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VBNK Overview

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$
0.000
0.000(0.000%)
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0.000(0.000%)Aft-market
ET
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0.000
0.000(0.000%)
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0.000(0.000%)Aft-market
ET
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Intellectia

Loading chart...

High
18.240
Open
18.240
VWAP
18.06
Vol
25.17K
Mkt Cap
580.30M
Low
17.910
Amount
454.58K
EV/EBITDA(TTM)
5.92
Total Shares
32.17M
EV
289.87M
EV/OCF(TTM)
1.53
P/S(TTM)
6.56
VersaBank is a Canadian Schedule I chartered bank. It offers a receivable purchase program (RPP) funding solution for point-of-sale finance companies. It also owns DRT Cyber Inc., which provides the provision of cybersecurity services designed to address the growing volume of cyber threats challenging financial institutions, multinational corporations, and government entities. Its segment consists of Digital Banking Canada, Digital Banking USA and DRTC. Under Digital Banking Canada, the Bank employs a branchless business-to-business (partner-based) model using its financial technology to address underserved segments in the Canadian and U.S. banking markets. Under Digital Banking USA, the Bank intends to adopt a business-to-business model, to address underserved segments of the U.S. banking market. Under VersaBank USA, it plans to acquire deposits and deliver the majority of its loans and leases electronically through deposit and lending solutions tailored for financial intermediaries.
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Events Timeline

(ET)
2026-04-28
07:20:00
VersaBank Receives TSX Approval to Buy Back 2 Million Common Shares
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2026-04-20 (ET)
2026-04-20
16:00:00
VersaBank Begins Receiving QCAD Deposits
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2026-03-24 (ET)
2026-03-24
07:40:00
VersaBank Sells Minnesota Branch Assets
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2026-03-17 (ET)
2026-03-17
07:10:00
VersaBank Launches FX Functionality to Support RBTD Commercialization
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2025-12-19 (ET)
2025-12-19
07:10:00
VersaBank Appoints Nicolas Ospina as Global CFO
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2025-12-10 (ET)
2025-12-10
09:00:00
Stock Futures Drift as Investors Await Federal Reserve Policy Meeting
select
2025-12-10
07:10:00
VersaBank Reports Q4 Revenue of $35.09M, Exceeding Consensus
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News

