Special Dividend Announcement: Capitol Federal Financial, Inc. has declared a special cash dividend of $0.04 per share, payable on January 23, 2026, reflecting the company's ongoing commitment to shareholder value.
Stock Buyback Program: Between October 1 and December 16, 2025, the company repurchased 1,577,853 shares at an average cost of $6.72 per share, enhancing its capital allocation flexibility.
Multi-Channel Value Return: The special dividend, combined with regular quarterly dividends and stock repurchases, demonstrates the company's balanced strategy between future investments and returning capital to shareholders, aimed at boosting investor confidence.
Market Position Consolidation: As one of the largest residential lenders in Kansas, Capitol Federal Financial's dividend and buyback strategies will further solidify its leadership position in the local market.
CFFN
$7.19+Infinity%1D
Analyst Views on CFFN
Wall Street analysts forecast CFFN stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for CFFN is 7.00 USD with a low forecast of 7.00 USD and a high forecast of 7.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
1 Analyst Rating
Wall Street analysts forecast CFFN stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for CFFN is 7.00 USD with a low forecast of 7.00 USD and a high forecast of 7.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
0 Buy
1 Hold
0 Sell
Hold
Current: 7.100
Low
7.00
Averages
7.00
High
7.00
Current: 7.100
Low
7.00
Averages
7.00
High
7.00
Piper Sandler
Neutral
initiated
$7
2025-10-22
Reason
Piper Sandler
Price Target
$7
2025-10-22
initiated
Neutral
Reason
Piper Sandler assumed coverage of Capitol Federal with a Neutral rating and $7 price target. The firm links the bank's setup due to its improving profitability, "attractive" dividend yield and "outstanding" credit quality. However, Piper wants to see further evidence of Capitol Federal's net interest margin "power in a down-rate environment" before recommending the shares.
Piper Sandler
Andrew Liesch
Hold
Maintains
$7 → $6.5
2025-01-30
Reason
Piper Sandler
Andrew Liesch
Price Target
$7 → $6.5
2025-01-30
Maintains
Hold
Reason
Piper Sandler analyst Andrew Liesch lowered the firm's price target on Capitol Federal to $6.50 from $7 and keeps a Neutral rating on the shares. The firm notes CapFed reported Q1 2025 EPS of 12c, which topped its estimate and the Street consensus by a penny. The upside was mostly from lower expenses than Piper modeled, but net interest income was slightly better than expected too.
About CFFN
Capitol Federal Financial, Inc. is a unitary savings and loan holding company. The Company provides a full range of retail banking services through its subsidiary, Capitol Federal Savings Bank (the Bank), a federal savings bank, which has 44 traditional and four in-store banking offices serving primarily the metropolitan areas of Topeka, Wichita, Lawrence, Manhattan, Emporia and Salina, Kansas and portions of the Kansas City metropolitan area. The Bank attracts deposits primarily from the general public and from businesses and invests those funds primarily in permanent loans secured by first mortgages on owner-occupied, one-to four-family residences and in commercial loans. It offers an array of retail and business deposit products and services. These products include checking, savings, money market, certificates of deposit, and retirement accounts. The Bank’s deposit services are provided through its network of traditional branches and retail in-store locations, its call center.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
