ACNB Corporation Reports $32.9M Net Interest Income for 2025
Net interest income for the three months ended December 31, 2025 totaled $32.9M, an increase of $714L from the three months ended September 30, 2025. The FTE net interest margin for the three months ended December 31, 2025 was 4.36%, a 9 basis points increase from the three months ended September 30, 2025. Tangible book value per share was $32.22, $30.87 and $29.51 at December 31, 2025, September 30, 2025 and December 31, 2024, respectively. CET1 ratio was 14.74%. "We are excited and pleased to share our 2025 financial results with our shareholders. This was a transformational year for ACNB Corporation with the successful acquisition and integration of our largest transaction to date in Traditions Bancorp, Inc. Thanks to the dedication of our entire team, we achieved our financial metrics that we originally presented at the time of the acquisition." said James Helt, CEO. "Our continued focus on community banking principles centered on customer relationships has produced a record year of earnings for the Corporation. The Corporation's credit metrics and capital positions remain strong. In addition, the Corporation recognized a 21% increase in its common stock share price during the calendar year and increased its quarterly dividend by $0.06 per share or 19% from the fourth quarter of 2024 to the fourth quarter of 2025. The Corporation has increased the amount of cash dividends it has paid out per share each year since 2017, going from a quarterly cash dividend of $0.20 to $0.38 in that time, an increase of 90%. As we now turn our focus to 2026, we remain committed to our vision to be the financial services provider of choice in the communities we serve by building relationships and finding solutions for our customers. We believe that our diversified revenue stream with ACNB Insurance Services, ACNB Wealth Management and Traditions Mortgage provides a strong foundation for future growth, profitability and long-term shareholder value. We would like to express our gratitude for the continued support of our board of directors, shareholders, customers and employees."
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ACNB Declares Quarterly Dividend of $0.38 per Share
- Quarterly Dividend Declaration: ACNB has declared a quarterly dividend of $0.38 per share, consistent with previous distributions, indicating the company's stable cash flow and profitability, which is likely to attract more income-focused investors.
- Dividend Yield: The forward yield of 3.14% not only provides shareholders with a substantial return but also reflects the company's financial health in the current market environment.
- Financial Performance: ACNB reported a GAAP EPS of $1.04 and revenue of $37.18 million, demonstrating ongoing improvements in revenue growth and profitability, which enhances market confidence in its future performance.
- Shareholder Information: The dividend will be payable on March 13, with a record date of February 27 and an ex-dividend date also on February 27, ensuring that shareholders receive their payouts promptly, further solidifying the trust between the company and its investors.
ACNB Corporation Declares Quarterly Cash Dividend
- Dividend Increase: ACNB Corporation's Board approved a quarterly cash dividend of $0.38 per share, reflecting an 18.7% increase from the $0.32 dividend paid in Q1 2025, indicating sustained profitability and likely attracting more investor interest.
- Shareholder Return Commitment: The dividend will be payable on March 13, 2026, to shareholders of record as of February 27, 2026, reinforcing the company's commitment to shareholder returns and enhancing market confidence in its future financial health.
- Company Overview: ACNB Corporation is an independent financial holding company with total assets of $3.23 billion, encompassing ACNB Bank and ACNB Insurance Services, showcasing its robust growth and competitive position in the financial services sector.
- Market Presence: ACNB Bank operates 33 community banking offices across Pennsylvania and Maryland, offering comprehensive banking and wealth management services, thereby strengthening its regional market influence and customer base.
