Loading...

Intellectia LogoIntellectia
AI Trading Bot
Features
Markets
News
Resources
Pricing
Get Started
  1. Home
  2. Stock
  3. VEL
VEL logo

VEL Overview

-
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
OverviewStock Price PredictionTechnicalValuationFinancialsEarningsShould I BuyNews & Events
an image of Intellectia Logoan image of Intellectia

Most Trusted AI Platform for Winning Trades

TwitterYoutubeQuoraDiscordLinkedinTelegram

Copyright © 2026 Intellectia.AI. All Rights Reserved.

Company

  • Home
  • Contact
  • About Us
  • Press
  • Privacy
  • Terms of Service
  • Service Terms of Use

Resources

  • Blog
  • Tutorial
  • Help Center
  • Affiliate Program

Markets

  • Market Analysis
  • Crypto
  • Featured Screeners
  • AI Earnings Calendar
  • Market Movers
  • Stock Monitor
  • Economic Calendar
  • All US Stocks
  • All Cryptos

Tools

  • Dividend Calculator
  • Dividend Yield Calculator
  • Options Profit Calculator

Features

  • QuantAI Alpha Pick
  • SwingMax Portfolio
  • Swing Trading
  • AI Stock Picker
  • Whales Auto Tracker
  • Daytrading Center
  • Patterns Detection
  • AI Screener
  • Financial AI Agent
  • Backtesting Playground
  • AI Earnings Prediction
  • Stock Monitor
  • Technical Analysis

News

  • Overview
  • Top News
  • Daily Market Brief
  • Earnings Analysis
  • Newswire
  • Stock News
  • Crypto News
  • Institution News
  • Congress News
  • Monitor News

Compare

  • TradingView
  • SeekingAlpha
Intellectia

Loading chart...

High
17.590
Open
17.290
VWAP
17.33
Vol
67.91K
Mkt Cap
688.93M
Low
16.862
Amount
1.18M
EV/EBITDA(TTM)
15.50
Total Shares
39.26M
EV
7.32B
EV/OCF(TTM)
273.98
P/S(TTM)
1.20
Velocity Financial, Inc. is a vertically integrated real estate finance company that primarily originates and manages business purpose loans secured by 1-4-unit residential rental and small commercial properties. It originates loans nationwide across an extensive network of independent mortgage brokers. The Company's portfolio provides loans held for investment. The Company’s typical investor real estate loan is secured by a first lien on the underlying property with the added protection of a personal guarantee. Its portfolio of loans held for investment totaled $5.1 billion of unpaid principal balance (UPB) on properties in 45 states and the District of Columbia. Th Company funds its portfolio primarily through a combination of committed and uncommitted secured warehouse facilities, securitized debt, corporate debt and equity.
Show More

Events Timeline

(ET)
2026-05-06
16:30:00
Velocity Reports Q1 Book Value per Share at $17.75
select
2026-03-11 (ET)
2026-03-11
16:20:00
Velocity Reports Q4 Revenue of $102.904M
select
2026-01-26 (ET)
2026-01-26
16:30:00
Major Averages Close Broadly Higher as Investors Brace for Earnings Reports
select
2026-01-26
12:11:00
Major Averages Rebound, Nasdaq Up 0.67%
select
2026-01-26
09:20:00
Velocity Expects FY25 Loan Originations of $2.72B
select
2026-01-26
09:20:00
Sees Q4 Net Interest Margin at Least 3.55%
select
2025-12-16 (ET)
2025-12-16
08:41:00
Velocity Financial Announces Agreement to Sell $133.2M in Non-Performing Loans
select

