WTFC

Wintrust Financial Corp

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123.840

+1.04(0.847%)1D

Overview
Forecast
Valuation
Earnings

Line

Candle

YTD

High

124.750

Open

124.050

VWAP

123.98

Vol

217.80K

Mkt Cap

5.91B

Low

123.315

Amount

27.00M

EV/EBITDA(TTM)

11.22

Total Shares

61.75M

11.88B

EV/OCF(TTM)

2.13

P/S(TTM)

3.37

Wintrust Financial Corporation is a financial holding company. It provides community-oriented, personal and commercial banking services to customers generally located in the Chicago metropolitan area, southern Wisconsin, northwest Indiana and west Michigan. Its segments include community banking, specialty finance and wealth management. Through its community banking segment, its banks provide community-oriented, personal and commercial banking services to customers located in its market area. Its customers include individuals, small to mid-sized businesses, local governmental units and institutional clients residing primarily in the banks' local service areas. Through its specialty finance segment, it offers financing of insurance premiums for businesses and individuals; accounts receivable financing, value-added, out-sourced administrative services; and other specialty finance businesses. Through its wealth management segment, it offers a full range of wealth management services.

Market Estimates

Earnings Estimates

Revenue

YoY Chg

EPS

YoYChg

FY2025Q4

FY2025Q3

FY2025Q2

681.17M

+6.67%

2.751

+4.6%

675.18M

+9.66%

2.706

+9.57%

661.46M

+11.78%

2.609

+12.47%

Estimates Revision

The market is revising Downward the revenue expectations for Wintrust Financial Corporation (WTFC) for FY2025, with the revenue forecasts being adjusted by -0.07% over the past three months. During the same period, the stock price has changed by 6.63%.

Revenue Estimates for FY2025

Revise Downward

-0.07%

In Past 3 Month

EPS Estimates for FY2025

Revise Downward

-0.3%

In Past 3 Month

Stock Price

Go Up

+6.63%

In Past 3 Month

11 Analyst Rating

12.51% Upside

Wall Street analysts forecast WTFC stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for WTFC is 139.33 USD with a low forecast of 130.00 USD and a high forecast of 145.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

10 Buy

1 Hold

0 Sell

Strong Buy

12.51% Upside

Current: 123.840

Low

130.00

Averages

139.33

High

145.00

12.51% Upside

Current: 123.840

Low

130.00

Averages

139.33

High

145.00

Truist

Brian Foran

Buy

maintain

$137 -> $151

2025-07-24

Reason

Truist

Brian Foran

Price Target

$137 -> $151

2025-07-24

maintain

Buy

Reason

Truist analyst Brian Foran raised the firm's price target on Wintrust Financial to $151 from $137 and keeps a Buy rating on the shares. The firm updated its model following the Q2 earnings release.

Keefe Bruyette

Market Perform

maintain

$130 -> $138

2025-07-23

Reason

Keefe Bruyette

Price Target

$130 -> $138

2025-07-23

maintain

Market Perform

Reason

Keefe Bruyette raised the firm's price target on Wintrust Financial to $138 from $130 and keeps a Market Perform rating on the shares.

Piper Sandler

Nathan Race

Overweight

maintain

$141 -> $160

2025-07-23

Reason

Piper Sandler

Nathan Race

Price Target

$141 -> $160

2025-07-23

maintain

Overweight

Reason

Piper Sandler analyst Nathan Race raised the firm's price target on Wintrust Financial to $160 from $141 and keeps an Overweight rating on the shares. The firm says additional outperformance is expected via the company's continued superior organic balance sheet growth prospects, largely driven by share gains, above average operating leverage and likely solid future credit quality. Piper also believes Wintrust is among the best positioned Midwest mid-caps for additional bite-sized and well-received M&A among potential sub-scale banks in certain larger MSAs adjacent to its current footprint.

RBC Capital

Jon Arfstrom

Outperform

maintain

$137 -> $158

2025-07-23

Reason

RBC Capital

Jon Arfstrom

Price Target

$137 -> $158

2025-07-23

maintain

Outperform

Reason

RBC Capital analyst Jon Arfstrom raised the firm's price target on Wintrust Financial to $158 from $137 and keeps an Outperform rating on the shares. Results continue to be strong and driven by above peer loan growth, margin stability, stable fee income, and tight expense control, while credit remains stable and manageable, the analyst tells investors in a research note.

DA Davidson

Buy

maintain

$135 -> $155

2025-07-23

Reason

DA Davidson

Price Target

$135 -> $155

2025-07-23

maintain

Buy

Reason

DA Davidson raised the firm's price target on Wintrust Financial to $155 from $135 and keeps a Buy rating on the shares. Management cited improving recent borrower sentiment, which coupled with Wintrust's ongoing market share gains, paints growth and further net interest income momentum in a favorable light, the analyst tells investors in a research note.

Raymond James

David Long

Strong Buy

maintain

$155 -> $157

2025-07-23

Reason

Raymond James

David Long

Price Target

$155 -> $157

2025-07-23

maintain

Strong Buy

Reason

Raymond James analyst David Long raised the firm's price target on Wintrust Financial to $157 from $155 and keeps a Strong Buy rating on the shares. The strong quarter was highlighted by industry-leading loan growth, which when combined with a relatively stable net interest margin, resulted in robust net interest income growth that is expected to carry over into Q3, the analyst tells investors in a research note.

See All Ratings

Valuation Metrics

The current forward P/E ratio for Wintrust Financial Corp (WTFC.O) is 11.34, compared to its 5-year average forward P/E of 10.55. For a more detailed relative valuation and DCF analysis to assess Wintrust Financial Corp 's fair value, click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

Fair

5Y Average PE

10.55

Current PE

11.34

Overvalued PE

12.60

Undervalued PE

8.49

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

N/A

5Y Average EV/EBITDA

0.00

Current EV/EBITDA

0.00

Overvalued EV/EBITDA

0.00

Undervalued EV/EBITDA

0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

Overvalued

5Y Average PS

2.49

Current PS

3.02

Overvalued PS

2.91

Undervalued PS

2.07