PRnewswire
5.0
05-29PRnewswire
VersaBank Founder Named Executive of the Year by Canadian Lenders Association
  • Executive of the Year: David Taylor, Founder and President of VersaBank, was named Executive of the Year by the Canadian Lenders Association at the 2026 Canadian Finance Summit, highlighting his leadership and innovation in the financial services sector.
  • Innovation Driving Growth: VersaBank's real-time point-of-sale financing initiative is driving business growth, further enhancing its competitive position in the market, and is expected to attract more partners while increasing customer value.
  • Digital Banking Model: As a branchless digital bank, VersaBank effectively serves underserved markets through its advanced technology, significantly improving operational efficiency and shareholder returns.
  • Cybersecurity Leader: VersaBank's subsidiary, DRT Cyber Inc., is at the forefront of addressing the growing volume of cyber threats, providing essential cybersecurity services that ensure the safety of financial institutions and multinational corporations.
Newsfilter
5.0
05-29Newsfilter
VersaBank Founder Named Executive of the Year by Canadian Lenders Association
  • Executive of the Year Award: David Taylor, Founder and President of VersaBank, was named Executive of the Year by the Canadian Lenders Association at the 2026 Canadian Finance Summit, highlighting his leadership and innovation in the financial services sector.
  • Innovation-Driven Growth: The launch of VersaBank's real-time point-of-sale financing initiative further strengthens its competitive platform, positioning the company for future business growth in a rapidly evolving market.
  • Digital Banking Model: VersaBank's branchless digital business model allows it to acquire most deposits electronically, significantly enhancing operational efficiency and shareholder returns, showcasing its unique advantages in the fintech space.
  • Cybersecurity Leadership: VersaBank's subsidiary, DRT Cyber Inc., plays a crucial role in addressing the growing volume of cyber threats, providing advanced cybersecurity services that further solidify its market position in the financial industry.
Yahoo Finance
5.0
05-29Yahoo Finance
VersaBank Founder Named Executive of the Year
  • Industry Recognition: David Taylor, Founder and President of VersaBank, was named Executive of the Year by the Canadian Lenders Association at the 2026 Canadian Finance Summit, highlighting his leadership and innovation in the financial services sector, which enhances VersaBank's industry reputation.
  • Innovation Drive: Taylor emphasized that VersaBank's continuous innovation in the North American point-of-sale financing space, particularly through its real-time financing initiative, is strengthening its platform's competitiveness and expanding market reach, thereby creating greater value for partners.
  • Market Expansion: VersaBank's branchless digital banking model allows it to effectively serve underserved markets, leveraging its advanced technology to achieve significant operating leverage, which has propelled the company's successful expansion into the U.S. market, especially in point-of-sale financing.
  • Security Technology Investment: Through its subsidiary DRT Cyber Inc., VersaBank is a leader in cybersecurity services aimed at addressing the growing cyber threats faced by financial institutions and multinational corporations, further solidifying its market position in digital asset technology solutions.
PRnewswire
9.5
05-26PRnewswire
VersaBank to Report Q2 2026 Financial Results on June 3
  • Earnings Report Schedule: VersaBank will release its Q2 2026 financial results on June 3, 2026, at 7:00 a.m. ET, followed by a conference call at 9:00 a.m. expected to last about 60 minutes, featuring presentations by President David Taylor and Global CFO Nicolas Ospina, with a Q&A session afterward.
  • Conference Call Participation: Investors can register in advance for an automated call back or dial 416-945-7677 or 888-699-1199 (toll-free) to join the call directly, ensuring timely access to financial insights and interaction with management.
  • Webcast and Replay: The conference will be available via live webcast on VersaBank's website, and an archived version will be accessible for 90 days post-event, allowing investors who miss the live session to catch up on critical information.
  • Banking Business Model: VersaBank operates a branchless, digital business model focused on underserved banking segments, leveraging electronic channels for deposits and funding activities, which drives operational efficiency and strong returns on equity.
Newsfilter
9.5
05-26Newsfilter
VersaBank to Report Q2 2026 Financial Results on June 3
  • Earnings Report Schedule: VersaBank will release its Q2 2026 financial results on June 3, 2026, at 7:00 a.m. ET, followed by a conference call at 9:00 a.m. expected to last about 60 minutes, aimed at providing detailed insights into its financial performance to investors.
  • Management Participation: The call will feature presentations by President David Taylor and Global CFO Nicolas Ospina, followed by a Q&A session, enhancing interaction with investors and increasing transparency regarding the bank's operations.
  • Multiple Participation Options: Investors can join the meeting via phone or online, with telephone participants able to register in advance for an automated callback, while a live webcast will also be available, ensuring convenient and timely information dissemination.
  • Company Background Overview: VersaBank operates as a North American bank with a branchless digital model focused on underserved banking segments, leveraging advanced technology for efficient operations and risk management, showcasing its innovative capabilities in the fintech sector.
Yahoo Finance
6.0
05-10Yahoo Finance
VersaBank Analyst Price Target Adjusted to CA$14 Amid Mixed Reactions
  • Price Target Adjustment: VersaBank's analyst has raised the price target from CA$13 to CA$14, reflecting a positive outlook based on stronger-than-expected Q1 revenue and healthy loan growth, despite ongoing execution risks in the stablecoin custody business.
  • Revenue Growth Highlight: Roth Capital noted that VersaBank's Q1 revenue grew by 25.65%, demonstrating the core lending franchise's contribution to earnings, which enhances market confidence in its future growth prospects.
  • Share Buyback Implementation: The Board has authorized a buyback plan allowing for the repurchase of up to 2 million shares, or 6.22% of outstanding shares, indicating a commitment to enhancing shareholder value, following a previous buyback of 573,251 shares for CA$9.2 million.
  • New Project Pilot: VersaBank launched a pilot of its Real Time Structured Receivable Program with FinanceIt Canada Inc., aiming to test its internal AI platform's ability to fund individual loans within hours, which is expected to lay the groundwork for future expansion.
Wall Street analysts forecast VBNK stock price to rise
2 Analyst Rating
Wall Street analysts forecast VBNK stock price to rise
1 Buy
1 Hold
0 Sell
Moderate Buy
Current: 0.000
sliders
Low
13.00
Averages
13.70
High
14.40
Current: 0.000
sliders
Low
13.00
Averages
13.70
High
14.40
Roth Capital
Craig Irwin
Neutral
maintain
$13 -> $14
AI Analysis
2026-03-05
Reason
Roth Capital
Craig Irwin
Price Target
$13 -> $14
AI Analysis
2026-03-05
maintain
Neutral
Reason
Roth Capital analyst Craig Irwin raised the firm's price target on VersaBank to $14 from $13 but keeps a Neutral rating on the shares. The company's Q1 results saw revenue top estimates on healthy loan growth, offset by a miss in net interest margins, the analyst tells investors in a research note. VersaBank also announced its first stablecoin custody customer and will look to scale the program with additional partnerships, Roth added.
Roth Capital
Neutral
maintain
$10 -> $13
2025-12-11
Reason
Roth Capital
Price Target
$10 -> $13
2025-12-11
maintain
Neutral
Reason
Roth Capital raised the firm's price target on VersaBank to $13 from $10 and keeps a Neutral rating on the shares. The company reported mixed Q4 results with net revenue ahead on 20% Y/Y loan growth, while EPS was below consensus on higher non interest expense, the analyst tells investors in a research note. Roth adds however that VersaBank net interest margin expanded 4bps from Q3 on lower deposit costs.
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Valuation Metrics

