Itau Unibanco Set to Release Q4 Earnings
Written by Emily J. Thompson, Senior Investment Analyst
Updated: 4d ago
0mins
Should l Buy ITUB?
Source: seekingalpha
- Earnings Announcement Date: Itau Unibanco is scheduled to announce its Q4 2023 earnings on February 4th after market close, with investors keenly awaiting the results to assess future growth potential.
- EPS Expectations: The consensus EPS estimate stands at $0.20, reflecting a cautious investor sentiment regarding the company's profitability amid increasing economic uncertainties.
- Revenue Forecast Adjustments: Although the revenue estimate is set at $9 billion, it has faced four downward revisions over the past three months, indicating market concerns about the company's future revenue growth, which could impact investor confidence.
- Estimate Revision Trends: In the EPS estimates, there has been only one upward and one downward revision in the last three months, suggesting a divergence in analysts' views on the company's earnings outlook, potentially leading to stock price volatility.
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Analyst Views on ITUB
Wall Street analysts forecast ITUB stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for ITUB is 8.00 USD with a low forecast of 8.00 USD and a high forecast of 8.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
2 Analyst Rating
2 Buy
0 Hold
0 Sell
Moderate Buy
Current: 8.680
Low
8.00
Averages
8.00
High
8.00
Current: 8.680
Low
8.00
Averages
8.00
High
8.00
About ITUB
Itau Unibanco Holding SA, formerly Banco Frances e Brasileiro SA is a Brazil-based provider of diversified banking and nonbanking services and products. The Company’s activities are divided into three business segments: Retail Business, Wholesale Business, and Activities with the Market and Corporations. The Retail Business segment’s offering includes personal loans, credit cards, payroll deducted loans, vehicle financing, mortgage loans, insurance, pension plan and premium bond products. The Wholesale Business segment offers services and products to private banking clients, such as asset management, capital market solutions, corporate and investment banking activities. The Activities with the Market and Corporations Business segment manages interest income associated with the Company’s capital surplus, subordinated debt surplus and the net balance of tax credits and debits. Itau Unibanco Holding serves individuals and corporate clients.
About the author

Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
- Earnings Per Share: Itaú Unibanco reported a GAAP EPS of R$4.01 for Q4 2025, indicating the bank's ability to maintain stable profitability despite a year-over-year decline.
- Slight Revenue Decline: The bank's revenue for the quarter was R$167.78 billion, reflecting a 0.2% decrease year-over-year, which highlights the challenges and pressures faced by the banking sector amid changing economic conditions.
- Market Reaction: Despite the slight revenue drop, the market maintains a neutral stance on Itaú Unibanco's overall performance, indicating cautious optimism among investors regarding its future growth potential.
- Future Outlook: With a slow economic recovery, Itaú Unibanco may need to implement additional strategies to enhance revenue growth, particularly in maintaining its market share within a highly competitive financial landscape.
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- Earnings Announcement Date: Itau Unibanco is scheduled to announce its Q4 2023 earnings on February 4th after market close, with investors keenly awaiting the results to assess future growth potential.
- EPS Expectations: The consensus EPS estimate stands at $0.20, reflecting a cautious investor sentiment regarding the company's profitability amid increasing economic uncertainties.
- Revenue Forecast Adjustments: Although the revenue estimate is set at $9 billion, it has faced four downward revisions over the past three months, indicating market concerns about the company's future revenue growth, which could impact investor confidence.
- Estimate Revision Trends: In the EPS estimates, there has been only one upward and one downward revision in the last three months, suggesting a divergence in analysts' views on the company's earnings outlook, potentially leading to stock price volatility.
See More
- Earnings Release Schedule: Itaú Unibanco will present its 4Q25 results on February 5, 2026, at 8 a.m. EST and 10 a.m. Brasília time, featuring an interactive Q&A session to enhance investor engagement.
- Participation Registration: Investors can register via a designated link to participate in the interactive meeting, ensuring timely access to the company's latest financial information and management insights, thereby improving transparency and communication efficiency.
- Executive Lineup: The meeting will be hosted by CEO Milton Maluhy, CFO Gabriel Amado de Moura, Head of Corporate Strategy Renato Lulia, and IRO Gustavo Lopes Rodrigues, showcasing the leadership's deep understanding of the company's financial status.
- Earnings Preview: Results will be published on the Investor Relations website on February 4, 2026, after trading hours, allowing investors to access the latest financial data before the meeting, aiding them in making more informed investment decisions.
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- Earnings Presentation Schedule: Itaú Unibanco will hold its 4Q25 earnings presentation on February 5, 2026, at 8 a.m. EST and 10 a.m. Brasília time, featuring an interactive Q&A session to enhance investor engagement.
- Executive Speakers: The meeting will include presentations from CEO Milton Maluhy, CFO Gabriel Amado de Moura, Head of Corporate Strategy Renato Lulia, and IRO Gustavo Lopes Rodrigues, ensuring comprehensive and professional communication of key information.
- Earnings Report Preview: The earnings report will be published on the Investor Relations website on February 4, 2026, after market hours, providing investors with critical financial data to make informed investment decisions ahead of the meeting.
- Registration Process: Investors can register via a designated link to participate in the interactive meeting, ensuring they receive the latest updates and performance information from the company, thereby enhancing transparency and engagement in investor relations.
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- Technical Analysis Tool: Comparing the current share price to the 200-day moving average can provide investors with valuable insights for technical analysis, helping them assess market trends and potential buying opportunities.
- ETF Trading Mechanism: ETFs trade like stocks, where investors are actually buying and selling 'units' that can be created or destroyed based on investor demand, thereby impacting the underlying asset holdings and overall market liquidity.
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- Brazilian Stock Performance: Brazilian stocks have seen a significant rally, with the iShares MSCI Brazil ETF gaining 38% in 2025, which compensates for losses in 2024.
- Long-term Trends: Historically, such rallies in Brazilian stocks do not tend to last long, and over the past five years, the ETF is down nearly 15%.
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