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HTBK Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
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Intellectia

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High
13.610
Open
13.610
VWAP
--
Vol
--
Mkt Cap
502.91M
Low
13.610
Amount
--
EV/EBITDA(TTM)
11.94
Total Shares
--
EV
846.55M
EV/OCF(TTM)
5.85
P/S(TTM)
4.25
Heritage Commerce Corp is a bank holding company for its wholly owned subsidiary, Heritage Bank of Commerce (the Bank). The Bank offers a full line of banking services and products to business and individual clients, with a focus on small and medium-sized business and their owners, managers and employees. Its lending activities are diversified and include commercial, real estate, construction and land development, consumer and small business administration (SBA) guaranteed loans. The Bank offers a range of deposit products for business banking and retail markets. It offers a multitude of other products and services to complement its lending and deposit services. Through its Bank subsidiary, CSNK Working Capital Finance Corp., the Company provides factoring financing throughout the United States. Its operations are located in the general San Francisco Bay Area of California in the counties of Alameda, Contra Costa, Marin, San Benito, San Francisco, San Mateo, and Santa Clara.
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Events Timeline

(ET)
2026-04-01
17:30:00
CVB Financial Receives Regulatory Approval for Merger with Heritage Commerce
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2026-01-22 (ET)
2026-01-22
16:40:00
Heritage Reports Q4 Revenue of $53.6M
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2026-01-07 (ET)
2026-01-07
05:50:00
Raymond James Downgrades Heritage Commerce to Market Perform
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2026-01-05 (ET)
2026-01-05
06:40:00
Stephens Downgrades Heritage Commerce to Equal Weight
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2025-12-22 (ET)
2025-12-22
07:50:00
HTBK Downgraded to Neutral by Janney After CVBF Acquisition Announcement
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2025-12-19 (ET)
2025-12-19
08:30:00
DA Davidson Raises CVB Financial Price Target to $22.50
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2025-12-18 (ET)
2025-12-18
08:50:00
DA Davidson Downgrades Heritage Commerce to Neutral, Price Target Raised to $14.50
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2025-12-17 (ET)
2025-12-17
16:20:00
CVB Financial and Heritage Commerce Enter $811M Merger Agreement
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News

