VBNK Relative Valuation
VBNK's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, VBNK is overvalued; if below, it's undervalued.
Historical Valuation
Versabank (VBNK) is now in the Fair zone, suggesting that its current forward PE ratio of 10.79 is considered Fairly compared with the five-year average of 9.80. The fair price of Versabank (VBNK) is between 8.41 to 15.03 according to relative valuation methord.
Relative Value
Fair Zone
8.41-15.03
Current Price：12.44
Fair
10.88
PE
1Y
3Y
5Y
Trailing
Forward
0.00
EV/EBITDA
Versabank. (VBNK) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.
0.00
EV/EBIT
Versabank. (VBNK) has a current EV/EBIT of 0.00. The 5-year average EV/EBIT is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBIT of 0.00 falls within the Strongly Undervalued range.
3.72
PS
Versabank. (VBNK) has a current PS of 3.72. The 5-year average PS is 3.43. The thresholds are as follows: Strongly Undervalued below 1.54, Undervalued between 1.54 and 2.48, Fairly Valued between 4.37 and 2.48, Overvalued between 4.37 and 5.31, and Strongly Overvalued above 5.31. The current Forward PS of 3.72 falls within the Historic Trend Line -Fairly Valued range.
0.00
P/OCF
Versabank. (VBNK) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.
0.00
P/FCF
Versabank. (VBNK) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.
Versabank (VBNK) has a current Price-to-Book (P/B) ratio of 1.06. Compared to its 3-year average P/B ratio of 0.97 , the current P/B ratio is approximately 9.11% higher. Relative to its 5-year average P/B ratio of 1.02, the current P/B ratio is about 3.48% higher. Versabank (VBNK) has a Forward Free Cash Flow (FCF) yield of approximately 0.00%. Compared to its 3-year average FCF yield of -167.63%, the current FCF yield is approximately -100.00% lower. Relative to its 5-year average FCF yield of -155.43% , the current FCF yield is about -100.00% lower.
1.07
P/B
Median3y
0.97
Median5y
1.02
-104.80
FCF Yield
Median3y
-167.63
Median5y
-155.43
Competitors Valuation Multiple
The average P/S ratio for VBNK's competitors is , providing a benchmark for relative valuation. Versabank Corp (VBNK) exhibits a P/S ratio of , which is NaN% above the industry average. Given its robust revenue growth of 19.38%, this premium appears unsustainable.
P/S
P/E
EV/EBITDA
EV/EBIT
P/S
Revenue Growth
Market Cap
Performance Decomposition
1Y
3Y
5Y
Market capitalization of VBNK decreased by 9.46% over the past 1 year. The primary factor behind the change was an increase in Revenue Growth from 24.94M to 29.78M.
The secondary factor is the P/E Change, contributed 14.36%to the performance.
Overall, the performance of VBNK in the past 1 year is driven by Revenue Growth. Which is more sustainable.
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FAQ
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