VBNK Overview

VersaBank is a Canadian Schedule I chartered bank. It offers a receivable purchase program (RPP) funding solution for point-of-sale finance companies. It also owns DRT Cyber Inc., which provides the provision of cybersecurity services designed to address the growing volume of cyber threats challenging financial institutions, multinational corporations, and government entities. Its segment consists of Digital Banking Canada, Digital Banking USA and DRTC. Under Digital Banking Canada, the Bank employs a branchless business-to-business (partner-based) model using its financial technology to address underserved segments in the Canadian and U.S. banking markets. Under Digital Banking USA, the Bank intends to adopt a business-to-business model, to address underserved segments of the U.S. banking market. Under VersaBank USA, it plans to acquire deposits and deliver the majority of its loans and leases electronically through deposit and lending solutions tailored for financial intermediaries.

Wall Street analysts forecast VBNK stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for VBNK is13.70 USD with a low forecast of 13.00 USD and a high forecast of 14.40 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

Versabank revenue for the last quarter amounts to 33.00M USD, increased 31.05 % YoY.

Versabank. EPS for the last quarter amounts to 0.16 USD, decreased -20.00 % YoY.

Versabank (VBNK) has 131 emplpoyees as of January 31 2026.

Today VBNK has the market capitalization of 495.00M USD.