Horace Mann Announces Q3 Core EPS of $1.36, Exceeding Consensus Estimate of $1.11
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Nov 04 2025
0mins
Q3 Revenue Performance: Reports Q3 revenue of $438.5M, exceeding estimates of $430.85M, indicating strong financial performance.
Core Earnings Growth: The company highlights record third-quarter core earnings, reflecting strong profitability and growth momentum across its diversified business.
Catastrophe Costs: Property & Casualty catastrophe costs were significantly lower than in previous years, contributing positively to financial results.
Updated EPS Guidance: The company raises its full-year 2025 core EPS guidance to a range of $4.50 to $4.70, aiming for record annual core earnings and a double-digit return on equity.
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Analyst Views on HMN
Wall Street analysts forecast HMN stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for HMN is 48.00 USD with a low forecast of 48.00 USD and a high forecast of 48.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
1 Analyst Rating
0 Buy
1 Hold
0 Sell
Hold
Current: 44.110
Low
48.00
Averages
48.00
High
48.00
Current: 44.110
Low
48.00
Averages
48.00
High
48.00
About HMN
Horace Mann Educators Corporation is a multiline financial services company focused on helping America’s educators and others who serve the community. The Company's Property & Casualty segment's primary insurance products include private passenger auto insurance, residential home insurance, and personal umbrella insurance. Its Life & Retirement segment markets 403 (b) tax-qualified fixed, fixed indexed and variable annuities; the Horace Mann Retirement Advantage open architecture platform for 403 (b) (7) and other defined contribution plans; traditional term and whole life insurance products and indexed universal life (IUL) products. Its Supplemental & Group Benefits segment offers employer-sponsored products, including accident, critical illness, limited-benefit fixed indemnity insurance, term life, short-term disability and long-term disability, and worksite direct products, including supplemental heart, supplemental cancer, supplemental disability and supplemental accident coverage.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
Horace Mann Educators Corp. (HMN) Stock Oversold with RSI at 29.9
- Oversold Signal: Horace Mann Educators Corp. (HMN) has an RSI of 29.9, indicating that after hitting a low of $42.87, the stock may be poised for a rebound, presenting potential buying opportunities for investors.
- Market Comparison: Compared to the S&P 500 ETF (SPY) with an RSI of 59.5, HMN's oversold condition suggests that recent selling pressure may be waning, potentially attracting investors looking for entry points at lower prices.
- Price Fluctuation: HMN's 52-week low is $37.19 and high is $48.325, with the current trading price at $43.05, indicating potential rebound space within its trading range.
- Investor Sentiment: While the stock is currently oversold, investors should carefully assess market sentiment to determine whether to enter at this time, avoiding further downside risks.
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