Richemont Reports 11% Sales Growth in Q3 2025
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Jan 15 2026
0mins
Should l Buy CFR?
Source: Globenewswire
- Strong Sales Performance: Richemont's Q3 2025 sales reached €6.4 billion, reflecting an 11% year-over-year increase at constant exchange rates, demonstrating the company's robust market resilience and brand appeal despite last year's high comparatives.
- Jewellery Sector Outperformance: The jewellery segment saw a 14% sales increase, not only driving overall performance but also indicating sustained consumer demand for luxury goods, further solidifying Richemont's leadership in the high-end market.
- Balanced Regional Growth: All regions reported growth, particularly the Americas and Middle East & Africa, which grew by 14% and 20% respectively, highlighting Richemont's broad appeal and brand influence in global markets.
- Robust Cash Flow: As of December 31, 2025, Richemont maintained a net cash position of €7.6 billion, ensuring strong financial health despite rising material costs, thereby securing future investment and expansion opportunities.
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Analyst Views on CFR
Wall Street analysts forecast CFR stock price to fall
10 Analyst Rating
4 Buy
4 Hold
2 Sell
Hold
Current: 144.110
Low
114.00
Averages
139.78
High
154.00
Current: 144.110
Low
114.00
Averages
139.78
High
154.00
About CFR
Cullen/Frost Bankers, Inc. is a financial holding company and a bank holding company. The Company provides an array of products and services throughout numerous Texas markets. The Company's segments include Banking and Frost Wealth Advisors. The Banking segment includes both commercial and consumer banking services and Frost Insurance Agency. Commercial banking services are provided to corporations and other business clients and include a wide array of lending and cash management products. Consumer banking services include direct lending and depository services. Frost Insurance Agency provides insurance brokerage services to individuals and businesses covering corporate and personal property and casualty products, as well as group health and life insurance products. The Frost Wealth Advisors segment includes fee-based services within private trust, retirement services, and financial management services, including personal wealth management and securities brokerage services.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
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See More
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- Shields' Background: Marsha M. Shields is the CEO of McCombs Enterprises, overseeing multiple core businesses and holding key positions at institutions like the Texas Biomedical Research Institute, showcasing her strong leadership capabilities and extensive management experience.
- Rummel's Credentials: Jeff Rummel served as the managing partner of Ernst & Young's San Antonio office, bringing over 37 years of auditing experience, particularly in assessing risks at complex financial institutions, which enhances the board's expertise.
- Retirement of Current Director: Current director Chris Avery will retire in April, having contributed to major initiatives during his tenure, including the company's organic expansion and pandemic response, with the board expressing gratitude for his service.
See More
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- Shields' Background: Marsha M. Shields is the CEO of McCombs Enterprises, overseeing multiple core businesses, and her extensive management experience and educational background are expected to provide valuable perspectives for the bank's strategic decisions.
- Rummel's Credentials: Jeff Rummel served as the managing partner of Ernst & Young's San Antonio office, bringing over 37 years of auditing experience, particularly in the financial services sector, which will offer profound insights into the bank's risk management and compliance.
- Director Retirement: Current director Chris Avery will retire in April, having contributed to significant initiatives during his tenure, including the company's organic expansion and critical pandemic responses, with the board expressing gratitude for his service.
See More
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- Shields' Background: As CEO of McCombs Enterprises, Shields oversees multiple core businesses and brings extensive business and policy experience, which is expected to provide new perspectives and strategic direction for the company.
- Rummel's Credentials: Rummel served as managing partner at Ernst & Young's San Antonio office, with over 37 years of auditing experience, particularly in the financial services sector, enabling him to offer professional support in risk assessment and management for the company.
- Current Director Retirement: Current director Chris Avery will retire in April, having contributed to significant expansions and pandemic responses during his tenure, with the board expressing gratitude for his service.
See More
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- Full-Year Performance Boost: The company's full-year net income reached $641.9 million, an 11.5% increase from 2024, showcasing strong performance in a competitive market and further solidifying its market position.
- Deposit and Loan Growth: Average deposits grew to $43.3 billion in Q4, up 3.5% year-over-year, while average loans increased by 6.5% to $21.7 billion, reflecting the company's success in expanding its customer base and enhancing market share.
- Stock Buyback Program: The company repurchased approximately 654,000 shares at a cost of $80.7 million in Q4, demonstrating management's confidence in the company's future prospects while also creating value for shareholders.
See More
Cullen/Frost Bank Reports Strong Q4 2025 Earnings Growth
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- Loan and Deposit Performance: By the end of 2025, expansion loans reached $2.37 billion, with over 78,000 new households added, and average loans and deposits increased to $21.7 billion and $43.3 billion respectively, showcasing the company's strong competitive position in the market.
- Share Repurchase Plan: The board approved a new $300 million share repurchase program following the completion of the previous $150 million plan, demonstrating the company's confidence in future growth and commitment to shareholders.
- Future Outlook: The company projects net interest income growth of 3% to 5% for 2026, with loan growth expected between 5% and 7%, and noninterest income anticipated to grow by 4% to 5%, reflecting management's optimistic view on market opportunities.
See More
