WTFC Stock: Price, Forecast, Financials & AI Analysis

High

Open

VWAP

Vol

Mkt Cap

Low

Amount

EV/EBITDA(TTM)

Total Shares

EV/OCF(TTM)

P/S(TTM)

Market Estimates

Earnings Estimates

Revenue

YoY Chg

EPS

YoYChg

FY2025Q2

FY2025Q3

FY2025Q4

661.46M

+11.78%

2.609

+12.47%

675.18M

+9.66%

2.706

+9.57%

681.17M

+6.67%

2.751

+4.6%

Estimates Revision

The market is revising No Change the revenue expectations for Wintrust Financial Corporation (WTFC) for FY2025, with the revenue forecasts being adjusted by 0% over the past three months. During the same period, the stock price has changed by 11.83%.

Revenue Estimates for FY2025

No Change

0.00%

In Past 3 Month

EPS Estimates for FY2025

No Change

0.00%

In Past 3 Month

Stock Price

Go Up

+11.83%

In Past 3 Month

11 Analyst Rating

Wall Street analysts forecast WTFC stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for WTFC is 139.33 USD with a low forecast of 130.00 USD and a high forecast of 145.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

10 Buy

1 Hold

0 Sell

Strong Buy

Current: 0.000

Low

130.00

Averages

139.33

High

145.00

Current: 0.000

Low

130.00

Averages

139.33

High

145.00

TD Cowen

Buy

maintain

$168 -> $170

2026-01-07

New

Reason

TD Cowen

Price Target

$168 -> $170

2026-01-07

New

maintain

Buy

Reason

TD Cowen raised the firm's price target on Wintrust Financial to $170 from $168 and keeps a Buy rating on the shares. The firm adjusted bank targets as part of a Q4 earnings preview. TD expects "solid" Q4 reports for the banks with continued balance sheet growth, repricing tailwinds, and a "likely more dovish" Federal Reserve chair in 2026. These "durable tailwinds" should lift bank stocks in 2026, the analyst tells investors in a research note.

Citi

Buy

maintain

$159 -> $167

2025-12-30

Reason

Citi

Price Target

$159 -> $167

2025-12-30

maintain

Buy

Reason

Citi raised the firm's price target on Wintrust Financial to $167 from $159 and keeps a Buy rating on the shares. The firm increased the bank's loan and deposit growth assumptions. Wintrust's positive credit trends should continue in 2026, the analyst tells investors in a research note.

Barclays

Overweight

maintain

$175 -> $178

2025-12-19

Reason

Barclays

Price Target

$175 -> $178

2025-12-19

maintain

Overweight

Reason

Barclays raised the firm's price target on Wintrust Financial to $178 from $175 and keeps an Overweight rating on the shares. The firm adjusted targets in the mid-cap bank group as part of its 2026 outlook. More differentiation in loan growth and book value expansion is expected within the group next year, the analyst tells investors in a research note.

Truist

Brian Foran

Buy

maintain

$151 -> $158

2025-10-23

Reason

Truist

Brian Foran

Price Target

$151 -> $158

2025-10-23

maintain

Buy

Reason

Truist analyst Brian Foran raised the firm's price target on Wintrust Financial to $158 from $151 and keeps a Buy rating on the shares after its Q3 earnings beat. The firm is positive on the company's tight net interest margin range guide supported by hedges and a deposit beta guide of mid-60s, a 8%-9% loan and deposit growth, and a fee growth that accelerates from the flattish 2025 rate, helped mostly by a mortgage banking pickup, the analyst tells investors in a research note.

TD Cowen

Buy

maintain

$166 -> $168

2025-10-22

Reason

TD Cowen

Price Target

$166 -> $168

2025-10-22

maintain

Buy

Reason

TD Cowen raised the firm's price target on Wintrust Financial to $168 from $166 and keeps a Buy rating on the shares. The firm said its Q3 results underscored Wintrust's differentiated above-peer growth profile coupled with strong credit,, as core EPS of $3.03 beat on lower provision and stronger PTPP income.

