JCAP
Jefferson Capital Inc
$
18.880
Line
|
Candle
1D
5D
1M
3M
6M
YTD
1Y
5Y
High
18.910
Open
18.560
VWAP
18.59
Vol
91.18K
Mkt Cap
1.10B
Low
18.030
Amount
1.70M
EV/EBITDA(TTM)
--
Total Shares
64.81M
EV
2.35B
EV/OCF(TTM)
--
P/S(TTM)
--
Jefferson Capital, Inc. is an analytically driven purchaser and manager of charged-off and insolvency consumer accounts with operations primarily in the United States, Canada, the United Kingdom and Latin America. The accounts it purchases are primarily the unpaid obligations of individuals owed to credit grantors, which include banks, non-bank consumer lenders, auto finance companies, utilities and telecom companies. The Company purchases nonperforming consumer loans and receivables at a discount to their face value across a broad range of financial assets, including where the account holder has initiated a bankruptcy proceeding, or an equivalent proceeding in Canada or the United Kingdom. It enables its clients to focus their operations on the origination of new loans to new customers and to better serve their active customers, while also enabling consumers to resolve their existing obligations based on their current financial circumstances.
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6 Analyst Rating
19.17% Upside
Wall Street analysts forecast JCAP stock price to rise over the next 12 months. According to Wall Street analysts, the average 1-year price target for JCAP is 22.50 USD with a low forecast of 18.00 USD and a high forecast of 29.00 USD. However, analyst price targets are subjective and often lag stock prices, so investors should focus on the objective reasons behind analyst rating changes, which better reflect the company's fundamentals.
5 Buy
1 Hold
0 Sell
Strong Buy
19.17% Upside
Current: 18.880
Low
18.00
Averages
22.50
High
29.00
19.17% Upside
Current: 18.880
Low
18.00
Averages
22.50
High
29.00
Citizens JMP
Outperform
initiated
$23
2025-07-21
Reason
Citizens JMP
Price Target
$23
2025-07-21
initiated
Outperform
Reason
Citizens JMP initiated coverage of Jefferson Capital with an Outperform rating and $23 price target. The firm says Jefferson has a multi-decade track record of driving profitable collections on "hard-to-collect" portfolios. The company's diversified collection channels have led to a more variable-cost model versus peers, the analyst tells investors in a research note.
Keefe Bruyette
Strong Buy
initiated
$22
2025-07-21
Reason
Keefe Bruyette
Price Target
$22
2025-07-21
initiated
Strong Buy
Reason
Keefe Bruyette initiated coverage of Jefferson Capital with an Outperform rating and $22 price target, representing 35% total upside from current levels. The firm says Jefferson is a global purchaser and servicer of charged-off consumer debt. The analyst likes the company's "strong" growth, high returns on equity, and "disciplined" portfolio underwriting.
Jefferies
Buy
initiated
$29
2025-07-21
Reason
Jefferies
Price Target
$29
2025-07-21
initiated
Buy
Reason
Jefferies initiated coverage of Jefferson Capital with a Buy rating and $29 price target. The firm says Jefferson is an "analytically driven" purchaser and manager of charged-off and insolvent consumer accounts. It believes the macro environment for collections is favorable while the company is positioned for strong growth.
Truist
Buy
initiated
$24
2025-07-21
Reason
Truist
Price Target
$24
2025-07-21
initiated
Buy
Reason
Truist initiated coverage of Jefferson Capital with a Buy rating and $24 price target. The firm says the company's portfolio supply is driven by rising consumer balances and straining finances. It says Jefferson participates in markets that reach $5 trillion in total debt outstanding. Truist views the company as the most efficient among its major peers.
Raymond James
Robert Dodd
Outperform
initiated
$19
2025-07-21
Reason
Raymond James
Robert Dodd
Price Target
$19
2025-07-21
initiated
Outperform
Reason
Raymond James analyst Robert Dodd initiated coverage of Jefferson Capital with an Outperform rating and $19 price target. The company is positioned to outperform its medium term growth and profitability trends due to its lower leverage, collection model and focus on the "currently more attractive" U.S. market, the analyst tells investors in a research note.
See All Ratings
Valuation Metrics
The current forward P/E ratio for Jefferson Capital Inc (JCAP.O) is 7.56, compared to its 5-year average forward P/E of 6.39. For a more detailed relative valuation and DCF analysis to assess Jefferson Capital Inc 's fair value, click here.
