FFBC

First Financial Bancorp

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Advanced Chart

25.100

+0.040(+0.160%)

Overview
Forecast
Valuation

Line

Candle

YTD

High

25.170

Open

25.030

VWAP

25.04

Vol

332.59K

Mkt Cap

2.40B

Low

24.800

Amount

8.33M

EV/EBITDA(TTM)

11.16

Total Shares

95.46M

3.35B

EV/OCF(TTM)

3.27

P/S(TTM)

3.10

First Financial Bancorp. is a mid-sized, regional bank holding company. The Company is engaged in the business of commercial banking and other banking and banking-related activities through its wholly owned subsidiary, First Financial Bank (the Bank). The Company provides a range of banking services to individuals and businesses, including commercial lending, real estate lending and consumer financing. Real estate loans are loans secured by a mortgage lien on the real property of the borrower, which may either be residential property (one to four family residential housing units) or commercial property (owner-occupied and/or investor income producing real estate). In addition, the Company offers deposit products that include interest-bearing and noninterest-bearing accounts, time deposits and cash management services for commercial customers. It also provides a full range of trust and wealth management services through First Financials Wealth Management line of business.

Market Estimates

Earnings Estimates

Revenue

YoY Chg

EPS

YoYChg

FY2025Q4

FY2025Q3

FY2025Q2

223.65M

-0.27%

0.672

-5.35%

221.98M

+10.29%

0.678

+23.27%

219.95M

+2.39%

0.682

+4.92%

Estimates Revision

The market is revising No Change the revenue expectations for First Financial Bancorp. (FFBC) for FY2025, with the revenue forecasts being adjusted by 0% over the past three months. During the same period, the stock price has changed by -10.17%.

Revenue Estimates for FY2025

No Change

0.00%

In Past 3 Month

EPS Estimates for FY2025

No Change

0.00%

In Past 3 Month

Stock Price

Go Down

-10.17%

In Past 3 Month

2 Analyst Rating

13.55% Upside

Wall Street analysts forecast FFBC stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for FFBC is 28.50 USD with a low forecast of 27.00 USD and a high forecast of 30.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

0 Buy

2 Hold

0 Sell

Hold

13.55% Upside

Current: 25.100

Low

27.00

Averages

28.50

High

30.00

13.55% Upside

Current: 25.100

Low

27.00

Averages

28.50

High

30.00

Keefe, Bruyette & Woods

Christopher Mcgratty

Hold

Maintains

$31 → $30

2025-04-28

Reason

Keefe, Bruyette & Woods

Christopher Mcgratty

Price Target

$31 → $30

2025-04-28

Maintains

Hold

Reason

Keefe Bruyette analyst Christopher McGratty lowered the firm's price target on First Financial Bancorp to $30 from $31 and keeps a Market Perform rating on the shares.

RBC Capital

Jon Arfstrom

Hold

Maintains

$30 → $27

2025-04-28

Reason

RBC Capital

Jon Arfstrom

Price Target

$30 → $27

2025-04-28

Maintains

Hold

Reason

RBC Capital analyst Jon Arfstrom lowered the firm's price target on First Financial Bancorp to $27 from $30 and keeps a Sector Perform rating on the shares. The company reported a "decent quarter" with some expected moderation and seasonality driving results, and the firm sees its outlook as consistent, with more visibility on the pipeline activity, near-term margin expectations, and focus on deposit pricing which can reduce the sensitivity to future rate cuts, the analyst tells investors in a research note.

Stephens & Co.

Terry McEvoy

Buy

Reiterates

$33

2025-01-24

Reason

Stephens & Co.

Terry McEvoy

Price Target

$33

2025-01-24

Reiterates

Buy

Reason

Keefe, Bruyette & Woods

Christopher Mcgratty

Hold

Maintains

$28 → $31

2024-12-04

Reason

Keefe, Bruyette & Woods

Christopher Mcgratty

Price Target

$28 → $31

2024-12-04

Maintains

Hold

Reason

Keefe, Bruyette & Woods

Christopher Mcgratty

Hold

Maintains

$25 → $27

2024-07-29

Reason

Keefe, Bruyette & Woods

Christopher Mcgratty

Price Target

$25 → $27

2024-07-29

Maintains

Hold

Reason

RBC Capital

Jon Arfstrom

Hold

Maintains

$25 → $29

2024-07-29

Reason

RBC Capital

Jon Arfstrom

Price Target

$25 → $29

2024-07-29

Maintains

Hold

Reason

See All Ratings

Valuation Metrics

The current forward P/E ratio for First Financial Bancorp (FFBC.O) is 9.36, compared to its 5-year average forward P/E of 9.84. For a more detailed relative valuation and DCF analysis to assess First Financial Bancorp 's fair value, click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

Fair

5Y Average PE

9.84

Current PE

9.36

Overvalued PE

11.26

Undervalued PE

8.42

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

N/A

5Y Average EV/EBITDA

0.00

Current EV/EBITDA

0.00

Overvalued EV/EBITDA

0.00

Undervalued EV/EBITDA

0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

Fair

5Y Average PS

2.87

Current PS

2.70

Overvalued PS

3.40

Undervalued PS

2.34