HTBK Stock: Price, Forecast, Financials & AI Analysis

High

Open

VWAP

Vol

Mkt Cap

Low

Amount

EV/EBITDA(TTM)

Total Shares

EV/OCF(TTM)

P/S(TTM)

Market Estimates

Earnings Estimates

Revenue

YoY Chg

EPS

YoYChg

FY2025Q4

FY2026Q1

FY2026Q2

50.97M

+9.92%

0.232

+36.47%

50.31M

+9.24%

0.214

+12.63%

51.38M

+7.54%

0.234

+11.43%

Estimates Revision

The market is revising Upward the revenue expectations for Heritage Commerce Corp (HTBK) for FY2025, with the revenue forecasts being adjusted by 1.24% over the past three months. During the same period, the stock price has changed by 29.21%.

Revenue Estimates for FY2025

Revise Upward

+1.24%

In Past 3 Month

EPS Estimates for FY2025

Revise Upward

+9.85%

In Past 3 Month

Stock Price

Go Up

+29.21%

In Past 3 Month

4 Analyst Rating

Wall Street analysts forecast HTBK stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for HTBK is 11.88 USD with a low forecast of 11.00 USD and a high forecast of 12.50 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

4 Buy

0 Hold

0 Sell

Strong Buy

Current: 0.000

Low

11.00

Averages

11.88

High

12.50

Current: 0.000

Low

11.00

Averages

11.88

High

12.50

Stephens

Andrew Terrell

Overweight

maintain

$11 -> $12

2025-10-27

Reason

Stephens

Andrew Terrell

Price Target

$11 -> $12

2025-10-27

maintain

Overweight

Reason

Stephens analyst Andrew Terrell raised the firm's price target on Heritage Commerce to $12 from $11 and keeps an Overweight rating on the shares. Impressive growth in Q3 is reflective of the success Heritage has seen in attracting relationships out of disruption in the Bay Area over the past couple of years, the analyst tells investors in a post-earnings note.

Piper Sandler

Matthew Clark

Overweight

upgrade

$11 -> $12

2025-10-27

Reason

Piper Sandler

Matthew Clark

Price Target

$11 -> $12

2025-10-27

upgrade

Overweight

Reason

Piper Sandler analyst Matthew Clark raised the firm's price target on Heritage Commerce to $12 from $11 following quarterly results. The firm keeps an Overweight rating on the shares.

Keefe Bruyette

Woody Lay

Outperform -> Outperform

downgrade

$11

2025-04-25

Reason

Keefe Bruyette

Woody Lay

Price Target

$11

2025-04-25

downgrade

Outperform -> Outperform

Reason

Keefe Bruyette analyst Woody Lay lowered the firm's price target on Heritage Commerce to $11 from $11.50 and keeps an Outperform rating on the shares.

Keefe, Bruyette & Woods

Wood Lay

Buy

Maintains

$13 → $12

2025-01-24

Reason

Keefe, Bruyette & Woods

Wood Lay

Price Target

$13 → $12

2025-01-24

Maintains

Buy

Reason

Keefe Bruyette analyst Wood Lay lowered the firm's price target on Heritage Commerce to $11.50 from $12.50 and keeps an Outperform rating on the shares. Heritage Commerce's Q4 results were better than expected due to better net interest income, partially offset by higher expenses, the analyst tells investors in a research note.

Valuation Metrics

The current forward P/E ratio for Heritage Commerce Corp (HTBK.O) is 13.02, compared to its 5-year average forward P/E of 11.71. For a more detailed relative valuation and DCF analysis to assess Heritage Commerce Corp 's fair value, click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

5Y Average PE

11.71

Current PE

13.02

Overvalued PE

14.15

Undervalued PE

9.28

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

N/A

5Y Average EV/EBITDA

0.00

Current EV/EBITDA

0.00

Overvalued EV/EBITDA

0.00

Undervalued EV/EBITDA

0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

5Y Average PS

3.43

Current PS

3.60

Overvalued PS

4.04

Undervalued PS

2.81

Financials

Annual

Quarterly

N/A

Total Revenue

N/A

Operating Profit

N/A

Net Income after Tax

N/A

EPS - Diluted

N/A

Free Cash Flow

N/A

FCF Margin - %

N/A

Net Margin - %

N/A

ROIC

Trading Trends

Insider

Insiders are Neutral. There are no significant trading trends over the last month.

Sold

Bought

Hedge Fund

Hedge Funds are Neutral. There are no significant trading trends over the last quarter.

Sold

Bought

Congress Trading

Congress are Neutral. There are no significant trading trends over the last month.

Sold

Bought

Insider

Insiders are Neutral. There are no significant trading trends over the last month.

Sold

Bought

HTBK News & Events

Events Timeline

No data

News

8.5

2025-12-24PRnewswire

Volato Group Investigated for Merger with M2i Global, Shareholder Rights at Stake

7.0

2025-12-24PRnewswire

Monteverde & Associates Investigates HTBK's Sale to CVB Financial Corp

8.5

2025-12-23Benzinga

Sidus Space Prices Public Offering at $1.30 per Share

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Frequently Asked Questions

What is Heritage Commerce Corp (HTBK) stock price today?

The current price of HTBK is 12.52 USD — it has decreased -1.03 % in the last trading day.

What is Heritage Commerce Corp (HTBK)'s business?

Heritage Commerce Corp is a bank holding company for its wholly owned subsidiary, Heritage Bank of Commerce (the Bank). The Bank offers a full line of banking services and products to business and individual clients, with a focus on small and medium-sized business and their owners, managers and employees. Its lending activities are diversified and include commercial, real estate, construction and land development, consumer and small business administration (SBA) guaranteed loans. The Bank offers a range of deposit products for business banking and retail markets. It offers a multitude of other products and services to complement its lending and deposit services. Through its Bank subsidiary, CSNK Working Capital Finance Corp., the Company provides factoring financing throughout the United States. Its operations are located in the general San Francisco Bay Area of California in the counties of Alameda, Contra Costa, Marin, San Benito, San Francisco, San Mateo, and Santa Clara.

What is the price predicton of HTBK Stock?

What is Heritage Commerce Corp (HTBK)'s revenue for the last quarter?

Heritage Commerce Corp revenue for the last quarter amounts to 49.44M USD, increased 18.78 % YoY.

What is Heritage Commerce Corp (HTBK)'s earnings per share (EPS) for the last quarter?

Heritage Commerce Corp. EPS for the last quarter amounts to 0.24 USD, increased 41.18 % YoY.

What changes have occurred in the market's expectations for Heritage Commerce Corp (HTBK)'s fundamentals?

How many employees does Heritage Commerce Corp (HTBK). have?

Heritage Commerce Corp (HTBK) has 345 emplpoyees as of January 10 2026.

What is Heritage Commerce Corp (HTBK) market cap?

Today HTBK has the market capitalization of 767.88M USD.