BTIG Affirms Buy Rating for Atlanticus Holdings, Keeps $105 Price Target Intact
Real-time Intelligence: Benzinga Pro offers the fastest news alerts for traders, helping them stay informed and make timely decisions in the stock market.
Exclusive Content: The platform provides exclusive stories and insights generated by Benzinga reporters, enhancing the trading experience for its users.
Community Engagement: Over 10,000 serious traders are part of the Benzinga Pro community, fostering a collaborative environment for sharing market intelligence.
Market Winning Tools: Benzinga Pro equips traders with tools and information designed to improve their chances of success in the markets.
Get Free Real-Time Notifications for Any Stock
Analyst Views on ATLC
About ATLC
About the author
Atlanticus Refinances $750 Million Bond, Achieving 200+ Basis Points Rate Reduction
- Successful Refinancing: On December 4, 2025, Atlanticus successfully refinanced $750 million in term securitization, with the new bonds having a three-year term and more favorable structural elements, achieving an immediate reduction of over 200 basis points in the coupon rate, significantly lowering financing costs and enhancing financial flexibility.
- Investor Support: CEO Jeff Howard noted that the continued support from global investors in their securitization programs was crucial to this refinancing success, indicating strong market confidence in Atlanticus and its Mercury subsidiaries, further driving brand expansion.
- Integration Progress: Atlanticus is ahead of plan in its integration efforts between Atlanticus and Mercury, with focused teamwork laying a solid foundation for future success, which is expected to continue driving business growth.
- Long-term Strategic Goals: This refinancing not only reduces costs but also establishes a foundation for Atlanticus to achieve broader financial service coverage in 2026 and beyond, aiming to empower more everyday Americans and improve their financial outcomes.
Atlanticus Holdings Corporation Reports Decline in Q3 Income, Falling Short of Projections
Earnings Performance: Atlanticus Holdings Corporation reported a third-quarter profit of $22.67 million, down from $23.22 million the previous year, resulting in earnings per share of $1.21 compared to $1.27 last year.
Analyst Expectations: The company's earnings fell short of analysts' expectations, which had forecasted earnings of $1.79 per share, typically excluding special items.
Revenue Growth: Despite the drop in earnings, Atlanticus Holdings saw a significant revenue increase of 40.8%, rising to $494.67 million from $351.22 million in the same quarter last year.
Earnings Summary: Key financial figures for Atlanticus Holdings include earnings of $22.67 million, EPS of $1.21, and revenue of $494.67 million, reflecting both a decline in earnings and substantial revenue growth.
