Mastercard Inc shares fell 3.01% as the stock hit a 20-day low amid concerns over a proposed 10% cap on credit card interest rates by Trump.
The proposal, set to take effect on January 20, could significantly affect the profitability of credit card companies, including Mastercard. Executives warn that this cap may lead to reduced credit availability, impacting consumer spending and economic growth. As a result, Mastercard's stock has reacted negatively to the potential regulatory changes, reflecting investor concerns about the future of the credit card industry.
This situation highlights the challenges facing Mastercard and its peers in adapting to new regulatory environments. Investors will need to monitor how these developments unfold and their potential impact on the company's financial performance.
Wall Street analysts forecast MA stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for MA is 684.13 USD with a low forecast of 525.00 USD and a high forecast of 1088 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
24 Analyst Rating
Wall Street analysts forecast MA stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for MA is 684.13 USD with a low forecast of 525.00 USD and a high forecast of 1088 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
20 Buy
4 Hold
0 Sell
Strong Buy
Current: 527.360
Low
525.00
Averages
684.13
High
1088
Current: 527.360
Low
525.00
Averages
684.13
High
1088
Cantor Fitzgerald
NULL -> Overweight
initiated
$650
2026-01-26
New
Reason
Cantor Fitzgerald
Price Target
$650
AI Analysis
2026-01-26
New
initiated
NULL -> Overweight
Reason
Cantor Fitzgerald initiated coverage of MasterCard with an Overweight rating and $650 price target.
Cantor Fitzgerald
Overweight
initiated
$650
2026-01-26
New
Reason
Cantor Fitzgerald
Price Target
$650
2026-01-26
New
initiated
Overweight
Reason
As previously reported, Cantor Fitzgerald initiated coverage of MasterCard with an Overweight rating and $650 price target. The company continues to benefit from the long-term global secular tailwind for electronic payments, and the firm contends that MasterCard can generate steady, incremental growth through pricing initiatives as it broadens its VAS product suite and as digital transactions continue to represent a growing share of transactions, the analyst tells investors in a research note.
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Truist
Buy
maintain
$630 -> $609
2026-01-20
Reason
Truist
Price Target
$630 -> $609
2026-01-20
maintain
Buy
Reason
Truist lowered the firm's price target on MasterCard to $609 from $630 and keeps a Buy rating on the shares as part of a broader research note previewing Q4 earnings in FinTech. The quarter's results should be solid, although a tougher y/y comparison may limit volume-related beats, and while Truist is optimistic on the group throughout 2026, some management teams may look to reset Street expectations a bit lower with their original 2026 guidance, the analyst tells investors in a research note.
Freedom Capital
Mikhail Paramonov
Hold
maintain
$635 -> $655
2025-12-25
Reason
Freedom Capital
Mikhail Paramonov
Price Target
$635 -> $655
2025-12-25
maintain
Hold
Reason
Freedom Capital analyst Mikhail Paramonov raised the firm's price target on MasterCard (MA) to $655 from $635 and keeps a Hold rating on the shares. The firm cites the company's "strong" Q4 results for the target increase. Mastercard continues to post higher growth rates than Visa (V) despite its smaller scale, the analyst tells investors in a research note.
About MA
Mastercard Incorporated is a technology company in the global payments industry. The Company connects consumers, financial institutions, merchants, governments, digital partners, businesses and other organizations worldwide by enabling electronic payments and making those payment transactions secure, simple, smart and accessible. It provides a range of payment solutions and services using its brands, including Mastercard, Maestro and Cirrus. It operates a payments network that provides choice and flexibility for consumers, merchants and its customers. Through its proprietary global payments network, it switches (authorizes, clears and settles) payment transactions. Its additional payments capabilities include automated clearing house (ACH) transactions (both batch and real-time account-based payments). It offers security solutions, consumer acquisition and engagement, business and market insights, gateway, processing and open banking, among other services and solutions.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
