stocks logo

FFBC

First Financial Bancorp
$
23.770
-0.47(-1.939%)1D
  • Overview
  • Forecast
  • Valuation
  • Earnings
Line
Line
|
Candle
Candle
1D
5D
1M
3M
6M
YTD
1Y
5Y
High
23.800
Open
23.740
VWAP
23.63
Vol
194.85K
Mkt Cap
2.32B
Low
23.390
Amount
4.60M
EV/EBITDA(TTM)
10.27
Total Shares
95.46M
EV
3.14B
EV/OCF(TTM)
--
P/S(TTM)
2.96
First Financial Bancorp. is a bank holding company. It engages in the business of commercial banking and other banking and banking-related activities through its subsidiary, First Financial Bank (the Bank). The Bank provides banking and financial services products through its six lines of business: Commercial, Retail Banking, Investment Commercial Real Estate, Mortgage Banking, Commercial Finance and Wealth Management. These business units provide traditional banking services to business and retail clients. Wealth Management provides wealth planning, portfolio management, trust and estate, brokerage and retirement plan services. In addition, it offers deposit products that include interest-bearing and noninterest-bearing accounts, time deposits and cash management services for commercial customers. Its full-service banking centers are located in Ohio, Indiana, Kentucky and Illinois, while the commercial finance business lends to targeted industry verticals on a nationwide basis.
Show More

Market Estimates

Earnings Estimates
Revenue
YoY Chg
EPS
YoYChg
FY2026Q1
FY2025Q4
FY2025Q3
245.67M
+16.13%
0.707
+12.17%
227.53M
+1.46%
0.698
-1.76%
227.07M
+12.82%
0.713
+29.55%
Estimates Revision
The market is revising Downward the revenue expectations for First Financial Bancorp. (FFBC) for FY2025, with the revenue forecasts being adjusted by -0.23% over the past three months. During the same period, the stock price has changed by 1.84%.
Revenue Estimates for FY2025
Revise Downward
down Image
-0.23%
In Past 3 Month
EPS Estimates for FY2025
No Change
down Image
0.00%
In Past 3 Month
Stock Price
Go Up
up Image
+1.84%
In Past 3 Month
4 Analyst Rating
up Image
19.90% Upside
Wall Street analysts forecast FFBC stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for FFBC is 28.50 USD with a low forecast of 27.00 USD and a high forecast of 30.00  USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
0 Buy
4 Hold
0 Sell
Hold
up Image
19.90% Upside
Current: 23.770
sliders
Low
27.00
Averages
28.50
High
30.00
RBC Capital
Sector Perform
maintain
$27 -> $28
2025-07-28
New
Reason
RBC Capital raised the firm's price target on First Financial Bancorp to $28 from $27 and keeps a Sector Perform rating on the shares. The company delivered a quality quarter with healthy fundamental trends and largely stable credit, and the firm views the outlook as favorable, expecting targeted commercial and industrial and specialty lending verticals to strengthen in the second half, alongside moderating commercial real estate pre-payments, the analyst tells investors in a research note.
Keefe Bruyette
Christopher McGratty
Market Perform
maintain
$30 -> $32
2025-06-25
Reason
Keefe Bruyette analyst Christopher McGratty raised the firm's price target on First Financial Bancorp to $32 from $30 and keeps a Market Perform rating on the shares. The stock has the ability to re-rate higher upon successful integration of Westfield, the analyst tells investors in a research note.
Truist
Hold
initiated
$27
2025-05-12
Reason
Truist initiated coverage of First Financial Bancorp with a Hold rating and $27 price target. The firm points to positives that include specialty lines with diversified national niche offerings and tailwinds from disciplined expense and credit management, but a growth slowdown from elevated CRE paydowns and slower fee growth are concerns, the analyst tells investors.
Stephens & Co.
Terry McEvoy
Buy
Reiterates
$33
2025-01-24
Reason
Keefe, Bruyette & Woods
Christopher Mcgratty
Hold
Maintains
$28 → $31
2024-12-04
Reason

Valuation Metrics

The current forward P/E ratio for First Financial Bancorp (FFBC.O) is 8.16, compared to its 5-year average forward P/E of 9.82. For a more detailed relative valuation and DCF analysis to assess First Financial Bancorp 's fair value, click here.

