Flagstar Financial Inc (FLG.N) has reached a significant milestone by hitting a 20-day high in its stock price. This upward movement of 5.41% reflects positive technical indicators that investors are responding to.
The broader market is currently trading sideways, with major benchmarks showing mixed signals. Despite this lack of clear direction, Flagstar's performance stands out, suggesting that technical factors are playing a crucial role in its recent price action.
Investors often look for technical patterns as indicators of future performance, and reaching a 20-day high can signal bullish sentiment. This could attract more buyers, further driving the stock price up.
As the market continues to fluctuate, Flagstar Financial Inc's ability to maintain this upward trajectory will depend on both technical factors and broader market conditions.
Wall Street analysts forecast FLG stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for FLG is 14.30 USD with a low forecast of 13.00 USD and a high forecast of 16.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
11 Analyst Rating
Wall Street analysts forecast FLG stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for FLG is 14.30 USD with a low forecast of 13.00 USD and a high forecast of 16.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
4 Buy
7 Hold
0 Sell
Moderate Buy
Current: 12.940
Low
13.00
Averages
14.30
High
16.00
Current: 12.940
Low
13.00
Averages
14.30
High
16.00
UBS
Nicholas Holowko
Neutral
maintain
$12 -> $13
2026-01-06
Reason
UBS
Nicholas Holowko
Price Target
$12 -> $13
AI Analysis
2026-01-06
maintain
Neutral
Reason
UBS analyst Nicholas Holowko raised the firm's price target on Flagstar Financial to $13 from $12 and keeps a Neutral rating on the shares. The firm adjusted targets in the mid-cap bank group as part of its 2026 outlook. UBS sees this year being a year of "catch up" for the group versus the large banks. Bank merger activity is "robust," the yield curve is steepening, loan growth is improving, and credit is "largely in check," the analyst tells investors in a research note. UBS is "cautiously optimistic" on the mid-cap bank space in 2026.
Cantor Fitzgerald
Overweight
maintain
$15 -> $16
2025-12-19
Reason
Cantor Fitzgerald
Price Target
$15 -> $16
2025-12-19
maintain
Overweight
Reason
Cantor Fitzgerald raised the firm's price target on Flagstar Financial to $16 from $15 and keeps an Overweight rating on the shares. Flagstar is expected to see modestly lower net interest income and slightly higher non-interest expenses, partially offset by anticipated share buybacks in 2H26, the analyst tells investors in a research note. Key catalysts include the return to profitability in 4Q25, loan growth in 1H26, NIM expansion, deposit growth, and a reduction in nonperforming assets and criticized loans, all of which could materially improve fundamentals and valuation, Cantor says.
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Barclays
Overweight
maintain
$14 -> $15
2025-12-19
Reason
Barclays
Price Target
$14 -> $15
2025-12-19
maintain
Overweight
Reason
Barclays raised the firm's price target on Flagstar Financial to $15 from $14 and keeps an Overweight rating on the shares. The firm adjusted targets in the mid-cap bank group as part of its 2026 outlook. More differentiation in loan growth and book value expansion is expected within the group next year, the analyst tells investors in a research note.
JPMorgan
Anthony Elian
Neutral
maintain
$14 -> $15
2025-12-16
Reason
JPMorgan
Anthony Elian
Price Target
$14 -> $15
2025-12-16
maintain
Neutral
Reason
JPMorgan analyst Anthony Elian raised the firm's price target on Flagstar Financial to $15 from $14 and keeps a Neutral rating on the shares. The firm sees "solid upside potential" for the regional banks in 2026. Tailwinds for the group include additional Federal Reserve rate cuts, loan growth continuing, and the more mergers and acquisitions, the analyst tells investors in a research note.
About FLG
Flagstar Bank, National Association (the Bank) is a regional bank. The Bank operates over 360 locations across nine states, in the greater New York/New Jersey metropolitan region and in the upper Midwest, along with a significant presence in Florida and the West Coast markets. Its private banking includes personal private banking, residential lending, financial planning, investment management, insurance solutions, and business credit and lending. Its services also include personal banking, small business, and corporate and commercial banking. Its treasury management services include cash flow optimization, payables and fraud, and receivables management. Its banking services include working capital solutions, asset-based lending, expansion, merger and acquisition, syndications, capital markets, interest rate risk management, foreign exchange, and global trade services. Its Flagstar Corporate Connect provides small business and commercial banking online treasury management services.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
