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FFBC Overview

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$
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0.000(0.000%)Aft-market
ET
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ET
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Intellectia

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High
27.831
Open
26.920
VWAP
27.25
Vol
922.32K
Mkt Cap
2.84B
Low
26.710
Amount
25.13M
EV/EBITDA(TTM)
10.90
Total Shares
104.59M
EV
3.85B
EV/OCF(TTM)
6.01
P/S(TTM)
3.14
First Financial Bancorp. is a bank holding company. It engages in the business of commercial banking and other banking and banking-related activities through its subsidiary, First Financial Bank (the Bank). The Bank provides banking and financial services products through its six lines of business: Commercial, Retail Banking, Investment Commercial Real Estate, Mortgage Banking, Commercial Finance and Wealth Management. These business units provide traditional banking services to business and retail clients. Wealth Management provides wealth planning, portfolio management, trust and estate, brokerage and retirement plan services. In addition, it offers deposit products that include interest-bearing and noninterest-bearing accounts, time deposits and cash management services for commercial customers. Its full-service banking centers are located in Ohio, Indiana, Kentucky and Illinois, while the commercial finance business lends to targeted industry verticals on a nationwide basis.
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Events Timeline

(ET)
2026-01-30
16:50:00
First Financial Bancorp Files to Sell 2.75M Common Shares
select
2026-01-28 (ET)
2026-01-28
16:30:00
Q1 Adjusted Revenue Reaches $251.3M, Beating Expectations
select
2025-10-23 (ET)
2025-10-23
16:16:33
First Financial Bancorp announces Q3 adjusted EPS of 76 cents, surpassing consensus estimate of 75 cents.
select

News

PRnewswire
6.5
03-04PRnewswire
First Financial Bank Wins Gallup Award Again
  • Consecutive Recognition: First Financial Bank has been awarded the Gallup Exceptional Workplace Award for the second consecutive year, with only 4% of Gallup's clients receiving this honor, highlighting its excellence in employee development and engagement.
  • Employee Engagement Culture: The bank emphasizes employee involvement at every stage of the employee life cycle, enhancing job satisfaction and enthusiasm, which in turn drives exceptional customer service performance.
  • Strong Asset Base: As of December 31, 2025, First Financial Bank reported assets of $21.1 billion, loans of $13.4 billion, deposits of $16.4 billion, and shareholders' equity of $2.8 billion, demonstrating its robust financial foundation and market position.
  • Community Contribution Recognition: In 2025, First Financial Bank received an
seekingalpha
9.5
01-29seekingalpha
First Financial Bancorp Reports Record Q4 2025 Earnings Performance
  • Record Earnings Performance: First Financial Bancorp achieved an adjusted earnings per share of $0.80 in Q4 2025, with a return on assets of 1.52%, reflecting strong performance in net interest margin and noninterest income, thereby enhancing its competitive position in the market.
  • Loan and Deposit Growth: The annualized loan growth rate was 4%, and deposits increased by approximately 7% annually, indicating that the company can maintain organic growth even after the Westfield Bank acquisition, further solidifying its market position.
  • Expense and Income Outlook: Projected expenses for Q1 are between $156 million and $158 million, primarily influenced by acquisitions, while noninterest income is expected to range from $71 million to $73 million, demonstrating the company's confidence in future revenue.
  • Strategic Integration Plans: Management anticipates that cost savings from acquisitions will materialize in the second half of 2026, and despite facing seasonal outflow pressures in the near term, the company remains optimistic about its organic loan growth target, projected between 6% and 8%.
PRnewswire
9.5
01-28PRnewswire
First Financial Bancorp Reports Strong 2025 Financial Results
  • Quarterly Net Income Performance: In Q4 2025, First Financial Bancorp reported net income of $62.4 million, or $0.64 per diluted share, indicating stable profitability despite a decline from $71.9 million in Q3 2025.
  • Annual Performance Growth: For the full year 2025, adjusted net income reached $281.1 million, translating to $2.92 per share, marking a 21.7% increase from $2.40 in 2024, reflecting strong market performance and enhanced profitability.
  • Stable Asset Quality: The nonperforming assets ratio slightly increased to 0.48% in Q4, while overall asset quality remained stable with a provision expense of $10.1 million, demonstrating effective management of credit risk.
  • Increased Shareholder Returns: The Board approved a quarterly dividend of $0.25 per share, payable on March 16, 2026, showcasing the company's commitment to shareholder returns and reflecting its robust financial health.
Benzinga
2.0
01-26Benzinga
Elevated Volatility in US Options Market Post Earnings
  • Options Market Volatility: The options market is experiencing heightened volatility due to the upcoming Federal Reserve policy decision, with some stocks showing implied volatility nearing 50% ahead of earnings reports.
  • Capitol Federal Financial: CFFN is set to report earnings on January 28, with analysts expecting earnings per share of 15 cents and revenue of $57.51 million, reflecting a significant implied move of 48.48%.
  • Other Bank Stocks: Stocks like First Financial Bancorp and Provident Financial Services are also seeing implied moves exceeding 39%, indicating cautious market sentiment regarding their earnings performance.
  • Market Reaction: Overall, the market is reacting strongly to the impending earnings reports, particularly among regional banks, highlighting investor concerns over future earnings uncertainty and potential risks.
Newsfilter
9.5
01-07Newsfilter
First Financial Bancorp to Release Q4 and Full Year 2025 Results on January 28, 2026
  • Earnings Release Schedule: First Financial Bancorp is set to announce its Q4 and full year 2025 financial results after market close on January 28, 2026, reflecting the company's commitment to transparency and timely information disclosure.
  • Teleconference Details: A teleconference will be held on January 29, 2026, at 8:30 a.m. Eastern Time to discuss the financial results, enhancing communication and engagement with investors.
  • Asset Overview: As of September 30, 2025, First Financial Bancorp reported total assets of $18.6 billion, loans of $11.7 billion, and deposits of $14.4 billion, indicating a robust position in the market.
  • Business Diversification: The company offers a comprehensive range of banking and financial services through six business lines, including Commercial and Retail Banking, which strengthens its competitive edge and customer base.
PRnewswire
9.5
01-07PRnewswire
First Financial Bancorp to Release 2025 Financial Results on January 28
  • Earnings Release Schedule: First Financial Bancorp expects to release its fourth quarter and full year 2025 financial results after market close on January 28, 2026, demonstrating the company's commitment to financial transparency.
  • Teleconference Details: A teleconference will be held on January 29, 2026, at 8:30 a.m. Eastern time to discuss the financial results, enhancing communication with investors.
  • Asset Scale: As of September 30, 2025, the company reported $18.6 billion in assets, $11.7 billion in loans, and $14.4 billion in deposits, reflecting its solid financial foundation and market position.
  • Community Contribution Recognition: In 2025, First Financial Bank received an Outstanding rating from the Federal Reserve under the Community Reinvestment Act, indicating its ongoing commitment to community service and responsibility.
Wall Street analysts forecast FFBC stock price to rise
4 Analyst Rating
Wall Street analysts forecast FFBC stock price to rise
1 Buy
3 Hold
0 Sell
Hold
Current: 0.000
sliders
Low
28.00
Averages
29.00
High
31.00
Current: 0.000
sliders
Low
28.00
Averages
29.00
High
31.00
Truist
Brian Foran
Hold
maintain
$29 -> $30
AI Analysis
2026-02-02
Reason
Truist
Brian Foran
Price Target
$29 -> $30
AI Analysis
2026-02-02
maintain
Hold
Reason
Truist analyst Brian Foran raised the firm's price target on First Financial Bancorp to $30 from $29 and keeps a Hold rating on the shares. The firm is updating its model following the company's Q4 results, the analyst tells investors in a research note.
RBC Capital
Jon Arfstrom
Sector Perform
maintain
$28 -> $30
2026-01-30
Reason
RBC Capital
Jon Arfstrom
Price Target
$28 -> $30
2026-01-30
maintain
Sector Perform
Reason
RBC Capital analyst Jon Arfstrom raised the firm's price target on First Financial Bancorp to $30 from $28 and keeps a Sector Perform rating on the shares. The company reported a nice quarter with solid fee performance and consistent other fundamentals, and while Westfield contributed to the results, organic loan and deposit growth remained healthy, the analyst tells investors in a research note.
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Valuation Metrics

