Alkami Technology Reports Strong Q4 2025 Earnings Performance
Written by Emily J. Thompson, Senior Investment Analyst
Updated: 2 days ago
0mins
Should l Buy ALKT?
Source: seekingalpha
- Significant Revenue Growth: Alkami reported Q4 2025 revenue of $120.8 million, a 35% year-over-year increase that exceeded market expectations, indicating strong demand and market share gains in the digital banking sector.
- Client Base Expansion: The company signed 16 new digital banking clients and 33 MANTL clients in Q4, increasing its total client count from 291 to 301, demonstrating success in customer acquisition and market penetration.
- Enhanced Profitability: Full-year adjusted EBITDA reached $59.1 million with a 13.3% margin, showcasing the company's ability to effectively control costs while expanding revenue, thereby strengthening its financial stability.
- Optimistic Outlook: Management expects Q1 2026 revenue to range from $124.7 million to $125.7 million, with full-year growth projected at 18.5% to 19.6%, reflecting confidence in future growth and sustained strong market demand.
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Analyst Views on ALKT
Wall Street analysts forecast ALKT stock price to rise
4 Analyst Rating
4 Buy
0 Hold
0 Sell
Strong Buy
Current: 15.630
Low
28.00
Averages
31.00
High
34.00
Current: 15.630
Low
28.00
Averages
31.00
High
34.00
About ALKT
Alkami Technology, Inc. is a cloud-based digital banking solutions provider. The Company's solution, the Alkami Digital Banking Platform, allows financial institutions (FIs) to onboard and engage new users, accelerate revenues and improve operational efficiency. The Alkami Digital Banking Platform offers an end-to-end set of digital banking software products. Its platform integrates with core system providers and other third-party fintech providers, and acts as the primary interaction point among consumers, businesses, and FIs. It offers FI with a set of core functional components, which includes a rounded suite of products across account opening, marketing, data insights, card experience, money movement, customer service, business banking, financial wellness, security and fraud protection and extensibility. The Company's clients include community, regional and super-regional credit unions and banks across both retail and business banking.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
Alkami Technology Reports Strong Q4 2025 Earnings Performance
- Significant Revenue Growth: Alkami reported Q4 2025 revenue of $120.8 million, a 35% year-over-year increase that exceeded market expectations, indicating strong demand and market share gains in the digital banking sector.
- Client Base Expansion: The company signed 16 new digital banking clients and 33 MANTL clients in Q4, increasing its total client count from 291 to 301, demonstrating success in customer acquisition and market penetration.
- Enhanced Profitability: Full-year adjusted EBITDA reached $59.1 million with a 13.3% margin, showcasing the company's ability to effectively control costs while expanding revenue, thereby strengthening its financial stability.
- Optimistic Outlook: Management expects Q1 2026 revenue to range from $124.7 million to $125.7 million, with full-year growth projected at 18.5% to 19.6%, reflecting confidence in future growth and sustained strong market demand.
See More
Alkami Technology Reports Q4 Loss Amid Revenue Growth
- Financial Overview: Alkami Technology reported a fourth-quarter loss of $11.44 million, translating to a loss of $0.11 per share, which is a deterioration from last year's loss of $7.64 million or $0.08 per share, indicating ongoing challenges in profitability.
- Revenue Growth: Despite the increased losses, the company achieved a 34.7% year-over-year revenue growth in the fourth quarter, reaching $120.79 million compared to $89.66 million last year, demonstrating strong market demand.
- Year-over-Year Comparison: The revenue increase compared to last year reflects Alkami's market expansion and growing customer base in the fintech sector, although profitability pressures remain, indicating potential growth momentum.
- Future Outlook: While current financial performance is concerning, the revenue growth may lay the groundwork for future profitability improvements, and investors should monitor how Alkami addresses ongoing losses and market competition.
See More
Alkami Technologies Q4 Earnings Beat Expectations
- Earnings Highlights: Alkami Technologies reported a Q4 GAAP EPS of -$0.11, beating market expectations by $0.01, indicating positive signs in the company's recovery of profitability.
- Revenue Growth: The company achieved Q4 revenue of $120.8 million, representing a 34.7% year-over-year increase, which not only surpassed analyst expectations by $0.66 million but also reflects strong growth momentum in the market.
