Bank OZK Increases Quarterly Cash Dividend to $0.46 per Share for 62nd Consecutive Quarter
Written by Emily J. Thompson, Senior Investment Analyst
Updated: Jan 02 2026
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Should l Buy OZK?
Source: Globenewswire
- Dividend Increase: Bank OZK announced a rise in its common stock cash dividend to $0.46 per share, reflecting a $0.01 increase or 2.22% from the previous quarter, showcasing the company's ongoing profitability and commitment to shareholder returns.
- Consistent Record: The bank has increased its common stock cash dividend for 62 consecutive quarters, demonstrating stable financial performance and reinforcing its position in the S&P High Yield Dividend Aristocrats index, which highlights its reliability in returning value to shareholders.
- Preferred Stock Dividend: Additionally, Bank OZK declared a cash dividend of $0.28906 per share on its 4.625% Series A Non-Cumulative Perpetual Preferred Stock, indicating a comprehensive return strategy that caters to various shareholder groups.
- Asset Scale: As of September 30, 2025, Bank OZK reported total assets of $41.6 billion, underscoring its robust strength and competitive position in the regional banking sector.
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Analyst Views on OZK
Wall Street analysts forecast OZK stock price to rise
8 Analyst Rating
2 Buy
5 Hold
1 Sell
Hold
Current: 48.730
Low
40.00
Averages
53.00
High
67.00
Current: 48.730
Low
40.00
Averages
53.00
High
67.00
About OZK
Bank OZK (the Bank) is a regional bank, which provides a range of financial solutions. The Bank offers a range of products, include mobile and online banking, personal checking, personal savings, debit cards, credit card account access, business checking, business aviation group, trust services, and wealth. Its personal banking includes checkings, savings, loans, home lending, and credit cards. Its business banking includes checkings, savings, loans, treasury management, merchant services, and specialties. Its online banking enables users to manage their accounts, pay bills, transfer funds, view electronic account statements, and others. Its wealth services provide investment management services, custodial bank, retirement planning, employee benefit plans and endowments, foundations, and charitable contributions. It conducts banking operations in over 260 offices in nine states including Arkansas, Georgia, Florida, North Carolina, Texas, Tennessee, New York, California and Mississippi.
About the author
Emily J. Thompson
Emily J. Thompson, a Chartered Financial Analyst (CFA) with 12 years in investment research, graduated with honors from the Wharton School. Specializing in industrial and technology stocks, she provides in-depth analysis for Intellectia’s earnings and market brief reports.
Bank OZK to Announce Q1 Earnings on April 21
- Earnings Announcement: Bank OZK is set to release its Q1 2023 earnings on April 21 after market close, with consensus EPS estimated at $1.43, reflecting a 2.7% year-over-year decline, while revenue is projected at $422.5 million, indicating a 3.2% year-over-year increase, which could significantly influence investor sentiment regarding the company's future performance.
- Historical Performance: Over the past two years, Bank OZK has exceeded EPS and revenue estimates 88% of the time, demonstrating a strong track record of profitability and revenue growth that may attract more investor interest in its stock.
- Estimate Revision Trends: In the last three months, EPS estimates have seen two upward revisions and seven downward revisions, while revenue estimates have experienced three upward and three downward adjustments, indicating market uncertainty regarding the company's future performance, prompting investors to closely monitor the market reaction post-earnings release.
- Analyst Rating Insights: Despite facing challenges, analysts maintain a “BUY” rating on Bank OZK, suggesting that its potential within the regional banking undervaluation remains underappreciated, indicating ongoing confidence in its long-term growth prospects.
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Austin Opens 100-Unit Affordable Housing Community
- Funding Support: The Federal Home Loan Bank of Dallas provided a $2 million grant through member Bank OZK to support the opening of The Roz, a 100-unit affordable housing community in Austin aimed at providing stability for the homeless.
- Project Scale: The Roz represents a total investment of $24.3 million, developed by Austin Housing Finance Corp. and SGI Ventures, serving residents earning between 30% and 60% of the area median income, addressing the urgent need for affordable housing.
