Fulton Financial Reports $381.4M Net Income for 2025, Q4 EPS at $0.53
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Jan 21 2026
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Should l Buy FULT?
Source: Newsfilter
- Quarterly Performance Review: Fulton Financial reported a net income of $96.4 million for Q4 2025, translating to a diluted EPS of $0.53, which reflects a $1.5 million decrease from Q3 2025, indicating pressures from increased competition and rising costs.
- Annual Revenue Growth: The company achieved a net income of $381.4 million for the full year 2025, an increase of $102.9 million compared to 2024, showcasing ongoing improvements in customer base expansion and financial performance, which bolsters confidence in future growth.
- Capital Adequacy Improvement: As of December 31, 2025, Fulton’s common equity tier 1 capital ratio rose to 11.8%, up from 11.6% in the previous quarter, indicating the company's robustness in capital management and risk resilience.
- Stock Buyback Program: In Q4 2025, Fulton repurchased 1,082,678 shares of common stock at a cost of $19.9 million, averaging $18.34 per share, demonstrating confidence in its stock value while creating additional value for shareholders.
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Analyst Views on FULT
Wall Street analysts forecast FULT stock price to rise
1 Analyst Rating
0 Buy
1 Hold
0 Sell
Hold
Current: 19.660
Low
21.00
Averages
21.00
High
21.00
Current: 19.660
Low
21.00
Averages
21.00
High
21.00
About FULT
Fulton Financial Corporation is a financial holding company. Through its banking subsidiary, Fulton Bank (the Bank), the Company delivers financial services primarily within its five-state market area, comprising Pennsylvania, Delaware, Maryland, New Jersey and Virginia, in a personalized, community-oriented style that emphasizes relationship banking. The Bank offers a diversified suite of consumer banking products and services in its market area. The Bank’s consumer banking products and services include various checking account and savings deposit products and certificates of deposit. The Bank provides commercial banking products and services primarily to small- and medium-sized businesses. The Bank’s commercial lending products include commercial real estate loans, commercial and industrial loans and others. It offers wealth management services, which include investment management, trust, brokerage, insurance and investment advisory services, to consumer and commercial customers.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
Fulton Financial Corporation Declares Quarterly Dividends
- Cash Dividend Announcement: Fulton Financial Corporation's Board of Directors declared a quarterly cash dividend of $0.19 per share, payable on April 15, 2026, to shareholders of record as of April 1, 2026, demonstrating the company's commitment to shareholder returns amidst stable profitability.
- Preferred Stock Dividend: Additionally, the Board declared a quarterly dividend of $12.81 per share on its Fixed Rate Non-Cumulative Perpetual Preferred Stock, Series A, payable on April 15, 2026, reflecting the company's focus on maintaining a stable capital structure and prioritizing preferred shareholders.
- Company Scale and Impact: With a market capitalization exceeding $32 billion, Fulton operates over 200 financial centers across five states, employing more than 3,300 individuals, which underscores its significant presence and influence in the regional financial market.
- Investor Relations Information: The company has provided contact information for investor relations, enhancing communication with investors and indicating its commitment to transparency and shareholder value.
See More
Fulton Financial Corporation Declares Quarterly Dividends
- Cash Dividend Announcement: Fulton Financial Corporation's Board declared a quarterly cash dividend of $0.19 per share, payable on April 15, 2026, to shareholders of record as of April 1, 2026, demonstrating the company's ongoing profitability and commitment to shareholder returns.
- Preferred Stock Dividend: Additionally, the Board announced a quarterly dividend of $12.81 per share on its Fixed Rate Non-Cumulative Perpetual Preferred Stock, Series A, payable on April 15, 2026, to shareholders of record as of March 31, 2026, reflecting the company's prioritization of preferred shareholders.
- Company Scale and Operations: Fulton Financial Corporation, with a market capitalization exceeding $32 billion, employs over 3,300 individuals and operates more than 200 financial centers across Pennsylvania, New Jersey, Maryland, Delaware, and Virginia, showcasing its significant regional market presence.
- Investor Information: The company provided investor contact details, indicating its commitment to transparency and shareholder communication, which further enhances market confidence in its financial health.
