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FFBC

First Financial Bancorp
$
23.420
+0.250(+1.080%)
  • Overview
  • Forecast
  • Valuation
Line
Line
|
Candle
Candle
1D
5D
1M
3M
6M
YTD
1Y
5Y
High
23.520
Open
23.090
VWAP
23.26
Vol
507.74K
Mkt Cap
2.24B
Low
22.859
Amount
11.81M
EV/EBITDA(TTM)
10.83
Total Shares
95.46M
EV
3.17B
EV/OCF(TTM)
--
P/S(TTM)
2.86
First Financial Bancorp. is a mid-sized, regional bank holding company. The Company is engaged in the business of commercial banking and other banking and banking-related activities through its wholly owned subsidiary, First Financial Bank (the Bank). The Company provides a range of banking services to individuals and businesses, including commercial lending, real estate lending and consumer financing. Real estate loans are loans secured by a mortgage lien on the real property of the borrower, which may either be residential property (one to four family residential housing units) or commercial property (owner-occupied and/or investor income producing real estate). In addition, the Company offers deposit products that include interest-bearing and noninterest-bearing accounts, time deposits and cash management services for commercial customers. It also provides a full range of trust and wealth management services through First Financials Wealth Management line of business.
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Market Estimates

Earnings Estimates
Revenue
YoY Chg
EPS
YoYChg
FY2025Q2
FY2025Q3
FY2025Q4
219.95M
+2.39%
0.682
+4.92%
221.98M
+10.29%
0.678
+23.27%
223.65M
-0.27%
0.672
-5.35%
Estimates Revision
The market is revising No Change the revenue expectations for First Financial Bancorp. (FFBC) for FY2025, with the revenue forecasts being adjusted by 0% over the past three months. During the same period, the stock price has changed by -15.91%.
Revenue Estimates for FY2025
No Change
down Image
0.00%
In Past 3 Month
EPS Estimates for FY2025
No Change
down Image
0.00%
In Past 3 Month
Stock Price
Go Down
down Image
-15.91%
In Past 3 Month
2 Analyst Rating
up Image
32.37% Upside
Wall Street analysts forecast FFBC stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for FFBC is 31.00 USD with a low forecast of 30.00 USD and a high forecast of 32.00  USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
0 Buy
2 Hold
0 Sell
Hold
up Image
32.37% Upside
Current: 23.420
sliders
Low
30.00
Averages
31.00
High
32.00
Keefe, Bruyette & Woods
Christopher Mcgratty
Hold
Maintains
$31 → $30
2025-04-28
New
Reason
Keefe Bruyette analyst Christopher McGratty lowered the firm's price target on First Financial Bancorp to $30 from $31 and keeps a Market Perform rating on the shares.
RBC Capital
Jon Arfstrom
Hold
Maintains
$30 → $27
2025-04-28
New
Reason
RBC Capital analyst Jon Arfstrom lowered the firm's price target on First Financial Bancorp to $27 from $30 and keeps a Sector Perform rating on the shares. The company reported a "decent quarter" with some expected moderation and seasonality driving results, and the firm sees its outlook as consistent, with more visibility on the pipeline activity, near-term margin expectations, and focus on deposit pricing which can reduce the sensitivity to future rate cuts, the analyst tells investors in a research note.
Stephens & Co.
Terry McEvoy
Buy
Reiterates
$33
2025-01-24
Reason
Keefe, Bruyette & Woods
Christopher Mcgratty
Hold
Maintains
$28 → $31
2024-12-04
Reason
Keefe, Bruyette & Woods
Christopher Mcgratty
Hold
Maintains
$25 → $27
2024-07-29
Reason
RBC Capital
Jon Arfstrom
Hold
Maintains
$25 → $29
2024-07-29
Reason

Valuation Metrics

The current forward P/E ratio for First Financial Bancorp (FFBC.O) is 8.69, compared to its 5-year average forward P/E of 9.83. For a more detailed relative valuation and DCF analysis to assess First Financial Bancorp 's fair value, click here.

Forward PE

StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
Fair
5Y Average PE
9.83
Current PE
8.69
Overvalued PE
11.26
Undervalued PE
8.41

Forward EV/EBITDA

StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.00
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
0.00
Undervalued EV/EBITDA
0.00

Forward PS

StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
Fair
5Y Average PS
2.87
Current PS
2.47
Overvalued PS
3.40
Undervalued PS
2.33

Financials

Annual
Quarterly
FY2025Q1
YoY :
+2.37%
185.07M
Total Revenue
FY2025Q1
YoY :
+3.02%
63.60M
Operating Profit
FY2025Q1
YoY :
+1.19%
51.29M
Net Income after Tax
FY2025Q1
YoY :
+1.89%
0.54
EPS - Diluted
FY2024Q4
YoY :
-19.26%
448.44M
Free Cash Flow
FY2025Q1
YoY :
-100.00%
N/A
FCF Margin - %
FY2025Q1
YoY :
-1.14%
27.72
Net Margin - %
FY2025Q1
YoY :
-2.28%
6.43
ROIC

Trading Trends

Insider
Insiders are Neutral. There are no significant trading trends over the last month.
Sold
0-3
Months
189.4K
USD
1
3-6
Months
1.4M
USD
8
6-9
Months
1.1M
USD
3
0-12
Months
248.2K
USD
1
Bought
0-3
0
0.0
USD
Months
3-6
0
0.0
USD
Months
6-9
0
0.0
USD
Months
0-12
0
0.0
USD
Months
Hedge Fund
Hedge Funds are Neutral. There are no significant trading trends over the last quarter.
Sold
0-3
Months
0.0
Volume
0
3-6
Months
0.0
Volume
0
6-9
Months
0.0
Volume
0
0-12
Months
300.0
Volume
2
Bought
0-3
0
0.0
Volume
Months
3-6
0
0.0
Volume
Months
6-9
0
0.0
Volume
Months
0-12
0
0.0
Volume
Months
Congress Trading
Congress are Neutral. There are no significant trading trends over the last month.
Sold
0-3
Months
0.0
USD
0
3-6
Months
0.0
USD
0
6-9
Months
0.0
USD
0
0-12
Months
0.0
USD
0
Bought
0-3
0
0.0
USD
Months
3-6
0
0.0
USD
Months
6-9
0
0.0
USD
Months
0-12
0
0.0
USD
Months

FFBC News & Events

Events Timeline

2025-04-24 (ET)
2025-04-24
16:24:29
First Financial Bancorp reports Q1 adjusted EPS 63c, consensus 63c
select
2025-01-23 (ET)
2025-01-23
15:20:05
First Financial Bancorp reports Q4 adjusted EPS 71c, consensus 65c
select
2024-10-24 (ET)
2024-10-24
16:23:24
First Financial Bancorp reports Q3 adjusted EPS 67c, consensus 66c
select
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News

8.0
04-29PRnewswire
First Financial Bancorp Declares Quarterly Cash Dividend
9.5
04-24PRnewswire
First Financial Bancorp Announces First Quarter 2025 Financial Results
9.5
04-04Newsfilter
First Financial Bancorp to Announce First Quarter 2025 Financial Results on Thursday, April 24, 2025
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FAQ

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What is First Financial Bancorp (FFBC) stock price today?

The current price of FFBC is 23.42 USD — it has increased 1.08 % in the last trading day.

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What is the price predicton of FFBC Stock?

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What is First Financial Bancorp (FFBC)'s earnings per share (EPS) for the last quarter?

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What changes have occurred in the market's expectations for First Financial Bancorp (FFBC)'s fundamentals?

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