CFBank Q4 Net Interest Margin Rises to 2.85%
Reports Q4 net interest margin 2.85%, up 9bps vs. 2.76% for the prior quarter. Tangible book value per common share was $27.87 vs. $26.99 in the previous quarter. Common equity tier 1 capital to risk weighted assets was 13.85% vs. 13.74% in the previous quarter. CEO Timothy O'Dell commented "Our Q4 Results, with Net Income of $5.7M, underscores our Core Earnings run rate expectations. We enter 2026 with a substantially deeper and stronger Team of Bankers. Additionally, we are making good progress with both lowering our Cost of funds, coupled with expanding NIM. We expect to operate in a more stabilized Interest rate environment during 2026. Fed Rate reductions provide a Net Positive bias to Earnings. Deposits of all types remain highly competitive as Banks seek to fund improving Loan growth. We believe that CFBank is well positioned to compete effectively for all Deposit categories, particularly given our strong Efficiency and Branch Lite Business Model. Based upon our Pipelines and the addition of proven high performing Bankers, plus the anticipated decline in Commercial Loan Payoffs during 2026, we anticipate stronger Commercial Growth rates as we pursue our objective of adding scale to our Commercial Bank. Our Bests are yet Ahead!"
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PNC Declares $1.70 Quarterly Cash Dividend Payable February 2026
- PNC Dividend Declaration: The board of directors of PNC Financial Services Group declared a quarterly cash dividend of $1.70 per share, payable on February 5, 2026, reflecting the company's ongoing profitability and commitment to shareholder returns.
- CF Bankshares Dividend Increase: CF Bankshares announced a quarterly cash dividend of $0.09 per share, representing a 13% increase over the previous quarter, payable on January 26, 2026, indicating enhanced profitability and shareholder focus.
- Bank OZK Dividend Growth: Bank OZK's board declared a quarterly cash dividend of $0.46 per share, up $0.01 or 2.22% from the prior quarter, marking the 62nd consecutive quarter of dividend increases, showcasing the company's stable financial performance and commitment to shareholders.
- Sabine Royalty Trust Distribution: Argent Trust Company declared a cash distribution of $0.321550 per unit, payable on January 29, 2026, demonstrating the trust's ongoing ability to provide returns to its unit holders.
CF Bankshares Increases Quarterly Cash Dividend by 13%
- Dividend Increase: CF Bankshares announced an increase in its quarterly cash dividend from $0.08 to $0.09 per share, representing a 13% growth aimed at enhancing shareholder returns and boosting investor confidence.
- Preferred Stock Dividend: The cash dividend for Series D preferred stock has also been raised to $9.00 per share, further demonstrating the company's commitment to its shareholders and likely attracting more investor interest.
- Payment Schedule: This dividend will be payable on January 26, 2026, to shareholders of record as of January 15, 2026, ensuring timely rewards for shareholders and enhancing the company's credibility in the market.
- Business Growth Context: Since its recapitalization in 2012, CFBank has achieved a compound annual growth rate of 20%, indicating the company's success in meeting the financial needs of closely held businesses and solidifying its market position.
CF Bankshares Extends Stock Repurchase Program to August 15, 2026
- Repurchase Program Extension: CF Bankshares' Board of Directors has approved the extension of its stock repurchase program to August 15, 2026, allowing for the repurchase of up to 325,000 shares, approximately 5% of the company's outstanding stock, aimed at enhancing shareholder value.
- Repurchase Progress: To date, the company has repurchased 54,644 shares, demonstrating confidence in the stock's value while reflecting management's positive assessment of market conditions.
- Market Strategy: Repurchases will be conducted through open market transactions and privately negotiated deals, in compliance with securities laws, aimed at leveraging current market prices to boost shareholder returns and strengthen the company's competitive position.
- Management Confidence: CEO Timothy T. O'Dell stated that the extension of the repurchase program reflects confidence in the company's business model and intrinsic value, which is expected to further enhance investor trust in the company.
CF Bankshares Extends Stock Repurchase Program to August 2026
- Repurchase Program Extension: CF Bankshares' Board of Directors has approved the extension of its stock repurchase program to August 15, 2026, allowing for the repurchase of up to 325,000 shares, approximately 5% of the company's outstanding common stock, aimed at enhancing shareholder value.
- Repurchase Progress: To date, the company has repurchased 54,644 shares, demonstrating confidence in its intrinsic value while reflecting management's positive assessment of market conditions.
- Market Reaction: The continuation of this repurchase program may provide support for the company's stock price, particularly in the current economic environment, thereby boosting investor confidence and attracting further investment.
- Strategic Significance: CF Bankshares' CEO emphasized that the extension of the repurchase program reflects confidence in the company's business model, aiming to enhance shareholder returns through ongoing capital management and further solidifying its market position.
CF BANKSHARES INC., PARENT OF CFBANK NA, REPORTS RESULTS FOR THE 3rd QUARTER 2025.
Financial Performance: CF Bankshares Inc. reported a net income of $2.3 million for Q3 2025, down from $4.2 million in Q3 2024, primarily due to a $5.1 million provision for credit losses. Pre-provision, pre-tax net revenue increased by 33% year-over-year to $7.8 million.
Credit Quality Improvement: The bank saw a significant decline in nonaccrual loans by 40% and total delinquencies by 63% compared to the previous quarter, indicating improved credit quality metrics.
Capital and Deposits: CFBank maintained a strong capital position with a Tier 1 Leverage ratio of 11.19% and total deposits of $1.78 billion, reflecting a slight decrease from the previous quarter but an increase from the previous year.
Future Outlook: The leadership expressed optimism for future growth, particularly in commercial loan production, anticipating a return to historical double-digit growth rates as loan payoffs are expected to decline.
