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JCAP Overview

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$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
$
0.000
0.000(0.000%)
At close
0.000(0.000%)Aft-market
ET
OverviewStock Price PredictionTechnicalValuationFinancialsEarningsShould I BuyNews & Events
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Intellectia

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High
18.565
Open
18.510
VWAP
18.02
Vol
279.93K
Mkt Cap
990.33M
Low
17.610
Amount
5.04M
EV/EBITDA(TTM)
7.35
Total Shares
55.42M
EV
2.40B
EV/OCF(TTM)
9.34
P/S(TTM)
2.39
Jefferson Capital, Inc. is an analytically driven purchaser and manager of charged-off and insolvency consumer accounts with operations primarily in the United States, Canada, the United Kingdom and Latin America. The Company purchases and services both secured and unsecured assets, and its client base includes creditors, banks, fintech origination platforms, telecommunications providers, credit card issuers and auto finance companies. The Company purchases portfolios of consumer receivables at deep discounts to face value and manages them by working with individuals as they repay their obligations and work toward financial recovery. Previously charged-off receivables include receivables subject to bankruptcy proceedings. The Company also provides debt servicing and other portfolio management services to credit originators for non-performing loans.
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Events Timeline

(ET)
2026-05-14
16:40:00
Jefferson Capital Reports Q1 Revenue of $176.44M
select
2026-03-12 (ET)
2026-03-12
16:40:00
Company Reports Q4 Revenue of $154.8M
select
2026-01-08 (ET)
2026-01-08
06:20:00
Jefferies and Keefe Bruyette Jointly Manage Offering
select
2026-01-05 (ET)
2026-01-05
19:00:00
Aeva Stock Rises 26.8% After Announcing 4D LiDAR Integration with NvidiaDrive Hyperion
select
2026-01-05
16:30:00
Jefferson Capital Plans to Offer 10M Shares in Secondary Offering
select

News

seekingalpha
9.5
05-14seekingalpha
Jefferson Capital Q1 Earnings Exceed Expectations
  • Earnings Beat: Jefferson Capital reported a Q1 Non-GAAP EPS of $0.73, surpassing expectations by $0.05, indicating a robust profitability trend that may attract increased investor interest.
  • Significant Revenue Growth: The company achieved Q1 revenue of $176.4 million, exceeding forecasts by $5.62 million, reflecting strong operational performance that could lay the groundwork for future growth.
  • Positive Market Reaction: The earnings beat has bolstered market confidence in Jefferson Capital, potentially driving its stock price higher and enhancing the company's overall image in the capital markets.
  • Strategic Growth Potential: This earnings performance not only highlights the company's current financial health but may also support future expansion and investment opportunities, strengthening its competitive position in the industry.
seekingalpha
8.5
04-23seekingalpha
Jefferson Capital Successfully Expands Credit Facility by $150M
  • Credit Facility Expansion: Jefferson Capital successfully expands its revolving credit facility by $150 million, increasing total capacity to $1.15 billion, which enhances the company's liquidity and financial flexibility to support future business growth.
  • New Banking Partners: The expansion adds two new banking partners, each committing $75 million, which not only diversifies the funding sources but also strengthens the company's financing capabilities and reduces capital costs.
  • Future Financing Potential: The amended credit agreement raises the maximum cap on future increases in revolving credit commitments to $1.425 billion, providing greater flexibility for the company's future capital needs and supporting its long-term strategic objectives.
  • No Major Changes: The amendment did not include any other material changes, indicating the company's proactive approach to enhancing its capital base while maintaining its existing financial structure to adapt to market fluctuations.
seekingalpha
9.5
03-13seekingalpha
Jefferson Capital Reports Record Q4 2025 Earnings and Strategic Developments
  • Record Financial Performance: Jefferson Capital reported a record revenue of $155 million for Q4 2025, reflecting a 30% year-over-year increase, while adjusted pretax income reached $51 million, showcasing the company's sustained growth driven by strong deployments and higher net yields.
  • Investment Deployment Growth: The company achieved total investment deployments of $381 million in the quarter, up 6% from Q4 2024, indicating an aggressive expansion strategy and confidence in future growth prospects.
  • Enhanced Legal Channel Efficiency: Despite court costs rising 86% year-over-year to $17.7 million, Jefferson Capital's efficient legal channel operations are expected to support higher recovery rates in the future, further strengthening its financial stability.
  • Optimistic Outlook: Management anticipates collecting $1.1 billion of its receivables over the next 12 months, emphasizing the company's strong positioning and ongoing market opportunities in the current macroeconomic environment.
seekingalpha
9.5
03-12seekingalpha
Jefferson Capital Reports Strong Q4 Earnings Beat
  • Strong Earnings Performance: Jefferson Capital reported a Q4 Non-GAAP EPS of $0.69, beating expectations by $0.03, indicating a sustained improvement in profitability that boosts investor confidence.
  • Significant Revenue Growth: The company achieved revenues of $154.8 million, reflecting a 30.1% year-over-year increase, surpassing market expectations by $0.89 million, which underscores robust business expansion and strong market demand, further solidifying its market position.
  • Stock Offering Plan: Jefferson Capital successfully priced a $205 million stock offering at $20.50 per share, which is expected to provide additional funding support for future growth and investments.
  • Share Repurchase Plan: The company's shareholders plan a secondary offering while also repurchasing shares, a move that not only helps enhance EPS but also demonstrates management's confidence in the company's future prospects.
Globenewswire
8.5
01-08Globenewswire
Jefferson Capital Prices 10M Share Offering at $20.50 Each
  • Offering Size: Jefferson Capital announced a public offering of 10 million shares at $20.50 each, potentially raising $205 million to strengthen its capital structure for future acquisitions and investments.
  • Additional Purchase Option: Underwriters have a 30-day option to purchase an additional 1.5 million shares, which, if exercised, would further increase total capital and enhance market demand and liquidity for the stock.
  • Share Repurchase Plan: Concurrently, Jefferson Capital will repurchase 3 million shares at the same price from underwriters, indicating confidence in its stock and potentially boosting earnings per share.
  • Underwriter Lineup: The offering is managed by notable financial institutions including Jefferies and Keefe, Bruyette & Woods, reflecting strong market interest and trust in the transaction.
Globenewswire
8.5
01-05Globenewswire
Jefferson Capital Plans to Offer 10 Million Shares in Secondary Offering
  • Stock Offering Plan: Jefferson Capital intends to sell 10 million shares of common stock in an underwritten secondary offering, which is expected to provide liquidity to existing shareholders and enhance market confidence.
  • Additional Purchase Option: Underwriters will have a 30-day option to purchase an additional 1.5 million shares, further increasing market participation and potentially enhancing stock liquidity.
  • Share Repurchase Plan: Jefferson Capital plans to concurrently repurchase 3 million shares of common stock at the price paid by underwriters to selling shareholders, which will reduce the number of shares outstanding and may enhance earnings per share.
  • Underwriter Lineup: The secondary offering is being managed by Jefferies and Keefe, Bruyette & Woods as joint-lead book-running managers, reflecting strong market confidence and support for the company.
Wall Street analysts forecast JCAP stock price to rise
4 Analyst Rating
Wall Street analysts forecast JCAP stock price to rise
4 Buy
0 Hold
0 Sell
Strong Buy
Current: 0.000
sliders
Low
26.00
Averages
27.25
High
29.00
Current: 0.000
sliders
Low
26.00
Averages
27.25
High
29.00
Raymond James
Outperform
to
Outperform
downgrade
$22 -> $21
AI Analysis
2026-05-15
New
Reason
Raymond James
Price Target
$22 -> $21
AI Analysis
2026-05-15
New
downgrade
Outperform
to
Outperform
Reason
Raymond James lowered the firm's price target on Jefferson Capital to $21 from $22 and keeps an Outperform rating on the shares. The company's lower leverage, efficient collection model, heavy exposure to the currently more attractive U.S. market, and recent acquisition position Jefferson Capital to outperform in the medium term, the analyst tells investors in a research note.
Keefe Bruyette
Outperform
maintain
$28
2026-03-30
Reason
Keefe Bruyette
Price Target
$28
2026-03-30
maintain
Outperform
Reason
Jefferson Capital's management, led by CEO David Burton and CFO Christo Realov, highlighted opportunities for capital deployment, historical outperformance in recessions, low leverage supporting increased deployment, and structural operational advantages over peers, positioning the company well to deliver on a strong operating outlook, Keefe Bruyette tells investors in a research note. The firm, which has an Outperform rating and $28 price target on the shares, says the selloff creates an attractive entry point.
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Valuation Metrics