- Community Impact: This four-story apartment complex not only offers housing but also includes on-site case management services, designed to assist individuals transitioning out of homelessness, highlighting the importance of combining housing with support services for long-term success.
- Strategic Collaboration: Bank OZK executives emphasized their partnership with Austin Housing Finance Corp. and FHLB Dallas, showcasing how thoughtful investment in affordable housing can create lasting stability for the homeless and advance housing solutions in Texas communities.
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Analysis of KRE Stock's 52-Week Highs and Lows
- Price Fluctuation Analysis: KRE's stock has a 52-week low of $47.22 and a high of $74.08, with the latest trade at $66.68, indicating significant price movement within this range, reflecting market interest and investor sentiment changes.
- Technical Analysis Tool: Comparing the recent stock price to the 200-day moving average provides valuable insights for investors, helping them assess market trends and potential buy or sell opportunities, thereby optimizing investment decisions.
- ETF Trading Mechanism: Exchange-traded funds (ETFs) trade like stocks, where investors buy and sell 'units' that can be created or destroyed based on demand, impacting the liquidity and market performance of the ETF.
- Liquidity Monitoring: Weekly monitoring of changes in shares outstanding for ETFs highlights those experiencing notable inflows or outflows, where inflows necessitate purchasing underlying assets, while outflows involve selling them, potentially affecting individual components within the ETF.
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Bank OZK (OZK) Q4 2025 Earnings Call Transcript
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Bank OZK (OZK) Q4 Earnings Miss Estimates as Credit Loss Provisions Rise 36%
- Earnings Miss: Bank OZK reported a Q4 GAAP EPS of $1.53, falling short of the analyst estimate of $1.58 and down from $1.59 in Q3, indicating a decline in profitability.
- Rising Credit Loss Provisions: Provisions for credit losses increased to $50.6 million, up 4.7% from the previous quarter and 36% year-over-year, reflecting heightened credit risk that may pressure future earnings.
- Net Interest Income Fluctuations: Q4 net interest income was $407 million, exceeding the Visible Alpha consensus of $397.1 million, although it decreased from $413.9 million in the prior quarter, highlighting income volatility.
- Record Real Estate Loans: The real estate specialties group achieved loan originations of $1.61 billion, the best quarterly performance in two years, despite the full-year 2025 total of $5.03 billion being lower than 2024's $5.41 billion, indicating increasing market competition challenges.
See More
Bank OZK Increases Quarterly Cash Dividend to $0.46 for 62nd Consecutive Quarter
- Dividend Increase: Bank OZK announced an increase in its common stock cash dividend to $0.46 per share, up $0.01 or 2.22% from the previous quarter, which not only reflects the company's ongoing profitability but also boosts investor confidence.
- Consistent Record: The bank has increased its cash dividend for 62 consecutive quarters, demonstrating its stable financial performance and commitment to shareholders, further solidifying its position in the S&P High Yield Dividend Aristocrats index.
- Preferred Stock Dividend: Additionally, Bank OZK declared a cash dividend of $0.28906 per share on its 4.625% Series A Non-Cumulative Perpetual Preferred Stock, payable on February 17, 2026, ensuring stability for preferred shareholders.
- Asset Scale: As of September 30, 2025, Bank OZK reported total assets of $41.6 billion, showcasing its strong presence in the financial market and ongoing growth potential.
See More
Bank OZK to Announce Q1 Earnings on April 21
- Earnings Announcement: Bank OZK is set to release its Q1 2023 earnings on April 21 after market close, with consensus EPS estimated at $1.43, reflecting a 2.7% year-over-year decline, while revenue is projected at $422.5 million, indicating a 3.2% year-over-year increase, which could significantly influence investor sentiment regarding the company's future performance.
- Historical Performance: Over the past two years, Bank OZK has exceeded EPS and revenue estimates 88% of the time, demonstrating a strong track record of profitability and revenue growth that may attract more investor interest in its stock.
- Estimate Revision Trends: In the last three months, EPS estimates have seen two upward revisions and seven downward revisions, while revenue estimates have experienced three upward and three downward adjustments, indicating market uncertainty regarding the company's future performance, prompting investors to closely monitor the market reaction post-earnings release.
