Trump, tariffs and your 401(k) — why it’s time to diversify
Doug Ramsey's Role: Doug Ramsey is the chief investment officer at Leuthold Group, known for managing a theoretical portfolio named "All Asset No Authority."
Investment Strategy: The portfolio reflects Ramsey's approach to investment management, emphasizing a diverse asset allocation without centralized authority.
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- Mortgage Policy Innovation: Guaranteed Rate Affinity has launched an enhanced OneDown mortgage program allowing qualified borrowers to purchase with just 1% down, choosing between a $6,000 lender-paid grant or a 1% temporary interest rate reduction in the first year, thus providing greater flexibility for buyers navigating competitive markets.
- Increased Customer Satisfaction: According to the 2024 Client Satisfaction Survey, 93% of customers agreed that the company made the mortgage process easier, indicating its commitment to delivering a reliable lending experience and reinforcing its position in the competitive real estate market.
- Agent Support Strengthened: The new policy not only helps buyers lower upfront costs but also supports agents who need reliable lending partners to close complex transactions, thereby enhancing agents' competitiveness in the market.
- Market Adaptability Enhanced: Amid the emergence of new lending platforms and digital integrations, Guaranteed Rate Affinity emphasizes the importance of experienced professionals working closely together from application through closing, ensuring buyers receive simple, transparent, and dependable mortgage services.
Stock Market Decline: Stocks experienced another decline, primarily driven by concerns over energy prices.
Impact of Iran Conflict: The ongoing war in Iran is causing oil prices to rise, which raises concerns about potential negative effects on the U.S. economy.
- Stock Market Decline: U.S. stock indexes experienced a drop on Thursday, with the overall market declining by 1.78%.
- Index Performance: The S&P 500 fell by 1.56%, while the Dow Jones Industrial Average decreased by 1.52%.
- Inflation Report: The latest consumer price index indicates a 2.4% rise in prices for February, consistent with January's figures and in line with estimates.
- Market Reaction: A month ago, this inflation report could have triggered a stock-market rally, reflecting investor optimism.

Stock Market Performance: U.S. stock indexes ended Wednesday with mixed results, with one index increasing by 0.08%.
Index Movements: Another index also rose by 0.08%, while a third index experienced a decline of 0.61%.
- Session Outcome: The recent session concluded with a lack of significant developments, leaving many feeling underwhelmed.
- Mixed Signals: The overall messaging from the session was inconsistent, contributing to confusion among participants.
- Expectations vs. Reality: Anticipated outcomes did not materialize, leading to disappointment among stakeholders.
- Future Implications: The session's lack of decisive action may have repercussions for future discussions and decisions.








