
FFBC
First Financial Bancorp
- Overview
- Forecast
- Valuation
- Earnings

Line
|

Candle
1D
5D
1M
3M
6M
YTD
1Y
5Y
High
23.800
Open
23.740
VWAP
23.63
Vol
194.85K
Mkt Cap
2.32B
Low
23.390
Amount
4.60M
EV/EBITDA(TTM)
10.27
Total Shares
95.46M
EV
3.14B
EV/OCF(TTM)
--
P/S(TTM)
2.96
First Financial Bancorp. is a bank holding company. It engages in the business of commercial banking and other banking and banking-related activities through its subsidiary, First Financial Bank (the Bank). The Bank provides banking and financial services products through its six lines of business: Commercial, Retail Banking, Investment Commercial Real Estate, Mortgage Banking, Commercial Finance and Wealth Management. These business units provide traditional banking services to business and retail clients. Wealth Management provides wealth planning, portfolio management, trust and estate, brokerage and retirement plan services. In addition, it offers deposit products that include interest-bearing and noninterest-bearing accounts, time deposits and cash management services for commercial customers. Its full-service banking centers are located in Ohio, Indiana, Kentucky and Illinois, while the commercial finance business lends to targeted industry verticals on a nationwide basis.
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Market Estimates
Earnings Estimates
Revenue
YoY Chg
EPS
YoYChg
FY2026Q1
FY2025Q4
FY2025Q3
245.67M
+16.13%
0.707
+12.17%
227.53M
+1.46%
0.698
-1.76%
227.07M
+12.82%
0.713
+29.55%
Estimates Revision
The market is revising Downward the revenue expectations for First Financial Bancorp. (FFBC) for FY2025, with the revenue forecasts being adjusted by -0.23% over the past three months. During the same period, the stock price has changed by 1.84%.
Revenue Estimates for FY2025
Revise Downward

-0.23%
In Past 3 Month
EPS Estimates for FY2025
No Change

0.00%
In Past 3 Month
Stock Price
Go Up

+1.84%
In Past 3 Month
4 Analyst Rating

19.90% Upside
Wall Street analysts forecast FFBC stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for FFBC is 28.50 USD with a low forecast of 27.00 USD and a high forecast of 30.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
0 Buy
4 Hold
0 Sell
Hold

19.90% Upside
Current: 23.770

Low
27.00
Averages
28.50
High
30.00

19.90% Upside
Current: 23.770

Low
27.00
Averages
28.50
High
30.00
RBC Capital
Sector Perform
maintain
$27 -> $28
2025-07-28
New
Reason
RBC Capital
Price Target
$27 -> $28
2025-07-28
New
maintain
Sector Perform
Reason
RBC Capital raised the firm's price target on First Financial Bancorp to $28 from $27 and keeps a Sector Perform rating on the shares. The company delivered a quality quarter with healthy fundamental trends and largely stable credit, and the firm views the outlook as favorable, expecting targeted commercial and industrial and specialty lending verticals to strengthen in the second half, alongside moderating commercial real estate pre-payments, the analyst tells investors in a research note.
Keefe Bruyette
Christopher McGratty
Market Perform
maintain
$30 -> $32
2025-06-25
Reason
Keefe Bruyette
Christopher McGratty
Price Target
$30 -> $32
2025-06-25
maintain
Market Perform
Reason
Keefe Bruyette analyst Christopher McGratty raised the firm's price target on First Financial Bancorp to $32 from $30 and keeps a Market Perform rating on the shares. The stock has the ability to re-rate higher upon successful integration of Westfield, the analyst tells investors in a research note.
Truist
Hold
initiated
$27
2025-05-12
Reason
Truist
Price Target
$27
2025-05-12
initiated
Hold
Reason
Truist initiated coverage of First Financial Bancorp with a Hold rating and $27 price target. The firm points to positives that include specialty lines with diversified national niche offerings and tailwinds from disciplined expense and credit management, but a growth slowdown from elevated CRE paydowns and slower fee growth are concerns, the analyst tells investors.
Stephens & Co.
Terry McEvoy
Buy
Reiterates
$33
2025-01-24
Reason
Stephens & Co.
Terry McEvoy
Price Target
$33
2025-01-24
Reiterates
Buy
Reason
Keefe, Bruyette & Woods
Christopher Mcgratty
Hold
Maintains
$28 → $31
2024-12-04
Reason
Keefe, Bruyette & Woods
Christopher Mcgratty
Price Target
$28 → $31
2024-12-04
Maintains
Hold
Reason
See All Ratings
Valuation Metrics
The current forward P/E ratio for First Financial Bancorp (FFBC.O) is 8.16, compared to its 5-year average forward P/E of 9.82. For a more detailed relative valuation and DCF analysis to assess First Financial Bancorp 's fair value, click here.
Forward PE
The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