CF BANKSHARES INC., PARENT OF CFBANK, NA, ANNOUNCES QUARTERLY CASH DIVIDEND
Dividend Announcement: CF Bankshares Inc. declared a quarterly cash dividend of $0.08 per share on common stock and $8.00 per share on Series D preferred stock, payable on October 21, 2025, to shareholders of record by October 13, 2025.
Company Overview: CF Bankshares Inc. is the parent company of CFBank, a boutique commercial bank operating in major Ohio cities and Indianapolis, focusing on personalized financial services for closely held businesses and entrepreneurs.
PNC Declares $1.70 Quarterly Cash Dividend Payable February 2026
- PNC Dividend Declaration: The board of directors of PNC Financial Services Group declared a quarterly cash dividend of $1.70 per share, payable on February 5, 2026, reflecting the company's ongoing profitability and commitment to shareholder returns.
- CF Bankshares Dividend Increase: CF Bankshares announced a quarterly cash dividend of $0.09 per share, representing a 13% increase over the previous quarter, payable on January 26, 2026, indicating enhanced profitability and shareholder focus.
- Bank OZK Dividend Growth: Bank OZK's board declared a quarterly cash dividend of $0.46 per share, up $0.01 or 2.22% from the prior quarter, marking the 62nd consecutive quarter of dividend increases, showcasing the company's stable financial performance and commitment to shareholders.
- Sabine Royalty Trust Distribution: Argent Trust Company declared a cash distribution of $0.321550 per unit, payable on January 29, 2026, demonstrating the trust's ongoing ability to provide returns to its unit holders.
CF Bankshares Increases Quarterly Cash Dividend by 13%
- Dividend Increase: CF Bankshares announced an increase in its quarterly cash dividend from $0.08 to $0.09 per share, representing a 13% growth aimed at enhancing shareholder returns and boosting investor confidence.
- Preferred Stock Dividend: The cash dividend for Series D preferred stock has also been raised to $9.00 per share, further demonstrating the company's commitment to its shareholders and likely attracting more investor interest.
- Payment Schedule: This dividend will be payable on January 26, 2026, to shareholders of record as of January 15, 2026, ensuring timely rewards for shareholders and enhancing the company's credibility in the market.
- Business Growth Context: Since its recapitalization in 2012, CFBank has achieved a compound annual growth rate of 20%, indicating the company's success in meeting the financial needs of closely held businesses and solidifying its market position.
CF Bankshares Extends Stock Repurchase Program to August 15, 2026
- Repurchase Program Extension: CF Bankshares' Board of Directors has approved the extension of its stock repurchase program to August 15, 2026, allowing for the repurchase of up to 325,000 shares, approximately 5% of the company's outstanding stock, aimed at enhancing shareholder value.
- Repurchase Progress: To date, the company has repurchased 54,644 shares, demonstrating confidence in the stock's value while reflecting management's positive assessment of market conditions.
- Market Strategy: Repurchases will be conducted through open market transactions and privately negotiated deals, in compliance with securities laws, aimed at leveraging current market prices to boost shareholder returns and strengthen the company's competitive position.
- Management Confidence: CEO Timothy T. O'Dell stated that the extension of the repurchase program reflects confidence in the company's business model and intrinsic value, which is expected to further enhance investor trust in the company.
CF Bankshares Extends Stock Repurchase Program to August 2026
- Repurchase Program Extension: CF Bankshares' Board of Directors has approved the extension of its stock repurchase program to August 15, 2026, allowing for the repurchase of up to 325,000 shares, approximately 5% of the company's outstanding common stock, aimed at enhancing shareholder value.
- Repurchase Progress: To date, the company has repurchased 54,644 shares, demonstrating confidence in its intrinsic value while reflecting management's positive assessment of market conditions.
- Market Reaction: The continuation of this repurchase program may provide support for the company's stock price, particularly in the current economic environment, thereby boosting investor confidence and attracting further investment.
- Strategic Significance: CF Bankshares' CEO emphasized that the extension of the repurchase program reflects confidence in the company's business model, aiming to enhance shareholder returns through ongoing capital management and further solidifying its market position.
CF BANKSHARES INC., PARENT OF CFBANK NA, REPORTS RESULTS FOR THE 3rd QUARTER 2025.
Financial Performance: CF Bankshares Inc. reported a net income of $2.3 million for Q3 2025, down from $4.2 million in Q3 2024, primarily due to a $5.1 million provision for credit losses. Pre-provision, pre-tax net revenue increased by 33% year-over-year to $7.8 million.
Credit Quality Improvement: The bank saw a significant decline in nonaccrual loans by 40% and total delinquencies by 63% compared to the previous quarter, indicating improved credit quality metrics.
Capital and Deposits: CFBank maintained a strong capital position with a Tier 1 Leverage ratio of 11.19% and total deposits of $1.78 billion, reflecting a slight decrease from the previous quarter but an increase from the previous year.
Future Outlook: The leadership expressed optimism for future growth, particularly in commercial loan production, anticipating a return to historical double-digit growth rates as loan payoffs are expected to decline.
CF BANKSHARES INC., PARENT OF CFBANK, NA, ANNOUNCES QUARTERLY CASH DIVIDEND
Dividend Announcement: CF Bankshares Inc. declared a quarterly cash dividend of $0.08 per share on common stock and $8.00 per share on Series D preferred stock, payable on October 21, 2025, to shareholders of record by October 13, 2025.
Company Overview: CF Bankshares Inc. is the parent company of CFBank, a boutique commercial bank operating in major Ohio cities and Indianapolis, focusing on personalized financial services for closely held businesses and entrepreneurs.