- Market Position: With significant revenue growth, Alkami's market position in the fintech sector is further solidified, demonstrating the continued popularity of its products and services among clients.
- Future Outlook: The ongoing revenue growth and improvement in profitability provide a solid foundation for future investments and expansion, potentially attracting more investor interest in its long-term growth prospects.
See More
MANTL Partners with MeridianLink to Enhance Digital Lending Experience
- Digital Lending Integration: The MANTL and MeridianLink POS integration enables financial institutions to leverage a modern loan application experience, enhancing customer convenience and efficiency, which is expected to significantly boost customer satisfaction and market competitiveness.
- Instant Approvals and Automation: The API-driven integration connects MANTL's digital front end with MeridianLink's underwriting engine, facilitating instant approvals and automated KYC checks, helping financial institutions accelerate decision-making and optimize the customer journey.
- Innovation Driving Growth: MANTL's Chief Product Officer Benjamin Conant stated that this partnership not only modernizes the lending experience but also enhances customer relationship building through hyper-personalized cross-sells and automation, driving expansion in the consumer lending market.
- Rapid Account Opening Advantage: MANTL's deposit origination solution allows consumers to open new accounts in under five minutes and businesses in under ten minutes, which is expected to attract more customers and enhance core deposit growth.
See More
MANTL Partners with MeridianLink to Launch Digital Lending Solution
- Enhanced Digital Lending Experience: The integration of MANTL with MeridianLink allows financial institutions to leverage a modern loan application experience that boosts conversion rates and reduces customer drop-off, which is expected to significantly improve customer satisfaction and drive business growth.
- Real-Time Decision-Making Capability: By connecting with MeridianLink's real-time API, financial institutions can achieve instant approvals and denials, thereby accelerating the loan decision-making process and enhancing operational efficiency and market competitiveness.
- Automated Process Optimization: The integrated solution automates KYC and application transfers, eliminating the need for manual document collection, which is anticipated to substantially lower operational costs and increase employee productivity.
- Personalized Cross-Selling Opportunities: MANTL's system can provide hyper-personalized cross-sell offers based on applicants' existing data profiles, helping financial institutions achieve deeper engagement and value enhancement in customer relationships.
See More
Irenic Capital Acquires Stake in Alkami Technology
- New Stake Acquisition: Irenic Capital Management LP disclosed a new position in Alkami Technology on February 17, 2026, acquiring 2,106,448 shares valued at approximately $48.60 million, indicating confidence in the company's future prospects.
- Position Value Analysis: The new stake represents 6.7% of Irenic's assets, and despite Alkami's stock price dropping 50% over the past year, the company's revenue growth of 31.5% suggests potential market opportunities.
- Financial Performance Highlights: Alkami's third-quarter revenue increased by 31.5% year-over-year to $113 million, with annual recurring revenue reaching $449 million and adjusted EBITDA nearly doubling to $16 million, demonstrating the sustainability of its business model.
- Market Outlook: Despite poor stock performance, Irenic's acquisition signals confidence in Alkami's long-term growth potential, and investors should watch for the upcoming fourth-quarter earnings report to assess the company's execution capabilities and market response.
See More
Alkami Technology Reports Strong Q4 2025 Earnings Performance
- Significant Revenue Growth: Alkami reported Q4 2025 revenue of $120.8 million, a 35% year-over-year increase that exceeded market expectations, indicating strong demand and market share gains in the digital banking sector.
- Client Base Expansion: The company signed 16 new digital banking clients and 33 MANTL clients in Q4, increasing its total client count from 291 to 301, demonstrating success in customer acquisition and market penetration.
- Enhanced Profitability: Full-year adjusted EBITDA reached $59.1 million with a 13.3% margin, showcasing the company's ability to effectively control costs while expanding revenue, thereby strengthening its financial stability.
- Optimistic Outlook: Management expects Q1 2026 revenue to range from $124.7 million to $125.7 million, with full-year growth projected at 18.5% to 19.6%, reflecting confidence in future growth and sustained strong market demand.
See More
Alkami Technology Reports Q4 Loss Amid Revenue Growth
- Financial Overview: Alkami Technology reported a fourth-quarter loss of $11.44 million, translating to a loss of $0.11 per share, which is a deterioration from last year's loss of $7.64 million or $0.08 per share, indicating ongoing challenges in profitability.
