Truist Launches Open Banking Platform for Enhanced Client Control
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Feb 12 2026
0mins
Should l Buy TFC?
Source: PRnewswire
- Open Banking Integration: Truist Financial Corporation has launched its first open banking integration, connecting to Mastercard's open finance technology, utilizing an API platform to provide consumer and small business clients with secure access to financial data, enhancing transparency and personalization.
- Secure Data Sharing: The platform allows clients to securely manage which applications can view their financial data through direct connections to Mastercard's open finance platform, enabling data sharing without the need to share usernames or passwords.
- Improving Credit Histories: By providing more secure data-sharing pathways, the platform opens new options for clients with limited credit histories, helping them better manage their financial health and gain insights into their overall financial status.
- Market Leadership: As of December 31, 2025, Truist's total assets reached $548 billion, positioning it as a top-10 commercial bank in the U.S., and the company is committed to enhancing client experiences through open banking technology to solidify its leadership in high-growth markets.
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Analyst Views on TFC
Wall Street analysts forecast TFC stock price to rise
17 Analyst Rating
10 Buy
6 Hold
1 Sell
Moderate Buy
Current: 46.710
Low
50.00
Averages
55.93
High
64.00
Current: 46.710
Low
50.00
Averages
55.93
High
64.00
About TFC
Truist Financial Corporation is a financial services company. As a commercial bank, it offers a range of products and services through its wholesale and consumer businesses, including consumer and small business banking, commercial banking, corporate and investment banking, wealth management, payments, and specialized lending businesses. Its segments include Consumer and Small Business Banking (CSBB) and Wholesale Banking (WB). CSBB segment serves retail, premier, and small business clients, providing transaction, money market, savings, time deposits and payment services, credit cards, loans, and mortgages through digital banking, a network of community banking branches, ATMs, virtual service centers, and other channels. WB segment provides a comprehensive set of products, solutions, and advisory services to commercial, corporate, institutional and wealth clients. It also invests in certain affordable housing, new market tax credit, and renewable energy tax credit investments.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
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