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TCBX Overview

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ET
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ET
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Intellectia

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High
37.860
Open
37.860
VWAP
37.46
Vol
42.91K
Mkt Cap
615.58M
Low
37.180
Amount
1.61M
EV/EBITDA(TTM)
6.30
Total Shares
16.49M
EV
558.19M
EV/OCF(TTM)
10.98
P/S(TTM)
3.13
Third Coast Bancshares, Inc. is a bank holding company. The Company is operating primarily in the Greater Houston, Dallas-Fort Worth, and Austin-San Antonio markets through its wholly owned subsidiary, Third Coast Bank (the Bank). The Bank conducts banking operations through approximately 19 branches encompassing the four metropolitan areas in Texas. It is focused on providing commercial banking solutions to small and medium-sized businesses and professionals with operations in its markets. The Bank's deposits include checking accounts, money market accounts, savings accounts, a variety of certificates of deposit and individual retirement accounts. It offers traditional bank products such as checking, savings, money markets, and CD accounts, as well as a full range of banking services including retail and commercial online banking platforms, mobile banking apps, debit cards, credit cards, a suite of treasury management solutions, merchant card services and customer digital solutions.
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Events Timeline

(ET)
2026-01-21
16:20:00
Company Reports Stable Q4 Net Interest Margin for 2025
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2025-10-22 (ET)
2025-10-22
17:03:58
Third Coast Bancshares to purchase Keystone Bancshares for $123 million
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2025-10-22
16:18:08
Third Coast Bancshares Announces Q3 Earnings Per Share of $1.03, Exceeding Consensus Estimate of 84 Cents
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2025-09-22 (ET)
2025-09-22
16:16:35
Third Coast Bancshares to Move Common Stock Listing from Nasdaq to NYSE
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2025-07-23 (ET)
2025-07-23
16:18:48
Third Coast Bancshares reports Q2 EPS 96c, consensus 75c
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News

