Line
|
Candle
1D
5D
1M
3M
6M
YTD
1Y
5Y
High
10.650
Open
10.380
VWAP
10.47
Vol
140.19K
Mkt Cap
343.40M
Low
10.240
Amount
1.47M
EV/EBITDA(TTM)
4.78
Total Shares
25.96M
EV
226.14M
EV/OCF(TTM)
4.37
P/S(TTM)
3.92
VersaBank is a Canada-based chartered bank. The Bank provides commercial lending and banking services in Canada and the United States, as well as cybersecurity services and banking and financial technology development services through the operations of its wholly owned subsidiary DRT Cyber Inc. (DRTC). It operates through two segments: Digital Banking and DRTC (cybersecurity services). The Digital Banking segment obtains its deposits and provides its loans and leases electronically via deposit and lending solutions for financial intermediaries. Its loan portfolio includes point-of-sale loans and leases, commercial real estate mortgages, commercial real estate loans and public sector and other financing. The DRTC segment develops solutions to address the volume of cyber threats challenging financial institutions, multi-national corporations and government entities. It also offers receivable purchase program (RPP) funding solution for point-of-sale finance companies.
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Market Estimates
Earnings Estimates
Revenue
YoY Chg
EPS
YoYChg
FY2025Q3
FY2025Q4
FY2026Q1
32.87M
+21.76%
0.190
-28.63%
34.68M
+27.11%
0.223
+57.64%
37.86M
+36.05%
0.295
+52.91%
Estimates Revision
The market is revising Downward the revenue expectations for VersaBank (VBNK) for FY2025, with the revenue forecasts being adjusted by -3.63% over the past three months. During the same period, the stock price has changed by -6.17%.
Revenue Estimates for FY2025
Revise Downward
-3.63%
In Past 3 Month
EPS Estimates for FY2025
Revise Downward
-30.29%
In Past 3 Month
Stock Price
Go Down
-6.17%
In Past 3 Month
3 Analyst Rating
15.12% Upside
Wall Street analysts forecast VBNK stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for VBNK is 12.26 USD with a low forecast of 10.00 USD and a high forecast of 13.79 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
2 Buy
1 Hold
0 Sell
Moderate Buy
15.12% Upside
Current: 10.650
Low
10.00
Averages
12.26
High
13.79
15.12% Upside
Current: 10.650
Low
10.00
Averages
12.26
High
13.79
Raymond James
Outperform
maintain
$15 -> $13
2025-06-05
Reason
Raymond James
Price Target
$15 -> $13
2025-06-05
maintain
Outperform
Reason
Raymond James lowered the firm's price target on VersaBank to $13 from $15 and keeps an Outperform rating on the shares. The firm's positive thesis remains intact following the in-line Q2 results, the analyst tells investors in a research note. Raymond James attributes the share decline on Wednesday to VersaBank's soft outlook, but says it could prove conservative.
Keefe Bruyette
Timothy Switzer
Outperform -> Outperform
downgrade
$22 -> $21
2025-05-30
Reason
Keefe Bruyette
Timothy Switzer
Price Target
$22 -> $21
2025-05-30
downgrade
Outperform -> Outperform
Reason
Keefe Bruyette analyst Timothy Switzer lowered the firm's price target on VersaBank to C$21 from C$22 and keeps an Outperform rating on the shares. The planned realignment to a U.S. domiciled company will provide several benefits to shareholders, the analyst says in a research note.
Raymond James
David Feaster
Buy
Reiterates
$15 → $17
2024-11-08
Reason
Raymond James
David Feaster
Price Target
$15 → $17
2024-11-08
Reiterates
Buy
Reason
Roth MKM
Craig Irwin
Strong Buy
Initiates
$18
2024-09-27
Reason
Roth MKM
Craig Irwin
Price Target
$18
2024-09-27
Initiates
Strong Buy
Reason
Keefe, Bruyette & Woods
Timothy Switzer
Buy
Initiates
$22
2024-08-28
Reason
Keefe, Bruyette & Woods
Timothy Switzer
Price Target
$22
2024-08-28
Initiates
Buy
Reason
Keefe, Bruyette & Woods
Timothy Switzer
Buy
Initiates
n/a
2024-08-27
Reason
Keefe, Bruyette & Woods
Timothy Switzer
Price Target
n/a
2024-08-27
Initiates
Buy
Reason
See All Ratings
Valuation Metrics
The current forward P/E ratio for Versabank (VBNK.O) is 9.95, compared to its 5-year average forward P/E of 9.61. For a more detailed relative valuation and DCF analysis to assess Versabank 's fair value, click here.
