LendingClub Corp's stock rose by 5.68% today, reaching a 52-week high, despite the Nasdaq-100 index declining by 0.57% and the S&P 500 showing a slight increase of 0.08%.
This price movement is attributed to sector rotation, as investors are increasingly recognizing LendingClub's strong financial health and growth potential, particularly following its upgrade to Zacks Rank #1 (Strong Buy) on October 23, which has led to a notable return of 15.7% since then. The upcoming earnings report scheduled for January 28, 2026, is also expected to provide critical insights into the company's performance, further enhancing investor confidence.
The implications of this stock movement suggest that LendingClub is gaining traction among investors, particularly in a challenging market environment, indicating a shift in focus towards companies with solid fundamentals and growth prospects.
Wall Street analysts forecast LC stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for LC is 23.00 USD with a low forecast of 20.00 USD and a high forecast of 26.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
9 Analyst Rating
Wall Street analysts forecast LC stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for LC is 23.00 USD with a low forecast of 20.00 USD and a high forecast of 26.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
8 Buy
1 Hold
0 Sell
Strong Buy
Current: 19.570
Low
20.00
Averages
23.00
High
26.00
Current: 19.570
Low
20.00
Averages
23.00
High
26.00
JPMorgan
Overweight
maintain
$22 -> $25
2025-12-04
Reason
JPMorgan
Price Target
$22 -> $25
AI Analysis
2025-12-04
maintain
Overweight
Reason
JPMorgan raised the firm's price target on LendingClub to $25 from $22 and keeps an Overweight rating on the shares as part of a 2026 outlook on the financial technology group. The firm sees a "soft-landing grind" in 2026 with slowing real growth for the sector, driven by a weakening labor market and the lagged tariff effects, partially offset by tax cuts.
Citizens JMP
Market Perform -> Outperform
upgrade
$23
2025-11-10
Reason
Citizens JMP
Price Target
$23
2025-11-10
upgrade
Market Perform -> Outperform
Reason
Citizens JMP upgraded LendingClub to Outperform from Market Perform with a $23 price target following last week's investor day. Management's commentary provided more confidence in the company's "significant" origination growth outlook and the corresponding better scale in the business in the coming years, the analyst tells investors in a research note. The firm says LendingClub highlighted its "robust" buildout of funding channels with both marketplace investors and customer deposits. It cites LendingClub's "stable" credit performance, favorable funding channels, and entry into a new asset class for the upgrade.
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Keefe Bruyette
Outperform
maintain
$20 -> $22
2025-11-07
Reason
Keefe Bruyette
Price Target
$20 -> $22
2025-11-07
maintain
Outperform
Reason
Keefe Bruyette raised the firm's price target on LendingClub to $22 from $20 and keeps an Outperform rating on the shares.
BTIG
Buy
maintain
$18 -> $26
2025-11-06
Reason
BTIG
Price Target
$18 -> $26
2025-11-06
maintain
Buy
Reason
BTIG raised the firm's price target on LendingClub to $26 from $18 and keeps a Buy rating on the shares after the company's investor day. Three of LendingClub's institutional loan buyers presented on behalf of LendingClub, discussing why they choose to buy LendingClub loans over other platforms, and several metrics compared LendingClub - usually viewed as a "traditional" lender- favorably with other fintech platforms, the analyst tells investors in a research note.
About LC
LendingClub Corporation is a bank holding company. The Company operates its business, through its subsidiary, LendingClub Bank, National Association (LC Bank). LC Bank is the digital marketplace bank in the United States where members can access a range of financial products and services designed to help them pay less when borrowing and earn more when saving. It offers a suite of deposit and loan products through a smart, simple and rewarding digital experience. LC Bank retains loans and funds those loans directly with its own capital and deposits. LC Bank’s primary loan products include unsecured personal loans, secured auto refinance loans, and patient and education finance loans. LC Bank’s commercial lending business is primarily focused on small businesses, and it participates in the United States small business administration lending programs. LC Bank’s deposit business includes sourcing deposits directly from customers and from third-party marketing channels and deposit brokers.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
