Should You Buy Euronet Worldwide Inc (EEFT) Today? Analysis, Price Targets, and 2026 Outlook.
Conclusion
Sell
Latest Price
72.900
1 Day change
0.80%
52 Week Range
114.250
Analysis Updated At
2026/01/28
EEFT is not a good buy right now for a beginner long-term investor who wants to deploy capital immediately. The stock is in a clear downtrend (bearish moving averages + weakening MACD), sentiment from hedge funds/insiders is negative (both selling), and Wall Street commentary has recently turned more cautious with downgrades and price-target cuts. While the DXC partnership is a positive headline, it does not offset the current earnings pressure (Q3 2025 net income and EPS down YoY) and near-term risk into the Feb 10 earnings report. If you don’t already own it, avoid buying now; if you do own it, reducing/exiting is the cleaner decision based on the current setup.
**Intellectia Proprietary Trading Signals**
- [AI Stock Picker](module://ai_stock_pick): No signal on given stock today.
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Technical Analysis
Trend is bearish. The moving averages are stacked bearishly (SMA_200 > SMA_20 > SMA_5), indicating sustained downside momentum rather than a simple pullback. MACD histogram is negative (-0.133) and expanding lower, which typically confirms weakening price action. RSI(6) at ~35.4 is near the lower end of neutral and suggests the stock is getting somewhat stretched, but it’s not a confirmed reversal signal.
Key levels: price (~72.33) is sitting right on S1 (~72.34). A break below that area raises risk toward S2 (~71.52). Overhead resistance is near the pivot (~73.67) and R1 (~75.01). Pattern-based projection also leans negative over the next month (model suggests elevated downside odds).
Options Data
Bearish
Open Interest Put-Call Ratio
Bullish
Option Volume Put-Call Ratio
Interpretation: Open interest put/call at 1.46 signals heavier put positioning outstanding (more cautious to bearish medium-term positioning/hedging). However, the put/call on today’s volume at 0.32 shows calls dominated today’s trading flow (more short-term bullish or dip-buying activity). With IV ~31.5% and IV percentile ~44, options pricing looks mid-range rather than indicating extreme fear or extreme optimism. Net takeaway: positioning leans defensive, while very near-term flow is mixed-to-slightly bullish—insufficient to override the broader bearish trend.
Technical Summary
Sell
10
Buy
1
Positive Catalysts
Strategic partnership headlines: DXC + Euronet integration (Hogan core banking with Ren payment platform) could support longer-term product distribution and enterprise wins.
Price is near a defined support zone (around ~72.3–72.4), which can sometimes produce short bounces if buyers step in.
Next earnings event (QDEC 2025 on 2026-02-10 pre-market) can act as a catalyst if results/guide surprise positively.
Neutral/Negative Catalysts
Strongly bearish technical structure (SMA stack + weakening MACD) implies rallies are more likely to be sold.
Sentiment/flow from sophisticated holders is negative: hedge funds are selling (selling amount up ~161% QoQ) and insiders are selling (up ~330% MoM).
Fundamental pressure: despite modest revenue growth, profitability is declining YoY (net income and EPS down in the latest reported quarter).
Event risk into earnings (Feb 10): with a weak trend, a miss or cautious guidance can accelerate downside.
Financial Performance
Latest reported quarter: 2025/Q3. Revenue rose to $1.1457B (+4.22% YoY), but profitability weakened: net income fell to $122.0M (-19.47% YoY) and EPS fell to 2.74 (-14.64% YoY). Gross margin improved to 40.76% (+3.64% YoY), suggesting some cost/mix benefit, but it has not translated into bottom-line growth. Overall: top-line growth is modest while earnings trend is negative, which is typically a headwind for a long-term entry when the chart is already bearish.
Growth
Profitability
Efficiency
Analyst Ratings and Price Target Trends
Recent trend is deteriorating. Over the last few weeks:
- Wolfe Research downgraded to Underperform with an $80 PT, citing stagnating revenue growth and structural headwinds.
- Monness Crespi downgraded to Neutral from Buy, citing lack of near-term catalysts and integration challenges.
- Stephens kept Overweight but cut PT to $100 from $110.
Wall Street pros view: potential longer-term improvement in payments/IT services sentiment and platform partnerships that could drive future wins.
Wall Street cons view: revenue growth seen as stagnant, industry headwinds, and execution/integration risks—resulting in downgrades and lower targets.
Influential/political trading check: No recent congress trading data available (and no politician activity provided).
Wall Street analysts forecast EEFT stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for EEFT is 96.8 USD with a low forecast of 80 USD and a high forecast of 110 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
8 Analyst Rating
Wall Street analysts forecast EEFT stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for EEFT is 96.8 USD with a low forecast of 80 USD and a high forecast of 110 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
5 Buy
2 Hold
1 Sell
Moderate Buy
Current: 72.320
Low
80
Averages
96.8
High
110
Current: 72.320
Low
80
Averages
96.8
High
110
Stephens
Charles Nabhan
Overweight
downgrade
$110 -> $100
AI Analysis
2026-01-16
Reason
Stephens
Charles Nabhan
Price Target
$110 -> $100
AI Analysis
2026-01-16
downgrade
Overweight
Reason
Stephens analyst Charles Nabhan lowered the firm's price target on Euronet to $100 from $110 and keeps an Overweight rating on the shares as part of the firm's 2026 outlook note for the Financial Technology group. After a challenging 2025, the firm expects sentiment towards the Payment and IT Services space to improve in the coming year, the analyst tells investors.
Wolfe Research
Peer Perform -> Underperform
downgrade
$80
2026-01-08
Reason
Wolfe Research
Price Target
$80
2026-01-08
downgrade
Peer Perform -> Underperform
Reason
Wolfe Research downgraded Euronet to Underperform from Peer Perform with an $80 price target. The firm adjusted ratings in the payments and consumer finance group as part of its 2026 outlook. Wolfe cites Euronet's "stagnating" revenue growth and structural industry headwinds for the downgrade.
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