Yahoo Finance
6.5
02-23Yahoo Finance
Optimism in the Financial Sector Despite Underperformance
  • Regional Banks Undervalued: Dory Wiley, CEO of Commerce Street Holdings, asserts that despite the overall poor performance of the financial sector, regional banks maintain strong fundamentals with high capital ratios and good deposits, indicating their potential value.
  • Sustained Profitability Growth: Wiley notes that banks are currently valued at a forward P/E of only 10 times earnings, and with good growth rates, these stocks could realistically reach a valuation range of 15 to 18 times, reflecting market confidence in their future performance.
  • Superior Credit Quality: He emphasizes that the credit underwriting quality in the banking sector is at its historical best, and while some individual banks may face weaknesses, the overall health of the industry provides reassurance to investors.
  • Abundant Market Opportunities: Despite concerns over AI disruption, Wiley remains optimistic about investment opportunities in bank stocks, believing there is significant growth potential across small, mid, and large-cap banks that investors should consider.
Yahoo Finance
9.5
01-22Yahoo Finance
Third Coast Bancshares (TCBX) Reports 39% YoY Net Income Growth to $66.3 Million in Q4
  • Significant Loan Growth: Third Coast Bancshares reported a $230 million increase in gross loans for Q4, reaching $4.39 billion, which marks a 10.8% year-over-year growth, indicating strong demand and an expanding market share in the lending sector.
  • Asset Expansion: Total assets reached $5.34 billion by year-end, reflecting a 5.5% increase from Q3 and an 8.1% rise year-over-year, showcasing the company's success in asset management and customer base expansion.
  • Record Net Income: The company achieved a net income of $66.3 million in Q4, totaling $263 million for the year, representing a 39% increase year-over-year, highlighting significant improvements in profitability and the effectiveness of its business model.
  • Surge in Service Fees: Service charges and fees increased by 24% over Q3 and 55% year-over-year, demonstrating the success of the relationship banking model, which enhances customer loyalty and diversifies revenue streams.
seekingalpha
9.5
01-22seekingalpha
Third Coast Bancshares (TCBX) Reports $17.9M Q4 Net Income, 5.5% Loan Growth
  • Significant Asset Growth: Third Coast Bancshares reported total assets of $5.34 billion in Q4 2025, reflecting a 5.5% increase from the previous quarter and an 8.1% rise year-over-year, indicating strong market demand and robust business expansion capabilities.
  • Loan and Deposit Increases: The bank added $230 million in loans during Q4, reaching a total of $4.39 billion, while deposits rose to $4.6 billion, marking increases of 5.5% and 5.8% respectively from the prior quarter, reflecting enhanced customer trust and market share growth.
  • Improved Profitability: Net income for Q4 reached $17.9 million, leading to a record annual net income of $66.3 million, a 39% year-over-year increase, with earnings per share at $1.02, exceeding market expectations and demonstrating sustained profitability enhancement.
  • Future Growth Outlook: Management projects quarterly loan growth targets of $75 million to $100 million for 2026, and with the upcoming completion of the Keystone Bancshares merger, the company expects to further strengthen its market competitiveness and operational scale.
seekingalpha
9.5
01-21seekingalpha
Third Coast Bancshares (TCBX) Q4 EPS of $1.02 Beats Estimates by $0.13
  • Strong Earnings Performance: Third Coast Bancshares reported a Q4 GAAP EPS of $1.02, exceeding market expectations by $0.13, which demonstrates the company's ongoing profitability and reinforces investor confidence in its future growth.
  • Significant Revenue Growth: The company achieved Q4 revenue of $56.5 million, a 22% year-over-year increase, surpassing expectations by $3.43 million, reflecting its robust market performance and expanding customer base, indicating sustained growth potential ahead.
  • Positive Market Evaluation: Analysts' quant ratings on Third Coast Bancshares indicate its undervalued status, suggesting a bullish outlook that may attract more investor interest in the stock.
  • Historical Data Support: The consistent growth in the company's historical earnings data provides strong backing for its future performance, further enhancing market recognition of its long-term investment value.
PRnewswire
9.5
01-21PRnewswire
Third Coast Bancshares Reports Record $66.3M Net Income and $3.79 EPS for 2025
  • Strong Annual Performance: Third Coast Bancshares achieved a record net income of $66.3 million and diluted earnings per share of $3.79 for 2025, reflecting significant improvements in loan growth and fee income, thereby solidifying its competitive position in the market.
  • Loan Portfolio Growth: As of December 31, 2025, total loans increased to $4.39 billion, a 5.5% rise from September 30, 2025, primarily driven by robust commercial and industrial loan performance, indicating the company's expansion capabilities in the credit market.
  • Noninterest Income Increase: Noninterest income reached $4.3 million in Q4 2025, up 19.4% from $3.6 million in Q3 2025, demonstrating significant progress in diversifying income sources and enhancing overall profitability.
  • Improved Asset Quality: As of December 31, 2025, nonperforming loans totaled $21.5 million, with the nonperforming loans to total loans ratio decreasing to 0.49%, showcasing the company's effectiveness in risk management and asset quality control, which further boosts investor confidence.
seekingalpha
9.5
01-21seekingalpha
Major Earnings Reports After Bell: KMI, KNX, CACI, RLI, NVEC
  • Earnings Report Preview: After the market closes on Wednesday, major companies including Kinder Morgan (KMI), Knight-Swift Transportation Holdings (KNX), CACI International (CACI), RLI Corp. (RLI), and NVE Corporation (NVEC) are set to release their earnings, with market participants anticipating how these results will impact stock prices.
  • Market Focus: Investors will closely monitor these earnings to assess company performance in the current economic climate, particularly how dynamics in the transportation and energy sectors may influence overall market sentiment.
  • Additional Earnings Releases: In addition to the major players, other companies such as BANC, FULT, LOB, and TCBX are also scheduled to report earnings after Wednesday's close, adding to the richness of the earnings season narrative.
  • Earnings Season Calendar: Seeking Alpha provides a comprehensive earnings season calendar, assisting investors in tracking upcoming earnings reports to ensure timely access to critical information for informed investment decisions.
Wall Street analysts forecast TCBX stock price to rise
3 Analyst Rating
Wall Street analysts forecast TCBX stock price to rise
1 Buy
2 Hold
0 Sell
Moderate Buy
Current: 0.000
sliders
Low
43.00
Averages
44.50
High
46.00
Current: 0.000
sliders
Low
43.00
Averages
44.50
High
46.00
Keefe Bruyette
Market Perform
maintain
$43 -> $45
AI Analysis
2026-01-26
Reason
Keefe Bruyette
Price Target
$43 -> $45
AI Analysis
2026-01-26
maintain
Market Perform
Reason
Keefe Bruyette raised the firm's price target on Third Coast Bancshares to $45 from $43 and keeps a Market Perform rating on the shares.
Keefe Bruyette
Woody Lay
Market Perform
maintain
$42 -> $43
2025-10-30
Reason
Keefe Bruyette
Woody Lay
Price Target
$42 -> $43
2025-10-30
maintain
Market Perform
Reason
Keefe Bruyette analyst Woody Lay raised the firm's price target on Third Coast Bancshares to $43 from $42 and keeps a Market Perform rating on the shares.
Unlock Full Analyst Thesis, Get the complete breakdown of rating reason for TCBX
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Valuation Metrics