News

seekingalpha
9.5
05-07seekingalpha
Velocity Financial Q1 Earnings Beat Expectations with Strong Revenue Growth
  • Earnings Highlights: Velocity Financial reported Q1 GAAP EPS of $0.57, missing estimates by $0.04, yet revenue reached $85.2 million, a 23.3% year-over-year increase, exceeding expectations by $31.38 million, indicating strong market performance.
  • Core Net Income Growth: Core net income stood at $26.5 million, up 30.8% from $20.3 million in Q1 2025, reflecting effective strategies in cost control and revenue enhancement.
  • EPS Improvement: Core diluted EPS rose to $0.68 from $0.55 in Q1 2025, demonstrating ongoing improvements in profitability and bolstering investor confidence.
  • Increased Asset Value: As of March 31, 2025, diluted book value per common share was $17.75, a 19.4% increase from $14.87, showcasing enhanced asset quality and financial stability.
seekingalpha
9.5
05-07seekingalpha
Velocity Financial Q1 2026 Earnings Call Highlights
  • Strong Financial Performance: In Q1 2026, Velocity Financial reported a core net income increase of 30% year-over-year, demonstrating the company's ability to maintain profitability amid economic volatility, which boosts investor confidence.
  • Successful Debt Issuance: The company executed its first-ever issuance of $500 million in unsecured corporate debt rated by Moody's and Fitch, significantly reducing reliance on shorter-term warehouse debt and providing financial support for future growth.
  • Loan Portfolio Growth: As of March 31, the total loan portfolio reached $6.8 billion, reflecting a 5.3% increase from the previous quarter and a 25.6% year-over-year growth, indicating the company's ongoing business expansion and market share enhancement.
  • Stable Net Interest Margin: The net interest margin for Q1 was 3.56%, consistent with the previous quarter's 3.59%, showcasing the company's ability to maintain stable profitability in changing interest rate environments, with expectations to sustain this level throughout the year.
NASDAQ.COM
9.5
03-11NASDAQ.COM
Velocity Financial Reports Q4 Profit Increase
  • Significant Profit Growth: Velocity Financial's fourth-quarter net profit reached $34.79 million, translating to earnings per share of $0.89, marking a substantial increase from last year's $20.58 million and $0.57 per share, indicating a notable enhancement in the company's profitability.
  • Adjusted Earnings Performance: Excluding special items, Velocity Financial reported adjusted earnings of $36.32 million, or $0.93 per share, further reflecting the company's strong performance in its core business operations.
  • Substantial Revenue Increase: The company's revenue for the fourth quarter rose by 44.6% to $102.90 million, compared to $71.16 million last year, demonstrating success in market demand and sales strategies.
  • Optimistic Market Outlook: With both revenue and profit growth, Velocity Financial showcases strong market competitiveness, and is expected to continue benefiting from industry growth and rising customer demand.
seekingalpha
9.5
03-11seekingalpha
Velocity Financial Reports Strong Q4 Earnings Beat
  • Earnings Beat: Velocity Financial reported a Q4 Non-GAAP EPS of $0.93, exceeding expectations by $0.26, which highlights a significant improvement in profitability and is likely to bolster investor confidence moving forward.
  • Significant Revenue Growth: The company achieved revenue of $102.9 million in Q4, representing a 44.6% year-over-year increase, reflecting its competitive position and successful business expansion, which may attract further investor interest.
  • Positive Stock Performance: Following the earnings release, Velocity Financial's shares rose by 3.18% in after-hours trading, indicating a favorable market reaction to the company's performance, potentially driving future investment and market performance.
  • Bond Offering Announcement: The company plans to issue $500 million of senior notes due in 2031, which not only provides funding for future expansion but also enhances its capital structure and financial flexibility, positioning it for sustained growth.
Newsfilter
8.5
01-30Newsfilter
Velocity Financial Closes $500 Million Senior Notes Offering
  • Offering Size and Rate: Velocity Financial successfully closed a $500 million offering of 9.375% Senior Notes sold at 100% of principal, reflecting strong market confidence in its financing capabilities and expected to enhance the company's capital structure.
  • Use of Proceeds: The company intends to allocate approximately $222.7 million of the net proceeds to redeem its outstanding 7.125% Senior Secured Notes due 2027, aiming to reduce interest burdens and optimize its debt structure, thereby enhancing financial flexibility.
  • Interest Payment Schedule: Interest on the Notes will begin accruing from January 30, 2026, with the first payment scheduled for August 15, 2026, and the semi-annual payment structure is expected to provide stable cash flow to support operational and investment needs.
  • Compliance and Market Positioning: The offering complies with the Securities Act of 1933, targeting qualified institutional buyers, indicating the company's adherence to capital market regulations and its appeal to high-end investors, which may enhance brand image and market trust.
Businesswire
9.5
01-29Businesswire
Velocity Financial to Release Q4 and Full Year 2025 Results on March 11, 2026
  • Earnings Release Schedule: Velocity Financial will release its Q4 and full year 2025 financial results after market close on March 11, 2026, providing investors with critical financial data and business performance insights.
  • Conference Call Details: The executive management team will host a conference call at 2:00 PM Pacific Time (5:00 PM Eastern Time) on the same day to review the financial results, enhancing investor confidence in the company's future prospects.
  • Webcast Information: The conference call will be webcast live on the company's investor relations website, requiring investors to register and install necessary software at least 15 minutes prior to ensure smooth participation.
  • Replay Service: An audio replay of the call will be available on the company's website following the conference, accessible until March 27, 2026, providing convenience for investors who could not attend live.
Wall Street analysts forecast VEL stock price to rise
2 Analyst Rating
Wall Street analysts forecast VEL stock price to rise
2 Buy
0 Hold
0 Sell
Moderate Buy
Current: 0.000
sliders
Low
22.00
Averages
22.50
High
23.00
Current: 0.000
sliders
Low
22.00
Averages
22.50
High
23.00
Citizens
Citizens
maintain
$22
AI Analysis
2026-05-07
Reason
Citizens
Citizens
Price Target
$22
AI Analysis
2026-05-07
maintain
Reason
Citizens raised the firm's price target on Velocity Financial to $23.50 from $22 and keeps an Outperform rating on the shares. The firm updated its model following the Q1 earnings report.
Citizens JMP
Steven DeLaney
Outperform
maintain
$21 -> $22
2025-11-07
Reason
Citizens JMP
Steven DeLaney
Price Target
$21 -> $22
2025-11-07
maintain
Outperform
Reason
Citizens JMP analyst Steven DeLaney raised the firm's price target on Velocity Financial to $22 from $21 and keeps an Outperform rating on the shares. Velocity Financial's Q3 earnings report showed continued strong execution and platform growth, the analyst tells investors in a research note.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for VEL
Unlock Now