The current forward P/E ratio for Jefferson Capital Inc (JCAP.O) is 0.00, compared to its 5-year average forward P/E of 6.69. For a more detailed relative valuation and DCF analysis to assess Jefferson Capital Inc's fair value, Click here.

Forward PE

The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
N/A
5Y Average PE
6.69
Current PE
0.00
Overvalued PE
8.59
Undervalued PE
4.80

Forward EV/EBITDA

The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average EV/EBITDA
7.07
Current EV/EBITDA
3.77
Overvalued EV/EBITDA
9.68
Undervalued EV/EBITDA
4.46

Forward PS

The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
StronglyUndervaluedUndervaluedFairOvervaluedStronglyOvervalueddotted line Image
5Y Average PS
1.72
Current PS
1.64
Overvalued PS
2.10
Undervalued PS
1.34

Financials

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Whales Holding JCAP

N
Nantahala Capital Management, LLC
Holding
JCAP
+5.61%
3M Return
N
North Reef Capital Management LP
Holding
JCAP
-3.83%
3M Return

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Frequently Asked Questions

What is Jefferson Capital Inc (JCAP) stock price today?

The current price of JCAP is 17.87 USD — it has decreased -4.39

What is Jefferson Capital Inc (JCAP)'s business?

Jefferson Capital, Inc. is an analytically driven purchaser and manager of charged-off and insolvency consumer accounts with operations primarily in the United States, Canada, the United Kingdom and Latin America. The Company purchases and services both secured and unsecured assets, and its client base includes creditors, banks, fintech origination platforms, telecommunications providers, credit card issuers and auto finance companies. The Company purchases portfolios of consumer receivables at deep discounts to face value and manages them by working with individuals as they repay their obligations and work toward financial recovery. Previously charged-off receivables include receivables subject to bankruptcy proceedings. The Company also provides debt servicing and other portfolio management services to credit originators for non-performing loans.

What is the price predicton of JCAP Stock?

Wall Street analysts forecast JCAP stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for JCAP is27.25 USD with a low forecast of 26.00 USD and a high forecast of 29.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.

What is Jefferson Capital Inc (JCAP)'s revenue for the last quarter?

Jefferson Capital Inc revenue for the last quarter amounts to 110.86M USD, decreased -1.15

What is Jefferson Capital Inc (JCAP)'s earnings per share (EPS) for the last quarter?

Jefferson Capital Inc. EPS for the last quarter amounts to 0.68 USD, decreased -31.31

How many employees does Jefferson Capital Inc (JCAP). have?

Jefferson Capital Inc (JCAP) has 1120 emplpoyees as of May 16 2026.

What is Jefferson Capital Inc (JCAP) market cap?

Today JCAP has the market capitalization of 990.33M USD.