Earning Analysis
Welcome to our in-depth analysis of First Financial Bancorp(FFBC) earnings, offering investors a detailed look into the company’s financial performance, revenue trends, earnings per share (EPS), and market reactions. This page provides a comprehensive overview of First Financial Bancorp earnings history, forecasts, and key financial metrics, empowering you with the data needed to make informed investment decisions. Whether you're tracking quarterly results, analyzing earnings surprises, or exploring future projections, our detailed breakdown covers it all.
Earnings Forecast
Revenue
EPS
Currency: USD
Actual
Estimate
Surprise Analysis
FFBC Earnings Analysis
Our earnings analysis provides a granular look at the company’s performance across recent fiscal quarters, highlighting key metrics such as revenue, EPS, and operating margins. By examining actual results against analyst estimates, we uncover trends and surprises that drive stock price movements, offering valuable insights for both short-term traders and long-term investors.
In the most recent quarter, First Financial Bancorp reported performance for FY2025Q4, announced on 2026-01-22. The company achieved an EPS of , compared to analyst estimates of 0.78 by % . Revenue for the quarter reached 0.00 compared to expectations of 248.30M by % .
The stock price reacted with a % one-day change and a % five-day change following the earnings release. These movements reflect market reaction in First Financial Bancorp growth trajectory and strategic initiatives.
FFBC Earnings Forecast
Looking ahead, First Financial Bancorp(FFBC) remains a focal point for investors seeking growth opportunities. Analyst forecasts for 2025/Q4 project quarter revenue of 248.92M and an EPS of 0.79.
However, recent estimate revisions provide additional context. Over the past three months, revenue estimates for FY2025 have been Revise Upward by 2.42%, while EPS estimates have been Revise Upward by 2.21%. For the upcoming Q4 2025, revenue estimates have been adjusted Revise Upward by 7.04% . These revisions correlate with a -1.16% change in stock price over the same period, suggesting potential buying opportunities for investors who believe in First Financial Bancorp long-term fundamentals.
The relationship between earnings forecast revisions and stock price movements is critical for investors. Positive revisions in revenue or EPS often signal strengthening fundamentals, making temporary price dips attractive entry points. Conversely, downward revisions may reflect short-term challenges.
Estimate Revision
The chart shows the correlation between FFBC's stock price and earnings forecast revisions. Positive revisions in Revenue or EPS often strengthen the stock's fundamentals, making price dips potential buying opportunities.
Currency: USD
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Revenue Estimate-Annual FY 2025:917.58M
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EPS Estimate-Annual FY 2025:2.92
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Stock Price25.55
FFBC Revenue and EPS Performance: A Historical Perspective
First Financial Bancorp revenue and earnings per share (EPS) performance over recent quarters provides a clear picture of its financial health. Below is a detailed breakdown of the company’s earnings history, showcasing actual results, analyst estimates, and surprise percentages for key fiscal quarters:
FY2025Q4 (2026-01-22,After Hours):
EPS: (Actual) vs.0.78 (Estimate) (%)
Revenue: 0.00 (Actual) vs. 248.30M (Estimate) (%)
Price Reaction: %(1-Day), %(5-Day)
FY2025Q3 (2025-10-23,After Hours):
EPS: 0.76 (Actual) vs.0.75 (Estimate) (1.33%)
Revenue: 234.01M (Actual) vs. 229.45M (Estimate) (1.99%)
Price Reaction: -0.95%(1-Day), -3.04%(5-Day)
FY2025Q2 (2025-07-24,After Hours):
EPS: 0.74 (Actual) vs.0.69 (Estimate) (7.25%)
Revenue: 227.34M (Actual) vs. 219.90M (Estimate) (3.38%)
Price Reaction: 4.28%(1-Day), 2.73%(5-Day)
Earnings Reaction
The chart below shows how FFBC performed 10 days before and after its earnings report, based on data from the past quarters. Typically, FFBC sees a -3.78% change in stock price 10 days leading up to the earnings, and a -0.28% change 10 days following the report. On the earnings day itself, the stock moves by -0.08%. This data can give you a slight idea of what to expect for the next quarter's release.
For example, in SEP/2025, the stock changed -0.95% on the day following the earnings release and then changed by -2.75% over the next 10 days. These patterns provide investors with valuable insights into potential price movements and help inform trading strategies around earnings events.
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Frequently Asked Questions
What were the key highlights of FFBC's latest earnings report for FY2025Q4?
FFBC reported its FY2025Q4 earnings on 2026-01-22, showcasing a revenue of 0.00 against an estimate of 248.30M, resulting in a 0% surprise. The EPS was 0, surpassing the expected 0.78 by 0% . The stock experienced a 0% price change on the earnings day and a 0% change over the next five days, reflecting market reactions to the results.
How did FFBC's stock price react after the FY2025Q4 earnings release?
Following FFBC's FY2025Q4 earnings announcement on 2026-01-22, the stock price moved by % on the day of the release. Over the subsequent five days, it saw a % change. Historically, FFBC's stock price tends to shift by an average of -3.78% in the 10 days leading up to earnings and -0.28% in the 10 days following, providing insight into potential market.
What are the revenue and EPS estimates for FFBC for 2025/Q4?
For 2025/Q4, analysts estimate FFBC’s annual revenue to reach 248.92M, while the EPS is projected at 0.79. These estimates reflect recent revisions, with revenue estimates revised Revenue Revise Upward by 2.42% and EPS estimates Revise Upward by 7.04% over the past three months, indicating analyst expectation in the company’s performance.
How does FFBC's stock price correlate with earnings forecast revisions?
The correlation between FFBC's stock price and earnings forecast revisions shows that positive revisions in revenue or EPS often strengthen the stock’s fundamentals. Over the past three months, revenue estimates for FY2025 were Revise Upward by 2.42%, while EPS estimates moved Revise Upward by 7.04% . This trend suggests that price dips could present buying opportunities for investors.
What should investors expect from FFBC's next earnings report?
Based on historical trends, FFBC's stock price typically moves by -3.78% in the 10 days before its earnings and -0.28% in the 10 days after. For the upcoming 2025/Q4 earnings, analysts expect an EPS of 0.79 and revenue of 248.92M.
What is the sentiment in First Financial Bancorp (FFBC) Q3 2025 Earnings Call Summary?
The earnings call revealed record revenue and noninterest income, a robust net interest margin, and improved tangible book value. Despite a slight dip in loan balances, deposit balances increased significantly. The Q&A highlighted a diversified loan portfolio, mitigated rate cut impacts, and growth in commercial verticals. While some uncertainty exists in FX trading revenue, overall guidance and strategic acquisitions suggest positive momentum. The market cap of approximately $2 billion implies moderate sensitivity to these developments, likely resulting in a positive stock price movement of 2% to 8% over the next two weeks.