Valuation Metrics

The current forward P/E ratio for Velocity Financial Inc (VEL.N) is 0.00, compared to its 5-year average forward P/E of 9.12. For a more detailed relative valuation and DCF analysis to assess Velocity Financial Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PE
9.12
Current PE
0.00
Overvalued PE
11.17
Undervalued PE
7.07

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
3.05
Current EV/EBITDA
11.28
Overvalued EV/EBITDA
13.01
Undervalued EV/EBITDA
-6.91

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
3.20
Current PS
2.84
Overvalued PS
3.71
Undervalued PS
2.69

Financials

AI Analysis
Annual
Quarterly

Related Community Screener

ok gave me 3 good swing trade options
Intellectia · 25 candidates
Region: USPrice: $15.00 - $60.00List Exchange: XNYS, XNAS, XASEMoving Average Relationship: PriceAboveMA5, PriceAboveMA20One Week Rise Prob: >= 60One Week Predict Return: >= 5.0%Monthly Average Dollar Volume: >= 2,000,000
Ticker
Name
Market Cap$
top bottom
HE logo
HE
Hawaiian Electric Industries Inc
2.63B
VPG logo
VPG
Vishay Precision Group Inc
690.93M
ADNT logo
ADNT
Adient PLC
1.62B
GDS logo
GDS
GDS Holdings Ltd
8.37B
WSBC logo
WSBC
WesBanco Inc
3.48B
STAA logo
STAA
STAAR Surgical Co
1.33B
Market cap below 10 billion
Intellectia · 22 candidates
Market Cap: <= 10.00BNet Margin: >= 10.00Beta: LowRiskWeekly Average Turnover: >= 1,000,000Pe Ttm: <= 15Annual Revenue Yoy Growth: >= 20.0%
Ticker
Name
Market Cap$
top bottom
HALO logo
HALO
Halozyme Therapeutics Inc
8.43B
CALM logo
CALM
Cal-Maine Foods Inc
3.79B
GBDC logo
GBDC
Golub Capital BDC Inc
3.64B
HG logo
HG
Hamilton Insurance Group Ltd
2.67B
HCI logo
HCI
Hci Group Inc
2.20B
SKWD logo
SKWD
Skyward Specialty Insurance Group Inc
2.00B
small cap , growth
Intellectia · 18 candidates
Market Cap: 300.00M - 2.00BRevenue 5yr Cagr: >= 10Eps 5yr Cagr: >= 10Pe Ttm: <= 30Annual Revenue Yoy Growth: >= 15.0%
Ticker
Name
Market Cap$
top bottom
CMRE logo
CMRE
Costamare Inc
1.91B
DFH logo
DFH
Dream Finders Homes Inc
1.83B
MBIN logo
MBIN
Merchants Bancorp
1.64B
GCT logo
GCT
GigaCloud Technology Inc
1.47B
VITL logo
VITL
Vital Farms Inc
1.22B
OPRA logo
OPRA
Opera Ltd
1.21B

Whales Holding VEL

P
Pacific Investment Management Company LLC
Holding
VEL
+20.44%
3M Return

Trading Trends

    Insider
    Hedge Fund
    Congress Trading

People Also Watch

Frequently Asked Questions

What is Velocity Financial Inc (VEL) stock price today?

The current price of VEL is 17.55 USD — it has increased 1.27

What is Velocity Financial Inc (VEL)'s business?

Velocity Financial, Inc. is a vertically integrated real estate finance company that primarily originates and manages business purpose loans secured by 1-4-unit residential rental and small commercial properties. It originates loans nationwide across an extensive network of independent mortgage brokers. The Company's portfolio provides loans held for investment. The Company’s typical investor real estate loan is secured by a first lien on the underlying property with the added protection of a personal guarantee. Its portfolio of loans held for investment totaled $5.1 billion of unpaid principal balance (UPB) on properties in 45 states and the District of Columbia. Th Company funds its portfolio primarily through a combination of committed and uncommitted secured warehouse facilities, securitized debt, corporate debt and equity.

What is the price predicton of VEL Stock?

Wall Street analysts forecast VEL stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for VEL is22.50 USD with a low forecast of 22.00 USD and a high forecast of 23.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Velocity Financial Inc (VEL)'s revenue for the last quarter?

Velocity Financial Inc revenue for the last quarter amounts to 142.13M USD, increased 29.77

What is Velocity Financial Inc (VEL)'s earnings per share (EPS) for the last quarter?

Velocity Financial Inc. EPS for the last quarter amounts to 0.57 USD, increased 11.76

How many employees does Velocity Financial Inc (VEL). have?

Velocity Financial Inc (VEL) has 371 emplpoyees as of May 22 2026.

What is Velocity Financial Inc (VEL) market cap?

Today VEL has the market capitalization of 688.93M USD.