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FFBC Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

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High
30.680
Open
30.630
VWAP
30.52
Vol
777.48K
Mkt Cap
3.21B
Low
30.285
Amount
23.73M
EV/EBITDA(TTM)
10.63
Total Shares
104.93M
EV
4.04B
EV/OCF(TTM)
2.60
P/S(TTM)
3.39
First Financial Bancorp. is a bank holding company. It engages in the business of commercial banking and other banking and banking-related activities through its subsidiary, First Financial Bank (the Bank). The Bank provides banking and financial services products through its six lines of business: Commercial, Retail Banking, Investment Commercial Real Estate, Mortgage Banking, Commercial Finance and Wealth Management. These business units provide traditional banking services to business and retail clients. Wealth Management provides wealth planning, portfolio management, trust and estate, brokerage and retirement plan services. In addition, it offers deposit products that include interest-bearing and noninterest-bearing accounts, time deposits and cash management services for commercial customers. Its full-service banking centers are located in Ohio, Indiana, Kentucky and Illinois, while the commercial finance business lends to targeted industry verticals on a nationwide basis.
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Events Timeline

(ET)
2026-04-23
16:20:00
Archie Brown Comments on Q1 Results, Adjusted EPS at $0.77
select
2026-04-23
16:20:00
Board Approves New Share Repurchase Program for Up to 5M Shares
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2026-01-30 (ET)
2026-01-30
16:50:00
First Financial Bancorp Files to Sell 2.75M Common Shares
select

News

PRnewswire
8.0
04-28PRnewswire
First Financial Bancorp Declares Quarterly Cash Dividend
  • Quarterly Cash Dividend: First Financial Bancorp's board declared a cash dividend of $0.25 per share, payable on June 15, 2026, to enhance shareholder returns and bolster investor confidence.
  • Robust Asset Base: As of March 31, 2026, the company reported total assets of $22.8 billion, with loans at $13.5 billion and deposits at $17.9 billion, indicating a solid market position and ongoing growth potential.
  • Wealth Management Growth: The wealth management division managed approximately $4.1 billion in assets as of March 31, 2026, offering comprehensive wealth planning and investment services, thereby strengthening its competitive edge among high-net-worth clients.
  • Recognition as Exceptional Workplace: First Financial Bancorp received the Gallup Exceptional Workplace Award in both 2025 and 2026, highlighting its excellence in employee satisfaction and corporate culture, which enhances its brand image and attractiveness to talent.
moomoo
8.0
04-28moomoo
FIRST FINANCIAL REVEALS BOARD ELECTION RESULTS AND RAISED DIVIDEND DURING ANNUAL MEETING
  • Board Election Announcement: First Financial has announced the election of its board members during the annual meeting.

  • Increased Dividend Declaration: The company has also declared an increase in its dividend, reflecting positive financial performance.

