WTFC Relative Valuation
WTFC's fair value is calculated using relative valuation, based on historical P/E and P/S ranges and their premiums/discounts relative to a competitor average, adjusted by weights. If the market price exceeds this fair value range, WTFC is overvalued; if below, it's undervalued.
Historical Valuation
Wintrust Financial Corp (WTFC) is now in the Fair zone, suggesting that its current forward PE ratio of 11.34 is considered Fairly compared with the five-year average of 10.53. The fair price of Wintrust Financial Corp (WTFC) is between 111.32 to 152.06 according to relative valuation methord.
Relative Value
Fair Zone
111.32-152.06
Current Price：136.72
Fair
11.34
PE
1Y
3Y
5Y
Trailing
Forward
0.00
EV/EBITDA
Wintrust Financial Corp. (WTFC) has a current EV/EBITDA of 0.00. The 5-year average EV/EBITDA is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward EV/EBITDA of 0.00 falls within the Strongly Undervalued range.
NaN
EV/EBIT
Wintrust Financial Corp. (WTFC) has a current EV/EBIT of NaN. The 5-year average EV/EBIT is NaN. The thresholds are as follows: Strongly Undervalued below NaN, Undervalued between NaN and NaN, Fairly Valued between NaN and NaN, Overvalued between NaN and NaN, and Strongly Overvalued above NaN. The current Forward EV/EBIT of NaN falls within the range.
3.02
PS
Wintrust Financial Corp. (WTFC) has a current PS of 3.02. The 5-year average PS is 2.55. The thresholds are as follows: Strongly Undervalued below 1.80, Undervalued between 1.80 and 2.17, Fairly Valued between 2.92 and 2.17, Overvalued between 2.92 and 3.30, and Strongly Overvalued above 3.30. The current Forward PS of 3.02 falls within the Overvalued range.
0.00
P/OCF
Wintrust Financial Corp. (WTFC) has a current P/OCF of 0.00. The 5-year average P/OCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/OCF of 0.00 falls within the Strongly Undervalued range.
0.00
P/FCF
Wintrust Financial Corp. (WTFC) has a current P/FCF of 0.00. The 5-year average P/FCF is 0.00. The thresholds are as follows: Strongly Undervalued below 0.00, Undervalued between 0.00 and 0.00, Fairly Valued between 0.00 and 0.00, Overvalued between 0.00 and 0.00, and Strongly Overvalued above 0.00. The current Forward P/FCF of 0.00 falls within the Strongly Undervalued range.
Wintrust Financial Corp (WTFC) has a current Price-to-Book (P/B) ratio of 1.32. Compared to its 3-year average P/B ratio of 1.19 , the current P/B ratio is approximately 11.20% higher. Relative to its 5-year average P/B ratio of 1.19, the current P/B ratio is about 10.92% higher. Wintrust Financial Corp (WTFC) has a Forward Free Cash Flow (FCF) yield of approximately 8.53%. Compared to its 3-year average FCF yield of 13.47%, the current FCF yield is approximately -36.71% lower. Relative to its 5-year average FCF yield of 12.80% , the current FCF yield is about -33.39% lower.
1.32
P/B
Median3y
1.19
Median5y
1.19
8.53
FCF Yield
Median3y
13.47
Median5y
12.80
Competitors Valuation Multiple
The average P/S ratio for WTFC's competitors is , providing a benchmark for relative valuation. Wintrust Financial Corp Corp (WTFC) exhibits a P/S ratio of , which is NaN% above the industry average. Given its robust revenue growth of 10.98%, this premium appears unsustainable.
P/S
P/E
EV/EBITDA
EV/EBIT
P/S
Revenue Growth
Market Cap
Performance Decomposition
1Y
3Y
5Y
Market capitalization of WTFC increased by 9.46% over the past 1 year. The primary factor behind the change was an increase in Revenue Growth from 538.78M to 597.94M.
The secondary factor is the P/E Change, contributed 7.54%to the performance.
Overall, the performance of WTFC in the past 1 year is driven by Revenue Growth. Which is more sustainable.
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FAQ
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