The current forward P/E ratio for First Financial Bancorp (FFBC.O) is 8.08, compared to its 5-year average forward P/E of 9.66. For a more detailed relative valuation and DCF analysis to assess First Financial Bancorp's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
9.66
Current PE
8.08
Overvalued PE
11.14
Undervalued PE
8.17

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.00
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
0.00
Undervalued EV/EBITDA
0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
2.87
Current PS
2.34
Overvalued PS
3.38
Undervalued PS
2.36

Financials

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Whales Holding FFBC

B
Bridgeway Capital Management, LLC
Holding
FFBC
+0.20%
3M Return

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Frequently Asked Questions

What is First Financial Bancorp (FFBC) stock price today?

The current price of FFBC is 27.2 USD — it has increased 0.29

What is First Financial Bancorp (FFBC)'s business?

First Financial Bancorp. is a bank holding company. It engages in the business of commercial banking and other banking and banking-related activities through its subsidiary, First Financial Bank (the Bank). The Bank provides banking and financial services products through its six lines of business: Commercial, Retail Banking, Investment Commercial Real Estate, Mortgage Banking, Commercial Finance and Wealth Management. These business units provide traditional banking services to business and retail clients. Wealth Management provides wealth planning, portfolio management, trust and estate, brokerage and retirement plan services. In addition, it offers deposit products that include interest-bearing and noninterest-bearing accounts, time deposits and cash management services for commercial customers. Its full-service banking centers are located in Ohio, Indiana, Kentucky and Illinois, while the commercial finance business lends to targeted industry verticals on a nationwide basis.

What is the price predicton of FFBC Stock?

Wall Street analysts forecast FFBC stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for FFBC is29.00 USD with a low forecast of 28.00 USD and a high forecast of 31.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is First Financial Bancorp (FFBC)'s revenue for the last quarter?

First Financial Bancorp revenue for the last quarter amounts to 221.40M USD, increased 7.74

What is First Financial Bancorp (FFBC)'s earnings per share (EPS) for the last quarter?

First Financial Bancorp. EPS for the last quarter amounts to 0.64 USD, decreased -5.88

How many employees does First Financial Bancorp (FFBC). have?

First Financial Bancorp (FFBC) has 2199 emplpoyees as of March 11 2026.

What is First Financial Bancorp (FFBC) market cap?

Today FFBC has the market capitalization of 2.84B USD.