Euronet Q4 Earnings Miss Estimates with $2.39 EPS
Written by Emily J. Thompson, Senior Investment Analyst
Updated: 4 days ago
0mins
Should l Buy EEFT?
Source: seekingalpha
- Earnings Performance: Euronet reported a Q4 non-GAAP EPS of $2.39, missing estimates by $0.07, indicating pressure on profitability that may affect investor confidence.
- Revenue Growth: The company's Q4 revenue reached $1.11 billion, reflecting a 5.7% year-over-year increase, aligning with market expectations and demonstrating stable growth in its core business.
- Cash Flow Position: As of December 31, 2025, Euronet's total cash and cash equivalents amounted to $1.0403 billion, with ATM cash at $650.3 million, totaling $1.6906 billion, showcasing strong liquidity that supports future investments.
- Credit Availability: Euronet had approximately $1.7805 billion available under its revolving credit facilities, enhancing the company's financial flexibility to navigate market fluctuations and pursue potential expansion opportunities.
Trade with 70% Backtested Accuracy
Stop guessing "Should I Buy EEFT?" and start using high-conviction signals backed by rigorous historical data.
Sign up today to access powerful investing tools and make smarter, data-driven decisions.
Analyst Views on EEFT
Wall Street analysts forecast EEFT stock price to rise
7 Analyst Rating
4 Buy
2 Hold
1 Sell
Moderate Buy
Current: 67.900
Low
80.00
Averages
96.80
High
110.00
Current: 67.900
Low
80.00
Averages
96.80
High
110.00
About EEFT
Euronet Worldwide, Inc. is a global financial technology solutions and payments provider. The Company operates through three segments. Its Electronic Funds Transfer (EFT) segment meets the needs of financial institutions and consumers through Euronet-owned and outsourced ATMs and POS terminals combined with value-added and transaction processing services. EFT offers a suite of integrated electronic financial transaction software solutions for electronic payment and transaction delivery systems. Its epay segment provides retail payment solutions and delivers connections between the digital content of the brands and consumers. Its Money Transfer segment provides global money transfers and currency exchange information in retail stores, apps, and websites through Ria Money Transfer, Xe and the Dandelion cross-border real-time payments network. Its Money Transfer segment offers real-time, cross-border payments to consumers and businesses across over 198 countries and territories.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
Northland Lowers Euronet Price Target to $90 Amid Softer Q4 Report
- Price Target Adjustment: Northland has lowered Euronet's price target from $100 to $90, reflecting a cautious outlook on the company's future performance while maintaining an Outperform rating, indicating confidence in its long-term growth potential.
- Earnings Impact: This adjustment follows Euronet's “softer” Q4 report, and the revised target price may affect investor confidence in the stock, potentially impacting its market performance.
- Competitive Landscape: Euronet's ongoing efforts in the payment solutions sector, particularly its partnership with DXC Technology to enhance payment capabilities, face short-term performance pressures, yet the long-term strategy remains attractive.
- Market Reaction: The market's response to Euronet may be influenced by the price target downgrade, prompting investors to monitor the company's future performance and market dynamics to assess the stock's investment value.
See More
Euronet Worldwide Q4 2025 Earnings Call Insights
- Challenging Operating Environment: CEO Michael Brown highlighted that immigration policy uncertainty and economic stress have impacted growth across all three segments, particularly in money transfer and epay, demonstrating the company's resilience in a tough environment.
- Financial Performance: The fourth quarter saw adjusted EPS of $2.39, achieving double-digit year-over-year growth despite pressures, with full-year revenue reaching $4.2 billion, showcasing the company's profitability under adverse conditions.
- Strategic Acquisitions and Investments: The company acquired Kyodai and Credia Bank's Merchant Acquiring Business, while continuing to invest in digital strategy, expected to yield a $40 million annual run rate benefit for the Money Transfer business, indicating proactive positioning in digital transformation.
- Future Outlook: Management expressed confidence in delivering adjusted EPS growth of 10% to 15% in 2026, despite macroeconomic and immigration policy challenges, emphasizing a continued focus on operational execution and capital allocation to drive shareholder value.
See More
Euronet Q4 Earnings Miss Estimates with $2.39 EPS
- Earnings Performance: Euronet reported a Q4 non-GAAP EPS of $2.39, missing estimates by $0.07, indicating pressure on profitability that may affect investor confidence.