The current forward P/E ratio for Versabank (VBNK.O) is 14.43, compared to its 5-year average forward P/E of 10.08. For a more detailed relative valuation and DCF analysis to assess Versabank's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
10.08
Current PE
14.43
Overvalued PE
13.96
Undervalued PE
6.20

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
-0.04
Current EV/EBITDA
0.71
Overvalued EV/EBITDA
0.30
Undervalued EV/EBITDA
-0.38

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
3.29
Current PS
2.96
Overvalued PS
4.20
Undervalued PS
2.38

Financials

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Frequently Asked Questions

What is Versabank (VBNK) stock price today?

The current price of VBNK is 18.04 USD — it has decreased -1.1

What is Versabank (VBNK)'s business?

VersaBank is a Canadian Schedule I chartered bank. It offers a receivable purchase program (RPP) funding solution for point-of-sale finance companies. It also owns DRT Cyber Inc., which provides the provision of cybersecurity services designed to address the growing volume of cyber threats challenging financial institutions, multinational corporations, and government entities. Its segment consists of Digital Banking Canada, Digital Banking USA and DRTC. Under Digital Banking Canada, the Bank employs a branchless business-to-business (partner-based) model using its financial technology to address underserved segments in the Canadian and U.S. banking markets. Under Digital Banking USA, the Bank intends to adopt a business-to-business model, to address underserved segments of the U.S. banking market. Under VersaBank USA, it plans to acquire deposits and deliver the majority of its loans and leases electronically through deposit and lending solutions tailored for financial intermediaries.

What is the price predicton of VBNK Stock?

Wall Street analysts forecast VBNK stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for VBNK is13.70 USD with a low forecast of 13.00 USD and a high forecast of 14.40 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Versabank (VBNK)'s revenue for the last quarter?

Versabank revenue for the last quarter amounts to 33.88M USD, increased 31.71

What is Versabank (VBNK)'s earnings per share (EPS) for the last quarter?

Versabank. EPS for the last quarter amounts to 0.35 USD, increased 25.00

How many employees does Versabank (VBNK). have?

Versabank (VBNK) has 131 emplpoyees as of June 01 2026.

What is Versabank (VBNK) market cap?

Today VBNK has the market capitalization of 580.30M USD.