- Revenue Growth: Despite the increased losses, the company achieved a 34.7% year-over-year revenue growth in the fourth quarter, reaching $120.79 million compared to $89.66 million last year, demonstrating strong market demand.
- Year-over-Year Comparison: The revenue increase compared to last year reflects Alkami's market expansion and growing customer base in the fintech sector, although profitability pressures remain, indicating potential growth momentum.
- Future Outlook: While current financial performance is concerning, the revenue growth may lay the groundwork for future profitability improvements, and investors should monitor how Alkami addresses ongoing losses and market competition.
See More
Alkami Technologies Q4 Earnings Beat Expectations
- Earnings Highlights: Alkami Technologies reported a Q4 GAAP EPS of -$0.11, beating market expectations by $0.01, indicating positive signs in the company's recovery of profitability.
- Revenue Growth: The company achieved Q4 revenue of $120.8 million, representing a 34.7% year-over-year increase, which not only surpassed analyst expectations by $0.66 million but also reflects strong growth momentum in the market.
- Market Position: With significant revenue growth, Alkami's market position in the fintech sector is further solidified, demonstrating the continued popularity of its products and services among clients.
- Future Outlook: The ongoing revenue growth and improvement in profitability provide a solid foundation for future investments and expansion, potentially attracting more investor interest in its long-term growth prospects.
See More
MANTL Partners with MeridianLink to Enhance Digital Lending Experience
- Digital Lending Integration: The MANTL and MeridianLink POS integration enables financial institutions to leverage a modern loan application experience, enhancing customer convenience and efficiency, which is expected to significantly boost customer satisfaction and market competitiveness.
- Instant Approvals and Automation: The API-driven integration connects MANTL's digital front end with MeridianLink's underwriting engine, facilitating instant approvals and automated KYC checks, helping financial institutions accelerate decision-making and optimize the customer journey.
- Innovation Driving Growth: MANTL's Chief Product Officer Benjamin Conant stated that this partnership not only modernizes the lending experience but also enhances customer relationship building through hyper-personalized cross-sells and automation, driving expansion in the consumer lending market.
- Rapid Account Opening Advantage: MANTL's deposit origination solution allows consumers to open new accounts in under five minutes and businesses in under ten minutes, which is expected to attract more customers and enhance core deposit growth.
See More
MANTL Partners with MeridianLink to Launch Digital Lending Solution
- Enhanced Digital Lending Experience: The integration of MANTL with MeridianLink allows financial institutions to leverage a modern loan application experience that boosts conversion rates and reduces customer drop-off, which is expected to significantly improve customer satisfaction and drive business growth.
- Real-Time Decision-Making Capability: By connecting with MeridianLink's real-time API, financial institutions can achieve instant approvals and denials, thereby accelerating the loan decision-making process and enhancing operational efficiency and market competitiveness.
- Automated Process Optimization: The integrated solution automates KYC and application transfers, eliminating the need for manual document collection, which is anticipated to substantially lower operational costs and increase employee productivity.
- Personalized Cross-Selling Opportunities: MANTL's system can provide hyper-personalized cross-sell offers based on applicants' existing data profiles, helping financial institutions achieve deeper engagement and value enhancement in customer relationships.
See More
Irenic Capital Acquires Stake in Alkami Technology
- New Stake Acquisition: Irenic Capital Management LP disclosed a new position in Alkami Technology on February 17, 2026, acquiring 2,106,448 shares valued at approximately $48.60 million, indicating confidence in the company's future prospects.
- Position Value Analysis: The new stake represents 6.7% of Irenic's assets, and despite Alkami's stock price dropping 50% over the past year, the company's revenue growth of 31.5% suggests potential market opportunities.
- Financial Performance Highlights: Alkami's third-quarter revenue increased by 31.5% year-over-year to $113 million, with annual recurring revenue reaching $449 million and adjusted EBITDA nearly doubling to $16 million, demonstrating the sustainability of its business model.
- Market Outlook: Despite poor stock performance, Irenic's acquisition signals confidence in Alkami's long-term growth potential, and investors should watch for the upcoming fourth-quarter earnings report to assess the company's execution capabilities and market response.
See More
