WAFD Should I Buy
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WAFD is not a strong buy right now for a beginner long-term investor with $50,000-$100,000 to deploy. The stock is near a neutral technical setup, analysts are mostly Neutral/Market Perform, and there is no fresh news or major catalyst driving a clear upside breakout. Since you want a direct answer and are not waiting for a perfect entry, my view is still to hold off on buying today and wait for either a clearer pullback or stronger fundamental momentum.
Current price is 35.28, slightly below the pivot of 35.896 and above support at 34.166. MACD histogram is -0.105 and below zero, though weakening on the downside, which suggests bearish momentum is still present but not strong. RSI_6 at 54.47 is neutral, so the stock is neither oversold nor overbought. Moving averages are converging, which usually signals consolidation rather than a strong trend. Overall, the technical picture is neutral-to-slightly weak, with resistance at 37.626 and 38.696 and support at 34.166 and 33.096.
["Analyst price targets were raised on 2026-04-20 by Keefe Bruyette and Piper Sandler, which shows improving expectations.", "Options open interest skew is bullish with a 0.46 put-call ratio.", "Pre-market change is positive at 1.17%, suggesting some early buying interest.", "The stock trend model suggests modest upside over the next month."]
["No news in the recent week, so there is no fresh catalyst for a re-rating.", "MACD remains below zero, indicating momentum is still not decisively bullish.", "Analyst ratings remain Neutral/Market Perform rather than Buy.", "Hedge funds and insiders are both neutral with no meaningful accumulation trend.", "No recent congress trading data and no influential buyer/seller activity reported."]
No financial snapshot was available because the data returned an error, so the latest quarter financials cannot be assessed directly. That said, there is no provided evidence of a strong growth breakout in the latest quarter season. The absence of clear financial data limits confidence in a long-term buy decision.
Recent analyst trend is mildly constructive but still cautious. On 2026-04-20, Keefe Bruyette raised the price target to $38 from $35 and kept a Market Perform rating. On the same date, Piper Sandler raised its target to $36 from $30.50 but kept a Neutral rating, citing modest discounting versus peers due to suboptimal profitability. Earlier on 2026-04-09, Keefe Bruyette raised its target to $35 from $34 and also kept Market Perform. Wall Street's pro view is that targets are rising, which shows improved confidence, but the con view is that ratings remain Neutral and profitability is still not strong enough to justify a bullish stance.
