Historical Valuation
Versabank (VBNK) is now in the Fair zone, suggesting that its current forward PE ratio of 12.16 is considered Fairly compared with the five-year average of 9.82. The fair price of Versabank (VBNK) is between 9.62 to 16.73 according to relative valuation methord.
Relative Value
Fair Zone
9.62-16.73
Current Price：15.02
Fair
P/E
EV/EBITDA
EV/EBIT
P/S
P/OCF
P/FCF
1Y
3Y
5Y
Trailing
Forward
Versabank (VBNK) has a current Price-to-Book (P/B) ratio of 1.23. Compared to its 3-year average P/B ratio of 0.98 , the current P/B ratio is approximately 26.03% higher. Relative to its 5-year average P/B ratio of 1.03, the current P/B ratio is about 20.20% higher. Versabank (VBNK) has a Forward Free Cash Flow (FCF) yield of approximately -103.48%. Compared to its 3-year average FCF yield of -162.41%, the current FCF yield is approximately -36.28% lower. Relative to its 5-year average FCF yield of -157.40% , the current FCF yield is about -34.25% lower.
P/B
Median3y
0.98
Median5y
1.03
FCF Yield
Median3y
-162.41
Median5y
-157.40
Competitors Valuation Multiple
AI Analysis for VBNK
The average P/S ratio for VBNK competitors is 3.17, providing a benchmark for relative valuation. Versabank Corp (VBNK.O) exhibits a P/S ratio of 4.09, which is 28.99% above the industry average. Given its robust revenue growth of 31.05%, this premium appears sustainable.
Performance Decomposition
AI Analysis for VBNK
1Y
3Y
5Y
Market capitalization of VBNK increased by 0.00% over the past 1 year. The primary factor behind the change was an decrease in Unknown from 0.00 to 0.00.
The secondary factor is the Unknown, contributed 0.00%to the performance.
Overall, the performance of VBNK in the past 1 year is driven by Unknown.
People Also Watch
Frequently Asked Questions
Is VBNK currently overvalued or undervalued?
Versabank (VBNK) is now in the Fair zone, suggesting that its current forward PE ratio of 12.16 is considered Fairly compared with the five-year average of 9.82. The fair price of Versabank (VBNK) is between 9.62 to 16.73 according to relative valuation methord.
What is Versabank (VBNK) fair value?
VBNK's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of Versabank (VBNK) is between 9.62 to 16.73 according to relative valuation methord.
How does VBNK's valuation metrics compare to the industry average?
The average P/S ratio for VBNK's competitors is 3.17, providing a benchmark for relative valuation. Versabank Corp (VBNK) exhibits a P/S ratio of 4.09, which is 28.99% above the industry average. Given its robust revenue growth of 31.05%, this premium appears sustainable.
What is the current P/B ratio for Versabank (VBNK) as of Jan 11 2026?
As of Jan 11 2026, Versabank (VBNK) has a P/B ratio of 1.23. This indicates that the market values VBNK at 1.23 times its book value.
What is the current FCF Yield for Versabank (VBNK) as of Jan 11 2026?
As of Jan 11 2026, Versabank (VBNK) has a FCF Yield of -103.48%. This means that for every dollar of Versabank’s market capitalization, the company generates -103.48 cents in free cash flow.
What is the current Forward P/E ratio for Versabank (VBNK) as of Jan 11 2026?
As of Jan 11 2026, Versabank (VBNK) has a Forward P/E ratio of 12.16. This means the market is willing to pay $12.16 for every dollar of Versabank’s expected earnings over the next 12 months.
What is the current Forward P/S ratio for Versabank (VBNK) as of Jan 11 2026?
As of Jan 11 2026, Versabank (VBNK) has a Forward P/S ratio of 4.09. This means the market is valuing VBNK at $4.09 for every dollar of expected revenue over the next 12 months.