Undervalued
5Y Average PE
9.82
Current PE
8.16
Overvalued PE
11.24
Undervalued PE
8.39
Forward EV/EBITDA
The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

N/A
5Y Average EV/EBITDA
0.00
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
0.00
Undervalued EV/EBITDA
0.00
Forward PS
The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

Fair
5Y Average PS
2.89
Current PS
2.49
Overvalued PS
3.41
Undervalued PS
2.37
Financials
Annual
Quarterly
FY2025Q2
YoY :
+4.63%
210.03M
Total Revenue
FY2025Q2
YoY :
+17.47%
87.86M
Operating Profit
FY2025Q2
YoY :
+15.12%
70.00M
Net Income after Tax
FY2025Q2
YoY :
+14.06%
0.73
EPS - Diluted
FY2025Q1
YoY :
-165.88%
-79.82M
Free Cash Flow
FY2025Q2
YoY :
-100.00%
N/A
FCF Margin - %
FY2025Q2
YoY :
+10.04%
33.33
Net Margin - %
FY2025Q2
YoY :
+4.73%
6.42
ROIC
Trading Trends
Insider
Insiders are Neutral. There are no significant trading trends over the last month.
Sold
0-3
Months
0.0
USD
0
3-6
Months
655.3K
USD
4
6-9
Months
0.0
USD
0
0-12
Months
1.7M
USD
10
Bought
0-3
0
0.0
USD
Months
3-6
0
0.0
USD
Months
6-9
0
0.0
USD
Months
0-12
0
0.0
USD
Months
Hedge Fund
Hedge Funds are Neutral. There are no significant trading trends over the last quarter.
Sold
0-3
Months
0.0
Volume
0
3-6
Months
0.0
Volume
0
6-9
Months
0.0
Volume
0
0-12
Months
0.0
Volume
0
Bought
0-3
0
0.0
Volume
Months
3-6
1
8.3K
Volume
Months
6-9
0
0.0
Volume
Months
0-12
0
0.0
Volume
Months
Congress Trading
Congress are Neutral. There are no significant trading trends over the last month.
Sold
0-3
Months
0.0
USD
0
3-6
Months
0.0
USD
0
6-9
Months
0.0
USD
0
0-12
Months
0.0
USD
0
Bought
0-3
0
0.0
USD
Months
3-6
0
0.0
USD
Months
6-9
0
0.0
USD
Months
0-12
0
0.0
USD
Months
Insider
Insiders are Neutral. There are no significant trading trends over the last month.
Sold
0-3
Months
0.0
USD
0
3-6
Months
655.3K
USD
4
6-9
Months
0.0
USD
0
0-12
Months
1.7M
USD
10
Bought
0-3
0
0.0
USD
Months
3-6
0
0.0
USD
Months
6-9
0
0.0
USD
Months
0-12
0
0.0
USD
Months
FFBC News & Events
Events Timeline
2025-07-24 (ET)
2025-07-24
16:19:27
First Financial Bancorp raises quarterly dividend to 25c per share

2025-07-24
16:18:18
First Financial Bancorp reports Q2 adjusted EPS 74c, consensus 68c

2025-06-23 (ET)
2025-06-23
16:02:26
First Financial Bancorp to acquire Westfield Bancorp in cash, stock transaction

Sign Up For More Events
Sign Up For More Events
News
4.0
07-28BenzingaRBC Capital Maintains Sector Perform on First Financial Bancorp, Raises Price Target to $28
3.0
07-25NASDAQ.COMFirst Financial Bancorp Q2 25 Earnings Conference Call At 8:30 AM ET
9.5
07-24NASDAQ.COMFirst Financial Bancorp Q2 Income Climbs, Beats Estimates
Sign Up For More News
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FAQ

What is First Financial Bancorp (FFBC) stock price today?
The current price of FFBC is 23.77 USD — it has decreased -1.94 % in the last trading day.

What is First Financial Bancorp (FFBC)'s business?

What is the price predicton of FFBC Stock?

What is First Financial Bancorp (FFBC)'s revenue for the last quarter?

What is First Financial Bancorp (FFBC)'s earnings per share (EPS) for the last quarter?

What changes have occurred in the market's expectations for First Financial Bancorp (FFBC)'s fundamentals?

How many employees does First Financial Bancorp (FFBC). have?
