Manulife Financial Corporation Receives A+ Rating from AM Best, Strong Financial Strength Affirmed
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Dec 12 2025
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Source: Newsfilter
- Rating Affirmation: AM Best has affirmed Manulife Financial's Financial Strength Rating at A+, along with a Long-Term Issuer Credit Rating of "aa-" for its life/health insurance subsidiaries, reflecting the company's exceptional performance and stable financial foundation in the insurance sector.
- Capital Adequacy Improvement: Manulife's risk-adjusted capital position remains favorable and increasing in the latest quarter, indicating strong financial flexibility and prudent capital management strategies that bolster investor confidence.
- Stable Operating Performance: Despite market fluctuations, Manulife continues to report favorable earnings in its core business lines, demonstrating its diversified business model and strong market presence across Asia, Canada, and the U.S.
- Strategic Innovation: Manulife is implementing generative artificial intelligence and plans to enter the Indian life insurance market through a joint venture, which, while carrying execution risks, could provide new growth opportunities for the company.
Analyst Views on MFC
Wall Street analysts forecast MFC stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for MFC is 40.09 USD with a low forecast of 37.21 USD and a high forecast of 51.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
11 Analyst Rating
9 Buy
2 Hold
0 Sell
Strong Buy
Current: 37.370
Low
37.21
Averages
40.09
High
51.00
Current: 37.370
Low
37.21
Averages
40.09
High
51.00
About MFC
Manulife Financial Corporation is an international financial services provider. It provides financial advice and insurance, operating as Manulife across Canada, Asia, and Europe, and primarily as John Hancock in the United States. Its segments include Wealth and asset management businesses (Global WAM), Insurance and annuity products (Asia, Canada and U.S.), and the Corporate and Other segment. Wealth and asset management businesses branded as Manulife Investment Management, provide investment advice and solutions to retirement, retail, and institutional clients. It also includes Manulife Comvest Credit Partners, a private credit asset management platform. Insurance and annuity products include a variety of individual life insurance, individual and group long-term care insurance and guaranteed and partially guaranteed annuity products. Products are distributed through multiple distribution channels, including insurance agents, brokers, banks, financial planners and direct marketing.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