- Revenue Growth: The company's Q4 revenue reached $1.11 billion, reflecting a 5.7% year-over-year increase, aligning with market expectations and demonstrating stable growth in its core business.
- Cash Flow Position: As of December 31, 2025, Euronet's total cash and cash equivalents amounted to $1.0403 billion, with ATM cash at $650.3 million, totaling $1.6906 billion, showcasing strong liquidity that supports future investments.
- Credit Availability: Euronet had approximately $1.7805 billion available under its revolving credit facilities, enhancing the company's financial flexibility to navigate market fluctuations and pursue potential expansion opportunities.
See More
Euronet Q4 Earnings Announcement Scheduled
- Earnings Release Date: Euronet (EEFT) is set to announce its Q4 earnings on February 12 before market open, with a consensus EPS estimate of $2.46, reflecting an 18.3% year-over-year increase, indicating ongoing improvement in profitability.
- Revenue Expectations: The anticipated revenue for Q4 is $1.11 billion, representing a 6.0% year-over-year growth, which will bolster the company's market position in the fintech sector.
- Historical Performance Review: Over the past two years, Euronet has beaten EPS estimates 63% of the time and revenue estimates 50% of the time, demonstrating stability in financial performance and market confidence.
- Estimate Revision Dynamics: In the last three months, EPS estimates have seen one upward revision and four downward adjustments, while revenue estimates experienced two upward and two downward revisions, reflecting market divergence and uncertainty regarding Euronet's future performance.
See More
Euronet to Release Q4 2025 Earnings on February 12, 2026
- Earnings Release Schedule: Euronet is set to announce its Q4 and full-year 2025 earnings before the market opens on February 12, 2026, reflecting the company's commitment to transparency and investor communication.
- Conference Call Details: A conference call will take place at 9:00 a.m. Eastern Time on the same day to discuss the earnings results, with participants required to register in advance to receive dial-in information, ensuring smooth information dissemination.
- Webcast Replay Availability: A replay of the conference will be available approximately one hour after the event and will remain accessible for one year, allowing investors who cannot attend live to access critical information, thereby enhancing information accessibility.
- Global Business Overview: Euronet operates in over 200 countries and territories, providing payment processing and cross-border transaction services, with 57,534 ATMs and approximately 638,000 money transfer locations, showcasing its leadership position in the global payments network.
See More
DXC Technology Partners with Euronet to Enhance Global Payment Capabilities
- Strategic Partnership: DXC Technology has announced a strategic partnership with Euronet Worldwide to integrate DXC's Hogan core banking platform with Euronet's Ren payment platform, which is expected to enhance payment and credit service capabilities for global financial institutions, boosting market competitiveness.
- Market Coverage: The Hogan platform manages over 300 million deposit accounts and $5 trillion in deposits, and through this collaboration, financial institutions will be able to launch card issuance and payment programs more rapidly, significantly reducing time-to-market.
- Technology Integration: This partnership will enable DXC to provide modern payment and issuance capabilities to a larger number of financial institutions, leveraging Euronet's global payment services to enhance clients' payment infrastructures and drive business growth.
- Industry Response: In response to increasing competition in the financial services sector, the collaboration between DXC and Euronet will assist banks and fintech companies in quickly adapting to market demands, enhancing customer relationships and product diversity, ensuring they maintain a competitive edge in digital transformation.
See More
Northland Lowers Euronet Price Target to $90 Amid Softer Q4 Report
- Price Target Adjustment: Northland has lowered Euronet's price target from $100 to $90, reflecting a cautious outlook on the company's future performance while maintaining an Outperform rating, indicating confidence in its long-term growth potential.
- Earnings Impact: This adjustment follows Euronet's “softer” Q4 report, and the revised target price may affect investor confidence in the stock, potentially impacting its market performance.
- Competitive Landscape: Euronet's ongoing efforts in the payment solutions sector, particularly its partnership with DXC Technology to enhance payment capabilities, face short-term performance pressures, yet the long-term strategy remains attractive.
- Market Reaction: The market's response to Euronet may be influenced by the price target downgrade, prompting investors to monitor the company's future performance and market dynamics to assess the stock's investment value.
See More
Euronet Worldwide Q4 2025 Earnings Call Insights
- Challenging Operating Environment: CEO Michael Brown highlighted that immigration policy uncertainty and economic stress have impacted growth across all three segments, particularly in money transfer and epay, demonstrating the company's resilience in a tough environment.