NASDAQ.COM
2.0
04-24NASDAQ.COM
First Financial (FFBC) Q1 2026 Earnings Transcript
seekingalpha
9.5
04-24seekingalpha
First Financial Bancorp Q1 2026 Earnings Call Highlights
  • Acquisition Integration Progress: First Financial Bancorp successfully completed the acquisition of BankFinancial and the conversion of Westfield Bank, resulting in a $71 million increase in loan balances for the quarter, despite a decline in ICRE loans due to payoff pressures, indicating a proactive approach to expanding market share.
  • Stable Profitability: Adjusted earnings per share stood at $0.77, with a net interest margin maintained at 3.99%, demonstrating resilience in the face of Fed rate cuts, and the company expects this margin to remain stable in the upcoming quarters, reflecting its adaptability to changing interest rate environments.
  • Expense and Revenue Outlook: The company anticipates fee income to range between $75 million and $77 million in the second quarter, with foreign exchange and leasing business revenues projected at $14 million to $16 million and $20 million to $22 million respectively, showcasing strategic planning in diversifying revenue streams.
  • Capital Management Strategy: The Board authorized a $5 million share repurchase plan, with capital ratios continuing to rise to 7.9%, underscoring the company's commitment to enhancing shareholder returns and capital allocation efficiency.
NASDAQ.COM
9.5
04-23NASDAQ.COM
First Financial Bancorp Reports Q1 Net Income Growth
  • Net Income Growth: First Financial Bancorp reported a first-quarter net income of $74.4 million, or $0.71 per share, compared to $51.3 million and $0.54 per share last year, indicating a strong profitability increase that reflects the company's robust market performance.
  • Interest Income Rise: The net interest income for the quarter was $186.6 million, a 25.0% increase from $149.3 million last year, demonstrating the company's effective asset yield enhancement in an improving interest rate environment, which strengthens its financial stability.
  • Non-Interest Income Surge: Non-interest income reached $81.9 million, up 60.2% from $51.1 million last year, which not only diversifies the overall income structure but also enhances the company's ability to withstand market fluctuations.
  • Financial Health Indicators: The continuous improvement in First Financial Bancorp's financial performance, driven by the dual growth in net interest and non-interest income, provides a solid foundation for future business expansion and investment, indicating the company's potential to maintain growth momentum in a competitive financial market.
seekingalpha
9.5
04-23seekingalpha
First Financial Bancorp Reports Q1 2025 Earnings with Strong Growth Metrics
  • Earnings Beat: First Financial Bancorp reported a Q1 2025 non-GAAP EPS of $0.77, exceeding expectations by $0.08, indicating a robust profitability trend that is likely to positively influence stock performance.
  • Significant Revenue Growth: The company achieved revenues of $271.5 million, a 35.5% year-over-year increase, surpassing market expectations by $12.66 million, reflecting strong market performance and heightened customer demand.
  • Improved Return Metrics: The return on average assets was 1.34%, with an adjusted rate of 1.45%, demonstrating effective asset management and bolstering investor confidence in future growth prospects.
  • Shareholder Return Initiative: The Board of Directors authorized a share repurchase plan for 5 million shares, aimed at enhancing EPS and rewarding shareholders, indicating the company's confidence in its financial health moving forward.
Wall Street analysts forecast FFBC stock price to rise
4 Analyst Rating
Wall Street analysts forecast FFBC stock price to rise
1 Buy
3 Hold
0 Sell
Hold
Current: 0.000
sliders
Low
28.00
Averages
29.00
High
31.00
Current: 0.000
sliders
Low
28.00
Averages
29.00
High
31.00
Raymond James
Daniel Tamayo
Outperform
maintain
$33 -> $34
AI Analysis
2026-04-27
Reason
Raymond James
Daniel Tamayo
Price Target
$33 -> $34
AI Analysis
2026-04-27
maintain
Outperform
Reason
Raymond James analyst Daniel Tamayo raised the firm's price target on First Financial Bancorp to $34 from $33 and keeps an Outperform rating on the shares. The quarter was strong overall, driven by higher net interest margin that boosted net interest income, alongside solid fee performance and disciplined expense control that improved the pre-provision net revenue profile, the analyst tells investors in a research note. However, loan balances declined with a softer near-term outlook, and credit costs were elevated and expected to remain somewhat pressured going forward, the firm says.
RBC Capital
Sector Perform
maintain
$30 -> $32
2026-04-27
Reason
RBC Capital
Price Target
$30 -> $32
2026-04-27
maintain
Sector Perform
Reason
RBC Capital raised the firm's price target on First Financial Bancorp to $32 from $30 and keeps a Sector Perform rating on the shares. The company reported a quality quarter with strong fee performance and a stable margin, the analyst tells investors in a research note. While organic loan growth faced headwinds from elevated commercial real estate payoffs, the management expects this to fade in Q2, guiding to mid-single-digit percentage loan growth and solid fee income trends, RBC added.
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Valuation Metrics

The current forward P/E ratio for First Financial Bancorp (FFBC.O) is 9.35, compared to its 5-year average forward P/E of 9.51. For a more detailed relative valuation and DCF analysis to assess First Financial Bancorp's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
9.51
Current PE
9.35
Overvalued PE
10.96
Undervalued PE
8.06

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.93
Current EV/EBITDA
8.47
Overvalued EV/EBITDA
4.43
Undervalued EV/EBITDA
-2.57

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
2.82
Current PS
2.84
Overvalued PS
3.29
Undervalued PS
2.35

Financials

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Whales Holding FFBC

B
Bridgeway Capital Management, LLC
Holding
FFBC
+11.57%
3M Return

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Frequently Asked Questions

What is First Financial Bancorp (FFBC) stock price today?

The current price of FFBC is 30.6 USD — it has increased 0.56

What is First Financial Bancorp (FFBC)'s business?

First Financial Bancorp. is a bank holding company. It engages in the business of commercial banking and other banking and banking-related activities through its subsidiary, First Financial Bank (the Bank). The Bank provides banking and financial services products through its six lines of business: Commercial, Retail Banking, Investment Commercial Real Estate, Mortgage Banking, Commercial Finance and Wealth Management. These business units provide traditional banking services to business and retail clients. Wealth Management provides wealth planning, portfolio management, trust and estate, brokerage and retirement plan services. In addition, it offers deposit products that include interest-bearing and noninterest-bearing accounts, time deposits and cash management services for commercial customers. Its full-service banking centers are located in Ohio, Indiana, Kentucky and Illinois, while the commercial finance business lends to targeted industry verticals on a nationwide basis.

What is the price predicton of FFBC Stock?

Wall Street analysts forecast FFBC stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for FFBC is29.00 USD with a low forecast of 28.00 USD and a high forecast of 31.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is First Financial Bancorp (FFBC)'s revenue for the last quarter?

First Financial Bancorp revenue for the last quarter amounts to 242.74M USD, increased 31.16

What is First Financial Bancorp (FFBC)'s earnings per share (EPS) for the last quarter?

First Financial Bancorp. EPS for the last quarter amounts to 0.71 USD, increased 31.48

How many employees does First Financial Bancorp (FFBC). have?

First Financial Bancorp (FFBC) has 2199 emplpoyees as of May 10 2026.

What is First Financial Bancorp (FFBC) market cap?

Today FFBC has the market capitalization of 3.21B USD.