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WAFD Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
OverviewStock Price PredictionTechnicalValuationFinancialsEarningsShould I BuyNews & Events
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Intellectia

Loading chart...

High
36.105
Open
35.790
VWAP
35.79
Vol
544.76K
Mkt Cap
2.64B
Low
35.585
Amount
19.50M
EV/EBITDA(TTM)
16.57
Total Shares
73.89M
EV
5.38B
EV/OCF(TTM)
--
P/S(TTM)
3.82
WaFd, Inc. is a bank holding company that conducts its primary business, through its subsidiary, WaFd Bank. WaFd Bank is a federally insured Washington state chartered commercial bank doing business as WaFd Bank (the Bank). The Bank is engaged in providing lending, depository, insurance, and other banking services to consumers, mid-sized to large businesses, and owners and developers of commercial real estate. The Bank's business consists primarily of accepting deposits from the public and investing these funds in loans of various types, including first-lien mortgages on single-family dwellings, construction loans, loans on multifamily, commercial real estate and other income-producing properties, home equity loans and business loans. The Bank invests in certain United States government and agency obligations and other investments. The Bank has approximately 208 branches located in Washington, Oregon, Idaho, Arizona, Utah, Nevada, New Mexico, and Texas.
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Events Timeline

(ET)
2026-04-16
17:10:00
CEO: Despite Uncertainty, Q2 Revenue Reaches $197.4 Million
select
2026-02-03 (ET)
2026-02-03
17:10:00
WaFd Increases Share Repurchase Authorization to 10 Million Shares
select
2026-01-16 (ET)
2026-01-16
16:30:00
S&P 500 Dips to 6940.01 Amid Mixed Earnings
select
2026-01-16
12:00:00
S&P 500 Nears 7,000 Amid Market Volatility
select
2026-01-15 (ET)
2026-01-15
19:40:00
TSMC Strong Results Boost Semiconductor Investment Theme
select

News

seekingalpha
2.0
04-17seekingalpha
WaFd, Inc. Reports Significant Loan Growth in Q2 2026
  • Loan Portfolio Growth: WaFd, Inc. achieved a 12% linked-quarter increase in its loan portfolio for Q2 2026, with gross active loans rising by 20%, indicating significant progress in loan production and enhancing its competitive position in the market.
  • Profitability Improvement: The company reported net income of $61.9 million or $0.82 per diluted share, driven by a modest increase in net interest income and controlled expenses, while repurchasing 2.7 million shares during the quarter, showcasing strong capital management capabilities.
  • Credit Trend Improvement: Nonperforming assets decreased to $132 million or 0.48% of total assets, down from 0.75% at the end of last year, reflecting effective strategies in risk management and borrower engagement.
  • Strategic Plan Advancement: WaFd's
NASDAQ.COM
2.0
04-17NASDAQ.COM
WaFd (WAFD) Q2 2026 Earnings Call Transcript
Newsfilter
9.5
04-16Newsfilter
WaFd, Inc. Reports Strong Q2 Earnings with Increased Loan Growth
  • Net Income Growth: WaFd Bank reported net income of $65.5 million for Q2 2026, marking a 17% increase from $56.3 million in Q2 2025, demonstrating the company's resilience and profitability amid economic uncertainties.
  • Significant Loan Growth: Active loan segments grew at an annualized rate of 12%, reaching $20 billion, reflecting the company's competitive position and strong customer demand in the market.
  • Improved Asset Quality: Non-performing assets decreased to 0.48% of total assets from 0.75% in the previous quarter, indicating effective risk management and improvements in credit quality.
  • Share Buyback Program: The company repurchased 2.738 million shares during the quarter at a price below 1.1 times tangible book value, showcasing confidence in its stock and commitment to shareholder returns.
seekingalpha
9.5
04-16seekingalpha
WaFd Bank Q2 Earnings Exceed Expectations
  • Strong Earnings Performance: WaFd Bank reported a Q2 GAAP EPS of $0.82, beating expectations by $0.07, indicating a sustained enhancement in profitability and reflecting robust financial management and market adaptability.
  • Significant Revenue Growth: The bank's revenue reached $197.3 million in Q2, marking a 9.7% year-over-year increase and surpassing market expectations by $6.83 million, demonstrating effective expansion in customer base and market share, which boosts confidence in future growth.
  • Attractive Preferred Shares: With a yield of 7.3%, WaFd's preferred shares appeal to income-seeking investors, further solidifying its position among income investors and showcasing flexibility in its capital structure.
  • Positive Market Ratings: According to Seeking Alpha's Quant Rating, WaFd Bank's stock is considered attractive, despite cautious market sentiment regarding its valuation, providing potential investment opportunities and reflecting market confidence in its future performance.
Newsfilter
7.5
04-02Newsfilter
WaFd Bank Becomes Official Partner of Network of Giving
  • Strategic Partnership: WaFd Bank has partnered with the Network of Giving as its official banking partner across the U.S., aiming to enhance the integration of digital commerce with community impact and social responsibility.
  • Integration of Technology and Finance: This collaboration combines the patented technology of the Network of Giving with WaFd Bank's financial infrastructure, enabling secure collection, settlement, and distribution of merchant contributions through everyday digital transactions, thereby strengthening support for nonprofits.
  • Innovation in Micro-Contributions: Consumers can link any bank's credit and debit cards to automatically trigger merchant-funded micro-contributions when shopping locally, which incur no cost to consumers and ensure transparency and accountability, further promoting sustainable community development.
  • National Expansion Potential: WaFd Bank's involvement lays the groundwork for the Network of Giving platform's nationwide rollout, with expectations to support more nonprofits across additional states and communities, enhancing local business and social impact.
Businesswire
5.0
03-02Businesswire
WaFd Bank Appoints Erin Hill to Board of Directors
  • New Board Member: WaFd Bank has appointed Erin Hill to its Board of Directors, bringing over 30 years of executive experience in financial services, corporate governance, and risk management, which will provide new perspectives and momentum for the company.
  • Rich Professional Background: Currently the Executive Director of the Financial Accounting Foundation, Hill previously served as Chief Administrative Officer at BNY Mellon, safeguarding over $40 trillion in assets globally, showcasing her deep expertise in the financial sector.
  • Leadership Experience: At JP Morgan, Hill led over 50,000 bankers and financial advisors across more than 5,500 branches, demonstrating her exceptional capabilities in managing large teams and corporate governance, which is expected to support WaFd's strategic priorities.
  • Education and Certification: Hill holds a Juris Doctor from Columbia University, an MBA, and a BS in Accounting from Fordham University, and is a Certified Public Accountant, enhancing the company's governance and financial management capabilities with her board membership.
Wall Street analysts forecast WAFD stock price to rise
3 Analyst Rating
Wall Street analysts forecast WAFD stock price to rise
0 Buy
3 Hold
0 Sell
Hold
Current: 0.000
sliders
Low
30.00
Averages
31.50
High
33.50
Current: 0.000
sliders
Low
30.00
Averages
31.50
High
33.50
Keefe Bruyette
Kelly Motta
maintain
$35 -> $38
AI Analysis
2026-04-20
Reason
Keefe Bruyette
Kelly Motta
Price Target
$35 -> $38
AI Analysis
2026-04-20
maintain
Reason
Keefe Bruyette analyst Kelly Motta raised the firm's price target on WaFd to $38 from $35 and keeps a Market Perform rating on the shares.
Piper Sandler
Matthew Clark
Neutral
maintain
$36
2026-04-20
Reason
Piper Sandler
Matthew Clark
Price Target
$36
2026-04-20
maintain
Neutral
Reason
Piper Sandler analyst Matthew Clark raised the firm's price target on WaFd to $36 from $30.50 and keeps a Neutral rating on the shares following quarterly results. The firm notes its price target is consistent with a modest discount to peers, partially due to its suboptimal profitability.
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Valuation Metrics