- Financial Performance: The fourth quarter saw adjusted EPS of $2.39, achieving double-digit year-over-year growth despite pressures, with full-year revenue reaching $4.2 billion, showcasing the company's profitability under adverse conditions.
- Strategic Acquisitions and Investments: The company acquired Kyodai and Credia Bank's Merchant Acquiring Business, while continuing to invest in digital strategy, expected to yield a $40 million annual run rate benefit for the Money Transfer business, indicating proactive positioning in digital transformation.
- Future Outlook: Management expressed confidence in delivering adjusted EPS growth of 10% to 15% in 2026, despite macroeconomic and immigration policy challenges, emphasizing a continued focus on operational execution and capital allocation to drive shareholder value.
See More
Euronet Q4 Earnings Miss Estimates with $2.39 EPS
- Earnings Performance: Euronet reported a Q4 non-GAAP EPS of $2.39, missing estimates by $0.07, indicating pressure on profitability that may affect investor confidence.
- Revenue Growth: The company's Q4 revenue reached $1.11 billion, reflecting a 5.7% year-over-year increase, aligning with market expectations and demonstrating stable growth in its core business.
- Cash Flow Position: As of December 31, 2025, Euronet's total cash and cash equivalents amounted to $1.0403 billion, with ATM cash at $650.3 million, totaling $1.6906 billion, showcasing strong liquidity that supports future investments.
- Credit Availability: Euronet had approximately $1.7805 billion available under its revolving credit facilities, enhancing the company's financial flexibility to navigate market fluctuations and pursue potential expansion opportunities.
See More
Euronet Q4 Earnings Announcement Scheduled
- Earnings Release Date: Euronet (EEFT) is set to announce its Q4 earnings on February 12 before market open, with a consensus EPS estimate of $2.46, reflecting an 18.3% year-over-year increase, indicating ongoing improvement in profitability.
- Revenue Expectations: The anticipated revenue for Q4 is $1.11 billion, representing a 6.0% year-over-year growth, which will bolster the company's market position in the fintech sector.
- Historical Performance Review: Over the past two years, Euronet has beaten EPS estimates 63% of the time and revenue estimates 50% of the time, demonstrating stability in financial performance and market confidence.
- Estimate Revision Dynamics: In the last three months, EPS estimates have seen one upward revision and four downward adjustments, while revenue estimates experienced two upward and two downward revisions, reflecting market divergence and uncertainty regarding Euronet's future performance.
See More
Euronet to Release Q4 2025 Earnings on February 12, 2026
- Earnings Release Schedule: Euronet is set to announce its Q4 and full-year 2025 earnings before the market opens on February 12, 2026, reflecting the company's commitment to transparency and investor communication.
- Conference Call Details: A conference call will take place at 9:00 a.m. Eastern Time on the same day to discuss the earnings results, with participants required to register in advance to receive dial-in information, ensuring smooth information dissemination.
- Webcast Replay Availability: A replay of the conference will be available approximately one hour after the event and will remain accessible for one year, allowing investors who cannot attend live to access critical information, thereby enhancing information accessibility.
- Global Business Overview: Euronet operates in over 200 countries and territories, providing payment processing and cross-border transaction services, with 57,534 ATMs and approximately 638,000 money transfer locations, showcasing its leadership position in the global payments network.
See More
DXC Technology Partners with Euronet to Enhance Global Payment Capabilities
- Strategic Partnership: DXC Technology has announced a strategic partnership with Euronet Worldwide to integrate DXC's Hogan core banking platform with Euronet's Ren payment platform, which is expected to enhance payment and credit service capabilities for global financial institutions, boosting market competitiveness.
- Market Coverage: The Hogan platform manages over 300 million deposit accounts and $5 trillion in deposits, and through this collaboration, financial institutions will be able to launch card issuance and payment programs more rapidly, significantly reducing time-to-market.
- Technology Integration: This partnership will enable DXC to provide modern payment and issuance capabilities to a larger number of financial institutions, leveraging Euronet's global payment services to enhance clients' payment infrastructures and drive business growth.
- Industry Response: In response to increasing competition in the financial services sector, the collaboration between DXC and Euronet will assist banks and fintech companies in quickly adapting to market demands, enhancing customer relationships and product diversity, ensuring they maintain a competitive edge in digital transformation.
See More
