VEL Stock: Price, Forecast, Financials & AI Analysis

High

Open

VWAP

Vol

Mkt Cap

Low

Amount

EV/EBITDA(TTM)

Total Shares

EV/OCF(TTM)

P/S(TTM)

Market Estimates

Earnings Estimates

Revenue

YoY Chg

EPS

YoYChg

FY2025Q4

FY2026Q1

FY2026Q2

52.54M

-26.17%

0.670

+11.67%

53.60M

+42.9%

0.603

+9.7%

57.90M

+21.67%

0.633

-13.24%

Estimates Revision

The market is revising Upward the revenue expectations for Velocity Financial, Inc. (VEL) for FY2025, with the revenue forecasts being adjusted by 0.74% over the past three months. During the same period, the stock price has changed by 2.70%.

Revenue Estimates for FY2025

Revise Upward

+0.74%

In Past 3 Month

EPS Estimates for FY2025

Revise Upward

+10.79%

In Past 3 Month

Stock Price

Go Up

+2.70%

In Past 3 Month

2 Analyst Rating

Wall Street analysts forecast VEL stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for VEL is 22.50 USD with a low forecast of 22.00 USD and a high forecast of 23.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

2 Buy

0 Hold

0 Sell

Moderate Buy

Current: 0.000

Low

22.00

Averages

22.50

High

23.00

Current: 0.000

Low

22.00

Averages

22.50

High

23.00

Citizens JMP

Steven DeLaney

Outperform

maintain

$21 -> $22

2025-11-07

Reason

Citizens JMP

Steven DeLaney

Price Target

$21 -> $22

2025-11-07

maintain

Outperform

Reason

Citizens JMP analyst Steven DeLaney raised the firm's price target on Velocity Financial to $22 from $21 and keeps an Outperform rating on the shares. Velocity Financial's Q3 earnings report showed continued strong execution and platform growth, the analyst tells investors in a research note.

Citizens Capital Markets

Chris Muller

Buy

Reiterates

$21

2025-03-07

Reason

Citizens Capital Markets

Chris Muller

Price Target

$21

2025-03-07

Reiterates

Buy

Reason

Valuation Metrics

The current forward P/E ratio for Velocity Financial Inc (VEL.N) is 7.65, compared to its 5-year average forward P/E of 9.18. For a more detailed relative valuation and DCF analysis to assess Velocity Financial Inc 's fair value, click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.

5Y Average PE

9.18

Current PE

7.65

Overvalued PE

11.24

Undervalued PE

7.11

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.

N/A

5Y Average EV/EBITDA

0.00

Current EV/EBITDA

0.00

Overvalued EV/EBITDA

0.00

Undervalued EV/EBITDA

0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.

5Y Average PS

3.16

Current PS

3.38

Overvalued PS

3.73

Undervalued PS

2.59

Financials

Annual

Quarterly

N/A

Total Revenue

N/A

Operating Profit

N/A

Net Income after Tax

N/A

EPS - Diluted

N/A

Free Cash Flow

N/A

FCF Margin - %

N/A

Net Margin - %

N/A

ROIC

Trading Trends

Insider

Insiders areSelling! The selling amount has increased 658.95% over the last month.

Sold

Bought

Hedge Fund

Hedge Funds are Neutral. There are no significant trading trends over the last quarter.

Sold

Bought

Congress Trading

Congress are Neutral. There are no significant trading trends over the last month.

Sold

Bought

Insider

Insiders areSelling! The selling amount has increased 658.95% over the last month.

Sold

Bought

VEL News & Events

Events Timeline

No data

News

8.0

01-02NASDAQ.COM

First Solar (FSLR) Options Trading Volume Hits 1.5 Million Shares

4.0

2025-11-24Benzinga

BTIG Affirms Buy Rating for Velocity Financial, Keeps $23 Price Target Intact

9.5

2025-11-07NASDAQ.COM

Velocity Financial VEL Q3 2025 Earnings Call Transcript

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Frequently Asked Questions

What is Velocity Financial Inc (VEL) stock price today?

The current price of VEL is 18.62 USD — it has increased 1.47 % in the last trading day.

What is Velocity Financial Inc (VEL)'s business?

Velocity Financial, Inc. is a vertically integrated real estate finance company that primarily originates and manages business purpose loans secured by 1-4-unit residential rental and small commercial properties. It originates loans nationwide across an extensive network of independent mortgage brokers. The Company's portfolio provides loans held for investment. The Company’s typical investor real estate loan is secured by a first lien on the underlying property with the added protection of a personal guarantee. Its portfolio of loans held for investment totaled $5.1 billion of unpaid principal balance (UPB) on properties in 45 states and the District of Columbia. Th Company funds its portfolio primarily through a combination of committed and uncommitted secured warehouse facilities, securitized debt, corporate debt and equity.

What is the price predicton of VEL Stock?

What is Velocity Financial Inc (VEL)'s revenue for the last quarter?

Velocity Financial Inc revenue for the last quarter amounts to 39.47M USD, decreased -59.94 % YoY.

What is Velocity Financial Inc (VEL)'s earnings per share (EPS) for the last quarter?

Velocity Financial Inc. EPS for the last quarter amounts to 0.65 USD, increased 47.73 % YoY.

What changes have occurred in the market's expectations for Velocity Financial Inc (VEL)'s fundamentals?

How many employees does Velocity Financial Inc (VEL). have?

Velocity Financial Inc (VEL) has 309 emplpoyees as of January 11 2026.

What is Velocity Financial Inc (VEL) market cap?

Today VEL has the market capitalization of 724.32M USD.