The current forward P/E ratio for WaFd Inc (WAFD.O) is 13.55, compared to its 5-year average forward P/E of 10.44. For a more detailed relative valuation and DCF analysis to assess WaFd Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
10.44
Current PE
13.55
Overvalued PE
12.56
Undervalued PE
8.32

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
2.41
Current EV/EBITDA
14.19
Overvalued EV/EBITDA
12.03
Undervalued EV/EBITDA
-7.21

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
3.07
Current PS
3.22
Overvalued PS
3.61
Undervalued PS
2.53

Financials

AI Analysis
Annual
Quarterly

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Whales Holding WAFD

S
Systematic Financial Management LP
Holding
WAFD
+14.05%
3M Return
S
Sprucegrove Investment Management Ltd
Holding
WAFD
-14.28%
3M Return

Trading Trends

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Frequently Asked Questions

What is WaFd Inc (WAFD) stock price today?

The current price of WAFD is 35.67 USD — it has increased 0.08

What is WaFd Inc (WAFD)'s business?

WaFd, Inc. is a bank holding company that conducts its primary business, through its subsidiary, WaFd Bank. WaFd Bank is a federally insured Washington state chartered commercial bank doing business as WaFd Bank (the Bank). The Bank is engaged in providing lending, depository, insurance, and other banking services to consumers, mid-sized to large businesses, and owners and developers of commercial real estate. The Bank's business consists primarily of accepting deposits from the public and investing these funds in loans of various types, including first-lien mortgages on single-family dwellings, construction loans, loans on multifamily, commercial real estate and other income-producing properties, home equity loans and business loans. The Bank invests in certain United States government and agency obligations and other investments. The Bank has approximately 208 branches located in Washington, Oregon, Idaho, Arizona, Utah, Nevada, New Mexico, and Texas.

What is the price predicton of WAFD Stock?

Wall Street analysts forecast WAFD stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for WAFD is31.50 USD with a low forecast of 30.00 USD and a high forecast of 33.50 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is WaFd Inc (WAFD)'s revenue for the last quarter?

WaFd Inc revenue for the last quarter amounts to 187.89M USD, increased 10.62

What is WaFd Inc (WAFD)'s earnings per share (EPS) for the last quarter?

WaFd Inc. EPS for the last quarter amounts to 0.82 USD, increased 26.15

How many employees does WaFd Inc (WAFD). have?

WaFd Inc (WAFD) has 2037 emplpoyees as of May 08 2026.

What is WaFd Inc (WAFD) market cap?

Today WAFD has the market capitalization of 2.64B USD.