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CZWI Overview

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$
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0.000(0.000%)Aft-market
ET
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0.000
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At close
0.000(0.000%)Aft-market
ET
OverviewStock Price PredictionTechnicalValuationFinancialsEarningsShould I BuyNews & Events
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Intellectia

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High
18.420
Open
18.270
VWAP
18.18
Vol
76.56K
Mkt Cap
174.57M
Low
18.000
Amount
1.39M
EV/EBITDA(TTM)
--
Total Shares
9.63M
EV
109.25M
EV/OCF(TTM)
2.28
P/S(TTM)
3.32
Citizens Community Bancorp, Inc. is a bank holding company for Citizens Community Federal N.A. (the Bank). The Bank is a federally chartered national bank serving customers in Wisconsin and Minnesota. Its primary markets include the Chippewa Valley Region in Wisconsin, the Twin Cities and Mankato markets in Minnesota, and various rural communities around these areas. The Bank offers traditional community banking services to businesses, agricultural operators and consumers, including one-to-four family residential mortgages. The Bank offers a variety of loan products including commercial real estate loans, commercial and industrial (C&I) loans, agricultural real estate loans, agricultural operating loans, residential mortgages, home equity lines-of-credit and consumer loans. It maintains a portfolio of investments, consisting primarily of mortgage-backed securities, asset-backed securities, the United States Government sponsored agency securities and corporate debt securities.
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Events Timeline

(ET)
2026-01-26
08:40:00
Company Repurchases 250,000 Shares and Declares Quarterly Dividend
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2025-10-27 (ET)
2025-10-27
08:33:34
Citizens Community Bancorp announces Q3 earnings per share of 37 cents, up from 32 cents a year ago.
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2025-07-28 (ET)
2025-07-28
08:35:20
Citizens Community Bancorp board authorized 5% stock buyback
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2025-07-28
08:34:11
Citizens Community Bancorp reports Q2 EPS 33c vs 36c last year
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2025-04-28 (ET)
2025-04-28
08:36:06
Citizens Community Bancorp reports Q1 EPS 32c vs 39c last year
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2025-01-27 (ET)
2025-01-27
07:34:02
Citizens Community Bancorp reports Q4 EPS 27c vs 35c last year
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2024-10-28 (ET)
2024-10-28
08:35:05
Citizens Community Bancorp reports Q3 adjusted EPS 32c vs 24c last year
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News

seekingalpha
9.5
01-26seekingalpha
Citizens Community Bancorp Q4 Financial Highlights
  • Earnings Performance: Citizens Community Bancorp reported a GAAP EPS of $0.44 for Q4 2025, indicating stable profitability despite market challenges.
  • Revenue Growth: The company achieved revenue of $15.75 million in the quarter, reflecting effective market strategies in retail and public deposits.
  • Nonperforming Assets: Nonperforming assets remained flat at $16.7 million as of December 31, 2025, compared to September 30, 2025, demonstrating stability in asset quality management.
  • Deposit Increase: Total deposits increased by $43.5 million during Q4 2025 to $1.524 billion, primarily driven by growth in retail consumer deposits and seasonal public deposits, enhancing the company's liquidity and market competitiveness.
Yahoo Finance
9.5
01-18Yahoo Finance
Citizens Community Bancorp (CZWI) Stock Rises 71% Over Five Years
  • Significant Stock Growth: Citizens Community Bancorp's share price has increased by 71% over the past five years, significantly outperforming the market average, indicating strong investor confidence and company performance.
  • Earnings Growth: During the same period, the company's earnings per share (EPS) achieved a compound annual growth rate of 3.9%, which, while lower than the stock price's annual growth of 11%, still reflects stable profitability.
  • Enhanced Shareholder Returns: Over the last five years, Citizens Community Bancorp's total shareholder return (TSR) reached 91%, far exceeding the share price return, highlighting the positive impact of the company's dividend policy on investors.
  • Management Confidence: Significant insider purchases in the past year reflect confidence in future growth, although future earnings will be crucial for shareholder profitability.
NASDAQ.COM
9.5
2025-10-27NASDAQ.COM
Citizens Community Bancorp Inc. Sees Profit Increase in Q3
  • Earnings Overview: Citizens Community Bancorp Inc. reported third-quarter earnings of $3.7 million, an increase from $3.3 million in the same period last year.

