WAFD

WaFd Inc

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Advanced Chart

29.740

+0.21(0.711%)1D

Overview
Forecast
Valuation
Earnings

Line

Candle

YTD

High

29.850

Open

29.520

VWAP

29.63

Vol

483.37K

Mkt Cap

2.35B

Low

29.190

Amount

14.32M

EV/EBITDA(TTM)

11.42

Total Shares

81.41M

3.84B

EV/OCF(TTM)

P/S(TTM)

3.48

WaFd, Inc. is a bank holding company that conducts its primary business through its subsidiary, Washington Federal Bank. Washington Federal Bank, a federally insured Washington state chartered commercial bank doing business as WaFd Bank (the Bank), is engaged in providing lending, depository, insurance, and other banking services to consumers, mid-sized to large businesses, and owners and developers of commercial real estate. The Bank's business consists primarily of accepting deposits from the public and investing these funds in loans of various types, including first-lien mortgages on single-family dwellings, construction loans, loans on multifamily, commercial real estate and other income-producing properties, home equity loans and business loans. The Bank invests in certain United States government and agency obligations and other investments. The Bank has approximately 210 branches located in Washington, Oregon, Idaho, Arizona, Utah, Nevada, New Mexico, and Texas.

Market Estimates

Earnings Estimates

Revenue

YoY Chg

EPS

YoYChg

FY2026Q2

FY2026Q1

FY2025Q4

192.51M

+7.07%

0.755

+16.15%

193.18M

+12.88%

0.770

+24.19%

191.04M

+1.24%

0.770

+11.59%

Estimates Revision

The market is revising No Change the revenue expectations for WaFd, Inc. (WAFD) for FY2025, with the revenue forecasts being adjusted by 0% over the past three months. During the same period, the stock price has changed by 5.31%.

Revenue Estimates for FY2025

No Change

0.00%

In Past 3 Month

EPS Estimates for FY2025

No Change

0.00%

In Past 3 Month

Stock Price

Go Up

+5.31%

In Past 3 Month

3 Analyst Rating

0.87% Upside

Wall Street analysts forecast WAFD stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for WAFD is 30.00 USD with a low forecast of 29.00 USD and a high forecast of 31.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

0 Buy

3 Hold

0 Sell

Hold

0.87% Upside

Current: 29.740

Low

29.00

Averages

30.00

High

31.00

0.87% Upside

Current: 29.740

Low

29.00

Averages

30.00

High

31.00

Keefe Bruyette

Market Perform

maintain

$30 -> $32

2025-07-21

Reason

Keefe Bruyette

Price Target

$30 -> $32

2025-07-21

maintain

Market Perform

Reason

Keefe Bruyette raised the firm's price target on WaFd to $32 from $30 and keeps a Market Perform rating on the shares. Keefe like the actions WaFd took in the June quarter, and views allocating capital to buybacks as a smart move, the analyst tells investors in a research note.

Stephens

Andrew Terrell

Equal Weight

maintain

$32 -> $33

2025-07-21

Reason

Stephens

Andrew Terrell

Price Target

$32 -> $33

2025-07-21

maintain

Equal Weight

Reason

Stephens analyst Andrew Terrell raised the firm's price target on WaFd to $33 from $32 and keeps an Equal Weight rating on the shares after the company's Q2 operating EPS beat the firm's estimate and consensus. The firm views near-term deleverage favorably, but thinks "the onus will be on an improvement in growth" moving into 2026, the analyst tells investors in a post-earnings note.

Piper Sandler

Matthew Clark

Neutral

maintain

$30 -> $31

2025-07-21

Reason

Piper Sandler

Matthew Clark

Price Target

$30 -> $31

2025-07-21

maintain

Neutral

Reason

Piper Sandler analyst Matthew Clark raised the firm's price target on WaFd to $31 from $30 and keeps a Neutral rating on the shares. The firm revises its fiscal 2025/2026 EPS to $2.68/$2.95 from $2.60/$3.00 to reflect a smaller balance sheet and a higher net interest margin.

DA Davidson

Jeff Rulis

Neutral

maintain

$29 -> $33

2025-07-21

Reason

DA Davidson

Jeff Rulis

Price Target

$29 -> $33

2025-07-21

maintain

Neutral

Reason

DA Davidson analyst Jeff Rulis raised the firm's price target on WaFd to $33 from $29 and keeps a Neutral rating on the shares. DA Davidson says it is encouraged by the buyback commitment, steady expenses and an upward net interest margin path.

Keefe, Bruyette & Woods

Kelly Motta

Hold

Maintains

$32 → $30

2025-04-16

Reason

Keefe, Bruyette & Woods

Kelly Motta

Price Target

$32 → $30

2025-04-16

Maintains

Hold

Reason

Stephens & Co.

Andrew Terrell

Hold

Reiterates

$29

2025-04-14

Reason

Stephens & Co.

Andrew Terrell

Price Target

$29

2025-04-14

Reiterates

Hold

Reason

See All Ratings

Valuation Metrics

The current forward P/E ratio for WaFd Inc (WAFD.O) is 9.74, compared to its 5-year average forward P/E of 10.64. For a more detailed relative valuation and DCF analysis to assess WaFd Inc 's fair value, click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

Fair

5Y Average PE

10.64

Current PE

9.74

Overvalued PE

12.95

Undervalued PE

8.32

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

N/A

5Y Average EV/EBITDA

0.00

Current EV/EBITDA

0.00

Overvalued EV/EBITDA

0.00

Undervalued EV/EBITDA

0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

Fair

5Y Average PS

3.15

Current PS

3.04

Overvalued PS

3.76

Undervalued PS

2.54