Citizens Community Bancorp (CZWI) Upgraded to Strong Buy: What Does It Mean for the Stock?
Zacks Rank Upgrade: Citizens Community Bancorp, Inc. (CZWI) has been upgraded to a Zacks Rank #1 (Strong Buy), indicating a positive outlook on its earnings estimates and potential for stock price increase.
Earnings Estimate Revisions: The company's earnings estimates have risen by 6.6% over the past three months, reflecting an improvement in its business fundamentals and suggesting that it may outperform the market in the near term.
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Citizens Community Bancorp Q4 Financial Highlights
- Earnings Performance: Citizens Community Bancorp reported a GAAP EPS of $0.44 for Q4 2025, indicating stable profitability despite market challenges.
- Revenue Growth: The company achieved revenue of $15.75 million in the quarter, reflecting effective market strategies in retail and public deposits.
- Nonperforming Assets: Nonperforming assets remained flat at $16.7 million as of December 31, 2025, compared to September 30, 2025, demonstrating stability in asset quality management.
- Deposit Increase: Total deposits increased by $43.5 million during Q4 2025 to $1.524 billion, primarily driven by growth in retail consumer deposits and seasonal public deposits, enhancing the company's liquidity and market competitiveness.
Citizens Community Bancorp (CZWI) Stock Rises 71% Over Five Years
- Significant Stock Growth: Citizens Community Bancorp's share price has increased by 71% over the past five years, significantly outperforming the market average, indicating strong investor confidence and company performance.
- Earnings Growth: During the same period, the company's earnings per share (EPS) achieved a compound annual growth rate of 3.9%, which, while lower than the stock price's annual growth of 11%, still reflects stable profitability.
- Enhanced Shareholder Returns: Over the last five years, Citizens Community Bancorp's total shareholder return (TSR) reached 91%, far exceeding the share price return, highlighting the positive impact of the company's dividend policy on investors.
- Management Confidence: Significant insider purchases in the past year reflect confidence in future growth, although future earnings will be crucial for shareholder profitability.
Citizens Community Bancorp Inc. Sees Profit Increase in Q3
Earnings Overview: Citizens Community Bancorp Inc. reported third-quarter earnings of $3.7 million, an increase from $3.3 million in the same period last year.
Earnings Per Share: The earnings per share (EPS) rose to $0.37, compared to $0.32 in the previous year.
Citizens Community Q2 Earnings Fall, Board Approves 5% Stock Buyback
Profit Decline and Stock Buyback: Citizens Community Bancorp Inc. reported a decrease in second-quarter profit, with earnings dropping to $3.27 million from $3.68 million last year, while the Board approved a 5% stock buyback to enhance shareholder value.
Revenue and Share Performance: Despite the profit decline, revenues increased slightly to $22.50 million, and non-interest income rose to $2.8 million; shares of the company are currently trading at $15.03, reflecting a 1.76% increase.
Citizens Community Bancorp Inc. Q2 Profit Decreases, But Beats Estimates
Earnings Report: Citizens Community Bancorp Inc. reported a profit of $3.27 million, or $0.33 per share for the second quarter, which is a decrease from $3.68 million, or $0.35 per share last year, but exceeded analysts' expectations of $0.29 per share.
Revenue Growth: The company's revenue increased slightly by 0.2% to $22.50 million compared to $22.46 million in the previous year.
Best Value Stocks to Buy for June 12th
Stock Recommendations: Two stocks, Balfour Beatty PLC (BLFBY) and Citizens Community Bancorp, Inc. (CZWI), are highlighted as strong buy candidates with Zacks Rank #1 and favorable earnings estimates, showcasing attractive price-to-earnings ratios compared to their respective industries.
Investment Opportunities: The article emphasizes the potential for significant returns on selected stocks, with past recommendations achieving substantial gains, suggesting that these lesser-known stocks may present a valuable investment opportunity.
Citizens Community Bancorp Q4 Financial Highlights
- Earnings Performance: Citizens Community Bancorp reported a GAAP EPS of $0.44 for Q4 2025, indicating stable profitability despite market challenges.
- Revenue Growth: The company achieved revenue of $15.75 million in the quarter, reflecting effective market strategies in retail and public deposits.
- Nonperforming Assets: Nonperforming assets remained flat at $16.7 million as of December 31, 2025, compared to September 30, 2025, demonstrating stability in asset quality management.
- Deposit Increase: Total deposits increased by $43.5 million during Q4 2025 to $1.524 billion, primarily driven by growth in retail consumer deposits and seasonal public deposits, enhancing the company's liquidity and market competitiveness.
Citizens Community Bancorp (CZWI) Stock Rises 71% Over Five Years
- Significant Stock Growth: Citizens Community Bancorp's share price has increased by 71% over the past five years, significantly outperforming the market average, indicating strong investor confidence and company performance.
- Earnings Growth: During the same period, the company's earnings per share (EPS) achieved a compound annual growth rate of 3.9%, which, while lower than the stock price's annual growth of 11%, still reflects stable profitability.
- Enhanced Shareholder Returns: Over the last five years, Citizens Community Bancorp's total shareholder return (TSR) reached 91%, far exceeding the share price return, highlighting the positive impact of the company's dividend policy on investors.
- Management Confidence: Significant insider purchases in the past year reflect confidence in future growth, although future earnings will be crucial for shareholder profitability.
Citizens Community Bancorp Inc. Sees Profit Increase in Q3
Earnings Overview: Citizens Community Bancorp Inc. reported third-quarter earnings of $3.7 million, an increase from $3.3 million in the same period last year.
Earnings Per Share: The earnings per share (EPS) rose to $0.37, compared to $0.32 in the previous year.
Citizens Community Q2 Earnings Fall, Board Approves 5% Stock Buyback
Profit Decline and Stock Buyback: Citizens Community Bancorp Inc. reported a decrease in second-quarter profit, with earnings dropping to $3.27 million from $3.68 million last year, while the Board approved a 5% stock buyback to enhance shareholder value.
Revenue and Share Performance: Despite the profit decline, revenues increased slightly to $22.50 million, and non-interest income rose to $2.8 million; shares of the company are currently trading at $15.03, reflecting a 1.76% increase.
Citizens Community Bancorp Inc. Q2 Profit Decreases, But Beats Estimates
Earnings Report: Citizens Community Bancorp Inc. reported a profit of $3.27 million, or $0.33 per share for the second quarter, which is a decrease from $3.68 million, or $0.35 per share last year, but exceeded analysts' expectations of $0.29 per share.
Revenue Growth: The company's revenue increased slightly by 0.2% to $22.50 million compared to $22.46 million in the previous year.
Best Value Stocks to Buy for June 12th
Stock Recommendations: Two stocks, Balfour Beatty PLC (BLFBY) and Citizens Community Bancorp, Inc. (CZWI), are highlighted as strong buy candidates with Zacks Rank #1 and favorable earnings estimates, showcasing attractive price-to-earnings ratios compared to their respective industries.
Investment Opportunities: The article emphasizes the potential for significant returns on selected stocks, with past recommendations achieving substantial gains, suggesting that these lesser-known stocks may present a valuable investment opportunity.