Globenewswire
8.5
04-18Globenewswire
CVB Financial Completes Merger with Heritage Commerce
  • Merger Completion: CVB Financial Corp. completed its merger with Heritage Commerce Corp on April 17, 2026, in an all-stock transaction, marking the largest asset merger in CVB's history with total assets exceeding $20 billion.
  • Asset and Loan Growth: Post-merger, Citizens Business Bank's total assets will surpass $20 billion, with total loans increasing to approximately $12 billion and total deposits and customer repurchase agreements reaching around $17 billion, significantly enhancing the company's market competitiveness.
  • Strategic Expansion: The merger incorporates Heritage's 16 branches into Citizens' network, covering major metropolitan areas in California, further advancing Citizens' expansion in the commercial banking sector and aligning with its long-term growth strategy.
  • Management Changes: Heritage's CEO Clay Jones will become the president of the combined entity, while David Brager continues as CEO, and the board of directors will expand from nine to eleven members, enhancing the diversity and experience of the management team.
Globenewswire
8.5
04-17Globenewswire
CVB Financial Completes Merger with Heritage Commerce
  • Merger Completion: CVB Financial Corp. and Heritage Commerce Corp. completed their merger on April 17, 2026, in an all-stock transaction, marking the largest asset merger in CVB's history with total assets exceeding $20 billion.
  • Asset and Loan Growth: Post-merger, Citizens Business Bank's total assets will surpass $20 billion, with total loans increasing to approximately $12 billion and total deposits and customer repurchase agreements rising to about $17 billion, significantly enhancing the company's market competitiveness.
  • Strategic Expansion: The merger will extend Citizens' business banking franchise across all major metropolitan areas in California, leveraging Heritage Bank's 16 branches in the Bay Area to enhance market coverage and drive growth opportunities.
  • Executive Changes: Clay Jones, CEO of Heritage, will become President of the combined entity, while CVB's CEO David Brager will continue to lead, and the board will expand to 11 members, enhancing management diversity and experience.
Yahoo Finance
2.0
04-01Yahoo Finance
CVB Financial Secures Regulatory Approvals
  • Regulatory Approval Secured: CVB Financial announced late Wednesday that it has obtained the necessary regulatory approvals, marking a significant milestone in compliance that enhances its market credibility and operational stability.
  • Business Expansion Prospects: The regulatory approvals will provide legal backing for CVB Financial's future business expansion, expected to facilitate entry into new markets and broaden its product lines, thereby enhancing overall competitiveness.
  • Investor Confidence Boost: With the removal of regulatory hurdles, investor confidence in CVB Financial is likely to increase, potentially driving up its stock price and attracting more investor interest.
  • Strategic Development Opportunity: This approval not only recognizes CVB Financial's compliance capabilities but also presents new opportunities for strategic development, potentially accelerating innovation and growth in the financial services sector.
Globenewswire
8.5
03-26Globenewswire
CVB Financial and Heritage Commerce Merger Approved by Shareholders
  • Merger Approval: Shareholders of CVB Financial Corp. and Heritage Commerce Corp. have voted to approve the merger, which is anticipated to close in the second quarter of 2026, marking a significant step in resource integration and market share expansion for both banks.
  • Asset Scale: As one of the top ten bank holding companies in California managing over $15 billion in assets, CVB Financial's merger with Heritage Commerce is expected to enhance its market position and competitiveness, particularly in commercial lending and small business services.
  • Market Performance: Heritage Commerce Corp. ranks 25th on S&P Global Market Intelligence's list of the strongest financial institutions, and its merger with CVB Financial will provide a stronger customer base and growth potential for the combined entity.
  • Regulatory Approval: The merger is subject to regulatory approvals and the satisfaction of all remaining closing conditions, and successfully completing the merger is expected to yield synergies and cost savings, thereby improving overall operational efficiency.
Newsfilter
8.5
03-26Newsfilter
CVB Financial and Heritage Commerce Merger Approved by Shareholders
  • Merger Approval: Shareholders of CVB Financial Corp. and Heritage Commerce Corp. have voted to approve the merger proposal, which is expected to be completed in the second quarter of 2026, marking a strategic integration that will enhance market competitiveness for both financial institutions.
  • Asset Scale: As one of the top ten bank holding companies in California, CVB Financial manages over $15 billion in assets, and this merger will expand its market share and enhance service capabilities, particularly in commercial and small business lending.
  • Regulatory Approval: The merger is still subject to regulatory approvals, and if successfully obtained, it will provide CVB Financial with a broader customer base and resource integration opportunities, enhancing overall operational efficiency.
  • Market Outlook: The combination of CVB Financial and Heritage Commerce is expected to create synergies that will lower operating costs and improve profitability, positioning them more favorably in the competitive financial market.
Globenewswire
8.5
03-13Globenewswire
Monteverde Law Firm Investigates Mergers for Shareholders
  • Merger Investigation Launched: Monteverde & Associates is investigating the merger between Burke & Herbert Financial Services Corp. and LINKBANCORP, with Burke & Herbert shareholders expected to own approximately 75% of the combined entity post-transaction, highlighting a commitment to shareholder interests.
  • Shareholder Vote Scheduled: The shareholder vote for Burke & Herbert is set for March 25, 2026, where LINKBANCORP shareholders will receive 0.1350 shares of Burke & Herbert common stock for each share of LINKBANCORP, ensuring their stake in the merger.
  • Additional Merger Cases: The firm is also examining the merger between Heritage Commerce Corp. and CVB Financial Corp., where Heritage shareholders are expected to receive 0.6500 shares of CVB common stock per share, further enhancing their influence in the financial services sector.
  • Commitment to Legal Services: Monteverde & Associates is renowned for its successful track record in securities class actions, emphasizing its dedication to advocating for shareholder rights and ensuring fair treatment throughout the merger process.
Wall Street analysts forecast HTBK stock price to rise
5 Analyst Rating
Wall Street analysts forecast HTBK stock price to rise
1 Buy
4 Hold
0 Sell
Hold
Current: 0.000
sliders
Low
14.00
Averages
14.50
High
15.00
Current: 0.000
sliders
Low
14.00
Averages
14.50
High
15.00
Stephens
Andrew Terrell
Overweight
maintain
$11 -> $12
AI Analysis
2025-10-27
Reason
Stephens
Andrew Terrell
Price Target
$11 -> $12
AI Analysis
2025-10-27
maintain
Overweight
Reason
Stephens analyst Andrew Terrell raised the firm's price target on Heritage Commerce to $12 from $11 and keeps an Overweight rating on the shares. Impressive growth in Q3 is reflective of the success Heritage has seen in attracting relationships out of disruption in the Bay Area over the past couple of years, the analyst tells investors in a post-earnings note.
Piper Sandler
Matthew Clark
Overweight
upgrade
$11 -> $12
2025-10-27
Reason
Piper Sandler
Matthew Clark
Price Target
$11 -> $12
2025-10-27
upgrade
Overweight
Reason
Piper Sandler analyst Matthew Clark raised the firm's price target on Heritage Commerce to $12 from $11 following quarterly results. The firm keeps an Overweight rating on the shares.
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Valuation Metrics