See More
Fulton Financial Corporation HR Executive Retirement Announcement
- Executive Retirement: Fulton Financial Corporation announced that Chief Human Resources Officer Bernadette Taylor will retire on June 5, 2026, after joining the company in 1994, where she has been instrumental in developing a company culture that attracts top talent and enhances competitive positioning.
- Successor Appointment: Karen Grafje, currently the Director of Total Rewards and HR Solutions, will be promoted to Chief Human Resources Officer, and with over 25 years of HR experience, her leadership is expected to continue enhancing employee experience and ensuring future company success.
- Leadership Praise: Chairman and CEO Curt Myers praised Taylor's contributions to shaping the company culture, emphasizing her collaboration with leadership to better serve customers and communities, reflecting the company's commitment to effective human resource management.
- Company Background: Fulton Financial Corporation is a $32 billion financial holding company with over 3,300 employees operating 200 financial centers across Pennsylvania, Maryland, Delaware, New Jersey, and Virginia, showcasing its strong influence in the regional financial services market.
See More
Fulton Financial Corporation HR Executive Retirement Announcement
- Executive Retirement: Fulton Financial Corporation announced that Chief Human Resources Officer Bernadette Taylor will retire on June 5, 2026, marking a significant leadership change that may impact employee morale and the continuity of company culture.
- Successor Appointment: Current Director of Total Rewards and HR Solutions Karen Grafje will be promoted to Chief Human Resources Officer, bringing over 25 years of HR experience, and is expected to continue enhancing the employee experience, ensuring the company's competitiveness in talent acquisition.
- Leadership Praise: Chairman and CEO Curt Myers praised Taylor's contributions to shaping the company culture, emphasizing her leadership in attracting top talent, which reflects the company's commitment to effective human resource management.
- Company Overview: Fulton Financial Corporation is a financial holding company with $32 billion in assets, employing over 3,300 people and operating 200 financial centers across five states, demonstrating its strong influence in the regional financial services market.
See More
Fulton Financial Receives Approval for Blue Foundry Acquisition
- Regulatory Approval Secured: Fulton Financial Corporation and Blue Foundry Bancorp have received necessary regulatory approvals from the Federal Reserve and the Office of the Comptroller of the Currency for their all-stock transaction, marking a significant milestone towards completion expected around April 1, 2026, thereby strengthening Fulton's market position in New Jersey.
- Strong Shareholder Support: Blue Foundry's shareholders approved the transaction on January 29, 2026, reflecting robust backing for the merger, which will help Fulton expand its customer base and enhance service capabilities.
- Strategic Integration Plans: The transaction is set to not only increase Fulton's asset size to approximately $32 billion but also enhance customer experience and market competitiveness through the integration of Blue Foundry's innovative services.
- Positive Future Outlook: Fulton's CEO stated that the merger will deepen the impact of both organizations, drive community development, and is expected to positively influence future financial performance, particularly in expanding operations in New Jersey.
See More
Fulton Financial Corporation and Blue Foundry Bancorp Reveal Regulatory Approvals and Expected Merger Completion Date
Regulatory Approval: Fulton Financial Corporation and Blue Foundry Bancorp have received regulatory approvals for their merger.
Anticipated Closing Date: The merger is expected to close on a specified date, marking a significant step in the consolidation of the two financial institutions.
See More
Fulton Financial Corporation Declares Quarterly Dividends
- Cash Dividend Announcement: Fulton Financial Corporation's Board of Directors declared a quarterly cash dividend of $0.19 per share, payable on April 15, 2026, to shareholders of record as of April 1, 2026, demonstrating the company's commitment to shareholder returns amidst stable profitability.
- Preferred Stock Dividend: Additionally, the Board declared a quarterly dividend of $12.81 per share on its Fixed Rate Non-Cumulative Perpetual Preferred Stock, Series A, payable on April 15, 2026, reflecting the company's focus on maintaining a stable capital structure and prioritizing preferred shareholders.
- Company Scale and Impact: With a market capitalization exceeding $32 billion, Fulton operates over 200 financial centers across five states, employing more than 3,300 individuals, which underscores its significant presence and influence in the regional financial market.
- Investor Relations Information: The company has provided contact information for investor relations, enhancing communication with investors and indicating its commitment to transparency and shareholder value.