Forward PE
The forward P/E ratio is a valuation metric that divides a company's current stock price by its estimated future earnings per share over the next 12 months.
Fair
5Y Average PE
6.39
Current PE
7.56
Overvalued PE
8.59
Undervalued PE
4.18
Forward EV/EBITDA
The forward EV/EBITDA ratio is a valuation metric that divides a company's enterprise value (EV) by its estimated future earnings before interest, taxes, depreciation, and amortization (EBITDA) over the next 12 months.
Fair
5Y Average EV/EBITDA
6.10
Current EV/EBITDA
6.93
Overvalued EV/EBITDA
8.37
Undervalued EV/EBITDA
3.84
Forward PS
The forward P/S ratio is a valuation metric that divides a company's current stock price by its estimated future sales (or revenue) per share over the next 12 months.
N/A
5Y Average PS
2.68
Current PS
18.88
Overvalued PS
6.98
Undervalued PS
-1.61
Financials
Annual
Quarterly
FY2025Q2
109.16M
Total Revenue
FY2025Q2
86.64M
Operating Profit
FY2025Q2
47.65M
Net Income after Tax
FY2025Q2
0.82
EPS - Diluted
FY2025Q2
130.03M
Free Cash Flow
FY2025Q2
43.65
Net Margin - %
Trading Trends
Insider
Insiders are Neutral. There are no significant trading trends over the last month.
Sold
0-3
Months
0.0
USD
0
3-6
Months
0.0
USD
0
6-9
Months
0.0
USD
0
0-12
Months
0.0
USD
0
Bought
0-3
0
0.0
USD
Months
3-6
0
0.0
USD
Months
6-9
0
0.0
USD
Months
0-12
0
0.0
USD
Months
Hedge Fund
Hedge Funds are Neutral. There are no significant trading trends over the last quarter.
Sold
0-3
Months
0.0
Volume
0
3-6
Months
0.0
Volume
0
6-9
Months
0.0
Volume
0
0-12
Months
0.0
Volume
0
Bought
0-3
0
0.0
Volume
Months
3-6
0
0.0
Volume
Months
6-9
0
0.0
Volume
Months
0-12
0
0.0
Volume
Months
Congress Trading
Congress are Neutral. There are no significant trading trends over the last month.
Sold
0-3
Months
0.0
USD
0
3-6
Months
0.0
USD
0
6-9
Months
0.0
USD
0
0-12
Months
0.0
USD
0
Bought
0-3
0
0.0
USD
Months
3-6
0
0.0
USD
Months
6-9
0
0.0
USD
Months
0-12
0
0.0
USD
Months
Insider
Insiders are Neutral. There are no significant trading trends over the last month.
Sold
0-3
Months
0.0
USD
0
3-6
Months
0.0
USD
0
6-9
Months
0.0
USD
0
0-12
Months
0.0
USD
0
Bought
0-3
0
0.0
USD
Months
3-6
0
0.0
USD
Months
6-9
0
0.0
USD
Months
0-12
0
0.0
USD
Months
JCAP News & Events
Events Timeline
2025-10-28 (ET)
2025-10-28
08:12:36
Jefferson Capital reveals changes and expansion of revolving credit facility
2025-10-27 (ET)
2025-10-27
08:07:47
Jefferson Capital set to purchase $488M credit card portfolio
2025-06-26 (ET)
2025-06-26
11:01:26
Jefferson Capital opens at $19, IPO priced at $15 per share
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News
8.5
10-28NewsfilterJefferson Capital Reveals Changes and Increase to Senior Secured Revolving Credit Facility
6.5
10-09NASDAQ.COMAnalyst's Projected 12-Month Target for VTHR
8.5
10-09NewsfilterJefferson Capital to Celebrate Public Company Listing by Ringing Nasdaq Opening Bell
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FAQ
What is Jefferson Capital Inc (JCAP) stock price today?
The current price of JCAP is 18.88 USD — it has increased 2.39 % in the last trading day.
What is Jefferson Capital Inc (JCAP)'s business?
What is the price predicton of JCAP Stock?
What is Jefferson Capital Inc (JCAP)'s revenue for the last quarter?
What is Jefferson Capital Inc (JCAP)'s earnings per share (EPS) for the last quarter?
What changes have occurred in the market's expectations for Jefferson Capital Inc (JCAP)'s fundamentals?
How many employees does Jefferson Capital Inc (JCAP). have?