBITDA Improvement: The adjusted EBITDA loss narrowed to $1.8 million, improving by 68% year-over-year, with the EBITDA margin enhancing from -26.5% to -8.4%, indicating significant progress in revenue mix optimization and operational efficiency gains.
- Effective Cost Management: Total operating costs and expenses decreased by 13% year-over-year to $23.9 million, driven by disciplined management of advertising, technology, and employee expenses, demonstrating substantial achievements in reshaping the cost structure.
- AI Transformation Driving Growth: Through Project Odyssey, MoneyHero is embedding smart automation and conversational AI into core customer journeys, which is expected to further enhance customer acquisition efficiency and service quality, thereby strengthening its market leadership.
MNY.O
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Analyst Views on MNY
Wall Street analysts forecast MNY stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for MNY is 4.00 USD with a low forecast of 4.00 USD and a high forecast of 4.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
1 Analyst Rating
1 Buy
0 Hold
0 Sell
Moderate Buy
Current: 1.447
Low
4.00
Averages
4.00
High
4.00
Current: 1.447
Low
4.00
Averages
4.00
High
4.00
Morgan Stanley
Overweight -> Equal Weight
downgrade
$275 -> $220
2025-12-05
New
Reason
Morgan Stanley
Price Target
$275 -> $220
2025-12-05
New
downgrade
Overweight -> Equal Weight
Reason
Morgan Stanley downgraded Mony Group to Equal Weight from Overweight with a price target of 220 GBp, down from 275 GBp. The firm sees the agentic artificial intelligence "overhang" weighing on the shares in the medium term.
Greenridge
Buy
downgrade
$4 -> $3
2025-11-26
Reason
Greenridge
Price Target
$4 -> $3
2025-11-26
downgrade
Buy
Reason
Greenridge lowered the firm's price target on MoneyHero to $3 from $4 and keeps a Buy rating on the shares. Ahead of MoneyHero reporting Q3 results before the open on Friday, December 5, the firm updated its model to show slower growth in the credit card segment. However, the firm no longer expects management to focus strictly on topline growth through this lower margin area, but on growing its higher margin, higher growth potential segments, the analyst tells investors in a preview.
Greenridge
NULL -> Buy
initiated
$4
2025-07-07
Reason
Greenridge
Price Target
$4
2025-07-07
initiated
NULL -> Buy
Reason
Greenridge initiated coverage of MoneyHero with a Buy rating and $4 price target. MoneyHero is Southeast Asia's "leading" personal finance aggregation and comparison platform, says the analyst, who notes the company operates leading local brands in Singapore, Hong Kong, Taiwan and the Philippines. The firm sees "significant" revenue and profit potential for the company as it ramps up its high margin insurance brokerage business, the analyst tells investors.
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About MNY
MoneyHero Limited is a Singapore-based personal finance aggregation and comparison company. The Company creates tools and digital experiences for consumers and financial product providers, offering educational content and financial product comparison tools through its online platforms. Its segments are classified based on geographic areas, namely Hong Kong, Singapore, Philippines, Taiwan, Malaysia, and Other Asia. Its brand portfolio includes business-to-consumer (B2C) platforms MoneyHero, SingSaver, Money101, Moneymax, and Seedly, as well as the business-to-business (B2B) platform Creatory. It is primarily engaged in the operation of online financial comparison platforms and related services for credit cards, personal loans, mortgages, insurance, and other financial products. Its subsidiaries include CompareAsia Group Capital Limited and Gemini Merger Sub 1 Limited.
About the author
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Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
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