Piper Sandler

Nathan Race

Overweight

maintain

$160 -> $161

2025-10-22

Reason

Piper Sandler

Nathan Race

Price Target

$160 -> $161

2025-10-22

maintain

Overweight

Reason

Piper Sandler analyst Nathan Race raised the firm's price target on Wintrust Financial to $161 from $160 and keeps an Overweight rating on the shares. The firm sees multiple expansion above peers likely to unfold via continued superior organic balance sheet growth largely driven by share gains, its defensible and respectable profitability outlook, and as future credit quality should remain solid. Piper also believes management's primary focus of executing strong organic balance sheet growth across WTFC's long runway for additional share gains will likely preclude an acquisition distraction.

Valuation Metrics

The current forward P/E ratio for Wintrust Financial Corp (WTFC.O) is 13.39, compared to its 5-year average forward P/E of 10.51. For a more detailed relative valuation and DCF analysis to assess Wintrust Financial Corp 's fair value, click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

5Y Average PE

10.51

Current PE

13.39

Overvalued PE

12.62

Undervalued PE

8.40

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

N/A

5Y Average EV/EBITDA

0.00

Current EV/EBITDA

0.00

Overvalued EV/EBITDA

0.00

Undervalued EV/EBITDA

0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

5Y Average PS

2.56

Current PS

3.42

Overvalued PS

2.93

Undervalued PS

2.18

Financials

Annual

Quarterly

N/A

Total Revenue

N/A

Operating Profit

N/A

Net Income after Tax

N/A

EPS - Diluted

N/A

Free Cash Flow

N/A

FCF Margin - %

N/A

Net Margin - %

N/A

ROIC

Trading Trends

Insider

Insiders areBuying! The selling amount has increased 241.96% over the last month.

Sold

Bought

Hedge Fund

Hedge Funds are Neutral. There are no significant trading trends over the last quarter.

Sold

Bought

Congress Trading

Congress are Neutral. There are no significant trading trends over the last month.

Sold

Bought

Insider

Insiders areBuying! The selling amount has increased 241.96% over the last month.

Sold

Bought

WTFC News & Events

Events Timeline

No data

News

9.5

01-01Fool

Citizens Financial Group Projects 31% Earnings Growth Next Year

9.5

01-01NASDAQ.COM

Citizens Financial Group Anticipates 31% Earnings Growth in 2026

9.5

2025-12-31Globenewswire

Wintrust to Release Q4 and Full Year 2025 Earnings on January 20, 2026

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Frequently Asked Questions

What is Wintrust Financial Corp (WTFC) stock price today?

The current price of WTFC is 146.97 USD — it has decreased -0.72 % in the last trading day.

What is Wintrust Financial Corp (WTFC)'s business?

Wintrust Financial Corporation is a financial holding company. It provides community-oriented, personal and commercial banking services to customers generally located in the Chicago metropolitan area, southern Wisconsin, northwest Indiana and west Michigan. Its segments include community banking, specialty finance and wealth management. Through its community banking segment, its banks provide community-oriented, personal and commercial banking services to customers located in its market area. Its customers include individuals, small to mid-sized businesses, local governmental units and institutional clients residing primarily in the banks' local service areas. Through its specialty finance segment, it offers financing of insurance premiums for businesses and individuals; accounts receivable financing, value-added, out-sourced administrative services; and other specialty finance businesses. Through its wealth management segment, it offers a full range of wealth management services.

What is the price predicton of WTFC Stock?

What is Wintrust Financial Corp (WTFC)'s revenue for the last quarter?

Wintrust Financial Corp revenue for the last quarter amounts to 597.94M USD, increased 10.98 % YoY.

What is Wintrust Financial Corp (WTFC)'s earnings per share (EPS) for the last quarter?

Wintrust Financial Corp. EPS for the last quarter amounts to 2.69 USD, decreased -6.92 % YoY.

What changes have occurred in the market's expectations for Wintrust Financial Corp (WTFC)'s fundamentals?

How many employees does Wintrust Financial Corp (WTFC). have?

Wintrust Financial Corp (WTFC) has 5903 emplpoyees as of January 09 2026.

What is Wintrust Financial Corp (WTFC) market cap?

Today WTFC has the market capitalization of 5.91B USD.