Forward PE

StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
Undervalued
5Y Average PE
9.82
Current PE
8.16
Overvalued PE
11.24
Undervalued PE
8.39

Forward EV/EBITDA

StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.00
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
0.00
Undervalued EV/EBITDA
0.00

Forward PS

StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
Fair
5Y Average PS
2.89
Current PS
2.49
Overvalued PS
3.41
Undervalued PS
2.37

Financials

Annual
Quarterly
FY2025Q2
YoY :
+4.63%
210.03M
Total Revenue
FY2025Q2
YoY :
+17.47%
87.86M
Operating Profit
FY2025Q2
YoY :
+15.12%
70.00M
Net Income after Tax
FY2025Q2
YoY :
+14.06%
0.73
EPS - Diluted
FY2025Q1
YoY :
-165.88%
-79.82M
Free Cash Flow
FY2025Q2
YoY :
-100.00%
N/A
FCF Margin - %
FY2025Q2
YoY :
+10.04%
33.33
Net Margin - %
FY2025Q2
YoY :
+4.73%
6.42
ROIC

Trading Trends

Insider
Insiders are Neutral. There are no significant trading trends over the last month.
Sold
0-3
Months
0.0
USD
0
3-6
Months
655.3K
USD
4
6-9
Months
0.0
USD
0
0-12
Months
1.7M
USD
10
Bought
0-3
0
0.0
USD
Months
3-6
0
0.0
USD
Months
6-9
0
0.0
USD
Months
0-12
0
0.0
USD
Months
Hedge Fund
Hedge Funds are Neutral. There are no significant trading trends over the last quarter.
Sold
0-3
Months
0.0
Volume
0
3-6
Months
0.0
Volume
0
6-9
Months
0.0
Volume
0
0-12
Months
0.0
Volume
0
Bought
0-3
0
0.0
Volume
Months
3-6
1
8.3K
Volume
Months
6-9
0
0.0
Volume
Months
0-12
0
0.0
Volume
Months
Congress Trading
Congress are Neutral. There are no significant trading trends over the last month.
Sold
0-3
Months
0.0
USD
0
3-6
Months
0.0
USD
0
6-9
Months
0.0
USD
0
0-12
Months
0.0
USD
0
Bought
0-3
0
0.0
USD
Months
3-6
0
0.0
USD
Months
6-9
0
0.0
USD
Months
0-12
0
0.0
USD
Months

FFBC News & Events

Events Timeline

2025-07-24 (ET)
2025-07-24
16:19:27
First Financial Bancorp raises quarterly dividend to 25c per share
select
2025-07-24
16:18:18
First Financial Bancorp reports Q2 adjusted EPS 74c, consensus 68c
select
2025-06-23 (ET)
2025-06-23
16:02:26
First Financial Bancorp to acquire Westfield Bancorp in cash, stock transaction
select
Sign Up For More Events

News

4.0
07-28Benzinga
RBC Capital Maintains Sector Perform on First Financial Bancorp, Raises Price Target to $28
3.0
07-25NASDAQ.COM
First Financial Bancorp Q2 25 Earnings Conference Call At 8:30 AM ET
9.5
07-24NASDAQ.COM
First Financial Bancorp Q2 Income Climbs, Beats Estimates
Sign Up For More News

FAQ

arrow icon

What is First Financial Bancorp (FFBC) stock price today?

The current price of FFBC is 23.77 USD — it has decreased -1.94 % in the last trading day.

arrow icon

What is First Financial Bancorp (FFBC)'s business?

arrow icon

What is the price predicton of FFBC Stock?

arrow icon

What is First Financial Bancorp (FFBC)'s revenue for the last quarter?

arrow icon

What is First Financial Bancorp (FFBC)'s earnings per share (EPS) for the last quarter?

arrow icon

What changes have occurred in the market's expectations for First Financial Bancorp (FFBC)'s fundamentals?

arrow icon

How many employees does First Financial Bancorp (FFBC). have?

arrow icon

What is First Financial Bancorp (FFBC) market cap?