Forward PE
The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
Fair
5Y Average PE
9.61
Current PE
9.95
Overvalued PE
13.26
Undervalued PE
5.96
Forward EV/EBITDA
The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
N/A
5Y Average EV/EBITDA
0.00
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
0.00
Undervalued EV/EBITDA
0.00
Forward PS
The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
Fair
5Y Average PS
3.36
Current PS
3.18
Overvalued PS
4.33
Undervalued PS
2.39
Financials
Annual
Quarterly
FY2025Q2
YoY :
+6.82%
28.03M
Total Revenue
FY2025Q2
YoY :
-28.01%
11.73M
Operating Profit
FY2025Q2
YoY :
-27.89%
8.53M
Net Income after Tax
FY2025Q2
YoY :
-42.22%
0.26
EPS - Diluted
FY2025Q2
YoY :
-100.00%
N/A
Free Cash Flow
FY2025Q2
47.05
FCF Margin - %
FY2025Q2
YoY :
-32.48%
30.43
Net Margin - %
FY2025Q2
YoY :
-42.11%
5.61
ROIC
Trading Trends
Insider
Insiders are Neutral. There are no significant trading trends over the last month.
Sold
0-3
Months
0.0
USD
0
3-6
Months
0.0
USD
0
6-9
Months
0.0
USD
0
0-12
Months
0.0
USD
0
Bought
0-3
0
0.0
USD
Months
3-6
0
0.0
USD
Months
6-9
0
0.0
USD
Months
0-12
0
0.0
USD
Months
Hedge Fund
Hedge Funds are Neutral. There are no significant trading trends over the last quarter.
Sold
0-3
Months
0.0
Volume
0
3-6
Months
0.0
Volume
0
6-9
Months
0.0
Volume
0
0-12
Months
0.0
Volume
0
Bought
0-3
0
0.0
Volume
Months
3-6
0
0.0
Volume
Months
6-9
0
0.0
Volume
Months
0-12
0
0.0
Volume
Months
Congress Trading
Congress are Neutral. There are no significant trading trends over the last month.
Sold
0-3
Months
0.0
USD
0
3-6
Months
0.0
USD
0
6-9
Months
0.0
USD
0
0-12
Months
0.0
USD
0
Bought
0-3
0
0.0
USD
Months
3-6
0
0.0
USD
Months
6-9
0
0.0
USD
Months
0-12
0
0.0
USD
Months
Insider
Insiders are Neutral. There are no significant trading trends over the last month.
Sold
0-3
Months
0.0
USD
0
3-6
Months
0.0
USD
0
6-9
Months
0.0
USD
0
0-12
Months
0.0
USD
0
Bought
0-3
0
0.0
USD
Months
3-6
0
0.0
USD
Months
6-9
0
0.0
USD
Months
0-12
0
0.0
USD
Months
VBNK News & Events
Events Timeline
2025-06-04 (ET)
2025-06-04
07:04:48
VersaBank reports Q2 EPS C$0.26 vs. C$0.45 last year
2025-05-29 (ET)
2025-05-29
07:12:38
VersaBank to realign corporate structure to standard U.S. bank framework
2025-04-28 (ET)
2025-04-28
07:16:45
VersaBank's normal course issuer bid receives TSX approval
Sign Up For More Events
Sign Up For More Events
News
1.0
06-11NewsfilterVERSABANK TO PRESENT AT SIDOTI VIRTUAL INVESTOR CONFERENCE ON JUNE 12, 2025, AT 2:30 PM ET
1.0
06-09NewsfilterVERSABANK PRESIDENT DAVID TAYLOR TO PRESENT ON THE BANK'S REVOLUTIONARY DIGITAL DEPOSIT RECEIPTS AT FLORIDA BANKERS ASSOCIATION ANNUAL MEETING
1.0
06-09PRnewswireVERSABANK PRESIDENT DAVID TAYLOR TO PRESENT ON THE BANK'S REVOLUTIONARY DIGITAL DEPOSIT RECEIPTS AT FLORIDA BANKERS ASSOCIATION ANNUAL MEETING
Sign Up For More News
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FAQ
What is Versabank (VBNK) stock price today?
The current price of VBNK is 10.65 USD — it has increased 2.6 % in the last trading day.
What is Versabank (VBNK)'s business?
What is the price predicton of VBNK Stock?
What is Versabank (VBNK)'s revenue for the last quarter?
What is Versabank (VBNK)'s earnings per share (EPS) for the last quarter?
What changes have occurred in the market's expectations for Versabank (VBNK)'s fundamentals?
How many employees does Versabank (VBNK). have?