The current forward P/E ratio for Third Coast Bancshares Inc (TCBX.O) is 10.01, compared to its 5-year average forward P/E of 11.58. For a more detailed relative valuation and DCF analysis to assess Third Coast Bancshares Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PE
11.58
Current PE
10.01
Overvalued PE
16.11
Undervalued PE
7.04

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average EV/EBITDA
0.00
Current EV/EBITDA
0.00
Overvalued EV/EBITDA
0.00
Undervalued EV/EBITDA
0.00

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
2.05
Current PS
2.20
Overvalued PS
2.52
Undervalued PS
1.58

Financials

AI Analysis
Annual
Quarterly

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Frequently Asked Questions

What is Third Coast Bancshares Inc (TCBX) stock price today?

The current price of TCBX is 37.34 USD — it has decreased -0.9

What is Third Coast Bancshares Inc (TCBX)'s business?

Third Coast Bancshares, Inc. is a bank holding company. The Company is operating primarily in the Greater Houston, Dallas-Fort Worth, and Austin-San Antonio markets through its wholly owned subsidiary, Third Coast Bank (the Bank). The Bank conducts banking operations through approximately 19 branches encompassing the four metropolitan areas in Texas. It is focused on providing commercial banking solutions to small and medium-sized businesses and professionals with operations in its markets. The Bank's deposits include checking accounts, money market accounts, savings accounts, a variety of certificates of deposit and individual retirement accounts. It offers traditional bank products such as checking, savings, money markets, and CD accounts, as well as a full range of banking services including retail and commercial online banking platforms, mobile banking apps, debit cards, credit cards, a suite of treasury management solutions, merchant card services and customer digital solutions.

What is the price predicton of TCBX Stock?

Wall Street analysts forecast TCBX stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for TCBX is44.50 USD with a low forecast of 43.00 USD and a high forecast of 46.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Third Coast Bancshares Inc (TCBX)'s revenue for the last quarter?

Third Coast Bancshares Inc revenue for the last quarter amounts to 56.25M USD, increased 22.11

What is Third Coast Bancshares Inc (TCBX)'s earnings per share (EPS) for the last quarter?

Third Coast Bancshares Inc. EPS for the last quarter amounts to 0.95 USD, increased 31.94

How many employees does Third Coast Bancshares Inc (TCBX). have?

Third Coast Bancshares Inc (TCBX) has 412 emplpoyees as of March 15 2026.

What is Third Coast Bancshares Inc (TCBX) market cap?

Today TCBX has the market capitalization of 615.58M USD.