Historical Valuation
Wintrust Financial Corp (WTFC) is now in the Overvalued zone, suggesting that its current forward PE ratio of 13.39 is considered Overvalued compared with the five-year average of 10.51. The fair price of Wintrust Financial Corp (WTFC) is between 103.14 to 140.49 according to relative valuation methord. Compared to the current price of 148.03 USD , Wintrust Financial Corp is Overvalued By 5.37%.
Relative Value
Fair Zone
103.14-140.49
Current Price：148.03
5.37%
Overvalued
P/E
EV/EBITDA
EV/EBIT
P/S
P/OCF
P/FCF
1Y
3Y
5Y
Trailing
Forward
Wintrust Financial Corp (WTFC) has a current Price-to-Book (P/B) ratio of 0.00. Compared to its 3-year average P/B ratio of 1.19 , the current P/B ratio is approximately -100.00% higher. Relative to its 5-year average P/B ratio of 1.19, the current P/B ratio is about -100.00% higher. Wintrust Financial Corp (WTFC) has a Forward Free Cash Flow (FCF) yield of approximately 0.00%. Compared to its 3-year average FCF yield of 12.92%, the current FCF yield is approximately -100.00% lower. Relative to its 5-year average FCF yield of 13.26% , the current FCF yield is about -100.00% lower.
P/B
Median3y
1.19
Median5y
1.19
FCF Yield
Median3y
12.92
Median5y
13.26
Competitors Valuation Multiple
AI Analysis for WTFC
The average P/S ratio for WTFC competitors is 3.09, providing a benchmark for relative valuation. Wintrust Financial Corp Corp (WTFC.O) exhibits a P/S ratio of 3.42, which is 10.74% above the industry average. Given its robust revenue growth of 10.98%, this premium appears unsustainable.
Performance Decomposition
AI Analysis for WTFC
1Y
3Y
5Y
Market capitalization of WTFC increased by 0.00% over the past 1 year. The primary factor behind the change was an decrease in Unknown from 0.00 to 0.00.
The secondary factor is the Unknown, contributed 0.00%to the performance.
Overall, the performance of WTFC in the past 1 year is driven by Unknown.
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Frequently Asked Questions
Is WTFC currently overvalued or undervalued?
Wintrust Financial Corp (WTFC) is now in the Overvalued zone, suggesting that its current forward PE ratio of 13.39 is considered Overvalued compared with the five-year average of 10.51. The fair price of Wintrust Financial Corp (WTFC) is between 103.14 to 140.49 according to relative valuation methord. Compared to the current price of 148.03 USD , Wintrust Financial Corp is Overvalued By 5.37% .
What is Wintrust Financial Corp (WTFC) fair value?
WTFC's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average , adjusted by weights. The fair price of Wintrust Financial Corp (WTFC) is between 103.14 to 140.49 according to relative valuation methord.
How does WTFC's valuation metrics compare to the industry average?
The average P/S ratio for WTFC's competitors is 3.09, providing a benchmark for relative valuation. Wintrust Financial Corp Corp (WTFC) exhibits a P/S ratio of 3.42, which is 10.74% above the industry average. Given its robust revenue growth of 10.98%, this premium appears unsustainable.
What is the current P/B ratio for Wintrust Financial Corp (WTFC) as of Jan 09 2026?
As of Jan 09 2026, Wintrust Financial Corp (WTFC) has a P/B ratio of 0.00. This indicates that the market values WTFC at 0.00 times its book value.
What is the current FCF Yield for Wintrust Financial Corp (WTFC) as of Jan 09 2026?
As of Jan 09 2026, Wintrust Financial Corp (WTFC) has a FCF Yield of 0.00%. This means that for every dollar of Wintrust Financial Corp’s market capitalization, the company generates 0.00 cents in free cash flow.
What is the current Forward P/E ratio for Wintrust Financial Corp (WTFC) as of Jan 09 2026?
As of Jan 09 2026, Wintrust Financial Corp (WTFC) has a Forward P/E ratio of 13.39. This means the market is willing to pay $13.39 for every dollar of Wintrust Financial Corp’s expected earnings over the next 12 months.
What is the current Forward P/S ratio for Wintrust Financial Corp (WTFC) as of Jan 09 2026?
As of Jan 09 2026, Wintrust Financial Corp (WTFC) has a Forward P/S ratio of 3.42. This means the market is valuing WTFC at $3.42 for every dollar of expected revenue over the next 12 months.