VEL

Velocity Financial Inc

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Advanced Chart

18.740

-0.07(-0.372%)1D

Line

Candle

YTD

High

18.970

Open

18.810

VWAP

18.81

Vol

43.94K

Mkt Cap

723.41M

Low

18.740

Amount

826.54K

EV/EBITDA(TTM)

17.61

Total Shares

32.99M

6.32B

EV/OCF(TTM)

234.92

P/S(TTM)

1.59

Velocity Financial, Inc. is a vertically integrated real estate finance company that primarily originates and manages business purpose loans secured by 1-4-unit residential rental and small commercial properties. It originates loans nationwide across an extensive network of independent mortgage brokers. The Company's portfolio provides loans held for investment. The Company’s typical investor real estate loan is secured by a first lien on the underlying property with the added protection of a personal guarantee. Its portfolio of loans held for investment totaled $5.1 billion of unpaid principal balance (UPB) on properties in 45 states and the District of Columbia. Th Company funds its portfolio primarily through a combination of committed and uncommitted secured warehouse facilities, securitized debt, corporate debt and equity.

Market Estimates

Earnings Estimates

Revenue

YoY Chg

EPS

YoYChg

FY2026Q1

FY2025Q4

FY2025Q3

53.60M

+42.9%

0.607

+10.3%

51.80M

-27.21%

0.610

+1.67%

48.89M

-12.48%

0.600

+27.66%

Estimates Revision

The market is revising Upward the revenue expectations for Velocity Financial, Inc. (VEL) for FY2025, with the revenue forecasts being adjusted by 10.98% over the past three months. During the same period, the stock price has changed by 13.58%.

Revenue Estimates for FY2025

Revise Upward

+10.98%

In Past 3 Month

EPS Estimates for FY2025

Revise Upward

+13.64%

In Past 3 Month

Stock Price

Go Up

+13.58%

In Past 3 Month

2 Analyst Rating

Wall Street analysts forecast VEL stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for VEL is 20.50 USD with a low forecast of 20.00 USD and a high forecast of 21.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

1 Buy

0 Hold

1 Sell

Hold

Current: 18.740

Low

20.00

Averages

20.50

High

21.00

Current: 18.740

Low

20.00

Averages

20.50

High

21.00

Citizens Capital Markets

Chris Muller

Buy

Reiterates

$21

2025-03-07

Reason

Citizens Capital Markets

Chris Muller

Price Target

$21

2025-03-07

Reiterates

Buy

Reason

BTIG

Sarah Barcomb

Strong Buy

Maintains

$20 → $23

2024-11-12

Reason

BTIG

Sarah Barcomb

Price Target

$20 → $23

2024-11-12

Maintains

Strong Buy

Reason

See All Ratings

Valuation Metrics

The current forward P/E ratio for Velocity Financial Inc (VEL.N) is 7.68, compared to its 5-year average forward P/E of 9.22. For a more detailed relative valuation and DCF analysis to assess Velocity Financial Inc 's fair value, click here.

Forward PE
Forward EV/EBITDA
Forward PS

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

Fair

5Y Average PE

9.22

Current PE

7.68

Overvalued PE

11.27

Undervalued PE

7.18

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

N/A

5Y Average EV/EBITDA

0.00

Current EV/EBITDA

0.00

Overvalued EV/EBITDA

0.00

Undervalued EV/EBITDA

0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

Strongly Overvalued

5Y Average PS

3.19

Current PS

18.81

Overvalued PS

4.53

Undervalued PS

1.86