- Analyst Rating Insights: Despite facing challenges, analysts maintain a “BUY” rating on Bank OZK, suggesting that its potential within the regional banking undervaluation remains underappreciated, indicating ongoing confidence in its long-term growth prospects.
See More
Austin Opens 100-Unit Affordable Housing Community
- Funding Support: The Federal Home Loan Bank of Dallas provided a $2 million grant through member Bank OZK to support the opening of The Roz, a 100-unit affordable housing community in Austin aimed at providing stability for the homeless.
- Project Scale: The Roz represents a total investment of $24.3 million, developed by Austin Housing Finance Corp. and SGI Ventures, serving residents earning between 30% and 60% of the area median income, addressing the urgent need for affordable housing.
- Community Impact: This four-story apartment complex not only offers housing but also includes on-site case management services, designed to assist individuals transitioning out of homelessness, highlighting the importance of combining housing with support services for long-term success.
- Strategic Collaboration: Bank OZK executives emphasized their partnership with Austin Housing Finance Corp. and FHLB Dallas, showcasing how thoughtful investment in affordable housing can create lasting stability for the homeless and advance housing solutions in Texas communities.
See More
Analysis of KRE Stock's 52-Week Highs and Lows
- Price Fluctuation Analysis: KRE's stock has a 52-week low of $47.22 and a high of $74.08, with the latest trade at $66.68, indicating significant price movement within this range, reflecting market interest and investor sentiment changes.
- Technical Analysis Tool: Comparing the recent stock price to the 200-day moving average provides valuable insights for investors, helping them assess market trends and potential buy or sell opportunities, thereby optimizing investment decisions.
- ETF Trading Mechanism: Exchange-traded funds (ETFs) trade like stocks, where investors buy and sell 'units' that can be created or destroyed based on demand, impacting the liquidity and market performance of the ETF.
- Liquidity Monitoring: Weekly monitoring of changes in shares outstanding for ETFs highlights those experiencing notable inflows or outflows, where inflows necessitate purchasing underlying assets, while outflows involve selling them, potentially affecting individual components within the ETF.
See More
Bank OZK (OZK) Q4 2025 Earnings Call Transcript
See More
Bank OZK (OZK) Q4 Earnings Miss Estimates as Credit Loss Provisions Rise 36%
- Earnings Miss: Bank OZK reported a Q4 GAAP EPS of $1.53, falling short of the analyst estimate of $1.58 and down from $1.59 in Q3, indicating a decline in profitability.
- Rising Credit Loss Provisions: Provisions for credit losses increased to $50.6 million, up 4.7% from the previous quarter and 36% year-over-year, reflecting heightened credit risk that may pressure future earnings.
- Net Interest Income Fluctuations: Q4 net interest income was $407 million, exceeding the Visible Alpha consensus of $397.1 million, although it decreased from $413.9 million in the prior quarter, highlighting income volatility.
- Record Real Estate Loans: The real estate specialties group achieved loan originations of $1.61 billion, the best quarterly performance in two years, despite the full-year 2025 total of $5.03 billion being lower than 2024's $5.41 billion, indicating increasing market competition challenges.
See More
Bank OZK Increases Quarterly Cash Dividend to $0.46 for 62nd Consecutive Quarter
- Dividend Increase: Bank OZK announced an increase in its common stock cash dividend to $0.46 per share, up $0.01 or 2.22% from the previous quarter, which not only reflects the company's ongoing profitability but also boosts investor confidence.
- Consistent Record: The bank has increased its cash dividend for 62 consecutive quarters, demonstrating its stable financial performance and commitment to shareholders, further solidifying its position in the S&P High Yield Dividend Aristocrats index.
- Preferred Stock Dividend: Additionally, Bank OZK declared a cash dividend of $0.28906 per share on its 4.625% Series A Non-Cumulative Perpetual Preferred Stock, payable on February 17, 2026, ensuring stability for preferred shareholders.
- Asset Scale: As of September 30, 2025, Bank OZK reported total assets of $41.6 billion, showcasing its strong presence in the financial market and ongoing growth potential.
See More