See More
Fulton Financial Corporation Declares Quarterly Dividends
- Cash Dividend Announcement: Fulton Financial Corporation's Board declared a quarterly cash dividend of $0.19 per share, payable on April 15, 2026, to shareholders of record as of April 1, 2026, demonstrating the company's ongoing profitability and commitment to shareholder returns.
- Preferred Stock Dividend: Additionally, the Board announced a quarterly dividend of $12.81 per share on its Fixed Rate Non-Cumulative Perpetual Preferred Stock, Series A, payable on April 15, 2026, to shareholders of record as of March 31, 2026, reflecting the company's prioritization of preferred shareholders.
- Company Scale and Operations: Fulton Financial Corporation, with a market capitalization exceeding $32 billion, employs over 3,300 individuals and operates more than 200 financial centers across Pennsylvania, New Jersey, Maryland, Delaware, and Virginia, showcasing its significant regional market presence.
- Investor Information: The company provided investor contact details, indicating its commitment to transparency and shareholder communication, which further enhances market confidence in its financial health.
See More
Fulton Financial Corporation HR Executive Retirement Announcement
- Executive Retirement: Fulton Financial Corporation announced that Chief Human Resources Officer Bernadette Taylor will retire on June 5, 2026, after joining the company in 1994, where she has been instrumental in developing a company culture that attracts top talent and enhances competitive positioning.
- Successor Appointment: Karen Grafje, currently the Director of Total Rewards and HR Solutions, will be promoted to Chief Human Resources Officer, and with over 25 years of HR experience, her leadership is expected to continue enhancing employee experience and ensuring future company success.
- Leadership Praise: Chairman and CEO Curt Myers praised Taylor's contributions to shaping the company culture, emphasizing her collaboration with leadership to better serve customers and communities, reflecting the company's commitment to effective human resource management.
- Company Background: Fulton Financial Corporation is a $32 billion financial holding company with over 3,300 employees operating 200 financial centers across Pennsylvania, Maryland, Delaware, New Jersey, and Virginia, showcasing its strong influence in the regional financial services market.
See More
Fulton Financial Corporation HR Executive Retirement Announcement
- Executive Retirement: Fulton Financial Corporation announced that Chief Human Resources Officer Bernadette Taylor will retire on June 5, 2026, marking a significant leadership change that may impact employee morale and the continuity of company culture.
- Successor Appointment: Current Director of Total Rewards and HR Solutions Karen Grafje will be promoted to Chief Human Resources Officer, bringing over 25 years of HR experience, and is expected to continue enhancing the employee experience, ensuring the company's competitiveness in talent acquisition.
- Leadership Praise: Chairman and CEO Curt Myers praised Taylor's contributions to shaping the company culture, emphasizing her leadership in attracting top talent, which reflects the company's commitment to effective human resource management.
- Company Overview: Fulton Financial Corporation is a financial holding company with $32 billion in assets, employing over 3,300 people and operating 200 financial centers across five states, demonstrating its strong influence in the regional financial services market.
See More
Fulton Financial Receives Approval for Blue Foundry Acquisition
- Regulatory Approval Secured: Fulton Financial Corporation and Blue Foundry Bancorp have received necessary regulatory approvals from the Federal Reserve and the Office of the Comptroller of the Currency for their all-stock transaction, marking a significant milestone towards completion expected around April 1, 2026, thereby strengthening Fulton's market position in New Jersey.
- Strong Shareholder Support: Blue Foundry's shareholders approved the transaction on January 29, 2026, reflecting robust backing for the merger, which will help Fulton expand its customer base and enhance service capabilities.
- Strategic Integration Plans: The transaction is set to not only increase Fulton's asset size to approximately $32 billion but also enhance customer experience and market competitiveness through the integration of Blue Foundry's innovative services.
- Positive Future Outlook: Fulton's CEO stated that the merger will deepen the impact of both organizations, drive community development, and is expected to positively influence future financial performance, particularly in expanding operations in New Jersey.
See More
Fulton Financial Corporation and Blue Foundry Bancorp Reveal Regulatory Approvals and Expected Merger Completion Date
Regulatory Approval: Fulton Financial Corporation and Blue Foundry Bancorp have received regulatory approvals for their merger.
Anticipated Closing Date: The merger is expected to close on a specified date, marking a significant step in the consolidation of the two financial institutions.
See More