  • Earnings Per Share: The earnings per share (EPS) rose to $0.37, compared to $0.32 in the previous year.

NASDAQ.COM
9.5
2025-07-28NASDAQ.COM
Citizens Community Q2 Earnings Fall, Board Approves 5% Stock Buyback
  • Profit Decline and Stock Buyback: Citizens Community Bancorp Inc. reported a decrease in second-quarter profit, with earnings dropping to $3.27 million from $3.68 million last year, while the Board approved a 5% stock buyback to enhance shareholder value.

  • Revenue and Share Performance: Despite the profit decline, revenues increased slightly to $22.50 million, and non-interest income rose to $2.8 million; shares of the company are currently trading at $15.03, reflecting a 1.76% increase.

NASDAQ.COM
9.5
2025-07-28NASDAQ.COM
Citizens Community Bancorp Inc. Q2 Profit Decreases, But Beats Estimates
  • Earnings Report: Citizens Community Bancorp Inc. reported a profit of $3.27 million, or $0.33 per share for the second quarter, which is a decrease from $3.68 million, or $0.35 per share last year, but exceeded analysts' expectations of $0.29 per share.

  • Revenue Growth: The company's revenue increased slightly by 0.2% to $22.50 million compared to $22.46 million in the previous year.

NASDAQ.COM
6.5
2025-06-12NASDAQ.COM
Best Value Stocks to Buy for June 12th
  • Stock Recommendations: Two stocks, Balfour Beatty PLC (BLFBY) and Citizens Community Bancorp, Inc. (CZWI), are highlighted as strong buy candidates with Zacks Rank #1 and favorable earnings estimates, showcasing attractive price-to-earnings ratios compared to their respective industries.

  • Investment Opportunities: The article emphasizes the potential for significant returns on selected stocks, with past recommendations achieving substantial gains, suggesting that these lesser-known stocks may present a valuable investment opportunity.

Valuation Metrics

The current forward P/E ratio for Citizens Community Bancorp Inc (CZWI.O) is 10.47, compared to its 5-year average forward P/E of 10.17. For a more detailed relative valuation and DCF analysis to assess Citizens Community Bancorp Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
10.17
Current PE
10.47
Overvalued PE
11.42
Undervalued PE
8.92

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.00
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
0.00
Undervalued EV/EBITDA
0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
2.23
Current PS
2.50
Overvalued PS
2.50
Undervalued PS
1.97

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Frequently Asked Questions

What is Citizens Community Bancorp Inc (CZWI) stock price today?

The current price of CZWI is 18.13 USD — it has decreased -0.98

What is Citizens Community Bancorp Inc (CZWI)'s business?

Citizens Community Bancorp, Inc. is a bank holding company for Citizens Community Federal N.A. (the Bank). The Bank is a federally chartered national bank serving customers in Wisconsin and Minnesota. Its primary markets include the Chippewa Valley Region in Wisconsin, the Twin Cities and Mankato markets in Minnesota, and various rural communities around these areas. The Bank offers traditional community banking services to businesses, agricultural operators and consumers, including one-to-four family residential mortgages. The Bank offers a variety of loan products including commercial real estate loans, commercial and industrial (C&I) loans, agricultural real estate loans, agricultural operating loans, residential mortgages, home equity lines-of-credit and consumer loans. It maintains a portfolio of investments, consisting primarily of mortgage-backed securities, asset-backed securities, the United States Government sponsored agency securities and corporate debt securities.

What is the price predicton of CZWI Stock?

Wall Street analysts forecast CZWI stock price to fall over the next 12 months. According to Wall Street analysts, the average 1-year price target for CZWI is USD with a low forecast of USD and a high forecast of USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Citizens Community Bancorp Inc (CZWI)'s revenue for the last quarter?

Citizens Community Bancorp Inc revenue for the last quarter amounts to 14.02M USD, increased 19.70

What is Citizens Community Bancorp Inc (CZWI)'s earnings per share (EPS) for the last quarter?

Citizens Community Bancorp Inc. EPS for the last quarter amounts to 0.44 USD, increased 62.96

How many employees does Citizens Community Bancorp Inc (CZWI). have?

Citizens Community Bancorp Inc (CZWI) has 207 emplpoyees as of March 12 2026.

What is Citizens Community Bancorp Inc (CZWI) market cap?

Today CZWI has the market capitalization of 174.57M USD.