The current forward P/E ratio for Heritage Commerce Corp (HTBK.O) is 11.05, compared to its 5-year average forward P/E of 11.61. For a more detailed relative valuation and DCF analysis to assess Heritage Commerce Corp's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
11.61
Current PE
11.05
Overvalued PE
13.96
Undervalued PE
9.26

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.70
Current EV/EBITDA
7.89
Overvalued EV/EBITDA
3.53
Undervalued EV/EBITDA
-2.12

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
3.39
Current PS
3.69
Overvalued PS
3.97
Undervalued PS
2.81

Financials

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Frequently Asked Questions

What is Heritage Commerce Corp (HTBK) stock price today?

The current price of HTBK is 13.61 USD — it has increased 2.97

What is Heritage Commerce Corp (HTBK)'s business?

Heritage Commerce Corp is a bank holding company for its wholly owned subsidiary, Heritage Bank of Commerce (the Bank). The Bank offers a full line of banking services and products to business and individual clients, with a focus on small and medium-sized business and their owners, managers and employees. Its lending activities are diversified and include commercial, real estate, construction and land development, consumer and small business administration (SBA) guaranteed loans. The Bank offers a range of deposit products for business banking and retail markets. It offers a multitude of other products and services to complement its lending and deposit services. Through its Bank subsidiary, CSNK Working Capital Finance Corp., the Company provides factoring financing throughout the United States. Its operations are located in the general San Francisco Bay Area of California in the counties of Alameda, Contra Costa, Marin, San Benito, San Francisco, San Mateo, and Santa Clara.

What is the price predicton of HTBK Stock?

Wall Street analysts forecast HTBK stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for HTBK is14.50 USD with a low forecast of 14.00 USD and a high forecast of 15.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Heritage Commerce Corp (HTBK)'s revenue for the last quarter?

Heritage Commerce Corp revenue for the last quarter amounts to 53.06M USD, increased 15.74

What is Heritage Commerce Corp (HTBK)'s earnings per share (EPS) for the last quarter?

Heritage Commerce Corp. EPS for the last quarter amounts to 0.24 USD, increased 41.18

How many employees does Heritage Commerce Corp (HTBK). have?

Heritage Commerce Corp (HTBK) has 342 emplpoyees as of April 21 2026.

What is Heritage Commerce Corp (HTBK) market cap?

Today HTBK has the market capitalization of 502.91M USD.